First American Trust

Name

First American Trust

Legal name

First American Trust, FSB

Website

https://firstamtrust.com

Company type

Private

Founded year

1889

Operating status

Operating

Headcount range

101–250 employees

Short description

First American Trust, FSB is an OCC-regulated federal savings bank and wholly owned subsidiary of First American Financial Corporation providing trust, wealth management, and specialized banking services to high-net-worth individuals, families, institutions, professional partners, and the title/escrow industry.

Ownership category

akta.pro rank

Headquarters

HQ city

Santa Ana

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others

Revenue model

1. Fiduciary and Trust Services: Revenue from managing trusts, estates, and serving as corporate trustee for clients including ongoing trusts, private retirement trusts, estate settlement, and specialized trusts.
2. Investment Management Fees: Fees from discretionary investment management services including Core Individual Securities Management (ISM), Enhanced Income ETF strategy, and Global Tactical Asset Allocation (GTAA) strategies.
3. Banking and Deposit Services: Interest income and fees from commercial deposit services for the real estate and title industry, including escrow trust accounts, operating accounts, and treasury management services.
4. Wealth Planning: Advisory fees from comprehensive wealth planning services for individuals, families, and organizations.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

First American Trust is an OCC Regulated Federal Savings Bank that provides fiduciary trust administration, estate settlement, investment management, and wealth planning services to high-net-worth individuals, families, institutions, and professional partners. Its banking division offers commercial deposit services, treasury management, and integrated banking solutions specifically tailored to the title and escrow industry, leveraging digital platforms and integration with title production software.

Product overview

First American Trust operates as an OCC Regulated Federal Savings Bank and wholly owned subsidiary of First American Financial Corporation (NYSE: FAF), offering a comprehensive suite of wealth management, trust, investment, and banking services. The company's core offerings include Trust Services (covering ongoing trusts, private retirement trusts, estate settlement, fiduciary investment management, Nevada specialized trusts, corporate trust services, and specialized assets management), Investments (including Core Individual Securities Management, Enhanced Income ETFs, and Global Tactical Asset Allocation strategies), Wealth Management (personalized investment advice and wealth planning), and Banking Services (integrated solutions, deposit services, treasury management, and enhanced security). With over $6 billion in assets and 135+ years of real estate industry experience, the company primarily serves the title and escrow industry alongside individual/family wealth management clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Trust Services Comprehensive fiduciary trust services covering ongoing trusts, private retirement trusts, estate settlement, fiduciary investment management, Nevada specialized trusts, corporate trust services, and specialized assets management for real estate, closely held businesses, land trusts, and unique assets. Designed for high-net-worth individuals, families, institutions, and professional partners seeking estate planning and trust administration expertise.
• Wealth Management Personalized investment advisory and comprehensive wealth planning services for successful individuals, families, and organizations, including fiduciary services. Delivered through relationship managers.
• Banking Services for Title and Escrow Industry Commercial deposit services tailored to the real estate and title industry, providing integrated solutions, deposit services, treasury management, and enhanced security features for title insurance and escrow companies.
• Deposit Services Financial account management for the real estate settlement services industry, including escrow trust accounts (escrow checking, savings, time deposits, IOLTA, IOTA, MAHT) and operating accounts (interest bearing, account analysis checking, recording accounts, underwriter premium accounts).
• Treasury Management Online treasury management platform for title and escrow banking needs, featuring customizable dashboards, alerts and user entitlements, real-time and prior-day account information, domestic and international wire origination, comprehensive Fedwire details, and remote deposit capture with same-day posting before 6:00 PM PST.
• Integrated Banking Solutions Banking integration services enabling seamless management of banking activities within title and escrow production platforms, including automated payments, automated savings accounts, check services, and reconciliation services.
• Global Tactical Asset Allocation (GTAA) Strategy Dynamic investment strategy utilizing exchange traded funds (ETFs) across global asset classes including equities, fixed income, REITs, commodities, gold, currencies, and short exposures, designed to reduce volatility and target inflation-plus-3% returns over full market cycles.
• Enhanced Income ETF Strategy Diversified income-focused investment strategy using exchange traded funds, seeking to provide current income and long-term capital appreciation through a mix of domestic and international stocks and government, mortgage, and corporate securities.
• Specialized Assets Management Fiduciary management of non-marketable assets including fiduciary real estate services, fiduciary business services for closely held businesses, land trusts, business escrows, mineral/oil/gas interests, and unique collectible assets.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

One partnership is on record.

• First American Financial CorporationcoreOthersFirst American Trust is a wholly owned subsidiary of First American Financial Corporation (NYSE: FAF). The parent company provides extensive real estate industry expertise dating back to 1889 and access to the broader First American ecosystem of title insurance and settlement services.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Northern Trust: Federally chartered bank offering wealth management, fiduciary, and investment management services to HNW/UHNW individuals and institutions. Directly comparable in trust administration and private banking scope, though considerably larger and globally diversified.
• Bessemer Trust: Privately held, family-owned wealth and investment management firm specializing in fiduciary services for ultra-high-net-worth families. Closest direct competitor in the trust, estate settlement, and specialized asset administration niches where First American Trust operates.
• Wilmington Trust: Subsidiary wealth management and corporate trust provider (now part of M&T Bank). Highly comparable mix of personal trust, wealth advisory, and corporate trust services, serving similar HNW and institutional segments.
• Fiduciary Trust International: Standalone wealth management and fiduciary firm owned by Franklin Templeton. Direct peer in estate settlement, ongoing trusts, investment management for HNW families and foundations.
• Glenmede: Independent, privately held investment and wealth management firm with deep fiduciary and trust capabilities serving families, foundations, and endowments. Comparable in scale and trust-centric service model.
• Brown Brothers Harriman: Privately held partnership with a century-old private banking, trust, and investment management franchise. Comparable as a long-standing, relationship-led fiduciary and wealth manager for HNW families.

Broad incumbents

• BNY Mellon Wealth Management: Wealth management arm of BNY Mellon offering investment management, trust, estate, and private banking services. Overlaps substantially with First American Trust's fiduciary and wealth advisory offerings, but operates as part of a much larger, multi-line financial institution.
• Bank of America Private Bank: Wealth management and private banking division of Bank of America (formerly U.S. Trust). Offers trust, estate, and investment services to HNW clients with similar fiduciary capabilities but within a far larger consumer banking ecosystem.
• Key Private Bank: Wealth management and trust subsidiary of KeyCorp serving HNW clients with banking, investment, and trust services. Broad incumbent peer with overlapping capabilities but different geographic and client mix.

Regional players

• City National Bank (RBC subsidiary): California-headquartered bank (now a subsidiary of Royal Bank of Canada) with strong wealth management and private banking franchise. Comparable in regional client overlap and high-touch fiduciary services, though broader in commercial banking scope.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/first-american-trust-fsb

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about First American Trust