TEF TI

What TEF TI does

TEF TI (legal name: TEFTI TECNOLOGIA E SISTEMAS INTEGRADOS LTDA) is a privately held Brazilian technology company that provides electronic payment capture solutions and equipment lifecycle services to the Brazilian acquiring ecosystem. The company rents, sells, and services POS, PIN Pad, and mPOS terminals to acquirers, sub-acquirers, retail chains, and other merchants, with operations covering all 27 Brazilian states. Its portfolio includes the TEF MAIS electronic funds transfer platform, which combines mobile POS, real-time management dashboards, and segment-customizable screens with integration to third-party market solutions. The offering is built around EMV-certified equipment prepared in homologated laboratories, with services spanning key injection, software loading, branding and personalization, installation, preventive and corrective maintenance, and reverse logistics.

The business model is multi-streamed: recurring revenue from equipment rental subscriptions, one-time revenue from hardware sales, and project-based revenue from professional services and managed services covering the full device lifecycle from laboratory to field. The go-to-market is sales-led and B2B-focused, with a direct commercial team targeting acquirers and large retail chains, an inside sales motion via WhatsApp Business for mid-market and quick-turn inquiries, and an e-commerce storefront at loja.tefti.com.br for SMB and individual equipment purchases. Pricing is custom and not publicly disclosed, with an average 30-day implementation timeline cited.

The company claims 20+ years of market experience, 500+ active clients, and a 99.8% SLA guarantee. It is headquartered in Santana de Parnaíba (São Paulo) with no disclosed parent, institutional investor, or M&A activity in the input data, and no management team information is publicly available. Strategic partnerships with equipment manufacturers supply the underlying hardware, and EMV certification plus homologated laboratory access form the technical baseline of the business.

Name

TEF TI

Legal name

TEFTI TECNOLOGIA E SISTEMAS INTEGRADOS LTDA

Website

https://tefti.com.br

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

51–100 employees

Short description

TEF TI provides electronic payment capture solutions in Brazil, renting, selling, and servicing POS, PIN Pad, and mPOS equipment for acquirers, sub-acquirers, and retail merchants across all 27 states.

Ownership category

akta.pro rank

Product category

Electronic Payment Solutions

NAICS

Communications Equipment Manufacturing (3342), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Communications Equipment, Nec (3669)

akta.pro primary industry

Instant Payment Scheme Connectivity & Processing (e.g., FedNow, SEPA Instant, Faster Payments) (FSAMAHAD)

Keywords

• Electronic payment solutions
• POS equipment rental
• Payment terminal services
• EMV certified terminals
• TEF platform services

Headquarters

HQ city

Santana De Parnaíba

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Supply Chain, Personnel, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Equipment Rental (Locação): Rental of POS, PIN Pad, and mPOS equipment to acquirers and sub-acquirers, providing recurring revenue stream.
2. Equipment Sales (Venda): Direct sale of payment terminals including legacy and latest generation models.
3. Technical Services: Installation, corrective and preventive maintenance, remote software updates, on-site technical support, key injection, software loading, and logistics services.
4. Managed Services: Complete equipment management including storage, sorting, installation, maintenance, removal, reverse logistics, and specialized transport.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

TEF TI provides electronic payment capture solutions through rental, sale, and lifecycle management of POS, PIN Pad, and mPOS equipment for acquirers, sub-acquirers, and retail merchants in Brazil. The company operates the TEF MAIS platform, an Electronic Funds Transfer (TEF) solution with mobile POS, real-time dashboards, and segment-customized screens. Complementary offerings include EMV-certified equipment personalization (software, encryption keys, branding), technical maintenance, and nationwide logistics across all 27 Brazilian states.

Product overview

TEF TI offers a unified portfolio of electronic payment solutions centered on POS equipment rental and sale, complemented by TEF (Electronic Funds Transfer) services and comprehensive equipment management. The core offering consists of Locação e Venda de Maquininhas (POS/PIN Pad/mPOS hardware), TEF MAIS (TEF platform with personalized services), Gestão dos Equipamentos (technical support and maintenance), and Serviços para dispositivos POS (device lifecycle services including customization, logistics, and field operations).

Differentiator

Problem solved

Functional benefit

Brands

• TEF MAIS: Electronic Fund Transfer (TEF) platform with personalized services, mobile POS, real-time dashboards, and market solution integrations.

Products and services

• Locação e Venda de Maquininhas (POS, PIN Pad, mPOS) Rental and sale of fixed and mobile POS terminals, integrated PIN Pads, Bluetooth mPOS devices, and EMV-certified equipment. Serves merchants of all sizes from small businesses to large retail chains and acquirers needing payment capture infrastructure.
• TEF MAIS Electronic Funds Transfer (TEF) platform with personalized services that transforms point-of-sale into an Experience Point. Features complete mobile POS, sales management, real-time dashboards and reports, segment-customized screens, and integration with market solutions. Designed for acquirers, sub-acquirers, and retail merchants.
• Gestão dos Equipamentos Comprehensive equipment management service including installation, corrective and preventive maintenance, 24/7 help desk support, remote software updates, on-site technical visits, original parts replacement, extended warranty, and express exchange. Serves acquirers and merchants with deployed POS terminal fleets.
• Serviços para dispositivos POS

Quantifiable outcome

• Average 30-day implementation timeline
• +2 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Equipment ManufacturerscoreTechnology or IntegrationStrategic partnerships with equipment manufacturers to supply POS, PIN Pad, and mPOS devices. The company offers equipment from legacy to latest generation models with EMV certification capabilities for acquirers and sub-acquirers.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Verifone: Global manufacturer of POS terminals and payment hardware. Verifone supplies the same category of POS/PIN Pad/mPOS equipment that TEF TI distributes and services for the Brazilian acquiring market.
• PAX Technology: Global POS terminal manufacturer serving acquirers and merchants worldwide. Directly comparable to TEF TI's POS/PIN Pad/mPOS hardware offering and target customer base of payment processors.
• Newland Payment Technology: POS terminal manufacturer with strong presence in emerging markets and Latin America. Comparable hardware offering and target customer base of acquirers and merchants in developing payments markets.

Broad incumbents

• Worldline (Ingenico): Major global POS hardware and payment services provider that absorbed Ingenico. Comparable product portfolio (POS terminals, payment software, managed services) at much larger scale and broader geographic reach.
• Stone Co. Major Brazilian acquirer with its own POS hardware, software (TON, Linx), and field-services operations. Acts as both a TEF TI customer and a potential vertical-integrator competitor in the Brazilian market.
• Cielo: Largest Brazilian acquirer and POS hardware/services operator. Overlaps with TEF TI in payment terminal distribution and merchant services in Brazil, but at much greater scale and with proprietary hardware lines.
• PagSeguro (PagBank): Brazilian digital payments company offering its own POS terminals (Moderninha line), acquiring, and merchant services. Comparable product portfolio serving Brazilian SMB and retail merchants that TEF TI also targets.
• Rede (Itaú): Major Brazilian acquirer owned by Itaú Unibanco with its own POS hardware and merchant services offering. Both a customer and a potential competitor of TEF TI in the Brazilian payments market.
• GetNet (Santander): Brazilian acquirer controlled by Banco Santander with proprietary POS terminals and merchant services. Comparable as both customer of and competitor to third-party POS distributors like TEF TI in Brazil.

Emerging players

• Sunmi: Smart commercial IoT device maker including Android-based POS terminals. Comparable in mobile POS hardware targeted at SMB merchants, an emerging alternative to traditional POS that competes for TEF TI's downstream merchant base.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/tefti
• Instagraminstagram.com/tefti_
• Xx.com/_tefti

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TEF TI