Clarity Global
Clarity Global Inc. is a Canadian-registered payments provider offering multi-currency IBANs, global payment rails, FX, crypto on/off-ramp, and corporate debit cards to SMB and mid-market businesses, with particular focus on medium and high-risk verticals such as iGaming, Forex, and crypto.
- Company typePrivate
- Founded2022
- HeadquartersCalgary, Canada
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Clarity Global does
Clarity Global Inc. is a Canadian-incorporated payment services provider founded in 2022 and headquartered in Calgary, Alberta, with operational offices in North York, Ontario and a presence in Ukraine. The company operates a digital payment infrastructure platform that delivers multi-currency IBANs (across Canada, Europe, and UK), global payment rails (SEPA, SWIFT, CHAPS, ACH, Interac, and local rails across 180+ countries in 70+ currencies), foreign exchange, crypto-to-fiat on/off-ramp via curated partner liquidity, and corporate physical and virtual debit cards with Apple Pay, Google Pay, and mobile app management.
The platform is built on a multi-bank partner model, aggregating 10+ financial institutions across Canada, EU, and UK rather than operating a proprietary banking license. Underlying compliance scaffolding is anchored by FINTRAC MSB registration (M22927420), a pending Bank of Canada RPAA application as of 2025, annual third-party AML audits, and KYC tooling through Sumsub. The product is offered under transparent, customized pay-as-you-go pricing rather than fixed tiers, with tailored onboarding in 2-14 days and dedicated account managers.
Clarity Global targets SMB and mid-market businesses — including IT services, marketing agencies, e-commerce, iGaming, Forex, and crypto — particularly those classified as medium or high-risk that traditional banks reject. Revenue derives from transaction fees on payments and FX spreads, with optional multi-currency account fees and an affiliate program that distributes recurring commissions. Distribution combines direct inside sales, an affiliate/partner channel serving corporate service providers and advisory firms, and active participation in payments and fintech events such as Money20/20, iFX Expo Dubai, and PAY360 2025.
Clarity Global firmographics
Firmographics- Name
- Clarity Global
- Legal name
- CLARITY GLOBAL INC
- Website
- https://clarityglobalinc.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Clarity Global Inc. is a Canadian-registered payments provider offering multi-currency IBANs, global payment rails, FX, crypto on/off-ramp, and corporate debit cards to SMB and mid-market businesses, with particular focus on medium and high-risk verticals such as iGaming, Forex, and crypto.
- Ownership category
- akta.pro rank
Clarity Global industry classification
Industry- Product category
- Cross-Border Payment Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
- akta.pro secondary industries
- Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK), Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), A2A Checkout & Merchant Acceptance Solutions (FSAMAFAF)
Keywords
Where Clarity Global is headquartered
LocationHeadquarters
- HQ city
- Calgary
- HQ country
- Canada
- HQ region
- North America
Offices3 records
Markets served
Clarity Global business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Payment Processing & Transfers: Fees charged for fund transfers and payment transactions including SWIFT, SEPA, CHAPS, ACH, and local rail transactions. Remittance fees plus potential FX margins on currency conversions.
- Foreign Exchange Services: Revenue generated from currency exchange spreads when clients convert between 70+ supported currencies.
- Multi-currency Account Services: Fees for maintaining multi-currency IBAN accounts providing access to global payment infrastructure across 180+ countries.
- Affiliate Partner Commissions: Revenue share or reseller margin earned from referred clients through affiliate program - partners receive recurring commissions from client transaction activity.
- Corporate Card Services: Fees associated with debit card issuance, ATM withdrawals, and card transaction processing.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Hybrid | Pay-as-you-go | Tailored business accounts with transparent pricing aligned to business model |
| Other | Monthly | Affiliate/Partner commission structures |
| Other | Pay-as-you-go | Corporate debit card limits |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels7 records
Clarity Global product offering
Product offeringCore offering
Clarity Global Inc. is a Canadian-registered Money Services Business that provides a unified digital payment infrastructure for businesses operating internationally. Its offerings include multi-currency IBAN accounts across Canada, Europe, and the UK; global payment execution to 180+ countries in 70+ currencies via SEPA, SWIFT, CHAPS, ACH, Interac, and local rails; foreign exchange services; crypto-to-fiat on/off-ramp solutions; and physical/virtual business debit cards. The company specializes in serving both traditional and medium/high-risk verticals that are often rejected by incumbent banks.
Product overview
Clarity Global Inc is a Canadian-based payment solutions provider offering a unified platform with multiple integrated modules. The core product suite includes Multi-currency IBANs for virtual account management across Canada, Europe, and the UK; Global Payments enabling transfers to 180+ countries in 70 currencies via SEPA, SWIFT, CHAPS, ACH, and local rails; Foreign Exchange services for currency conversion; On/Off-Ramp Solutions for crypto-fiat conversion; and Debit Cards (physical and virtual) with mobile wallet support. An Affiliate Partnership Program allows partners to earn commission by referring clients. The platform is designed for businesses in both traditional and emerging sectors, including medium and high-risk industries, with tailored solutions and dedicated expert support.
Differentiator
Problem solved
Functional benefit
Products and services
- Multi-currency IBANs Virtual account solution providing businesses with dedicated or aggregated IBANs across Canada, Europe, and the UK to receive and manage funds in multiple currencies under their own name.
- Global Payments Unified payment infrastructure enabling transfers to 180+ countries in 70+ currencies via SEPA, SWIFT, CHAPS, ACH, Interac, and local rails.
- Foreign Exchange Currency exchange services providing competitive rates for managing everyday conversions and large-volume transactions across 70+ supported currencies.
- On/Off-Ramp Solutions Crypto-to-fiat and fiat-to-crypto conversion services through a curated partner network, enabling efficient and compliant transition between digital and traditional currencies.
- Business Debit Cards Physical and virtual business debit cards with Apple Pay and Google Pay compatibility, supporting fiat and crypto top-ups, with management via mobile app and configurable expense controls.
- Affiliate Partnership Program Referral program offering revenue-sharing or reseller margin models for partners who refer businesses to Clarity Global's payment solutions.
Quantifiable outcome
- Same-day CAD transfers with zero fees replacing 2-3 day SWIFT delays
- +4 more outcomes
Companies that use Clarity Global
Customer profileNamed customers6 records
Segments6 records
Ideal customer profiles5 records
Clarity Global technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Clarity Global partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered minor, core and support.
- ActivePort GroupminorPartnership with ActivePort Group Ltd to win new business. ActivePort delivers network software and managed services for network orchestration and cloud connectivity, operating mainly in Australia and Southeast Asia.
- 10+ Financial InstitutionscorePartnership network of 10+ reputable financial institutions across Canada, EU, UK and other trusted jurisdictions. Enables comprehensive suite of payment solutions while ensuring flexibility and resilience.
- K. Treppides & Co LtdsupportInternal AML audit provider. Conducted annual Anti-Money Laundering audit evaluating policies, procedures, and controls against relevant regulations and industry best practices.
- New UK-Based Banking PartnercoreStrategic partnership with a UK-based bank to broaden range of payment solutions and cater to diverse business industries. Enables access to UK payment infrastructure and expanded service offerings.
- New EU Banking Services ProvidercorePartnership with leading EU banking services provider opens broader range of financial solutions and enhanced tailored services for both existing and future clients.
- 8 Key Banking InstitutionscorePartnerships with 8 key banking institutions formed in 2023. Enables multi-currency IBANs, global payments, and access to SEPA, SWIFT, CHAPS, ACH, Interac and local payment rails across Canada, EU, UK and other jurisdictions.
- Sokin (Plata Capital Canada Inc)coreBanking partner providing payment processing infrastructure. Clarity Global operates through Sokin Terms and Conditions. Sokin is a Canadian payment services provider enabling SEPA, SWIFT, and local payment rails. Services include account management and fund transfers under Sokin platform.
- Crypto Liquidity PartnerscoreNetwork of curated partners for crypto on/off-ramp solutions enabling conversion between crypto and fiat efficiently, securely, and with competitive rates. Supports stablecoins (USDT, USDC) and major cryptocurrencies (Bitcoin, Ethereum).
- Elliott LLPsupportExternal local legal advisor providing legal counsel and support for regulatory compliance across operating jurisdictions.
- Segal GCSEsupportExternal local accountant providing accounting services and financial oversight.
- Outlier Solutions Inc.supportExternal compliance advisor providing guidance on regulatory compliance and best practices.
- SumsubcoreIdentity verification and KYC technology provider. Compliance team members certified in AML fundamentals through Sumsub. Powering Risk Intolerant Sentinel compliance platform.
Scale indicators8 records
Recent moves11 records
Expansion highlights6 records
Clarity Global competitors and assessment
Company assessmentDirect peers
- Airwallex: Airwallex offers multi-currency business accounts, global payments, FX, and corporate cards to SMBs and enterprises across 180+ countries. It directly mirrors Clarity Global's core product stack of multi-currency IBANs, payments, FX, and cards.
- Wise: Wise provides multi-currency accounts and cross-border payments in 70+ currencies to consumers and businesses. Its multi-currency IBAN offering and global payment rails overlap directly with Clarity Global's core products.
- Payoneer: Payoneer enables cross-border payments and multi-currency receiving accounts for SMBs, marketplaces, and freelancers. Its global payment infrastructure and FX services compete for the same IT services, marketing, and e-commerce segments Clarity Global targets.
- Nuvei: Nuvei is a global payment processor serving merchants with localized acquiring, alternative payment methods, FX, and crypto on/off-ramp capabilities. Its full-stack payments + crypto focus makes it a comparable competitor for Clarity Global's cross-border and crypto conversion services.
- dLocal: dLocal provides cross-border payment processing for emerging markets, including local payment rails and FX in 40+ countries. It targets SMBs and enterprises expanding into emerging markets — directly comparable to Clarity Global's emerging-market and high-risk vertical positioning.
- Currencycloud: Currencycloud (now part of Visa) offers cross-border payment infrastructure APIs for businesses, including multi-currency wallets and FX. Its B2B payments platform addresses the same financial integration needs Clarity Global serves via its multi-currency IBANs and payment rails.
- Banking Circle: Banking Circle provides payment infrastructure for banks, fintechs, and corporates including multi-currency accounts, SEPA/SWIFT access, and FX. As a B2B payments infrastructure player serving similar verticals, it is a comparable peer for Clarity Global's institutional-grade payment routing.
Broad incumbents
- Revolut Business: Revolut Business offers multi-currency accounts, international payments, FX, and corporate cards as part of a broader consumer and business fintech platform. It competes with Clarity Global on multi-currency IBANs and global payments but operates at substantially larger scale.
- Sokin: Sokin (Plata Capital Canada) is Clarity Global's core Canadian banking and payments partner and offers comparable multi-currency accounts, global payments, FX, and cards to businesses. Sokin operates both as a partner and as a competitor with overlapping functionality.
Emerging players
- Bitspay / PayDo: PayDo is a cross-border payment gateway offering multi-currency IBANs, card processing, and crypto on/off-ramp solutions targeting merchants and high-risk verticals. Its product mix and willingness to serve higher-risk merchants match Clarity Global's positioning.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Clarity Global social profiles
Digital presenceClarity Global financial estimates
Financial estimateRevenue estimate
Valuation estimate
Clarity Global leadership team
Management profileNumber of profiles
Profiles15 records
Clarity Global funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Clarity Global M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Clarity Global
What does Clarity Global do?
Clarity Global Inc. is a Canadian-registered Money Services Business that provides a unified digital payment infrastructure for businesses operating internationally. Its offerings include multi-currency IBAN accounts across Canada, Europe, and the UK; global payment execution to 180+ countries in 70+ currencies via SEPA, SWIFT, CHAPS, ACH, Interac, and local rails; foreign exchange services; crypto-to-fiat on/off-ramp solutions; and physical/virtual business debit cards. The company specializes in serving both traditional and medium/high-risk verticals that are often rejected by incumbent banks.
Is Clarity Global a public or private company?
Clarity Global is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Clarity Global founded?
Clarity Global was founded in 2022. It employs 1 to 10 people.
Where is Clarity Global based?
Clarity Global is headquartered in Calgary, Canada, in the North America region.
How does Clarity Global make money?
Five revenue lines are on record. Payment Processing & Transfers are the primary driver. The others are foreign Exchange Services, multi-currency Account Services, affiliate Partner Commissions and corporate Card Services.
Who are Clarity Global's main competitors?
Direct peers on record are Airwallex, Wise, Payoneer, Nuvei, dLocal, Currencycloud and Banking Circle. Broad incumbents are Revolut Business and Sokin. Bitspay / PayDo is listed as an emerging player.
Does Clarity Global have an API?
No public API is recorded for Clarity Global.
What industry is Clarity Global in?
Clarity Global's product category is Cross-Border Payment Services. Its primary akta.pro industry code is FSAGALAB, Embedded Payments (Pay-ins, Pay-outs, Wallets), with a secondary code of FSAGALAK, Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes). Its NAICS code is 522320 and its SIC code is 6199.