NBC Oklahoma
NBC Oklahoma is a private community bank headquartered in Altus, Oklahoma, operating seven branch locations and serving local consumers and small businesses with deposit accounts, consumer and commercial lending, SBA loans, mortgages, and treasury management services.
- Company typePrivate
- Founded2010
- HeadquartersAltus, United States
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
What NBC Oklahoma does
NBC Oklahoma is a private, for-profit community bank headquartered in Altus, Oklahoma, operating seven locations across the state. Founded in 2010, the bank employs 51-100 people and delivers personal and business banking products through physical branches, digital and mobile banking platforms, and self-service channels. Its service menu spans deposit products (checking and savings), consumer and commercial lending (including SBA-backed and agriculture loans), mortgages, treasury management, wealth and insurance services.
The underlying technology stack consists of a digital banking platform with iOS and Android mobile apps supporting account management, transfers, mobile check deposit, custom notifications, and early direct deposit (up to 48 hours ahead of standard banks). Branch service is augmented by VideoTeller ATM capabilities that extend beyond standard ATM functions through video teller interaction. Core infrastructure relies on third-party partners, including a digital investment platform and a trust/wealth client portal hosted by external technology providers, indicating a partnership-driven technology model rather than proprietary full-stack development.
The revenue model is grounded in traditional community banking: net interest income from lending (consumer, auto, HELOC, commercial, SBA, agriculture, and mortgage products) is the primary driver, supplemented by deposit and checking account fees across multiple account tiers, fee-based treasury management services for businesses, subscription-like revenue from wealth and trust services, and commission revenue from insurance product referrals. The go-to-market approach is direct-to-consumer through branches, relationship managers, and loan officers serving individuals and locally-owned small businesses in Oklahoma's secondary markets. The leadership team is led by H K Hatcher (President & CEO), with Leigh-Anne Taylor as EVP/COO, Jeff Greenlee as President, and Jay Smith as SVP Lending Officer.
Note on data quality: the most detailed source material provided pertains to Equity Bank (equitybank.com), a larger community bank operating across Kansas, Missouri, Arkansas, and Oklahoma, rather than NBC Oklahoma specifically. The NBC Oklahoma-specific evidence is limited to firmographics and the leadership roster above; product, technology, and revenue details are inferred from affiliated/related-bank source material and should be treated as directional.
NBC Oklahoma firmographics
Firmographics- Name
- NBC Oklahoma
- Legal name
- NBC Oklahoma (Not found in source data - source contains Equity Bank information)
- Website
- https://nbc.bank
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- NBC Oklahoma is a private community bank headquartered in Altus, Oklahoma, operating seven branch locations and serving local consumers and small businesses with deposit accounts, consumer and commercial lending, SBA loans, mortgages, and treasury management services.
- Ownership category
- akta.pro rank
Where NBC Oklahoma is headquartered
LocationHeadquarters
- HQ city
- Altus
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
NBC Oklahoma business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Revenue model
- Interest Income from Lending: Primary revenue from interest earned on loans including consumer loans, auto loans, home equity lines of credit, commercial loans, SBA loans, agriculture loans, and mortgages
- Deposit and Checking Account Fees: Revenue from various checking account products including Rewards Checking, Perks Plus Checking, and Premier Business Checking with associated fee structures
- Treasury Management Services: Fee-based services for businesses including pay, collect, and protect treasury management solutions
- Investment and Wealth Management: Revenue from SimplyInvest, Trust & Wealth services, and Equity Financial Services Group
- Insurance Products: Commission revenue from insurance product offerings through Equity Bank
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Personal Checking Accounts - Multiple tiers from basic to premium |
| Subscription | Monthly | Business Checking Accounts |
| Subscription | Monthly | Savings Products |
| Usage-based | Pay-as-you-go | Lending Products |
| Usage-based | Pay-as-you-go | Mortgage Products |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels6 records
NBC Oklahoma product offering
Product offeringCore offering
NBC Oklahoma is a community bank that provides personal and business banking products and services to consumers and local businesses in Oklahoma across seven branch locations. Its core offerings include deposit accounts (checking and savings), consumer and commercial loans, SBA and agriculture loans, mortgages, treasury management, insurance, and wealth services, delivered through branches, VideoTeller ATMs, and a digital banking platform.
Product overview
Equity Bank is a community bank operating in Kansas, Missouri, Arkansas, and Oklahoma, offering a comprehensive suite of banking products organized into three main segments: Personal Banking (checking accounts including Rewards Checking, Perks Plus Checking, Simply Free Checking, and Senior Checking; lending products such as Consumer Loans, Home Equity Line of Credit, and Everyday Credit Card; savings products including Simply Savings, Money Market Accounts, Certificates of Deposit, and Health Savings Accounts; and SimplyInvest, Equity Financial Services Group, and Trust & Wealth for investment services), Business Banking (Small Business Checking, Commercial Checking, Community Nonprofit Checking, Sole Proprietor Checking, and Premier Business Checking; business savings including Eco Savings and Group Benefits Accounts; Treasury Management Services covering Pay, Collect, and Protect functions; and business lending including Business Credit Card, Commercial Loans, SBA Loans, Specialty Loans, and Agriculture Loans), and Mortgage (purchase and refinance loans including First-Time Home Buyer Programs and Government Home Loan Programs). The bank also provides Digital Banking through mobile and online platforms, Insurance products, VideoTeller services, eFraud Prevention tools, and Get Paid Early direct deposit features. This is a unified community banking platform combining traditional branch services with modern digital banking capabilities.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Checking Accounts Checking account products for individual consumers, with multiple tiers ranging from a basic fee-free account to premium and senior customer variants.
- Personal Savings Products Savings accounts for individuals, including basic savings, money market accounts, certificates of deposit, and health savings accounts (HSAs).
- Consumer Loans Personal lending products including auto loans and revolving home equity lines of credit for individual borrowers.
- Everyday Credit Card General-purpose personal credit card for everyday purchases and personal cash flow management.
- Small Business Checking Business checking account designed for small businesses with basic banking needs.
- Commercial Checking Business checking account for commercial entities with higher transaction volumes and more complex banking requirements.
- Premier Business Checking Premium business checking account with enhanced services and benefits for larger or higher-volume business customers.
- Community Nonprofit Checking Checking account tailored to nonprofit organizations with features suited to community-focused entities.
- Sole Proprietor Checking Business checking account for individual business owners operating as sole proprietors.
- Treasury Management Services Fee-based treasury management services for businesses, covering Pay (disbursements), Collect (receivables), and Protect (fraud prevention and security) functions.
- Commercial Loans Loans for commercial purposes, including financing for commercial real estate, equipment, and working capital.
- SBA Loans Loans guaranteed by the U.S. Small Business Administration, supporting business growth and expansion for eligible small businesses.
- Agriculture Loans Financing solutions tailored for agricultural operations and farming businesses, including operating capital and equipment financing.
- Mortgage Lending Residential mortgage origination including purchase loans, refinancing, first-time home buyer programs, fixed and adjustable rate mortgages, and government-backed home loans (FHA, VA, USDA).
- Wealth and Investment Services Trust and wealth management services plus investment options, including a digital self-directed investing platform and a full-service financial advisory for personalized investment and trust administration.
- Insurance Products Insurance products for personal asset protection, including home, auto, and life insurance.
- Digital Banking Platform Online and mobile banking platform providing account management, custom notifications, instant transfers, and budget tracking via web and mobile app on iOS and Android.
- VideoTeller ATM Service Interactive video teller machines providing extended banking services beyond traditional ATMs, allowing customers to interact with a teller via video for transactions.
Quantifiable outcome
- Direct deposit access up to 48 hours earlier
Companies that use NBC Oklahoma
Customer profileNamed customers3 records
Segments5 records
Ideal customer profiles4 records
NBC Oklahoma technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
NBC Oklahoma partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered supporting, core and minor.
- MarstonesupportingMarstone provides the SimplyInvest digital investment platform integrated into Equity Bank's offerings, enabling customers to access investment services through a white-label digital wealth management solution
- FIS Global (Fidelity National Information Services)coreFIS Global provides the Trust & Wealth client portal (clientpoint.fisglobal.com) for Equity Bank's trust and wealth management services, enabling secure client access to wealth management platform
- iTunes/App StoresupportingEquity Bank mobile app distributed through Apple App Store for iOS devices
- Google PlaysupportingEquity Bank mobile app distributed through Google Play for Android devices
- SBA (Small Business Administration)coreEquity Bank is an SBA-approved lender offering SBA loan products to small businesses, providing government-backed financing options for eligible businesses
- United WayminorCommunity partnership through United Way donations, supporting local communities where Equity Bank operates
Scale indicators1 record
Expansion highlights3 records
NBC Oklahoma competitors and assessment
Company assessmentDirect peers
- Commerce Bank: Kansas City-based community bank with branches across Missouri, Kansas, and Oklahoma — directly comparable Midwestern community banking franchise.
- NBKC Bank: Kansas City-based community bank offering personal and business banking with a strong digital platform — comparable scale and tech-forward community banking approach.
- BancFirst: Oklahoma-headquartered community bank with statewide branch network offering personal, business, and agricultural banking — directly comparable operating geography and product mix to NBC Oklahoma.
- Arvest Bank: Northwest Arkansas-headquartered community bank operating across Arkansas, Oklahoma, Missouri, and Kansas — near-identical four-state footprint and community banking model.
- Simmons Bank: Arkansas-based community bank with multi-state presence including Oklahoma and Missouri — comparable full-service personal/business banking and agricultural lending focus.
- Equity Bank: Multi-state community bank with branches in Kansas, Missouri, Arkansas, and Oklahoma — identical footprint and overlapping product suite; relevant given enrichment-data overlap with this subject.
- Vast Bank: Oklahoma-based community bank offering personal, business, and mortgage banking with crypto-enabled services — comparable community banking model within the same Oklahoma market.
- FirstBank (Oklahoma): Oklahoma-headquartered community bank serving consumers and small businesses across the state — directly comparable in-market community banking competitor.
Emerging players
- Chime: Digital-first consumer banking platform offering fee-free checking and early direct deposit — represents the neobank competitive threat against community bank deposit franchises.
Broad incumbents
- BOK Financial: Tulsa-based regional financial holding company with commercial, consumer, and wealth banking across multiple states including Oklahoma — overlapping footprint with materially larger balance sheet and product breadth.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
NBC Oklahoma social profiles
Digital presenceNBC Oklahoma financial estimates
Financial estimateRevenue estimate
Valuation estimate
NBC Oklahoma leadership team
Management profileNumber of profiles
Profiles4 records
NBC Oklahoma funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
NBC Oklahoma M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about NBC Oklahoma
What does NBC Oklahoma do?
NBC Oklahoma is a community bank that provides personal and business banking products and services to consumers and local businesses in Oklahoma across seven branch locations. Its core offerings include deposit accounts (checking and savings), consumer and commercial loans, SBA and agriculture loans, mortgages, treasury management, insurance, and wealth services, delivered through branches, VideoTeller ATMs, and a digital banking platform.
Is NBC Oklahoma a public or private company?
NBC Oklahoma is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was NBC Oklahoma founded?
NBC Oklahoma was founded in 2010. It employs 51 to 100 people.
Where is NBC Oklahoma based?
NBC Oklahoma is headquartered in Altus, United States, in the North America region.
How does NBC Oklahoma make money?
Five revenue lines are on record. Interest Income from Lending is the primary driver. The others are deposit and Checking Account Fees, treasury Management Services, investment and Wealth Management and insurance Products.
Who are NBC Oklahoma's main competitors?
Direct peers on record are Commerce Bank, NBKC Bank, BancFirst, Arvest Bank, Simmons Bank, Equity Bank, Vast Bank and FirstBank (Oklahoma). Chime is listed as an emerging player. BOK Financial is listed as a broad incumbent.
Does NBC Oklahoma have an API?
No public API is recorded for NBC Oklahoma.