Neosoft

What Neosoft does

Neosoft monetizes through four streams: (1) subscription/recurring revenue from regulatory compliance and cloud/SaaS platforms, (2) managed security and vulnerability monitoring services, (3) professional consulting for digital transformation and regulatory monitoring, and (4) custom software development and system integration. Pricing is quote-based with annual billing cadence, tailored to institution size and regulatory scope. Go-to-market is consultative direct enterprise sales targeting tier-1 banks and emerging fintechs across Latin America, supported by content marketing via the company blog and direct contact channels. The customer base includes BCI, Santander, Scotiabank, Banco Estado, Itaú, Banco de Chile, Banco do Brasil, BTG Pactual, BNP Paribas, and Banco de China, with average client tenure exceeding 20 years. Neosoft is a privately held subsidiary of Aquila, a division of Vela Software, which in turn belongs to Constellation Software Inc. (TSX: CSU), one of the world's largest software conglomerates.

Name

Neosoft

Legal name

Neosoft

Website

https://neosoft.cl

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Short description

Neosoft is a Chilean software company, founded circa 1994 and owned within the Constellation Software/Aquila ecosystem, that provides regulatory compliance, cybersecurity, cloud/SaaS, and AI-enabled banking technology platforms to tier-1 banks and fintechs across Latin America.

Ownership category

akta.pro rank

Headquarters

HQ city

Santiago

HQ country

Chile

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Regulatory Compliance Solutions: Software platforms and services enabling financial institutions to meet regulatory reporting and supervision requirements. Delivered as SaaS with continuous updates aligned with regulatory changes.
2. Cybersecurity Services: Security assessment, vulnerability analysis, and ongoing security monitoring for financial institutions. Includes penetration testing, compliance audits, and security infrastructure management.
3. Technology Consulting: Expert consulting services for regulatory monitoring, technology implementation, and digital transformation for financial institutions.
4. Custom Software Development: Bespoke software development and system integration services tailored for specific financial institution requirements.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Neosoft develops, maintains, and operates software platforms that enable banks, fintechs, and other financial entities in Latin America to comply with country-specific regulatory reporting and supervision requirements. Its core deliverable is an integrated regulatory compliance platform backed by Banking APIs (v2.4.1), vulnerability analysis systems aligned with ISO27001/NCh2777/BCBS239, and complementary cybersecurity, cloud/SaaS, and custom development services.

Product overview

Neosoft offers a unified platform for banking regulation and compliance in Latin America, comprising a Banking API (v2.4.1), financial APIs, and an integrated regulatory platform. The core offering includes Banking Integration and Financial APIs that connect institutions to regulatory reporting systems. Add-on modules cover Cybersecurity, Cloud/SaaS delivery, and Fintech support. Professional services include Consulting, Custom Development, and Regulatory Compliance services (monitoring, specification, implementation, and QA). All components work together to serve banks, fintechs, and financial entities across Latin America with a median client collaboration of over 20 years.

Differentiator

Problem solved

Functional benefit

Products and services

• Plataforma de Regulación Bancaria (Banking Regulation Platform) Integrated technology platform that enables financial institutions to comply with reporting and supervision requirements from financial regulators in each Latin American country; solutions are automatically updated when regulatory changes occur.
• Banking API (v2.4.1) Versioned API (v2.4.1) enabling banks and financial institutions to integrate securely with Neosoft's banking regulation and compliance platforms and to connect with regulatory reporting systems.
• Integración Bancaria (Banking Integration) Banking integration solutions that enable financial institutions to connect with regulatory systems and comply with banking supervision requirements across Latin America.
• APIs Financieras (Financial APIs) Financial APIs providing programmatic access to Neosoft's regulatory compliance and banking services, supporting fintech integration and institutional connections.
• Consultoría (Consulting) Technology and regulatory consulting services guiding financial institutions through digital transformation, cloud adoption, and regulatory compliance requirements.
• Desarrollo a Medida (Custom Development) Custom software development tailored to the specific needs of financial institutions, including bespoke solutions for regulatory compliance and operational optimization.
• Soluciones de Ciberseguridad (Cybersecurity Solutions) Cybersecurity solutions for the financial sector including automated vulnerability analysis, firewall rule management, SSL/TLS certificate verification, and comprehensive security assessments aligned with ISO27001, NCh2777, and BCBS239.
• Tecnología Cloud y SaaS (Cloud and SaaS Delivery) Cloud-based and Software-as-a-Service delivery options for Neosoft's regulatory and banking solutions, providing scalability and flexibility for financial institutions.
• Apoyo a Fintech (Fintech Support) Specialized solutions helping fintech companies integrate into the regulatory ecosystem and comply with the new Fintech Law and other emerging regulations in Latin America.
• Cumplimiento Normativo (Regulatory Compliance Services) Comprehensive regulatory compliance services covering continuous monitoring of regulatory changes, impact analysis, specification of adjustments, technological development and implementation, and exhaustive quality assurance for financial institutions.

Quantifiable outcome

• Average client relationship duration of 20+ years demonstrating long-term partnership value
• +1 more outcomes

Named customers16 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability9 records

Feature4 records

Partnerships

One partnership is on record.

• AquilacoreStrategic or Co-development PartnerNeosoft is an integral part of Aquila, a leading technology solutions company for the financial sector in Latin America. This partnership provides Neosoft access to global innovation, international backing, expanded solution portfolio, best practices sharing, and scalability. Neosoft operates under Aquila's umbrella to deliver integrated financial technology solutions.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Belvo: Latin American open banking/financial API platform connecting fintechs and banks across the region. Directly comparable to Neosoft on the banking API + financial integration dimension, with overlapping customer base in LatAm financial institutions, though focused on data connectivity rather than regulatory compliance reporting.
• Prometeo: LatAm banking API platform offering financial infrastructure for fintech and bank integrations across the region. Comparable to Neosoft on banking API delivery and regional financial-institution customer base, but focused on account aggregation/payments connectivity rather than regulatory reporting.
• Wolters Kluwer OneSumX: Provides regulatory reporting and compliance solutions for banks and financial institutions globally, including multi-jurisdictional coverage. Directly comparable on banking regulatory reporting depth, though typically serving larger Tier 1 banks with cross-border requirements.
• Fenergo: Specializes in regulatory onboarding, KYC, and client lifecycle management for financial institutions. Comparable to Neosoft's regulatory compliance platform offerings for banks, with overlap on the regulatory technology (RegTech) category.
• ThetaRay: AI-driven transaction monitoring and financial crime detection platform for banks and fintechs. Directly comparable to Neosoft's real-time fraud detection and anomaly detection AI capabilities serving financial institutions, with similar banking customer base.
• Feedzai: AI-native financial crime and fraud detection platform serving global banks and payment providers. Comparable to Neosoft on AI-enabled fraud/anomaly detection for financial institutions, though positioned as a global scale-up versus Neosoft's LatAm focus.

Broad incumbents

• NICE Actimize: Global leader in financial crime, AML, and enterprise compliance platforms serving large banks worldwide. Overlaps with Neosoft on the regulatory compliance and risk-scoring dimensions but as a broad incumbent with a global product suite rather than a LatAm-specialist.
• Oracle Financial Services: Provides regulatory reporting, risk management, and compliance analytics for global banks under Oracle's enterprise portfolio. Directly comparable on banking regulatory compliance technology but as a large incumbent serving Tier 1 banks globally with broad-suite offerings beyond LatAm specialization.
• Moody's Analytics: Offers regulatory reporting, risk, and compliance solutions to global financial institutions under Moody's broader analytics franchise. Comparable on regulatory reporting for banks but addresses a much wider geography and customer base than Neosoft's LatAm focus.
• SAS Risk & Compliance: Provides enterprise risk management, fraud detection, and regulatory compliance analytics for financial institutions globally. Overlaps with Neosoft's vulnerability analysis, fraud detection (97% rate), and regulatory reporting capabilities but as a broad analytics incumbent.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/neosoft-inform-tica

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Neosoft