Xubio

What Xubio does

Xubio is a cloud-based management and electronic invoicing (facturación electrónica) platform targeting small and medium enterprises (Pymes) across Latin America. Founded in 2015 and headquartered in Buenos Aires, Argentina, the company operates a self-serve SaaS platform that enables SMEs to issue electronic invoices compliant with local regulations, centralize financial and administrative record-keeping, and run business operations without local software installation.

The platform is delivered entirely online via country-specific web properties for Argentina, Colombia, and Mexico, and the company claims more than 50,000 actively managed businesses across these three markets. Its core technology is a unified cloud platform built around regional electronic invoicing regulatory requirements; no AI/ML features, APIs, SDKs, or third-party integrations are documented. Distribution is direct-to-customer through self-service onboarding, with no disclosed channel partners or resellers.

Xubio generates revenue through recurring SaaS subscriptions, although specific pricing tiers, plan structures, and price points are not publicly disclosed. Its go-to-market is product-led, with the corporate website acting as the primary storefront across three localized country experiences. The documented leadership team consists of co-founder and CEO Fernando Arzuaga and CTO Fernando Fornales; ownership, investors, funding history, and headcount are not disclosed in the available data.

Name

Xubio

Legal name

Xubio

Website

https://xubio.com

Company type

Private

Founded year

2015

Operating status

Operating

Short description

Xubio is a cloud-based management and electronic invoicing SaaS platform founded in 2015 that serves more than 50,000 small and medium enterprises across Argentina, Colombia, and Mexico through a self-serve, product-led model.

Ownership category

akta.pro rank

Product category

Cloud Accounting & Electronic Invoicing Software

NAICS

Software Publishers (5132)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

iBPMS (Intelligent BPM Suites) & Process Automation Suites (HDAEAHAG)

akta.pro secondary industry

Industry/Vertical Cloud Platforms (e.g., Gov/Healthcare/Financial Cloud Regions) (HDABAAAL)

Keywords

• Cloud accounting software
• Electronic invoicing platform
• Small business management
• SME financial software
• Latin America fintech

Headquarters

HQ city

Buenos Aires

HQ country

Argentina

HQ region

Latin America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. SaaS Subscription: Xubio operates as an online management and electronic invoicing platform for SMEs, suggesting a subscription-based SaaS revenue model where businesses pay recurring fees to access the platform's management and invoicing capabilities.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Xubio is a cloud-based online management and electronic invoicing (facturación electrónica) platform built for small and medium enterprises (Pymes) across Latin America. The platform enables businesses to issue electronic invoices compliant with country-specific regulations and to centralize financial, billing, and operational management in a single web-based system, serving more than 50,000 companies in Argentina, Colombia, and Mexico.

Product overview

Xubio is a single unified online management and electronic invoicing platform for small and medium enterprises operating in Latin America. The platform serves as a comprehensive business management solution, allowing more than 50,000 companies to manage their invoicing, billing, and business operations. Xubio operates across three markets: Argentina, Colombia, and Mexico.

Differentiator

Problem solved

Functional benefit

Products and services

• Xubio Cloud-based online management and electronic invoicing (facturación electrónica) platform for small and medium enterprises (Pymes/PYME) in Latin America, enabling businesses in Argentina, Colombia, and Mexico to issue compliant electronic invoices and centralize financial, billing, and operational administration in a single web-based system.

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators2 records

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• Odoo: Open-source ERP and accounting suite used by SMEs worldwide, including LatAm. Comparable as a multi-module cloud business management platform targeting small businesses, but with a broader ERP scope than Xubio's accounting/invoicing focus.
• Xero: Global cloud accounting platform for SMEs and their accountants, with growing LatAm presence. Comparable in cloud accounting functionality and SaaS delivery, but with global scale and a stronger accountant-channel ecosystem.
• QuickBooks (Intuit): Global SMB cloud accounting platform owned by Intuit, actively expanding in LatAm markets. Comparable product category and target customer, but operates as a broad incumbent with a much larger product portfolio and marketing budget than Xubio.
• SAP Business One: ERP and accounting platform for small and mid-sized businesses with a presence in LatAm. Comparable in serving SMBs with formal accounting, invoicing, and tax compliance needs, but oriented toward larger SMBs and partners rather than self-serve Pymes.

Direct peers

• Nubox: Chilean cloud accounting and payroll SaaS for SMEs. Comparable product category and LatAm focus, overlapping with Xubio's serving the small business segment with cloud-based financial management and electronic document compliance.
• Defontana: Cloud ERP and accounting SaaS for SMEs in Chile, Peru, and broader LatAm. Comparable in offering online business management (accounting, invoicing, payroll) to SMBs across multiple Spanish-speaking LatAm countries.
• Conta Azul: Brazilian cloud accounting and business management SaaS for SMEs. Closely comparable to Xubio in target customer (LatAm SMBs), product category (online accounting/invoicing), and self-serve SaaS distribution, though concentrated in Brazil rather than Spanish-speaking LatAm.
• Siigo: Cloud accounting and invoicing SaaS serving LatAm SMEs, with strong presence in Colombia and expansion into Brazil and other markets. Comparable in product category, customer segment, and regulatory compliance focus, but with greater regional reach and brand recognition.
• Bind: Argentine cloud accounting SaaS for SMEs and accountants. Directly comparable to Xubio in home market (Argentina), serving the same Pymes customer segment with online accounting and electronic invoicing.
• Alegra: Cloud accounting and electronic invoicing SaaS for SMEs in Colombia, Mexico, and other LatAm markets. Direct head-to-head competitor in the same countries Xubio serves (Colombia, Mexico) with a near-identical Pymes-focused value proposition.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/XubioCompany
• LinkedInlinkedin.com/company/xubio

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Xubio