Amur Financial Group

Name

Amur Financial Group

Legal name

Amur Financial Group Inc.

Website

https://amurfinancialgroup.ca

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

NAICS

Mortgage and Nonmortgage Loan Brokers (52231), Mortgage and Nonmortgage Loan Brokers (522310), Portfolio Management and Investment Advice (523940)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162), Personal Credit Institutions (6141)

akta.pro primary industry

Closed-End Home Equity Loans (Second Mortgages) (FSALAGAA)

akta.pro secondary industry

Real Estate Private Credit (CRE Debt) (FSANADAG)

Keywords

• Alternative lending
• Home equity loans
• Mortgage investment
• Private mortgages
• Fund management

Headquarters

HQ city

Surrey

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Mortgage Origination Fees: Revenue generated from originating home equity loans and mortgages through Alpine Credits and Sequence Capital brands. The company facilitates financing for Canadian homeowners for purposes including debt consolidation, home renovations, and business ventures.
2. Fund Management Fees: Revenue from managing mortgage investment corporations (MICs) including Amur Capital Income Fund (ACIF), Amur Capital Conservative Income Fund (ACCIF), and Amur Capital High Yield Fund. ACIF has achieved a 5-year average yield of 10.18%, while ACCIF has delivered a 7.50% average rate of return since inception.

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Amur Financial Group is a Canadian alternative lending and investment company that originates home equity loans through Alpine Credits and Sequence Capital and manages mortgage investment corporations (Amur Capital Income Fund, Amur Capital Conservative Income Fund, and Amur Capital High Yield Fund) for investors. The company provides homeowners access to financing based on home equity rather than credit history or income, while offering investors stable mortgage-backed returns through its MIC products and exempt market dealer operations.

Product overview

Amur Financial Group is a Canadian alternative lending and investment company founded in 1985, offering a portfolio of financial products across mortgage origination and fund management. The company operates through two main divisions: Mortgage Origination (Alpine Credits and Sequence Capital) and Fund Management (Amur Capital Income Fund, Amur Capital Conservative Income Fund, and Amur Capital High Yield Fund). Alpine Credits provides home equity loans directly to homeowners, while Sequence Capital serves mortgage brokers. The fund management brands are Mortgage Investment Corporations that invest in private residential mortgages, offering different risk-return profiles from conservative (7.50% average return) to high-yield (10.18% average yield) options. The group also includes Amur Capital Management Corporation as an Exempt Market Dealer.

Differentiator

Problem solved

Functional benefit

Brands

• Alpine Credits: Home equity loans and financing services operating in British Columbia, Alberta, and Ontario since 1969
• Amur Capital
• Sequence Capital
• Amur Capital Income Fund
• Amur Capital Conservative Income Fund
• Amur Capital High Yield Fund

Quantifiable outcome

• $5 billion+ in home equity financing facilitated since 1969
• +4 more outcomes

Named customers2 records

Segments2 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Nine partnerships are on record, tiered minor.

• Canuck Place Children's HospiceminorOthersAmur Financial Group has contributed over $35,715 to Canuck Place Children's Hospice between 2023 and 2025, with ongoing annual donations of $12,000. Supports children's hospice care for BC and Yukon families.
• BC Children's Hospital FoundationminorOthersAnnual $7,000 donation to BC Children's Hospital Foundation supporting pediatric healthcare for children across BC.
• Paws for Hope FoundationminorOthers$18,000 donation to support animal welfare programs and services in British Columbia.
• MS Canada FoundationminorOthers$7,000 donation supporting multiple sclerosis research and programs to help create a future free of Multiple Sclerosis.
• Surrey Hospitals FoundationminorOthersCorporate sponsors supporting local community health through the Surrey Hospitals Foundation.
• MOM2MOM FoundationminorOthers$18,000 donation providing essential support to single mothers across Metro Vancouver.
• Sophie’s Place / Centre for Child DevelopmentminorOthers$12,000 donation supporting specialized care at the Centre for Child Development at Sophie's Place.
• Tumour Foundation of BCminorOthers$12,000 donation helping families and advancing vital research for rare diseases.
• Angels Animal Rescue SocietyminorOthers$18,000 donation supporting animal rescue operations and welfare services.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Equitable Bank: Canada's largest alternative mortgage lender, originating residential mortgages to non-prime and self-employed borrowers. Closest direct peer to Amur/Alpine Credits on the originating side, with a comparable focus on insured and uninsured alternative residential lending.
• HomeEquity Bank: Specialist in Canadian home equity lending through the CHIP Reverse Mortgage and senior home equity products. Comparable to Alpine Credits in targeting homeowners leveraging property equity, though skewed toward the 55+ demographic.
• First National Financial: One of Canada's largest non-bank mortgage lenders and originators, with a broker channel business and securitization programs. Comparable in operating both mortgage origination and capital markets activities through the First National LP / spectrum of investors.
• CMLS Financial: Canadian private mortgage lender with single-family, multi-family, and commercial mortgage origination through a broker network. Direct comparable to Sequence Capital's broker-focused private lending model.
• MCAP: One of Canada's largest independent mortgage finance companies, originating and securitizing residential and commercial mortgages via the broker channel. Comparable in scale of single-family origination and capital markets activity.
• Trez Capital: Canadian private mortgage investment firm that both originates mortgages and manages mortgage investment funds. Comparable to Amur Capital's integrated origination-plus-MIC fund management model, with a multi-fund structure targeting yield-seeking investors.
• Firm Capital Corporation: Mortgage Investment Corporation focused on Canadian real estate finance, including residential and commercial mortgages. Most direct peer to Amur Capital's MIC structure on the fund management side, with a similar focus on mortgage-backed yields.
• Centurion Asset Management: Canadian asset manager operating Mortgage Investment Corporations and real estate investment trusts. Directly comparable to Amur Capital's multi-fund MIC product lineup and Exempt Market Dealer distribution.
• Romspen Investment Corporation: Canadian private mortgage investment corporation that originates and manages a portfolio of commercial and residential mortgages. Comparable to Amur Capital's higher-yield MIC strategy with a private credit orientation.

Broad incumbents

• Fairstone Bank: Canadian Schedule I bank (formerly Duo Bank) focused on alternative lending including home equity and near-prime residential mortgages. Comparable to Amur at the alternative-residential and home equity lending intersection, but operating under a broader deposit-taking bank charter.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/amur-financial-group

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries6 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Amur Financial Group