What Diligex does

Diligex Limited, founded in 2016 and headquartered in Żebbuġ, Malta, is a privately held AML/CFT (Anti-Money Laundering / Countering Financing of Terrorism) compliance solutions provider serving regulated entities in Malta with selective footprint in the broader EMEA region. The company sells a bundled product-and-service portfolio: proprietary technology (the KYCMATIC platform) combined with a managed compliance program (AML100) and ancillary advisory, due diligence, risk, and cybersecurity services. Diligex explicitly positions itself as an extension of clients' compliance teams rather than a typical vendor, assigning a dedicated Compliance Manager to each engagement for continuity.

The technology stack is anchored by KYCMATIC, a configured AML/CFT platform providing real-time customer due diligence (CDD), source of wealth/funds verification, document management, immediate Customer Risk Assessment via a customizable rule engine, continuous sanctions and politically exposed person (PEP) screening with automated alerts, and full audit trails. KYCMATIC is described as 'fully-API integratable,' although no public developer portal, SDK, or technical API documentation is published. AML100 is the flagship managed compliance program — an annual framework guiding subject persons from baseline to sustained full compliance via the risk-based approach. Diligex extends its surface area through third-party partnerships: Cedar Rose's CRiS Intelligence Platform (data spanning 230+ jurisdictions and 400+ million corporate entities) for due diligence, Thomas Murray for 24/7 cybersecurity incident response, Zygos for AWS-hosted practice management, and RMC Wise for risk-management training.

Revenue is generated primarily through recurring subscriptions — KYCMATIC platform access and AML100 annual programs — complemented by fee-based professional services (bespoke advisory, training webinars at €27 to €120 per session, and leadership breakfast-style events). Pricing signals indicate a mid-market rather than deep-enterprise motion: standalone training sessions are priced €27-€120 with 15-25% multi-attendee discounts. Customer segments span Corporate Service Providers, real estate, gaming, trustees and fiduciary services, financial institutions, legal professionals, and accountants/auditors; corporate client logos include Malta Stock Exchange, LifeStar, Admiral, Stakelogic, Greentube Malta, Belair Property, GVZH, Fides Corporate Services, Dhalia, and Bakertilly. The core team is small (~8-10 members on About page; company reports 11-50 employees), no external funding rounds or institutional backing have been disclosed — the operation appears internally financed — and key executive leadership includes CEO Matthew Agius, CFO Adrian Scicluna, CPO Kyle Bartolo (ex-NHS), Chief Compliance Advisory Officer Jeanette Gatt, and Senior Technical Architect Jason Muscat.

Name

Diligex

Legal name

Diligex Limited

Website

https://diligex.eu

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

Diligex, founded in 2016 and headquartered in Malta, provides integrated AML/CFT compliance technology (KYCMATIC platform) and managed service programs (AML100), serving regulated entities in financial services, gaming, real estate, CSPs, and fiduciary sectors.

Ownership category

akta.pro rank

Product category

AML/CFT Compliance Software and Services (RegTech)

NAICS

Investigation and Personal Background Check Services (561611), Computer Systems Design and Related Services (54151)

SIC

Services-Management Consulting Services (8742), Services-Computer Programming Services (7371)

akta.pro primary industry

AML/CFT & Financial Crime Compliance (FSAFAOAD)

akta.pro secondary industries

Financial Crime Compliance Program Management (Policies, Controls, Training) (FSAMAMAH), AML/CTF Compliance Programs & Monitoring (MPAEAOAD), Case Management, Investigations & SAR/STR Filing (FSAMAMAF)

Keywords

• AML compliance software
• KYC platform
• Regulatory compliance services
• Due diligence solutions
• Risk management consulting

Headquarters

HQ city

Zebbug

HQ country

Malta

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. AML/CFT Software Platform (KYCMATIC): Subscription-based access to AML/CFT technology platform including customer due diligence, screening, and ongoing monitoring capabilities.
2. AML100 Compliance Program: Annual compliance program providing ongoing advisory, audits, and support to achieve and maintain regulatory compliance.
3. Training Webinars: Fee-based training sessions on AML/CFT topics ranging from €27-40 per session, with discounts for multiple attendees.
4. Consulting and Advisory Services: Bespoke AML/CFT advisory services, regulatory compliance assistance, and managed services.

Pricing tiers

Go-to-market motion3 records

Distribution channels2 records

Marketing channels6 records

Core offering

Diligex provides holistic AML/CFT (Anti-Money Laundering / Counter Financing of Terrorism) compliance solutions combining proprietary technology and expert advisory services. Its two flagship offerings are AML100, an annual compliance program that guides organizations to sustained full compliance through the risk-based approach including audits, policy development, and MLRO support, and KYCMATIC, a SaaS platform providing real-time customer due diligence, document management, automated Customer Risk Assessment, and continuous sanctions/PEP screening with full audit trails. These are complemented by Due Diligence, Risk Management, Compliance, Cybersecurity, and Practice Management services for regulated entities in Malta and abroad.

Product overview

Diligex offers a portfolio of AML/CFT compliance solutions centered around two core products: AML100 (a comprehensive compliance program with managed services) and KYCMATIC (an advanced technology platform for automated customer due diligence, screening, and risk assessment). These are complemented by Due Diligence services powered by Cedar Rose intelligence, and a Practice Management solution developed in collaboration with Zygos. Additional services include Cybersecurity (via Thomas Murray partnership), Compliance advisory, and Risk management. The offering is designed for regulated entities in Malta and internationally seeking to achieve and maintain full AML/CFT compliance.

Differentiator

Problem solved

Functional benefit

Brands

• AML100: Compliance framework program designed to guide organizations from current state to sustained full compliance through risk-based approach.
• KYCMATIC
• COMPLIANCE
• RISK
• CYBERSECURITY
• DUE DILIGENCE
• PRACTICE MANAGEMENT

Products and services

• AML100 Comprehensive AML/CFT compliance program guiding organizations from current state to sustained full compliance through disciplined application of the risk-based approach, including annual audits, policy development, and compliance team support. Designed for subject persons in regulated industries such as financial services, gaming, real estate, CSPs, trustees, and fiduciaries.
• KYCMATIC Advanced AML/CFT technology platform accomplishing real-time customer due diligence, source of wealth/funds verification, document management, immediate Customer Risk Assessment, continuous sanctions and PEP screening with automated alerts, and full audit trails within a single environment. Designed for AML/CFT compliance teams in regulated sectors needing API-integratable automated KYC and ongoing monitoring.
• Due Diligence Services Data-driven due diligence services powered by the Cedar Rose CRiS Intelligence Platform, providing access to compliance data from over 230 jurisdictions and 400+ million corporate entities for enhanced due diligence, company reports, background checks, asset tracing, corporate records, site visits, and human intelligence gathering. Designed for clients requiring world-wide corporate due diligence, asset tracing, or background investigations.
• Practice Management Solution Comprehensive AWS-hosted practice management solution developed in collaboration with Zygos, covering project management, time tracking, billing, document management, KYC obligations oversight, and client onboarding for law firms, TCSPs, in-house legal teams, auditors and accountants. Designed for professional services practices requiring integrated matter management, KYC oversight, and revenue protection.
• Compliance Advisory Services Holistic AML/CFT compliance solutions to drive organizations towards 100% compliance, including policy development, internal controls, regulatory alignment, and ongoing advisory support. Designed for regulated entities seeking embedded compliance expertise.
• Risk Management Services Risk management services including business risk assessments, inherent and residual risk analysis, and remediation roadmaps aligned with organizational risk appetite and AML/CFT requirements. Designed for organizations needing structured enterprise risk frameworks.
• Cybersecurity Services Cybersecurity services provided through strategic partnership with Thomas Murray, including a 24/7 incident response team available via dedicated emergency UK line for immediate expert assistance on cybersecurity incidents. Designed for organizations needing incident response and ongoing cyber protection aligned with compliance obligations.

Quantifiable outcome

• Reduced compliance team from 8 people to 1 compliance officer (plus assistance)
• +2 more outcomes

Named customers11 records

Segments8 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature3 records

Partnerships

Five partnerships are on record, tiered flagship and core.

• Malta Sanctions Monitoring Board (SMB)flagshipStrategic or Co-development Partner · 30 September 2025Co-organization of Sanctions Trade Risk & Compliance Leadership Breakfast. SMB provides keynote presentation on sanctions requirements, legislative updates, and regulator expectations to both Subject and non-Subject Persons.
• RMC WisecoreStrategic or Co-development Partner · 9 March 2022Co-organization of CSP Risk Register webinar and training sessions. Stephanie Borg Caruana, Senior Risk Management Associate at RMC Wise, delivers presentations on risk management framework and register setup.
• Cedar RosecoreTechnology or IntegrationGlobal intelligence partnership through CRiS Intelligence Platform providing access to compliance data from 230+ jurisdictions and 400+ million corporate entities. Enables enhanced due diligence, asset tracing, corporate records, site visits, and human intelligence gathering.
• Thomas MurraycoreStrategic or Co-development PartnerStrategic cybersecurity partnership providing 24/7 incident response team. Thomas Murray's emergency UK line (+44 0 2074594888) offered for immediate cybersecurity assistance to Diligex clients.
• ZygoscoreTechnology or IntegrationCollaboration to offer Zygos practice management solution integrated with Diligex's compliance services. Zygos provides AWS-hosted software for law firms, TCSPs, in-house legal teams, Auditors & Accountants covering project management, billing, KYC, and document management.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Quantexa: Contextual decision intelligence platform for KYC, AML, and fraud use cases across financial services and regulated industries. Overlaps with Diligex's risk-based approach and CDD methodology, though typically deployed at larger enterprises with bigger budgets.
• Featurespace: Established enterprise fraud and AML transaction monitoring vendor serving banks and payments providers. Provides similar underlying capabilities (behavioral analytics, screening) as part of a broader enterprise risk portfolio, competing for the financial institution segment of Diligex's pipeline.

Direct peers

• Tookitaki: AML and fraud detection platform combining transaction monitoring with typology management. Comparable to Diligex's AML monitoring ambitions, particularly for financial institutions and fintechs facing complex AML typologies.
• Veriff: Identity verification and AML screening provider serving fintech, gaming, and regulated sectors with KYC, PEP/sanctions screening, and ongoing monitoring. Comparable in regulated-industry positioning and continuous monitoring capabilities to Diligex's KYCMATIC offering.
• ComplyAdvantage: AI-driven AML/KYC platform offering transaction monitoring, customer screening, and case management globally. Direct overlap with KYCMATIC's screening and ongoing monitoring capabilities, though ComplyAdvantage operates at vastly greater scale and across more jurisdictions.
• Sumsub: All-in-one verification platform covering KYC, KYB, AML screening, and transaction monitoring for regulated industries including gaming and financial services. Directly competes with KYCMATIC on customer due diligence and sanctions/PEP screening for similar buyer personas.
• Ondato: European KYC/AML compliance SaaS provider serving CSPs, fintechs, and regulated entities with onboarding, screening, and case management. Closely comparable in scope (KYB/KYC, AML screening, Subject Person compliance) and target customer profile to Diligex, with a similar European mid-market focus.
• Lucinity: AML case management and SAR/STR workflow orchestration platform for financial institutions. Directly comparable to the alert management and audit trail aspects of KYCMATIC, though typically sold to larger banks.
• Napier AI: AML RegTech platform providing AI-enhanced transaction monitoring, screening, and case management for financial institutions and regulated entities. Overlaps directly with KYCMATIC's screening, risk assessment, and audit trail functionality at the enterprise end of the market.

Emerging players

• Shufti Pro: KYC/AML verification provider with strong presence in gaming, fintech, and crypto — three of Diligex's target verticals. Partial overlap on customer due diligence and screening, but with a more globalized delivery model.

Market position

Strengths1 record

Weaknesses1 record

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/DiligexMalta
• LinkedInlinkedin.com/company/diligexcompliance

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Diligex