Full Skope
Full Skope provides a cloud-based loan origination system (SkopeLend LOS) and shareholder management module (SkopeSM) to banks, credit unions, equipment finance firms, and non-bank lenders in the United States, and has been acquired by Uptiq.ai.
- Company typePrivate
- Founded2014
- HeadquartersSan Antonio, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Full Skope does
Full Skope, LLC is a Texas-based financial technology company founded in 2014 that provides a cloud-based loan origination system (LOS) called SkopeLend to banks, credit unions, equipment finance companies, private credit firms, and non-bank lenders. The platform supports both commercial and consumer loan workflows, with configurable rules, real-time pipeline metrics, credit bureau pulling, digital applications, and rapid deployment that the company states can be operational within two weeks. A secondary product, SkopeSM, extends the platform into shareholder and family-group management, supporting mass email communications, voting, and ACH-based quarterly distributions for community-oriented banks.
Full Skope's technology stack includes AI-assisted credit decisioning and OCR-based document ingestion designed to simplify financial spreading and reduce manual underwriting effort. The platform is listed on the Salesforce AppExchange and is PCI DSS compliant with 256-bit AES encryption for sensitive financial data. Pricing is quote-based, structured as a SaaS subscription with a 90-day free trial, 24/7 support, and a cancel-anytime clause, distributed through direct enterprise field sales with discovery calls.
In 2026 Full Skope was acquired by Uptiq, Inc. and joined the Uptiq.ai AI platform for financial services, repositioning SkopeLend as the origination layer within a broader AI stack spanning banking, credit unions, equipment finance, and private credit. The company is small (1-10 employees per firmographic data) and operates primarily in the United States.
Full Skope firmographics
Firmographics- Name
- Full Skope
- Legal name
- Full Skope, LLC
- Website
- https://fullskope.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Acquired
- Headcount range
- 1–10 employees
- Short description
- Full Skope provides a cloud-based loan origination system (SkopeLend LOS) and shareholder management module (SkopeSM) to banks, credit unions, equipment finance firms, and non-bank lenders in the United States, and has been acquired by Uptiq.ai.
- Ownership category
- akta.pro rank
Full Skope industry classification
Industry- Product category
- Loan Origination Software
- NAICS
- Software Publishers (513210), Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- SME Lending Platforms & Embedded SME Credit (FSAKAGAJ)
- akta.pro secondary industry
- Mortgage Secondary Data, Analytics & Pricing/Valuation Services (FSALAFAN)
Keywords
Where Full Skope is headquartered
LocationHeadquarters
- HQ city
- San Antonio
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Full Skope business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- SaaS Platform Subscription: Full Skope generates revenue through a software-as-a-service model, providing loan origination platform access to lenders on a subscription basis with 90-day free trial offerings for new customers
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | 90-Day Free Trial |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Full Skope product offering
Product offeringCore offering
Full Skope sells the SkopeLend LOS, a cloud-based, configurable loan origination system that enables banks, credit unions, equipment finance companies, private credit firms, and non-bank lenders to process commercial and consumer loans with real-time pipeline metrics, AI-powered credit decisioning, OCR-based document ingestion, and rapid deployment within two weeks. It also provides the SkopeSM shareholder management module for tracking family groups and enabling mass email, voting, and ACH-based quarterly distributions.
Product overview
Full Skope offers a loan origination platform with two main products: SkopeLend LOS (core loan origination system) and SkopeSM (shareholder management module). SkopeLend is a secure, flexible, and configurable LOS designed for banks, credit unions, equipment finance companies, private credit firms, and non-bank lenders. The platform can be operational within two weeks and emphasizes AI-powered decisioning and OCR-based document processing. Full Skope has joined Uptiq, positioning SkopeLend as part of the best AI platform for financial services.
Differentiator
Problem solved
Functional benefit
Brands
- SkopeLend LOS: Loan origination system platform offered by Full Skope
- SkopeSM
Products and services
- SkopeLend LOS Cloud-based, configurable loan origination system that enables banks, credit unions, equipment finance companies, private credit firms, and non-bank lenders to process loan applications, manage lending workflows, pull credit, and deliver funding with real-time pipeline insights, digital applications, and streamlined back-office activities.
- SkopeSM Shareholder management module that helps financial institutions track and manage family groups and shareholders, enabling engagement via mass email, voting, and ACH-based quarterly distributions.
Quantifiable outcome
- Credit can be pulled in seconds
- +3 more outcomes
Companies that use Full Skope
Customer profileNamed customers9 records
Segments5 records
Ideal customer profiles5 records
Full Skope technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability5 records
Feature4 records
Full Skope partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Uptiq.aicoreFull Skope has joined Uptiq.ai, combining the best loan origination platform with the best AI platform for financial services. This strategic integration provides lenders with comprehensive AI-powered solutions across banking, credit unions, equipment finance, and private credit segments.
Recent moves5 records
Expansion highlights5 records
Full Skope competitors and assessment
Company assessmentDirect peers
- nCino: nCino provides a cloud-based bank operating system including loan origination, account opening, and onboarding for financial institutions. It is a direct competitor to Full Skope's SkopeLend LOS in serving banks and credit unions with configurable lending workflows.
- Blend: Blend offers a digital lending platform for banks, credit unions, and fintechs covering consumer and commercial loan origination. It directly competes with Full Skope in cloud-based loan origination with consumer-friendly digital experiences.
- LoanPro: LoanPro provides modern loan origination and servicing software for non-bank and alternative lenders. It competes with Full Skope's SkopeLend LOS in serving private credit and non-bank lending segments with configurable workflows.
Emerging players
- Upstart: Upstart is an AI lending platform that partners with banks and credit unions to offer consumer and SMB loans. While Upstart is itself a lender rather than an LOS vendor, its AI-driven approach overlaps with Full Skope's AI decisioning capabilities.
- Lendsmart: Lendsmart provides digital loan origination software for small business and consumer lenders, including banks and fintechs. It is comparable to Full Skope's SkopeLend in serving SMB-focused non-bank lenders with configurable origination workflows.
Broad incumbents
- Jack Henry & Associates: Jack Henry provides technology solutions for community banks and credit unions, including loan origination and digital banking. It competes with Full Skope in the community bank segment with a broader integrated platform.
- Temenos: Temenos provides a comprehensive core banking and loan origination platform used globally by retail banks and credit unions. It overlaps with Full Skope in commercial and consumer loan origination but as part of a broader core banking suite.
- Fiserv: Fiserv offers bank technology, payments, and lending solutions used by thousands of U.S. financial institutions. Its loan origination and account processing products overlap with Full Skope's SkopeLend LOS for banks and credit unions.
- Abrigo: Abrigo provides lending, credit risk, and account analysis software to community banks and credit unions. Its loan origination and compliance products overlap with Full Skope's SkopeLend LOS for similar mid-sized financial institution customers.
- Black Knight (Encompass): Black Knight's Encompass LOS is one of the most widely used mortgage loan origination systems in the U.S. It competes with Full Skope's SkopeLend in the bank and credit union mortgage lending segment but at much larger scale.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Full Skope social profiles
Digital presenceFull Skope compliance and trust
Trust signalCompliance1 record
Full Skope financial estimates
Financial estimateRevenue estimate
Valuation estimate
Full Skope leadership team
Management profileNumber of profiles
Profiles1 record
Full Skope funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Full Skope M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Full Skope
What does Full Skope do?
Full Skope sells the SkopeLend LOS, a cloud-based, configurable loan origination system that enables banks, credit unions, equipment finance companies, private credit firms, and non-bank lenders to process commercial and consumer loans with real-time pipeline metrics, AI-powered credit decisioning, OCR-based document ingestion, and rapid deployment within two weeks. It also provides the SkopeSM shareholder management module for tracking family groups and enabling mass email, voting, and ACH-based quarterly distributions.
Is Full Skope a public or private company?
Full Skope is a private company. It is classified as corporate owned and is currently acquired.
When was Full Skope founded?
Full Skope was founded in 2014. It employs 1 to 10 people.
Where is Full Skope based?
Full Skope is headquartered in San Antonio, United States, in the North America region.
How does Full Skope make money?
One revenue line is on record: saaS Platform Subscription.
Who are Full Skope's main competitors?
Direct peers on record are nCino, Blend and LoanPro. Emerging players are Upstart and Lendsmart. Broad incumbents are Jack Henry & Associates, Temenos, Fiserv, Abrigo and Black Knight (Encompass).
Does Full Skope have an API?
No public API is recorded for Full Skope.
What industry is Full Skope in?
Full Skope's product category is Loan Origination Software. Its primary akta.pro industry code is FSAKAGAJ, SME Lending Platforms & Embedded SME Credit, with a secondary code of FSALAFAN, Mortgage Secondary Data, Analytics & Pricing/Valuation Services. Its NAICS code is 513210 and its SIC code is 6163.