Phoebus

What Phoebus does

Phoebus Tecnologia is a Brazilian payment technology company founded in 1997 that builds and licenses PayStore, a white-label, multi-technology, omnichannel payment platform supporting both physical and digital transactions. The company's technology roots trace to the Federal University of Paraíba, where it was incubated inside the NETEB research laboratory supported by CNPq, with early expertise in microcontrolled boards, chip-memory cards, and POS terminals. It pioneered the first POS-based bill payment system for Banco do Brasil in 1997, an innovation that laid the groundwork for bank correspondency in Brazil and demonstrated over 25 years of proprietary capability in payment hardware, software, and transaction routing.

The platform is sold exclusively as a white-label infrastructure layer to acquirers, sub-acquirers, banks, and fintechs that need to deploy branded payment acceptance and processing capabilities without building the technology in-house. PayStore handles point-of-sale, contactless, and QR-based payment acceptance across card, chip, and digital channels, and is PCI certified. Distribution is enterprise-led via a direct sales team and commercial contact form, with regional presence in Brazil (Alphaville/Barueri headquarters) and Portugal (Lisbon office) covering LATAM and EMEA markets. Revenue mechanics are based on white-label platform licensing and recurring platform fees; pricing is not publicly disclosed.

Phoebus operates with a 51–100 person organization, has no disclosed outside investors or funding rounds, and functions as a privately held, founder-led technology vendor. The firmographic record lists João Pessoa as a location while the company itself identifies Alphaville/Barueri as its headquarters, suggesting either historical origin or a secondary operational footprint in Paraíba. No API, SDK, or integration marketplace is publicly documented, and no AI/ML capability, data asset, or third-party model dependency is disclosed in available materials.

Name

Phoebus

Legal name

Phoebus Tecnologia

Website

https://phoebus.com.br

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

51–100 employees

Short description

Phoebus Tecnologia is a Brazilian payment technology company that licenses PayStore, a white-label, multi-technology, omnichannel platform for physical and digital payments, to acquirers, sub-acquirers, banks, and fintechs across Latin America and Europe.

Ownership category

akta.pro rank

Product category

Payment Processing Platform

NAICS

Computer and Computer Peripheral Equipment and Software Merchant Wholesalers (42343)

akta.pro primary industry

POS-to-Online Unified Payments (Omnichannel Payments) (CRAFALAL)

akta.pro secondary industries

Omnichannel Acquirers (Unified In-store + Online) (FSAMABAH), Biller Direct EBPP Platforms (FSAMAJAA)

Keywords

• Payment processing platform
• White-label payments
• POS terminal technology
• Omnichannel payment solutions
• Acquirer payment infrastructure

Headquarters

HQ city

João Pessoa

HQ country

Brazil

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. White-label Platform Licensing: PayStore platform is offered as white-label solution to acquirers, sub-acquirers, banks and fintechs, generating revenue through licensing and platform fees.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Phoebus develops and licenses PayStore, a white-label, multi-technology, omnichannel payment platform that enables acquirers, sub-acquirers, banks, and fintechs to offer physical and digital payment acceptance under their own brand. The platform supports chip, contactless, and QR payment technologies and is delivered as embedded infrastructure to enterprise payment service providers rather than as a direct merchant-facing product.

Product overview

Phoebus offers PayStore, a white label payment platform that supports both physical and digital payments. The platform is multi-technology and omnichannel, serving acquirers, sub-acquirers, banks and fintechs. Founded in 1997, Phoebus has over 25 years of history in payment transaction technology.

Differentiator

Problem solved

Functional benefit

Brands

• PayStore: White label, multi-technology, omnichannel payments platform for physical and digital payments, serving acquirers, sub-acquirers, banks, and fintechs.

Products and services

• PayStore White-label, multi-technology, omnichannel payment platform that supports physical and digital payments, designed to be embedded by acquirers, sub-acquirers, banks, and fintechs under their own brand. The platform supports chip, contactless, and QR payment methods and is PCI compliant.

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Direct peers

• Galileo Financial Technologies: Payment processing platform powering fintechs and banks with card-issuing and transaction infrastructure via APIs and SDKs. Comparable to PayStore as a white-label payment-infrastructure vendor selling into the same acquirer/fintech buyer base.
• Dock: Brazilian payments and banking-as-a-service platform enabling banks, fintechs and retailers to launch card and account products. Comparable white-label/embedded technology vendor targeting the same buyer segments in LatAm.
• Conductor: Brazilian payment technology platform providing multichannel payment solutions and omnichannel acquiring support to banks, retailers and fintechs — the closest in-country functional peer to PayStore.
• Marqeta: Modern card-issuing and payment processing platform whose API-first model and white-label/embedded positioning overlap directly with Phoebus's PayStore value proposition to acquirers, banks and fintechs.
• Pismo: Brazil-born cloud-native payments and banking platform serving banks, fintechs and acquirers through APIs. Direct comparable to PayStore given shared Brazilian origin, B2B white-label/embedded positioning, and shared target buyer (acquirers, banks, fintechs).

Broad incumbents

• Worldline (Ingenico): European-headquartered payment services and POS terminal provider with omnichannel acquiring and merchant services. Comparable in omnichannel/POS focus and overlaps with Phoebus's European go-to-market from Lisbon.
• Adyen: Global omnichannel payments platform unifying in-store and online acceptance for large merchants and platforms. Competes with PayStore for the same enterprise buyer but operates at vastly greater scale and breadth across geographies.
• Verifone: Established global POS and omnichannel commerce provider with deep terminal-management and payment-acceptance software. Overlaps Phoebus's POS/omnichannel roots but operates a much broader hardware+software portfolio across multiple geos.
• Stone Co. Major Brazilian acquirer and payments technology provider serving SMBs and enterprise merchants with omnichannel solutions. Operates downstream of where Phoebus's acquirer clients sit, making it both a customer prospect and an indirect competitive incumbent in Brazil.
• PagSeguro/PagBank: Brazilian digital payments and acquiring platform offering POS, e-commerce, and omnichannel merchant solutions. Comparable omnichannel acquiring and POS payments product set competing for the same Brazilian merchant ecosystem Phoebus serves.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/phoebus-tecnologia
• Instagraminstagram.com/phoebustecnologia
• Xx.com/PhoebusTec

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Phoebus