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RSA Insurance Ireland

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uuid000d43x

Namestring
RSA Insurance Ireland
Legal namestring
Intact Insurance Company
Websiteurl
rsagroup.ie
Company typeenum
Private
Founded yearint
1721
Descriptiontext

Intact Insurance Ireland, formerly RSA Insurance Ireland, is a private general insurance provider operating exclusively in the Irish market under a subsidiary structure of its Canadian parent, Intact Insurance. The company offers a unified portfolio of six core commercial and personal lines products: Property Insurance (covering residential to multinational real estate portfolios), Construction Insurance, Marine Insurance, Liability Insurance, Commercial Combined, and Renewable Energy Insurance (solar, small hydro, wind, bioenergy). It serves customers ranging from SMEs to global corporations through a broker-only distribution model, supported by a dedicated in-house claims handling team, online claims reporting (motor, home, commercial), and an approved repairer network.

The company's technology stack is a conventional insurance platform focused on underwriting, claims processing, and broker services management; no proprietary AI, machine learning, or API infrastructure is disclosed. Pricing is quote-based and risk-assessed rather than tiered, with annual premium billing across policy terms. Revenue is generated entirely through recurring insurance premiums collected from policyholders. Distribution is exclusively via a broker channel, including a broker products portal, broker contacts directory, commercial policy booklets, and risk management guidance resources.

The company was rebranded from RSA Insurance Ireland to Intact Insurance Ireland in October 2025, aligning with its parent's global identity following Intact's earlier acquisition of the RSA Insurance Group operations. The Irish entity faces legacy regulatory exposure from a 2018 €3.5 million fine and a December 2025 Central Bank of Ireland 13-year disqualification of former CEO Philip Smith related to under-reserving of large loss claims between 2009 and 2013. In 2025, the company was recognized as a Mercer Best Employer. The Irish general insurance market is valued at €4.5 billion, with the top five insurers controlling 67% of the market; the sector has seen a 42% reduction in the number of insurance entities since 2009, indicating ongoing consolidation.

Short descriptiontext

Intact Insurance Ireland (formerly RSA Insurance Ireland) is a private general insurance provider offering property, construction, marine, liability, commercial combined, and renewable energy products through a broker-only network in Ireland, serving SMEs to multinational corporations.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
101–250
akta.pro rankint
HeadquartersDundrum, Ireland
HQ citystring
Dundrum
HQ countrystring
Ireland
HQ regionstring
Europe
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
general insurance products, commercial property insurance, broker distribution model, marine liability insurance, claims handling services
NAICS code2 codes
  • Direct Property and Casualty Insurance Carriers524126
  • Direct Insurance (except Life, Health, and Medical) Carriers52412
SIC code1 code
  • Fire, Marine & Casualty Insurance6331
Product category
General Insurance
Social media profiles1 record
GTM motion1 record

Each record includes

Type, Description, Source

Revenue model1 record
1Insurance Premiums
TypeSubscription Recurring
Description

Collection of insurance premiums from policyholders in exchange for coverage across property, motor, liability, marine, construction, and commercial lines. Premiums are collected on a recurring basis aligned with policy terms.

intactinsurance.ie
Marketing channels3 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels2 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components6 values
Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Pricing details1 tier
1Quote-based insurance coverage
ModelOtherBilling cadenceAnnual
Notes

Pricing determined through individual risk assessment and underwriting process. No standard pricing tiers publicly disclosed.

intactinsurance.ie
GTM typeB2B and B2C
B2B and B2C
Offering typeServices
Services
Core offering1 text field

RSA Insurance Ireland (now operating as Intact Insurance Ireland) provides general insurance products spanning property, construction, marine, liability, commercial combined, and renewable energy cover for commercial and personal lines customers across Ireland. Distribution is carried out exclusively through a network of insurance brokers and intermediaries, supported by in-house claims handling and an approved repairer network.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

Intact Insurance Ireland (formerly RSA Insurance Ireland) operates as a commercial and personal lines insurance provider offering a unified portfolio of specialized insurance products. The product suite includes Property Insurance, Construction Insurance, Marine Insurance, Liability Insurance, Commercial Combined, and Renewable Energy Insurance. These products are designed to serve businesses across industries and of every size, with coverage ranging from SMEs to global corporations, supported by in-house claims handling and broker distribution channels.

Product and service1 record
1Property Insurance
Scale indicator6 records

Each record includes

Type, Value, Description, Source

Recent move5 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight5 records

Each record includes

Type, Description

Peers10 records
TypeDirect peer
Description

Allianz Ireland underwrites personal and commercial P&C insurance in the same broker-distributed channel across Ireland, directly competing with Intact Insurance Ireland on property, motor, and commercial lines.

TypeDirect peer
Description

AXA Ireland is a direct P&C carrier serving the same broker-led Irish market with overlapping personal and commercial products, making it one of the closest line-for-line competitors.

TypeDirect peer
Description

Zurich Insurance Ireland writes commercial and personal P&C through Irish brokers, including the recently-acquired RedClick personal lines book — making it one of the largest direct competitors on Intact's home turf.

TypeDirect peer
Description

Aviva Ireland is a direct P&C and life carrier operating through Irish brokers; it competes on the same commercial property, motor, and liability lines that anchor Intact's portfolio.

TypeDirect peer
Description

FBD Insurance is a domestic Irish P&C carrier with strong broker and direct distribution, focused on farming, commercial, and personal lines — overlapping with Intact's property and commercial combined offerings.

TypeDirect peer
Description

Liberty Insurance Ireland writes personal and small-commercial P&C products, competing head-to-head with Intact on broker-distributed residential and SME lines in Ireland.

TypeDirect peer
Description

AIG's Irish branch underwrites commercial P&C, casualty, and specialty lines through brokers — directly comparable to Intact's liability, construction, and commercial combined products.

TypeEmerging player
Description

Chubb's Irish operation specialises in mid-market and specialty commercial lines (liability, property, marine) via brokers, competing with Intact on the higher-complexity end of the portfolio.

TypeEmerging player
Description

Hiscox Ireland focuses on specialist commercial and SME lines distributed through Irish brokers, intersecting with Intact's commercial combined and liability offering rather than full-line personal insurance.

TypeBroad incumbent
Description

Travelers operates an Irish commercial P&C branch focused on casualty and specialty lines through brokers, giving it overlapping distribution into Intact's mid-market commercial book.

Market position
Strengths4 records

Each record includes

Headline, Details, Source

Weaknesses4 records

Each record includes

Headline, Details, Source

Competitive moat4 records

Each record includes

Type, Details

Key risks4 records

Each record includes

Headline, Details, Source

Key highlights7 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment6 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile2 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Feature3 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles1 record

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

RSA Insurance Ireland

General Insurancersagroup.ie

Intact Insurance Ireland (formerly RSA Insurance Ireland) is a private general insurance provider offering property, construction, marine, liability, commercial combined, and renewable energy products through a broker-only network in Ireland, serving SMEs to multinational corporations.

What RSA Insurance Ireland does

Intact Insurance Ireland, formerly RSA Insurance Ireland, is a private general insurance provider operating exclusively in the Irish market under a subsidiary structure of its Canadian parent, Intact Insurance. The company offers a unified portfolio of six core commercial and personal lines products: Property Insurance (covering residential to multinational real estate portfolios), Construction Insurance, Marine Insurance, Liability Insurance, Commercial Combined, and Renewable Energy Insurance (solar, small hydro, wind, bioenergy). It serves customers ranging from SMEs to global corporations through a broker-only distribution model, supported by a dedicated in-house claims handling team, online claims reporting (motor, home, commercial), and an approved repairer network.

The company's technology stack is a conventional insurance platform focused on underwriting, claims processing, and broker services management; no proprietary AI, machine learning, or API infrastructure is disclosed. Pricing is quote-based and risk-assessed rather than tiered, with annual premium billing across policy terms. Revenue is generated entirely through recurring insurance premiums collected from policyholders. Distribution is exclusively via a broker channel, including a broker products portal, broker contacts directory, commercial policy booklets, and risk management guidance resources.

The company was rebranded from RSA Insurance Ireland to Intact Insurance Ireland in October 2025, aligning with its parent's global identity following Intact's earlier acquisition of the RSA Insurance Group operations. The Irish entity faces legacy regulatory exposure from a 2018 €3.5 million fine and a December 2025 Central Bank of Ireland 13-year disqualification of former CEO Philip Smith related to under-reserving of large loss claims between 2009 and 2013. In 2025, the company was recognized as a Mercer Best Employer. The Irish general insurance market is valued at €4.5 billion, with the top five insurers controlling 67% of the market; the sector has seen a 42% reduction in the number of insurance entities since 2009, indicating ongoing consolidation.

RSA Insurance Ireland firmographics

Firmographics
Name
RSA Insurance Ireland
Legal name
Intact Insurance Company
Website
https://rsagroup.ie
Company type
Private
Founded year
1721
Operating status
Operating
Headcount range
101–250 employees
Short description
Intact Insurance Ireland (formerly RSA Insurance Ireland) is a private general insurance provider offering property, construction, marine, liability, commercial combined, and renewable energy products through a broker-only network in Ireland, serving SMEs to multinational corporations.
Ownership category
akta.pro rank

Where RSA Insurance Ireland is headquartered

Location

Headquarters

HQ city
Dundrum
HQ country
Ireland
HQ region
Europe

Offices1 record

Markets served

RSA Insurance Ireland business model

Business model
GTM type
B2B and B2C
Offering type
Services
Cost components
Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

  1. Insurance Premiums: Collection of insurance premiums from policyholders in exchange for coverage across property, motor, liability, marine, construction, and commercial lines. Premiums are collected on a recurring basis aligned with policy terms.

Pricing tiers

ModelBillingPrice
OtherAnnualQuote-based insurance coverage

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

RSA Insurance Ireland product offering

Product offering

Core offering

RSA Insurance Ireland (now operating as Intact Insurance Ireland) provides general insurance products spanning property, construction, marine, liability, commercial combined, and renewable energy cover for commercial and personal lines customers across Ireland. Distribution is carried out exclusively through a network of insurance brokers and intermediaries, supported by in-house claims handling and an approved repairer network.

Product overview

Intact Insurance Ireland (formerly RSA Insurance Ireland) operates as a commercial and personal lines insurance provider offering a unified portfolio of specialized insurance products. The product suite includes Property Insurance, Construction Insurance, Marine Insurance, Liability Insurance, Commercial Combined, and Renewable Energy Insurance. These products are designed to serve businesses across industries and of every size, with coverage ranging from SMEs to global corporations, supported by in-house claims handling and broker distribution channels.

Differentiator

Problem solved

Functional benefit

Products and services

  • Property Insurance

Companies that use RSA Insurance Ireland

Customer profile

Segments6 records

Ideal customer profiles2 records

RSA Insurance Ireland technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Feature3 records

RSA Insurance Ireland partnerships and signals

Strategic signal

Scale indicators6 records

Recent moves5 records

Expansion highlights5 records

RSA Insurance Ireland competitors and assessment

Company assessment

Direct peers

  • Allianz Ireland: Allianz Ireland underwrites personal and commercial P&C insurance in the same broker-distributed channel across Ireland, directly competing with Intact Insurance Ireland on property, motor, and commercial lines.
  • AXA Insurance Ireland: AXA Ireland is a direct P&C carrier serving the same broker-led Irish market with overlapping personal and commercial products, making it one of the closest line-for-line competitors.
  • Zurich Insurance Ireland: Zurich Insurance Ireland writes commercial and personal P&C through Irish brokers, including the recently-acquired RedClick personal lines book — making it one of the largest direct competitors on Intact's home turf.
  • Aviva Insurance Ireland: Aviva Ireland is a direct P&C and life carrier operating through Irish brokers; it competes on the same commercial property, motor, and liability lines that anchor Intact's portfolio.
  • FBD Insurance: FBD Insurance is a domestic Irish P&C carrier with strong broker and direct distribution, focused on farming, commercial, and personal lines — overlapping with Intact's property and commercial combined offerings.
  • Liberty Insurance Ireland: Liberty Insurance Ireland writes personal and small-commercial P&C products, competing head-to-head with Intact on broker-distributed residential and SME lines in Ireland.
  • AIG Ireland: AIG's Irish branch underwrites commercial P&C, casualty, and specialty lines through brokers — directly comparable to Intact's liability, construction, and commercial combined products.

Emerging players

  • Chubb Ireland: Chubb's Irish operation specialises in mid-market and specialty commercial lines (liability, property, marine) via brokers, competing with Intact on the higher-complexity end of the portfolio.
  • Hiscox Ireland: Hiscox Ireland focuses on specialist commercial and SME lines distributed through Irish brokers, intersecting with Intact's commercial combined and liability offering rather than full-line personal insurance.

Broad incumbents

  • Travelers Insurance Ireland: Travelers operates an Irish commercial P&C branch focused on casualty and specialty lines through brokers, giving it overlapping distribution into Intact's mid-market commercial book.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks4 records

Key highlights7 records

Customer concentration

RSA Insurance Ireland social profiles

Digital presence

RSA Insurance Ireland financial estimates

Financial estimate

Revenue estimate

Valuation estimate

RSA Insurance Ireland leadership team

Management profile

Number of profiles

Profiles1 record

RSA Insurance Ireland funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

RSA Insurance Ireland M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RSA Insurance Ireland

What does RSA Insurance Ireland do?

RSA Insurance Ireland (now operating as Intact Insurance Ireland) provides general insurance products spanning property, construction, marine, liability, commercial combined, and renewable energy cover for commercial and personal lines customers across Ireland. Distribution is carried out exclusively through a network of insurance brokers and intermediaries, supported by in-house claims handling and an approved repairer network.

Is RSA Insurance Ireland a public or private company?

RSA Insurance Ireland is a private company. It is classified as corporate owned and is currently operating.

When was RSA Insurance Ireland founded?

RSA Insurance Ireland was founded in 1721. It employs 101 to 250 people.

Where is RSA Insurance Ireland based?

RSA Insurance Ireland is headquartered in Dundrum, Ireland, in the Europe region.

How does RSA Insurance Ireland make money?

One revenue line is on record: insurance Premiums.

Who are RSA Insurance Ireland's main competitors?

Direct peers on record are Allianz Ireland, AXA Insurance Ireland, Zurich Insurance Ireland, Aviva Insurance Ireland, FBD Insurance, Liberty Insurance Ireland and AIG Ireland. Emerging players are Chubb Ireland and Hiscox Ireland. Travelers Insurance Ireland is listed as a broad incumbent.

Does RSA Insurance Ireland have an API?

No public API is recorded for RSA Insurance Ireland.

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Live signals
The Irish TimesIntact chief Kevin Thompson: ‘We want to be Ireland’s most respected insurance company’Kevin Thompson, CEO of Intact Insurance Ireland, said the company aims to be in the top three by 2030, holding a 7.5% market share. He cited a strong organic plan and customer advocacy as key, while noting profits rose 59% to €17.7 million last year.Insurance TimesFormer RSA Ireland chief executive given 13-year industry banThe Central Bank of Ireland has disqualified former RSA Insurance Ireland chief executive Philip Smith for 13 years after he admitted participating in a breach of financial services law related to the under-reserving of large loss claims between 2009 and 2013. Smith oversaw an undocumented process that prevented claims handlers from recording reserve estimates, creating a risk that the firm might not meet policyholders' claims and requiring a €29 million capital injection from RSA Insurance Group. The enforcement action concludes a decade-long investigation that followed earlier sanctions against RSA Insurance Ireland and several former senior executives, with the regulator emphasizing that the disqualification period reflects the seriousness of the breach.LexologyFIG Top 5 at 5 - 18/12/2025The Central Bank of Ireland published its December 2025 Insurance Newsletter covering thematic reviews on operational resilience in the domestic life sector, AML/CFT governance in cross-border life firms, and climate change materiality assessments, identifying both positive practices and areas requiring improvement across the insurance sector. The Central Bank also issued a public statement reprimanding and disqualifying Mr Philip Smith, former CEO of RSA Insurance Ireland DAC, for 13 years in connection with a breach relating to inadequate technical reserves. EIOPA launched seven consultations on policy instruments regarding the Insurance Recovery and Resolution Directive implementation, while the ECB published recommendations for simplifying EU banking rules and announced a 2026 geopolitical risk stress test across 110 directly supervised banks.Irish ExaminerCentral Bank disqualifies former RSA Insurance Ireland chief for 13 yearsThe Central Bank of Ireland has disqualified Philip Smith, former chief executive of RSA Insurance Ireland, from management of any regulated financial service provider for 13 years, after he admitted to participation in a breach of financial services law by the company. During his tenure as CEO between 2009 and 2013, Smith failed to maintain proper technical reserves in accordance with regulations, creating a significant risk of loss to policyholders. The disqualification represents a regulatory enforcement action against a senior financial services executive for governance failures.RTE.ieFormer RSA Insurance CEO disqualified for 13 yearsPhilip Smith, the former CEO of RSA Insurance Ireland, has been disqualified for 13 years by the Central Bank for participating in a breach of financial services law related to under-reserving large loss claims. The breach involved delaying or preventing claims handlers from recording accurate estimates, which compromised the company's technical reserves. The Central Bank also considered a monetary penalty, but it was not imposed due to Mr. Smith's financial circumstances.The Irish TimesFormer RSA Ireland CEO Philip Smith barred from senior financial role for 13 years but avoids finePhilip Smith, the former CEO of RSA Ireland, has been barred from holding a senior financial role for 13 years by the Central Bank of Ireland due to regulatory breaches related to insurance reserves. The regulator decided not to impose a fine because of Smith's financial circumstances, despite a local investigation into RSA Ireland's reserve practices and financial misstatements.The Law Society of IrelandFormer RSAII chief disqualified for 13 yearsThe Central Bank of Ireland has disqualified Philip Smith, former chief executive of RSA Insurance Ireland (RSAII), from managing a regulated financial-services firm for 13 years after an inquiry found he participated in a breach of financial-services law. RSAII had previously been fined in 2018 for under-reserving 17 large loss claims, including one example where a recommended reserve estimate of €2.7 million was recorded as just €20,001, creating a significant shortfall in technical reserves. The regulator also imposed a €120,000 fine on Smith but could not collect it due to his financial circumstances, though no actual loss to policyholders was found.The Irish TimesInsurers in Ireland worried about likely impact of climate change on future claimsConsultancy firm Milliman, commissioned by Insurance Ireland, published a report surveying the Irish insurance industry's key challenges, finding that non-life insurers and reinsurers are particularly concerned about the likely impact of climate change on future claims alongside rising costs and inflation. The report noted a 42% reduction in the number of insurance entities in Ireland since 2009, while employment in the sector has grown by more than 20% since 2023 to over 43,000 people with €74 billion in claims paid in 2023. As Ireland's population ages, domestic life insurers are expected to become increasingly significant, though the industry faces complex regulatory and taxation obstacles for pension products.BeinsureIreland targets litigation costs in New Insurance Reform PlanIreland has released a renewed Action Plan on Insurance Reform introducing 26 measures, including 10 priorities, aimed at reducing premium costs and improving transparency through 2029. The plan centers on expanding the Injuries Resolution Board's authority and curbing litigation, which NCID data shows costs 22 times more than board-processed claims. Insurance Ireland welcomed the strategy, endorsing proposals to restrict legal fees and increase the share of claims settled through the board.Business InsiderA woman lost her $823,000 injury claim after lawyers found a photo of her winning a Christmas-tree-throwing competitionKamila Grabska's $823,000 injury claim against RSA Insurance was dismissed after a photo showed her winning a Christmas-tree-throwing competition. The court found her claims exaggerated, and the hearing was dismissed on Thursday.