TLO

Investigative Data Platformtlo.com

TLO (operating as TLOxp) is a TransUnion subsidiary that provides real-time investigative and due diligence data from 10,000+ daily-refreshed databases to legal, law enforcement, and investigator customers via subscription and usage-based API access.

Company typePrivate
Founded2009
HeadquartersBoca Raton, United States
Headcount51–100
GTM typeB2B
OfferingSoftware

What TLO does

TLO (operating as TLOxp) is an investigative data and due diligence platform now wholly owned by TransUnion (NYSE: TRU) following its acquisition of the company originally founded by Hank Asher in 2009. The platform provides real-time access to more than 10,000 public and proprietary databases that are refreshed daily, supporting search, identity verification, people-location, asset tracing, and relationship mapping across family, associates, and businesses. Core products are built around the TLOxp platform and the TruLookup product family, which is split into Investigate and Alert, Locate and Recover, and Identity Enrichment modules; the platform also connects into TransUnion's TruValidate (fraud prevention) and TruContact (communications) product lines.

TLO's primary customer segments are legal professionals, professional investigators, and law enforcement agencies, with secondary verticals spanning financial services, insurance, background screening, collections, gaming, healthcare, public sector, and retail/CPG. The business model combines recurring subscription access to the TLOxp platform with usage-based batch and API processing for high-volume enterprise and integrator customers. Pricing is quote-based and not publicly disclosed, reflecting the enterprise and regulated-buyer skew of the customer base.

Go-to-market is hybrid: enterprise field sales targets law enforcement, legal firms, and large organizations requiring investigative solutions, while a self-serve free-trial signup introduces a product-led growth motion for smaller prospects and individual investigators. Distribution also includes API and batch integration into existing case-management and investigation workflows. The company is headquartered within TransUnion's Chicago, U.S. footprint and operates primarily in the United States.

TLO firmographics

Firmographics

Name: TLO
Legal name: TLO
Website: https://tlo.com
Company type: Private
Founded year: 2009
Operating status: Operating
Headcount range: 51–100 employees
Short description: TLO (operating as TLOxp) is a TransUnion subsidiary that provides real-time investigative and due diligence data from 10,000+ daily-refreshed databases to legal, law enforcement, and investigator customers via subscription and usage-based API access.
Ownership category
akta.pro rank

TLO industry classification

Industry

Product category: Investigative Data Platform
NAICS: Web Search Portals and All Other Information Services (519290)
SIC: Services-Consumer Credit Reporting, Collection Agencies (7320)
akta.pro primary industry: Third-Party/Vendor Risk & Due Diligence (TPRM, continuous monitoring) (FSAGAFAJ)

Keywords

Investigative data platform
Skip tracing software
Due diligence solutions
Identity verification tools
Fraud prevention software

Where TLO is headquartered

Location

Headquarters

HQ city: Boca Raton
HQ country: United States
HQ region: North America

Offices1 record

Markets served

TLO business model

Business model

GTM type: B2B
Offering type: Software
Cost components: Technology or R&D, Infrastructure, Personnel, Marketing or Sales, Operations

Revenue model

Investigative Data Subscriptions: Subscription-based access to TLOxp platform providing investigative data on people, assets, and relationships. Platform offers various product tiers including TruLookup Investigate, Locate, and Identity services.
API and Batch Processing: Usage-based API and batch processing for high-volume searches, enabling efficient handling of large data sets with single report generation.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

TLO product offering

Product offering

Core offering

TLO sells the TLOxp investigative data platform, providing subscribers with real-time access to more than 10,000 public and proprietary databases refreshed daily for skip tracing, due diligence, people and asset location, identity verification, and fraud prevention. The offering is delivered through a web-based platform supplemented by batch and API processing, and includes the TruLookup suite (Investigate and Alert, Locate and Recover, Identity Enrichment) sold to attorneys, investigators, law enforcement, and enterprise risk teams.

Product overview

TLOxp is TransUnion's unified investigative platform that powers a comprehensive suite of products designed for attorneys, investigators, and law enforcement professionals. The platform provides real-time data access from 10,000 public and proprietary databases. The product portfolio centers on TLOxp as the core platform, supported by TruLookup investigative modules (Investigate and Alert, Locate and Recover, Identity Enrichment), complemented by TruContact for communications and TruValidate for fraud prevention. Together, these solutions enable deep investigations, people location, identity verification, and fraud detection through batch and API processing capabilities.

Differentiator

Problem solved

Functional benefit

Brands

TLOxp: Investigations platform powered by TransUnion, providing due diligence and investigative solutions for legal, law enforcement, and corporate investigators.

Products and services

TLOxp

Quantifiable outcome

Reduces investigation time from days to mere seconds
+1 more outcomes

Companies that use TLO

Customer profile

Segments11 records

Ideal customer profiles3 records

TLO technology and API

Technology

Technology focussed Yes

API detail

Has API: Yes
API docs
API detail

Core technology

AI maturity

App detail

Feature5 records

TLO partnerships and signals

Strategic signal

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

TLO competitors and assessment

Company assessment

Emerging players

Jumio: Jumio provides AI-driven identity verification and biometric authentication for financial services, gaming, healthcare, and other regulated verticals. It competes with TLO's identity and fraud capabilities, especially for digital onboarding and KYC workflows.
Trulioo: Trulioo is an identity verification platform focused on global KYC/AML and business verification. It overlaps with TLO's TruLookup Identity Enrichment and fraud-prevention offerings, particularly in regulated industries and cross-border use cases where TLO has limited presence.
Pipl: Pipl is an identity resolution platform that aggregates public records and online identity data for fraud prevention, investigations, and KYC. It overlaps with TLO's people-search and identity-enrichment capabilities, particularly for online and digital investigations.

Direct peers

Thomson Reuters Clear: Thomson Reuters Clear is an investigative platform for law enforcement, fraud, and due diligence professionals, with deep relationships in the legal vertical. It competes directly with TLOxp's TruLookup Investigate and Alert module on people-search, asset lookup, and relationship intelligence.
LexisNexis Risk Solutions: LexisNexis Risk Solutions is the closest direct competitor to TLOxp, offering investigative data, identity verification, skip tracing, and fraud prevention to legal, law enforcement, financial services, and insurance customers. Both compete on data scale, relationship mapping, and batch/API access for investigative due diligence.

Broad incumbents

CoreLogic: CoreLogic provides property and consumer data analytics for financial services, insurance, and government. Its identity, asset, and public-records data overlap with TLO's investigative depth on assets, property ownership, and liens used in legal and collections investigations.
IDology (TransUnion): IDology is a TransUnion-owned identity verification and fraud prevention platform serving financial services, healthcare, and gaming. It is a sibling product to TLO within TransUnion and overlaps on identity verification, KYC, and fraud prevention use cases.
Verisk Analytics: Verisk is a large data analytics and risk-assessment company serving insurance, financial services, and government. Its fraud, identity, and claims analytics offerings overlap with TLO's insurance and financial-services investigative use cases.
FICO: FICO provides credit scores, fraud detection, and analytics widely used by financial services. While focused on credit decisioning rather than full investigations, FICO's fraud and identity solutions overlap with TLO's identity verification capabilities for the same customer base.
TransUnion TruValidate: TruValidate is TransUnion's broader fraud prevention and identity verification suite, which overlaps with TLO's identity enrichment and fraud detection capabilities. As a same-parent product, it represents both a peer and a cross-sell/competitive-overlap risk.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

TLO financial estimates

Financial estimate

Revenue estimate

Valuation estimate

TLO leadership team

Management profile

Number of profiles

TLO funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

TLO M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TLO

What does TLO do?

Is TLO a public or private company?

TLO is a private company. It is classified as corporate owned and is currently operating.

When was TLO founded?

TLO was founded in 2009. It employs 51 to 100 people.

Where is TLO based?

TLO is headquartered in Boca Raton, United States, in the North America region.

How does TLO make money?

Two revenue lines are on record. Investigative Data Subscriptions are the primary driver. The others are API and Batch Processing.

Who are TLO's main competitors?

Emerging players on record are Jumio, Trulioo and Pipl. Direct peers are Thomson Reuters Clear and LexisNexis Risk Solutions. Broad incumbents are CoreLogic, IDology (TransUnion), Verisk Analytics, FICO and TransUnion TruValidate.

Does TLO have an API?

Yes. The platform supports batch and API processing for high-volume searches, allowing users to handle large data sets efficiently and generate single, easy-to-read reports.

What industry is TLO in?

TLO's product category is Investigative Data Platform. Its primary akta.pro industry code is FSAGAFAJ, Third-Party/Vendor Risk & Due Diligence (TPRM, continuous monitoring). Its NAICS code is 519290 and its SIC code is 7320.