Union Capital
- Company typePrivate
- Founded1998
- HeadquartersDhaka, Bangladesh
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
Union Capital firmographics
Firmographics- Name
- Union Capital
- Legal name
- Union Capital Limited
- Website
- https://unicap-bd.com
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Union Capital industry classification
Industry- Product category
- Non-Bank Financial Services
- NAICS
- Depository Credit Intermediation (5221), Savings Institutions and Other Depository Credit Intermediation (52218)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- General SME & Middle-Market Commercial Banking (FSABABAA)
- akta.pro secondary industries
- SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB), SME Trade Finance & Working Capital (LCs, Guarantees, Receivables) (FSABABAF), Real Estate (Commercial Property, REITs) (FSABACAH)
Keywords
Where Union Capital is headquartered
LocationHeadquarters
- HQ city
- Dhaka
- HQ country
- Bangladesh
- HQ region
- Asia
Offices4 records
Markets served
Union Capital business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain, Others
Distribution channels1 record
Marketing channels2 records
Union Capital product offering
Product offeringCore offering
Union Capital Limited is a non-bank financial institution (NBFI) in Bangladesh that delivers integrated financial services through four pillars: Corporate Finance (lease, short-term, long-term, working capital, project, syndication, agriculture, and women entrepreneur finance; plus home, auto and personal loans), SME Products (PROSHAR, KOLER CHAKA, SHAKTI, Cluster Finance), Deposit Products (DPS, education, marriage, home planning, monthly savings, fixed term, and money-multiplier schemes), and Capital Market Services via wholly-owned subsidiaries UniCap Securities (brokerage) and UniCap Investments (issue management, underwriting, portfolio management, and corporate advisory).
Product overview
Union Capital Limited is a diversified financial services provider based in Dhaka, Bangladesh, established in 1998. The company operates as an integrated financial service provider offering four core product lines: Corporate Finance (including lease finance, short-term and long-term financing, project finance, syndication, agriculture finance, and consumer loans like home loans and auto loans), SME Products (specialized loans for trading, industrial, and women entrepreneurs), Deposit Products (various savings and deposit schemes including DPS, education deposits, marriage deposits, home planning schemes, and money-doubling schemes), and Capital Market Services (through fully owned subsidiaries UniCap Securities Limited and UniCap Investments Limited providing brokerage, issue management, underwriting, portfolio management, and corporate advisory). The company also offers an EMI Calculator tool on its website.
Differentiator
Problem solved
Functional benefit
Products and services
- Corporate Finance Comprehensive corporate financing solutions including lease finance for vehicles and machinery, short-term and long-term finance, working capital finance, project finance, syndication finance, work order finance, and specialized loans for agriculture and women entrepreneurs, plus consumer loans (home loan, auto/car loan, personal loan, loan against term deposit). Targeted at medium and large Bangladesh corporates.
- SME Products Specialized financial products for small and medium enterprises: PROSHAR Loan (trading), KOLER CHAKA (industrial needs), SHAKTI (women entrepreneurs), and Cluster Finance Policy. Designed for Bangladesh SMEs that need purpose-built credit products.
- Deposit Products Variety of deposit schemes including Deposit Premium Scheme (DPS/Probriddhi), Education Deposit Scheme (Prottasha), Marriage Deposit Scheme (Monihar), Home Planning Deposit Scheme (Apon Thikana), Profit First Deposit (PFD), Monthly Saving Scheme (MSS/Progati), Millionaire Plus (MPlus), Periodic Income Deposit, Fixed Term Deposit, Triple Money Deposit (TMD) Scheme, and Double Money Deposit (DMD) Scheme. Designed for Bangladesh individual savers and institutional depositors.
- Capital Market Services Capital market services via fully owned subsidiaries: UniCap Securities Limited (brokerage services) and UniCap Investments Limited (issue management, underwriting, portfolio management, corporate advisory). Offered to Bangladesh issuers, investors, and corporate advisory clients.
- UniCap Securities Limited Fully owned subsidiary providing securities brokerage services to Bangladesh capital market participants, serving as the brokerage arm of Union Capital Group.
- UniCap Investments Limited Fully owned subsidiary providing investment banking services including issue management, underwriting, portfolio management, and corporate advisory to Bangladesh issuers and investors; forms the investment arm of Union Capital Group's integrated financial services offering.
Companies that use Union Capital
Customer profileSegments3 records
Ideal customer profiles4 records
Union Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Union Capital partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Unicap Securities LimitedcoreFully owned subsidiary providing brokerage services, part of Union Capital Group's capital market operations. The subsidiary enables the parent company to offer stock brokerage and related capital market services to customers.
- Unicap Investments LimitedcoreFully owned subsidiary providing investment banking services including issue management, underwriting, and portfolio management. Forms the investment arm of Union Capital Group's integrated financial services offering.
Scale indicators1 record
Recent moves7 records
Expansion highlights5 records
Union Capital competitors and assessment
Company assessmentDirect peers
- GSP Finance Company (Bangladesh): Bangladesh NBFI with lease financing, SME loans and deposit products. Comparable mid-tier peer in the same regulatory and competitive landscape.
- IDLC Finance Limited: Bangladesh's largest and most diversified NBFI offering corporate finance, SME lending, deposits, and capital market services through subsidiaries. Direct comp for Union Capital's integrated NBFI model.
- LankaBangla Finance: Leading Bangladeshi NBFI with similar product mix — corporate/SME lending, deposits, brokerage and asset management via subsidiaries. Directly comparable scale and regulatory profile.
- Delta Brac Housing Finance Corporation (DBH): Bangladesh NBFI focused on housing and real-estate finance with deposit products. Comparable as a regulated deposit-taking financial institution in Bangladesh, though more narrowly focused on mortgage lending.
- BRAC EPL Investments: Bangladesh brokerage and investment-banking arm of BRAC, comparable to Union Capital's UniCap Securities and UniCap Investments subsidiaries in capital market services.
- Industrial and Infrastructure Development Finance Company (IIDFC): Bangladesh NBFI providing project, corporate and infrastructure finance. Directly comparable on the lending/financing side of Union Capital's business.
- Phoenix Finance & Investments: Bangladesh-registered NBFI offering lease, term and SME financing plus deposit products. Similar mid-sized integrated financial services positioning.
- Premier Leasing & Finance: Bangladesh NBFI specializing in lease finance, term loans and deposit schemes. Comparable in product mix, particularly Union Capital's lease finance and SME offerings.
- National Housing Finance and Investment Limited: Bangladesh NBFI providing housing finance and deposit products. Comparable as a deposit-taking non-bank lender in the same regulatory environment.
- Bangladesh Finance Limited: Bangladesh NBFI offering corporate finance, SME lending and deposit schemes. Comparable integrated NBFI operating under Bangladesh Bank supervision.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Union Capital compliance and trust
Trust signalCompliance1 record
Union Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Union Capital leadership team
Management profileNumber of profiles
Profiles16 records
Union Capital subsidiaries and ownership
Company hierarchySubsidiaries2 records
Union Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Union Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Union Capital
What does Union Capital do?
Union Capital Limited is a non-bank financial institution (NBFI) in Bangladesh that delivers integrated financial services through four pillars: Corporate Finance (lease, short-term, long-term, working capital, project, syndication, agriculture, and women entrepreneur finance; plus home, auto and personal loans), SME Products (PROSHAR, KOLER CHAKA, SHAKTI, Cluster Finance), Deposit Products (DPS, education, marriage, home planning, monthly savings, fixed term, and money-multiplier schemes), and Capital Market Services via wholly-owned subsidiaries UniCap Securities (brokerage) and UniCap Investments (issue management, underwriting, portfolio management, and corporate advisory).
Is Union Capital a public or private company?
Union Capital is a private company. It is classified as family owned and is currently operating.
When was Union Capital founded?
Union Capital was founded in 1998. It employs 51 to 100 people.
Where is Union Capital based?
Union Capital is headquartered in Dhaka, Bangladesh, in the Asia region.
Who are Union Capital's main competitors?
Direct peers on record are GSP Finance Company (Bangladesh), IDLC Finance Limited, LankaBangla Finance, Delta Brac Housing Finance Corporation (DBH), BRAC EPL Investments, Industrial and Infrastructure Development Finance Company (IIDFC), Phoenix Finance & Investments, Premier Leasing & Finance, National Housing Finance and Investment Limited and Bangladesh Finance Limited.
Does Union Capital have an API?
No public API is recorded for Union Capital.
What industry is Union Capital in?
Union Capital's product category is Non-Bank Financial Services. Its primary akta.pro industry code is FSABABAA, General SME & Middle-Market Commercial Banking, with a secondary code of FSABABAB, SME Business Lending (Term Loans, Lines of Credit, Overdrafts). Its NAICS code is 5221 and its SIC code is 6153.