MBS Highway

What MBS Highway does

MBS Highway operates a digital platform that delivers real-time mortgage market intelligence, economic insights, and automated marketing tools to residential mortgage and real estate professionals in the United States. The core product, MBS Highway, provides daily interpretation of economic news impacting mortgage and bond markets, real-time rate alerts, the proprietary MBS Highway Housing Index (a monthly survey-based buyer activity and pricing report), and financial calculators for buy-versus-rent, appreciation, and cost-of-waiting analyses. Under the parent Highway brand formed in 2022 by combining MBS Highway, ListReports, and CMA, the platform also offers ListReports for automated co-branded marketing collateral (available to both loan originators and real estate agents), Agent Intel for referral partner transaction intelligence, Home Report for market reporting, and the Certified Mortgage Advisor (CMA) certification program.

The company monetizes primarily through SaaS subscriptions billed annually, with custom enterprise pricing for large lenders and standardized self-serve onboarding for individual professionals via a 14-day free trial. Distribution combines a dedicated enterprise sales team targeting large U.S. mortgage lenders with self-serve digital channels serving individual loan originators and real estate agents. Stated penetration reaches 96% of the Top 100 U.S. Lenders and 62% of the Top 100 Mortgage Originators, including named customers such as PRMI, PRMG, Movement Mortgage, Loan Depot, Caliber Home Loans, Guaranteed Rate, and Fairway Independent Mortgage. Barry Habib serves as CEO and has been tasked by the FHFA to review the loan-level price adjustment (LLPA) structure for Fannie Mae and Freddie Mac. The company is privately held, headquartered in Holmdel, New Jersey, with 11-50 employees, and has not disclosed external funding beyond a 2020 round led by Integrity Growth Partners.

Name

MBS Highway

Legal name

Highway

Website

https://mbshighway.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

MBS Highway is a U.S.-based SaaS platform providing real-time mortgage market intelligence, economic insights, automated marketing tools, and referral partner intelligence to residential mortgage lenders, loan originators, and real estate agents.

Ownership category

akta.pro rank

Product category

Mortgage Market Intelligence Software

SIC

Investment Advice (6282)

akta.pro primary industry

Mortgage Secondary Data, Analytics & Pricing/Valuation Services (FSALAFAN)

akta.pro secondary industry

Securitized Products (MBS/ABS/CMBS) (FSAAAHAE)

Keywords

• Mortgage market intelligence
• Real estate analytics
• Marketing automation software
• Mortgage advisory tools
• Predictive market forecasting

Headquarters

HQ city

Holmdel

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Software Subscriptions: SaaS-based market intelligence and software platform providing subscription access to mortgage and real estate professionals. Tiered pricing likely based on product tier and user count.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

MBS Highway is a SaaS platform providing residential mortgage and real estate professionals with market intelligence, economic insights, and predictive analytics on mortgage rate and bond markets, alongside automated marketing tools and referral-partner intelligence. It also offers a Certified Mortgage Advisor certification program.

Product overview

Highway is a platform formed in 2022 that provides software and market insights solutions for residential mortgage and real estate professionals. The product portfolio includes MBS Highway as the core market intelligence and sales platform, supplemented by ListReports for automated marketing (separate versions for loan originators and agents), Agent Intel for referral partner intelligence, Home Report for market reporting, and the Certified Mortgage Advisor (CMA) certification program for professional education. The platform offers award-winning predictive analytics for real estate trends, automated marketing tools, buy vs rent comparisons, appreciation calculators, and loan comparison tools.

Differentiator

Problem solved

Functional benefit

Brands

• MBS Highway: Provides economic insights and financial tools designed to demonstrate the value of homeownership to clients. The industry's leading mortgage market intelligence and sales solution with award-winning expertise and data-driven tools.
• ListReports
• CMA (Certified Mortgage Advisor)

Products and services

• MBS Highway The core mortgage market intelligence and sales platform providing economic insights, daily market updates, real-time alerts, and financial tools (buy vs rent comparisons, appreciation calculators, loan comparisons) to demonstrate the value of homeownership to clients. For mortgage and real estate professionals.
• ListReports for Loan Originators Marketing automation product for loan originators that streamlines workload and strengthens pipeline with automated, co-branded marketing content, social media content, and agent activity notifications.
• ListReports for Agents Automated marketing solution for real estate agents to generate leads and win business, providing turnkey presentations to demonstrate market expertise.
• Agent Intel Referral partner intelligence product giving loan originators insight into which agents their target clients work with, detailed agent activity narratives, and an agent search database with transaction history and contact info accessible via text message.
• Home Report Market intelligence report product for real estate professionals, providing shareable market condition snapshots.
• Certified Mortgage Advisor (CMA) An industry-renowned certification program that develops expertise and understanding of the economy and mortgage market for mortgage professionals.

Quantifiable outcome

• 96% of Top 100 Lenders use Highway products
• +1 more outcomes

Named customers14 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature6 records

Partnerships

One partnership is on record.

• Federal Housing Finance Agency (FHFA)coreOthers · 4 November 2025FHFA has tasked Barry Habib, CEO of MBS Highway, with reviewing the loan-level price adjustment (LLPA) structure. The review focuses on targeted reforms to reduce costs for second homes and cash-out refinancing. This engagement positions MBS Highway as a key advisor to the primary regulator of Fannie Mae and Freddie Mac.

Scale indicators3 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• Zillow Group: Zillow operates a real estate marketplace and consumer-facing data products and is the co-issuer of the Crystal Ball Award given to Highway, making it both an adjacent competitor and a validator of Highway's predictive insights.
• First American Data & Analytics: First American offers title, data, and analytics products used across the mortgage and real estate ecosystem, providing overlapping market and property intelligence to the same lender and agent buyer.
• ICE Mortgage Technology (formerly Ellie Mae): ICE Mortgage Technology is the dominant mortgage origination software platform (Encompass) used by most large US lenders; it is a broad incumbent that could bundle intelligence features competitive with Highway.
• CoreLogic: CoreLogic supplies property data, analytics, and workflow tools to mortgage and real estate professionals, and competes with Highway on the data and analytics layer feeding originator and agent decisions.
• Black Knight: Black Knight provides mortgage technology, data, and analytics across origination, servicing, and the secondary market, giving it a broad incumbent position that overlaps with Highway's lender-facing intelligence.

Direct peers

• HouseCanary: HouseCanary provides residential real estate analytics, valuation, and market intelligence to mortgage lenders, investors, and real estate professionals, directly overlapping with Highway's MBS Highway core product.
• Optimal Blue: Optimal Blue is a mortgage market intelligence and pricing analytics platform serving lenders and originators, making it a direct functional peer to Highway's market intelligence and rate-alert capabilities.
• Altos Research: Altos Research provides real-time residential real estate market statistics, trends, and analytics to real estate professionals, directly competing with Highway's market intelligence and housing index products.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/mbshighway
• Facebookfacebook.com/mbshighway
• LinkedInlinkedin.com/company/mbs-highway

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MBS Highway