Christian Brothers Services

What Christian Brothers Services does

Christian Brothers Services (CBS) is a non-profit organization founded in 1960 by Brother Joel Damian, FSC, of the Brothers of the Christian Schools (De La Salle Christian Brothers) as a cooperative purchasing group for Chicago-area Christian Brothers high schools. Headquartered at 1205 Windham Parkway in Romeoville, Illinois, CBS now operates as a multi-product administrative and risk management platform serving more than 4,500 Catholic dioceses, religious institutes, schools, and other Catholic groups across the United States through four core service lines—Health Solutions, Retirement Solutions, Risk Solutions, and Consulting Solutions—and wholly owned divisions BMT Management & Financial Consultants and Catholic School Management (CSM).

The product surface is anchored on pooled trust structures (Employee Benefit Trust, Religious Medical Trust, and Risk Pooling Trust) and a unified member portal ecosystem branded myCBS, with sub-portals myHealth, myRetirement, and myRisk. At current scale, CBS administers health coverage to nearly 60,000 people, defined benefit pension plans to over 40,000 participants, and 403(b)/401(k) plans to more than 22,000 participants; its risk programs protect approximately $40 billion in property across more than 10,000 buildings, nearly 20,000 vehicles, and 80,000+ students in roughly 250 schools through student accident coverage. Underlying technology includes 256-bit SSL encryption, a Proofpoint-powered Secure Message Center, HIPAA-compliant administrative, physical, and technical safeguards, and integrations with Teladoc (telehealth), NetBenefits.com / Fidelity (retirement account access), Vimeo (on-demand webinar content), and GoDaddy-managed secure web infrastructure.

CBS generates revenue through administrative fees and service charges tied to its trust structures and multi-year organizational agreements, with pricing not publicly disclosed. Go-to-market is sales-led and event-driven: a team of relationship managers and senior relationship managers (e.g., Matt Dent, Timothy Sember) handles member acquisition and onboarding, while CBS actively sponsors and exhibits at NACPA, CMSM, LCWR, DFMC, RCRI, NCEA, LASSCA, and Gallagher events to generate leads and maintain client relationships. Marketing channels additionally include the Board Banter podcast, educational webinars, multi-topic newsletters, blog content, and active social media presence. CBS maintains compliance with HIPAA, the Women's Health and Cancer Rights Act, and Medicare Part D creditable coverage standards; the organization is privately held with no disclosed outside investors, PE/VC involvement, or public funding.

Name

Christian Brothers Services

Legal name

Christian Brothers Services

Website

https://cbservices.org

Company type

Private

Founded year

1960

Operating status

Operating

Headcount range

101–250 employees

Short description

Christian Brothers Services is a non-profit organization founded in 1960 that serves 4,500+ Catholic dioceses, religious institutes, and schools through pooled health, retirement, risk management, and consulting programs, covering 60,000+ health plan participants and $40B in property.

Ownership category

akta.pro rank

Product category

Faith-Based Employee Benefits and Risk Management Services

NAICS

Religious Organizations (8131), Religious, Grantmaking, Civic, Professional, and Similar Organizations (813), Voluntary Health Organizations (813212)

SIC

Services-Health Services (8000), Accident & Health Insurance (6321), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Faith-Based Social Services & Community Outreach (Food Pantries, Shelters, Counseling) (BPAGAJAG)

akta.pro secondary industry

Local Congregations & Worship Communities (Churches, Mosques, Temples, Synagogues) (BPAGAJAA)

Keywords

• Health benefits administration
• Retirement plan services
• Property casualty insurance
• Risk management programs
• Nonprofit consulting services

Headquarters

HQ city

Romeoville

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Health Benefits Administration: CBS administers comprehensive health plans for Catholic employers and their lay employees and religious members through the Christian Brothers Employee Benefit Trust. Revenue derived from administrative fees and pooling of member contributions.
2. Retirement Plan Services: CBS provides retirement plans including 403(b)/401(k) and defined benefit pension plans through various trust structures. Manages over $40B in protected property and serves 40,000+ pension participants and 22,000+ retirement plan participants.
3. Risk Management Programs: Specialized property, casualty, and risk programs for Catholic organizations including property coverage, vehicle coverage (20K+ vehicles), building protection (10K+ buildings), and student accident coverage (80K+ students in 250 schools).
4. Consulting Services: Consulting solutions including accounting/financial services, investment consulting, benefit eligibility management, human resource services, property planning, Catholic school consulting, and mission advancement.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Christian Brothers Services administers comprehensive health benefits, retirement plans, property and casualty risk programs, and consulting services to Catholic dioceses, religious institutes, Catholic schools, and other Catholic organizations through pooled cooperative trust structures. The organization provides medical and prescription health coverage, 401(k)/403(b) and pension administration, student accident and vehicle insurance, and consulting in HR, accounting, investment, and Catholic school management, supported by the myCBS member portal platform.

Product overview

Christian Brothers Services operates as a multi-product platform offering four core service lines: Health Solutions, Retirement Solutions, Risk Solutions, and Consulting Solutions. These are supported by specialized trust products including the Employee Benefit Trust (EBT), Risk Pooling Trust, and Religious Medical Trust. The company also operates divisions BMT Management & Financial Consultants and Catholic School Management (CSM). Members access services through the myCBS portal which consolidates health benefits, retirement planning, and risk management access. The organization serves Catholic dioceses, religious institutes, schools, and other religious groups through pooled resources to achieve better coverage at reduced rates.

Differentiator

Problem solved

Functional benefit

Brands

• BMT: BMT Management & Financial Consultants - consulting division providing HR services, benefit eligibility management, and government program consulting for faith-based organizations
• Catholic School Management (CSM)
• Board Banter
• myCBS

Products and services

• Health Solutions Comprehensive, cost-effective health plans designed for Catholic employers and their lay employees and religious members, providing medical coverage, prescription benefits, and wellness programs administered through the Christian Brothers Employee Benefit Trust and Religious Medical Trust.
• Retirement Solutions Retirement plans and expert guidance that help Catholic organizations and their employees secure financial futures, including 401(k), 403(b), and Employee Retirement Plan (ERP) administration with 40,000+ pension participants and 22,000+ 403(b)/401(k) plan participants.
• Risk Solutions Specialized property, casualty, and risk programs addressing the unique and evolving risks faced by Catholic organizations, covering vehicles, property, buildings, and student accident protection through the Risk Pooling Trust.
• Consulting Solutions Skilled consultants providing guidance on accounting and financial services, investment consulting, benefit eligibility management, human resource services, property planning services, Catholic school consulting, and mission advancement for Catholic organizations.
• BMT Management & Financial Consultants Wholly-owned CBS division providing consulting services to faith-based organizations including HR services, benefit eligibility management, and government programs consulting, with dedicated BMT consultants and directors serving clients at industry conferences.
• Catholic School Management (CSM) Wholly-owned CBS division providing expert guidance to Catholic schools and diocesan leaders nationwide including strategic planning, governance support, enrollment marketing, mission effectiveness, and development programs.
• 403(b)/401(k) Retirement Plans Defined contribution retirement savings plans (403(b) and 401(k)) with over 22,000 participants, helping Catholic organization employees save for retirement, with participant access via the external NetBenefits.com (Fidelity) platform.
• Student Accident Plan Accident coverage program providing protection to more than 80,000 students in nearly 250 Catholic schools under the CBS Risk Solutions offering.

Quantifiable outcome

• Nearly 60,000 people covered by health plans; 40,000+ in pension plans; 22,000+ in 403(b)/401(k) plans; $40B in property protected

Named customers8 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature2 records

Partnerships

Eleven partnerships are on record, tiered minor and core.

• Arthur J. Gallagher & Co.minorGTM or Marketing Partner · 13 April 2026CBS serves as exhibitor and Gold Sponsor at Gallagher's annual Convocation, bringing together industry leaders and risk managers for collaboration and education on emerging risks and organizational resilience.
• Resource Center for Religious Institutes (RCRI)coreGTM or Marketing Partner · 30 September 2025CBS serves as Platinum Co-Sponsor and exhibitor at RCRI National Conference, which supports religious institutes in managing stewardship responsibilities and provides a platform for education, advocacy, and collaboration.
• Diocesan Fiscal Management Conference (DFMC)coreGTM or Marketing Partner · 24 September 2025CBS serves as Gold Sponsor and exhibitor at DFMC, which provides fiscal management expertise to the Catholic Church and acts as a resource for Diocesan Bishops in financial matters.
• National Association of Church Personnel Administrators (NACPA)coreGTM or Marketing Partner · 22 April 2025CBS serves as sponsor and exhibitor at NACPA's annual convocation, which represents 120-140 arch/dioceses, religious communities, and parishes nationwide. CBS presents on HR, risk, health, and retirement topics relevant to Catholic Church employers.
• National Catholic Educational Association (NCEA)coreGTM or Marketing Partner · 10 April 2025CBS exhibits at NCEA Convention, one of the largest private-education association gatherings, bringing together Catholic and religious educators from across the U.S. and Canada.
• Lasallian Association of Secondary School Chief Administration (LASSCA)coreGTM or Marketing Partner · 20 February 2024CBS serves as Gold Sponsor and exhibitor at LASSCA conference for district and regional leaders from Christian Brothers Conference and Lasallian Region of North America (RELAN).
• Leadership Conference of Women Religious (LCWR)coreGTM or Marketing Partner · 3 August 2023CBS serves as Gold-Level sponsor and exhibitor at LCWR Assembly, which represents leaders of congregations of Catholic women religious in the United States (nearly 80% of 49,000 religious women).
• Conference of Major Superiors of Men (CMSM)coreGTM or Marketing Partner · 27 July 2023CBS serves as Gold Level sponsor and exhibitor at CMSM National Assembly, which represents leaders of Catholic religious institutes for men, monasteries, and societies of apostolic life.
• Belfor Property RestorationminorOthersLong-standing recommended partner for emergency mitigation services (water extraction, tarping, property securing) following catastrophic events. Belfor reserves manpower and equipment specifically for CBS members after major events.
• Christian Brothers Investment Services (CBIS)coreStrategic or Co-development PartnerCBS co-sponsors events with CBIS including RCRI conference program printing and hosts joint post-liturgy hospitality gatherings. Collaborates on investment consulting and stewardship solutions for Catholic organizations.
• BMT Management & Financial Consultants (Division of CBS)coreStrategic or Co-development PartnerBMT is a division of CBS providing consulting services to faith-based organizations including HR services, benefit eligibility management, and government programs guidance. Exhibits jointly at conferences.

Scale indicators9 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Lockton Companies: Lockton is a major privately held insurance brokerage with dedicated faith-based and nonprofit practices delivering health, retirement, and risk solutions. Its enterprise client base and broader product portfolio overlap CBS's Risk Solutions and benefits offerings, even as it serves a wider client base.
• OneDigital: OneDigital is a large U.S. employee benefits, retirement, and HR advisory platform with a stated nonprofit and faith-based client segment. Its scale, technology stack, and bundled services compete directly with CBS's Health, Retirement, and Consulting Solutions for shared employer clients.
• Hub International: Hub International is a major North American insurance brokerage with dedicated nonprofit and religious organization practices. Its property/casualty and benefits brokerage model competes with CBS's Risk Solutions and consulting offerings, particularly for larger Catholic institutions.
• Marsh McLennan: Marsh is the largest global insurance broker and risk advisor, with deep nonprofit and faith-based practice capabilities. Its breadth across risk, health, and retirement consulting makes it a credible substitute or complement to CBS at the upper end of CBS's member organization size range.
• Arthur J. Gallagher & Co. Gallagher is one of the largest global insurance brokerage and risk management firms, with an explicit religious institutions and nonprofit practice. CBS currently co-exhibits with Gallagher, making it a partner-competitor whose broad scale, national distribution, and product breadth materially overlap CBS's risk and benefits offerings.

Direct peers

• Church Pension Group (Episcopal Church): Church Pension Group administers pension, health, and property/casualty insurance for Episcopal Church institutions. Like CBS, it is a denomination-shared services organization using trust-based pooling and a captive membership model — closely analogous even though serving a different Christian denomination.
• Portico Benefit Services (ELCA): Portico is the shared benefits and retirement plan organization for ministries of the Evangelical Lutheran Church in America. Its pooled benefits, retirement, and wellness product set, sold to a faith-based member base through a trust structure, parallels CBS's model for Catholic institutions.
• Catholic Benefits Association: Catholic Benefits Association is a faith-based pooled benefits and retirement platform specifically organized to serve Catholic dioceses, parishes, schools, and other institutions. CBS and CBA both operate multi-employer trust structures delivering health, retirement, and HR shared services to the same restricted Catholic institutional buyer base, making it the most analogous direct peer.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/cbservices2
• Facebookfacebook.com/ChristianBrothersServices
• LinkedInlinkedin.com/company/christian-brothers-services
• Instagraminstagram.com/christian.brothers.services

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Christian Brothers Services