LoanPro
- Company typePrivate
- Founded2015
- HeadquartersFarmington, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
LoanPro firmographics
Firmographics- Name
- LoanPro
- Legal name
- LoanPro Software, LLC
- Website
- https://loanpro.io
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
LoanPro industry classification
Industry- Product category
- Lending Platform Software
- NAICS
- Activities Related to Credit Intermediation (5223)
- akta.pro primary industry
- Loan Servicing Platforms (Billing, Statements, Customer Self-Service) (FSAGAHAH)
Keywords
Where LoanPro is headquartered
LocationHeadquarters
- HQ city
- Farmington
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
LoanPro business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- SaaS Subscription: LoanPro operates as a SaaS-based loan management platform, providing subscription-based access to its lending infrastructure. Customers pay for platform access based on loan volume, account count, or tiered pricing plans.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | Enterprise tier for large financial institutions and lenders |
| Subscription | Annual | Growth tier for mid-market lenders and fintechs |
| Subscription | Annual | Startup/Neobank tier |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels6 records
LoanPro product offering
Product offeringCore offering
LoanPro provides an API-first, composable lending and credit platform that enables banks, credit unions, fintechs, neobanks, and other lenders to originate, service, collect on, and process payments for loans and credit programs. The platform is built around a Modern Lending Core with integrated Origination, Servicing, Collections, and Payments Suites, and supports credit products including installment loans, credit cards, lines of credit, leases, and custom lending programs. Customers access the platform via SaaS subscription with usage-based, quote-based pricing tied to loan volume and feature requirements.
Product overview
LoanPro is a composable lending and credit platform built on API-first infrastructure and AI-ready technology. The platform consists of a Modern Lending Core as the foundational infrastructure, with five integrated suites: Origination Suite, Servicing Suite, Collections Suite, and Payments Suite. The platform supports multiple credit programs including installment loans, credit cards, lines of credit, leases, and hybrid/custom programs. LoanPro's architecture enables lenders to build, automate, and scale innovative lending programs through one configurable, API-first system, with AI capabilities powered by an MCP gateway. The platform serves over 600 customers managing 30M accounts across 2,000+ unique credit programs.
Differentiator
Problem solved
Functional benefit
Products and services
- Modern Lending Core Foundational AI-ready and API-first architecture with security at its foundation. Serves as the underlying infrastructure that powers all other platform modules and enables lenders to build, automate, and scale innovative lending programs.
- Origination Suite Transforms applicants into approved loans through front-end application building, identity verification, credit decisioning, case workflows, and regulatory compliance. Supports automated underwriting and decisioning engines for banks, credit unions, fintechs, and other lenders.
- Servicing Suite Manages active accounts, automates workflows, and provides experiences that improve agent efficiency. Handles disbursement, payment processing, statement generation, account maintenance, customer support, and borrower communications across the loan lifecycle.
- Collections Suite Reduces default rates by enabling rapid launch of hardship programs and collections strategies. Manages delinquency workflows, payment reminders, FDCPA compliance, and graduated contact strategies for lenders.
- Payments Suite Provides secure payments for streamlined loan collection and worry-free processing. Simplifies and secures all aspects of payment processing and profile management for lenders and their borrowers.
- Model Context Protocol (MCP) AI Gateway Open-standard AI gateway connecting AI models to external systems within lending. Enables safe, compliant AI-powered credit servicing and collections with regulatory compliance enforcement, audit trails, and support for autonomous AI agents. Targeted at financial organizations developing AI-driven servicing and collections operations.
Quantifiable outcome
- 4 weeks to launch new credit product (Top neobank)
- +9 more outcomes
Companies that use LoanPro
Customer profileNamed customers12 records
Segments5 records
Ideal customer profiles3 records
LoanPro technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability6 records
Feature8 records
LoanPro partnerships and signals
Strategic signalPartnerships
14 partnerships are on record, tiered core, flagship and minor.
- NXTMOVEScoreStrategic partnership integrating credit servicing, issuing infrastructure, and program management to enable compliant, scalable credit card programs for fintechs and community banks. LoanPro serves as the credit ledger and servicing engine while NXTMOVES provides its ROOK full-stack program management platform.
- MastercardflagshipPartnership to launch Loan on Card service in 2026, enabling lenders to deliver fixed-term installment loans via Mastercard's network and mobile wallet. Provides instant access to funds for consumers and small businesses, digitizing lending through card-based disbursement.
- ThreddcoreThredd partnered with LoanPro to develop a new suite of credit solutions leveraging LoanPro's credit infrastructure. Collaboration enables launch of flexible credit programs with operational efficiency. Thredd integrated LoanPro's credit infrastructure into its offerings to enable clients to launch and scale differentiated credit products.
- Baker HillcoreStrategic partnership to create a unified, end-to-end lending platform. Partnership enables financial institutions to streamline loan origination and servicing with improved speed, accuracy, and control through integration of Baker Hill's origination capabilities with LoanPro's servicing platform.
- PaydoffminorJoint webinar exploring how AI and data are transforming debt collection. Executives from both companies discussed strategies to boost recovery rates including real-time data analysis, automated communication, and self-service tools.
- TaktileminorJoint webinar on transforming credit origination. Executive collaboration to discuss how lenders balance speed, personalization, regulatory compliance, and data management while leveraging AI and machine learning.
- BaselayerminorJoint webinar on fraud prevention, AI, and compliance in SMB financing. Partnership focused on thought leadership and education around fraud detection challenges in the surge of new business formations.
- Forward FinancingminorJoint webinar on fraud prevention, AI, and compliance in SMB financing. Partnership focused on education around shifting from manual to automated AI-driven fraud detection systems.
- AloricacoreStrategic partnership to provide a comprehensive platform for lending, leasing, and credit account services. Collaboration aims to enhance operational efficiency, customer service, and compliance for financial organizations.
- VisacoreNative integration with Visa DPS (Digital Processing Services) for card issuing capabilities. Visa is listed as a technology partner with native platform integration.
- GalileocoreNative integration with Galileo for card issuing and processing capabilities. Galileo is listed as a technology partner with platform integration.
- LithiccoreNative integration with Lithic for card issuing capabilities. Lithic is listed as a technology partner with platform integration.
- StripecoreTechnology partner with platform integration for payment processing and financial infrastructure.
- SyncteracoreTechnology partner for embedded banking and lending integrations.
Scale indicators11 records
Recent moves7 records
Expansion highlights6 records
LoanPro competitors and assessment
Company assessmentBroad incumbents
- Temenos: Temenos is a global banking software provider offering a comprehensive core banking and lending platform serving large retail, commercial, and wealth banks. It overlaps with LoanPro at the lending module level but offers a much broader product portfolio including core banking, payments, and wealth.
- Mambu: Mambu is a cloud-native core banking and lending SaaS platform serving neobanks, fintechs, and traditional banks globally. It competes with LoanPro in the digital lending and embedded finance space, particularly for neobank and fintech infrastructure deployments.
- FIS: FIS is one of the largest global financial technology providers, offering core processing, lending, payments, and wealth solutions to banks, credit unions, and corporates. Its lending solutions and modernized APIs create both partnership opportunities and competitive threats for LoanPro in the bank and credit union segment.
Direct peers
- Provenir: Provenir offers a no-code AI-powered risk analytics and decisioning platform for credit underwriting and fraud across lending categories. It directly overlaps with LoanPro's credit decisioning, alternative data integration, and automated underwriting capabilities.
- Upstart: Upstart is an AI-driven lending platform that combines a marketplace lending model with proprietary underwriting models. While it operates as a direct lender, its AI-native credit decisioning infrastructure and partnerships with banks closely parallel LoanPro's technology positioning.
- Blend: Blend provides cloud infrastructure for consumer banking products, including deposit accounts, consumer lending, and mortgage origination. Like LoanPro, it targets banks, credit unions, and fintechs with API-first architecture and a focus on configurable lending workflows.
- nCino: nCino is a cloud-based bank operating system with deep loan origination, onboarding, and account opening capabilities for financial institutions. It is one of the most direct modern SaaS competitors to LoanPro's Origination and Servicing Suites for bank and credit union customers.
Emerging players
- Mantl: Mantl provides cloud-based account opening and loan origination technology for community banks and credit unions. It overlaps with LoanPro's Origination Suite and financial institution segment but does not provide end-to-end servicing.
- Lendio: Lendio operates a SaaS-enabled small business loan marketplace connecting borrowers with multiple lenders. While focused on SMB lending aggregation rather than full loan servicing, it competes for the same small business lending customer segment as LoanPro's Business Lending suite.
Others
- Equifax: Equifax is a major credit bureau and alternative data provider that supplies credit scoring, fraud, and identity verification data into LoanPro's platform via its 100+ integration ecosystem. It is an ecosystem partner and indirect data enabler rather than a direct competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
LoanPro social profiles
Digital presenceLoanPro compliance and trust
Trust signalCompliance6 records
LoanPro financial estimates
Financial estimateRevenue estimate
Valuation estimate
LoanPro leadership team
Management profileNumber of profiles
Profiles5 records
LoanPro funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LoanPro M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LoanPro
What does LoanPro do?
LoanPro provides an API-first, composable lending and credit platform that enables banks, credit unions, fintechs, neobanks, and other lenders to originate, service, collect on, and process payments for loans and credit programs. The platform is built around a Modern Lending Core with integrated Origination, Servicing, Collections, and Payments Suites, and supports credit products including installment loans, credit cards, lines of credit, leases, and custom lending programs. Customers access the platform via SaaS subscription with usage-based, quote-based pricing tied to loan volume and feature requirements.
Is LoanPro a public or private company?
LoanPro is a private company. It is classified as venture growth investor backed and is currently operating.
When was LoanPro founded?
LoanPro was founded in 2015. It employs 101 to 250 people.
Where is LoanPro based?
LoanPro is headquartered in Farmington, United States, in the North America region.
How does LoanPro make money?
One revenue line is on record: saaS Subscription.
Who are LoanPro's main competitors?
Broad incumbents on record are Temenos, Mambu and FIS. Direct peers are Provenir, Upstart, Blend and nCino. Emerging players are Mantl and Lendio. Equifax is listed as an others.
Does LoanPro have an API?
Yes. LoanPro offers a comprehensive API-first lending platform that serves as the core product, not an add-on. The platform provides comprehensive coverage of all operations, webhook support for 40+ real-time events, proper versioning that doesn't break integrations, and sandbox testing environments. Native integrations for card issuers like Visa DPS, Lithic, and Galileo. Flexible, API-first architecture supports connections to 100+ credit, fraud, and KYC data providers. Enables mobile apps, web portals, and partner integrations to use the same foundation. Developer documentation is at loanpro.readme.io/reference/loanpro-api-introduction.
What industry is LoanPro in?
LoanPro's product category is Lending Platform Software. Its primary akta.pro industry code is FSAGAHAH, Loan Servicing Platforms (Billing, Statements, Customer Self-Service). Its NAICS code is 5223.