Slim CD

What Slim CD does

Slim CD (SLIM CD INC) is a US payment gateway and payment-processing software provider headquartered in Coral Springs, Florida. The company operates a multi-channel payments platform that enables merchants, ISVs, banks, and ISOs/resellers to accept credit, debit, gift card, and ACH check transactions through a single integration. Its product suite spans Desktop, Mobile (iOS, Android, Windows), Virtual Terminal, Shopping Cart, Invoicing, Hosted Payment Pages, and a real-time Reporting module. Underlying technology includes a language-independent XML-based processing interface supporting SOAP web services and HTTP POST, multi-language SDKs (C#, VB.NET, PHP, Perl, ASP.NET, Delphi, Foxpro, iOS, Android, Java, Python), and integration with all major US processors — TSYS, WorldPay (Vantiv), Global Payments, Chase Paymentech, First Data, and Elavon — plus check processors Certegy, TeleCheck, and Heartland Portico ACH. Security architecture is anchored by tokenization for repeat-billing workflows, Secure Sessions hosted payment pages (which keep developers outside PCI scope), and end-to-end encryption via the POS-X hardware partnership, with igxGlobal providing reduced-scope PA-DSS and PCI validation services.

The business generates revenue from four streams: (1) transaction processing fees on gateway volume across credit, debit, gift, and ACH; (2) hardware sales of EMV-capable terminals from ID TECH (Augusta, VP8300, VP3300) and Ingenico (Lane 3000/3600/7000/8000, Move/5000) plus receipt printers, priced $219–$1,489 per unit with a $100/device activation fee and a 3% credit card surcharge; (3) SDK distribution to ISVs and developers, with COM component licensing carrying no royalties; and (4) royalties from banks and ISO/reseller partners who offer Slim CD as a turnkey merchant-processing solution. Go-to-market is hybrid: API-first self-service for developers via a dedicated developer portal, direct merchant e-commerce sales through slimcd.com, and channel-driven enterprise sales through bank and ISO partner programs serving SMB and mid-market segments including retail, restaurants, e-commerce/MOTO, lodging, and auto rental. The company is privately held by President and CEO Sami Slim, with no disclosed funding rounds, parent company, or institutional investors, and operates exclusively within the United States.

Name

Slim CD

Legal name

SLIM CD INC

Website

https://slimcd.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Slim CD is a US payment gateway provider offering credit, debit, gift card, and ACH processing through a multi-language API, SDK, and EMV hardware, serving SMB merchants, ISVs, banks, and ISO/reseller channel partners across the United States.

Ownership category

akta.pro rank

Product category

Payment Gateway Services

NAICS

Computer and Computer Peripheral Equipment and Software Merchant Wholesalers (423430), Computer and Computer Peripheral Equipment and Software Merchant Wholesalers (42343)

SIC

Wholesale-Computers & Peripheral Equipment & Software (5045)

akta.pro primary industry

POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO)

akta.pro secondary industry

mPOS & SoftPOS (Tap-to-Phone) Solutions (FSAMADAB)

Keywords

• Payment gateway services
• Credit card processing
• EMV card readers
• Developer payment SDK
• Merchant payment processing

Headquarters

HQ city

Coral Springs

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Supply Chain, Infrastructure, Personnel, Marketing or Sales, Operations

Revenue model

1. Transaction Processing Fees: Gateway services for processing credit card, debit, gift card, and ACH check transactions. Merchants connect via internet to process payments on any PC.
2. Hardware Sales: Sale of EMV card readers, PIN pads, mobile readers, and receipt printers. Products include ID TECH Augusta ($236), VP8300 ($349), Ingenico Lane 3000 ($744), Lane 3600 ($960), Lane 7000 ($1,489), Lane 8000 ($1,405), VP3300 Bluetooth ($219), and receipt printers ($325). 3% surcharge on credit card hardware purchases.
3. Developer SDK Licensing: SDK distribution to developers for integration into third-party POS and e-commerce software. COM component for VB6, FOXPRO, and DELPHI carries no royalty fees for distribution with applications.
4. Reseller/Bank Program Royalties: Revenue generation from banks and ISOs/resellers who offer SLIM CD to their merchant customers, with royalties received by the partner organizations.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels3 records

Core offering

Slim CD is a payment gateway platform that processes credit, debit, gift card, and ACH check transactions for merchants across retail, restaurant, e-commerce, lodging, and auto rental environments. It offers a language-independent XML/SOAP API and SDK for software developers, a suite of software products (desktop, mobile, virtual terminal, shopping cart, invoicing, hosted payment pages, reporting), and a catalog of EMV/NFC-capable hardware from ID TECH and Ingenico. The platform supports all major US processors and is also distributed through bank and ISO/reseller channel partnerships.

Product overview

Slim CD is a payment gateway platform offering a comprehensive suite of payment processing solutions across multiple channels: Desktop (retail/restaurant), Mobile (iPhone/Android/Windows), Virtual (eCommerce/mail order), Shopping Cart, Invoicing, and Payment Pages. The platform supports Credit, Debit, Gift Cards, and ACH Check processing through major US processors including TSYS, WorldPay, Global Payments, Chase Paymentech, First Data, and Elavon. Developer integration is available via SDKs for multiple programming languages with single function call transaction processing. Hardware offerings include EMV-capable card readers from ID TECH (Augusta, VP8300, VP3300) and Ingenico (Lane 3000/3600/7000/8000, Move/5000), plus receipt printers. Security features include end-to-end encryption, tokenization for repeat customers without storing card data, and Secure Sessions hosted payment pages to minimize PCI scope.

Differentiator

Problem solved

Functional benefit

Segments8 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

Feature5 records

Partnerships

Two partnerships are on record, tiered core.

• POS-XcoreTechnology or IntegrationPOS-X hardware partnership provides end-to-end encryption solution for developers and merchants. POS-X hardware encrypts track data as it is swiped and decrypts at the processor, minimizing cardholder data capture risk along the route. This limits merchant risk during PCI audits and adds an additional layer of security beyond SLIM CD's existing encryption.
• igxGlobalcoreStrategic or Co-development PartnerPartnership with igxGlobal to provide developers with reduced-scope PA-DSS and PCI validation. Using SLIM CD's technologies, developers have an easier time developing PCI compliant products for their merchants, giving them a competitive edge in information security.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Stripe: Developer-first global payment platform with APIs, SDKs, and hosted payment pages. Competes for the same ISV and developer integration mindshare that Slim CD targets, though at a vastly larger scale and with modern REST/GraphQL tooling.
• Authorize.Net: Visa-owned payment gateway serving SMBs and ISVs with developer APIs, hosted payment forms, and tokenization. Directly comparable as a long-standing US payment gateway targeting software developers and small merchants.
• Paytrace: US payment gateway and processor targeting ISVs and SMB merchants with developer APIs, tokenization, and integrated hardware. Closely comparable in scale, vertical focus, and developer-first positioning.
• USAePay: Developer-focused payment gateway serving SMBs and ISVs with multi-processor support and SDKs across languages. Direct comparable in product scope, target customer, and channel strategy.
• Braintree: PayPal-owned gateway focused on developer integrations, omnichannel acceptance, and tokenization. Direct overlap in the ISV/e-commerce gateway segment Slim CD addresses.
• Square (Block): Integrated payments platform combining POS software, hardware (card readers), and a payment gateway. Competes across Slim CD's retail, restaurant, and mobile acceptance segments with bundled hardware-plus-software offerings.

Broad incumbents

• PayPal: Global payments incumbent offering gateway, processing, and consumer wallet services. Competes with Slim CD across virtually every merchant segment, though Slim CD serves a much smaller, more SMB-focused niche.
• Adyen: Enterprise-grade unified payments platform serving global merchants. Competes in the multi-processor, single-integration niche that Slim CD occupies, though typically at larger enterprise deal sizes.
• Heartland Payment Systems: Global Payments-owned processor offering gateway and POS-integrated payment services to SMBs across retail and restaurant verticals. Comparable channel mix and vertical focus to Slim CD.

Emerging players

• QuickBooks Payments: Intuit's integrated payment offering bundled with QuickBooks accounting software (which Slim CD natively integrates with). Represents both a partner and an emerging competitive threat as accounting platforms expand into payments.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UC8aiGNVeoyPgVF_XfEbbscQ/videos
• Xx.com/support_cd
• LinkedInlinkedin.com/company/slim-cd

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Slim CD