BizFi Solution
- Company typePrivate
- Founded2022
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What BizFi Solution does
BizFi Solution is a privately held, for-profit financial services firm headquartered in New York, NY, founded in 2022 with a headcount reported in the 11-50 employee range. According to available firmographic data, the company provides small and mid-sized businesses with four core financing products: SBA loans, working capital advances, business credit lines, and accounts receivable (AR) factoring. This product mix positions the firm as a small-business credit intermediary rather than a balance-sheet lender or a pure software provider, likely operating through origination, packaging, and/or referral of credit facilities to underlying capital sources.
Beyond the high-level product description, the underlying operational specifics are not documented in the available data. The company's public website (bizfisolution.com) was inaccessible at the time of data collection, returning only a verification/loading screen, and no information is available regarding proprietary technology, underwriting models, lender or banking partnerships, pricing/fees, customer segmentation, geographic coverage outside of the New York domicile, leadership team, or funding history. There are no disclosed AI/ML capabilities, integrations, certifications, or product launches in the input.
The business model implied by the product set is a transaction-based revenue model: fee income on SBA loan originations, working-capital advance economics, line-of-credit facilitation fees, and factoring margin or discount on receivables purchased. However, without disclosed pricing, contract structure, capital-provider relationships, or any revenue figures, the revenue mechanics cannot be substantiated beyond this structural inference. For an investment-analysis audience, BizFi Solution should be treated as an early-stage, thinly documented SMB credit intermediary with a standard product suite and no verifiable differentiators in the available data.
BizFi Solution firmographics
Firmographics- Name
- BizFi Solution
- Website
- https://bizfisolution.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
BizFi Solution industry classification
Industry- Product category
- Commercial Lending
- NAICS
- Other Nondepository Credit Intermediation (52229), Activities Related to Credit Intermediation (5223)
- SIC
- Short-Term Business Credit Institutions (6153), Loan Brokers (6163)
- akta.pro primary industry
- SBA/Government-Backed & Development Finance Loans (FSAKAGAI)
- akta.pro secondary industries
- SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB), Direct Lending — Asset-Based Lending (ABL) (FSAHAJAE)
Keywords
Where BizFi Solution is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Markets served
BizFi Solution business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations
BizFi Solution product offering
Product offeringCore offering
BizFi Solution is a US-based business financing provider that offers SBA loans, working capital solutions, business credit lines, and accounts receivable (AR) factoring to small and mid-sized businesses. The company bundles multiple forms of commercial credit under one roof, allowing SMB borrowers to access different capital structures (government-backed term loans, short-term working capital, revolving credit, and invoice-based financing) from a single counterparty.
Differentiator
Problem solved
Functional benefit
Products and services
- SBA Loans
- Working Capital
- Business Credit Lines
- AR Factoring
Companies that use BizFi Solution
Customer profileIdeal customer profiles1 record
BizFi Solution technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
BizFi Solution partnerships and signals
Strategic signalRecent moves1 record
Expansion highlights1 record
BizFi Solution competitors and assessment
Company assessmentDirect peers
- BlueVine: BlueVine is a fintech offering lines of credit, invoice factoring, and term loans to small businesses. It is one of the closest direct competitors to BizFi Solution given its overlapping product set of working capital, credit lines, and AR factoring.
- Fundbox: Fundbox provides working capital advances and credit lines to small businesses, often against receivables. Its focus on revolving credit and invoice-based underwriting makes it a direct peer in the working capital and AR factoring categories.
- OnDeck: OnDeck (now part of Enova) originates short-term working capital loans and lines of credit to SMBs. It competes directly with BizFi Solution's working capital and credit line products for the same small business borrower.
- Lendio: Lendio operates as an SMB loan marketplace connecting borrowers with SBA, term loan, and line of credit products from multiple lenders. It is a direct peer if BizFi Solution operates as a broker and adjacent competitor if it originates directly.
- SmartBiz: SmartBiz is a fintech specializing in SBA loan origination for small businesses, paired with bank partners. It is a direct competitor in the SBA lending product line that BizFi Solution explicitly markets.
- National Funding: National Funding provides working capital loans, equipment financing, and factoring to SMBs. Its product mix closely mirrors BizFi Solution's working capital and AR factoring offerings.
- Currency: Currency is an SBA-focused small business lender offering SBA 7(a) loans to SMBs. It directly competes with BizFi Solution in the SBA loan segment of its product suite.
- Fora Financial: Fora Financial provides working capital advances and merchant cash advances to small businesses. It is a direct peer in the short-term working capital lending category.
- Kapitus: Kapitus offers working capital, SBA loans, and equipment financing to SMBs. Its multi-product offering closely resembles BizFi Solution's bundle and serves a similar borrower profile.
Regional players
- Accion Opportunity Fund: Accion Opportunity Fund is a mission-driven small business lender focused on underserved SMBs. While it serves a community development angle, it competes for the same SBA and microloan borrowers in major U.S. markets.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat1 record
Key risks5 records
Key highlights4 records
Customer concentration
BizFi Solution social profiles
Digital presenceBizFi Solution financial estimates
Financial estimateRevenue estimate
Valuation estimate
BizFi Solution leadership team
Management profileNumber of profiles
BizFi Solution funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
BizFi Solution M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about BizFi Solution
What does BizFi Solution do?
BizFi Solution is a US-based business financing provider that offers SBA loans, working capital solutions, business credit lines, and accounts receivable (AR) factoring to small and mid-sized businesses. The company bundles multiple forms of commercial credit under one roof, allowing SMB borrowers to access different capital structures (government-backed term loans, short-term working capital, revolving credit, and invoice-based financing) from a single counterparty.
When was BizFi Solution founded?
BizFi Solution was founded in 2022. It employs 11 to 50 people.
Where is BizFi Solution based?
BizFi Solution is headquartered in New York, United States, in the North America region.
Who are BizFi Solution's main competitors?
Direct peers on record are BlueVine, Fundbox, OnDeck, Lendio, SmartBiz, National Funding, Currency, Fora Financial and Kapitus. Accion Opportunity Fund is listed as a regional player.
Does BizFi Solution have an API?
No public API is recorded for BizFi Solution.
What industry is BizFi Solution in?
BizFi Solution's product category is Commercial Lending. Its primary akta.pro industry code is FSAKAGAI, SBA/Government-Backed & Development Finance Loans, with a secondary code of FSABABAB, SME Business Lending (Term Loans, Lines of Credit, Overdrafts). Its NAICS code is 52229 and its SIC code is 6153.