Intellifi Corporation

What Intellifi Corporation does

Intellifi Corporation is a Canadian lending technology company that provides cloud-based software platforms and professional services to residential and commercial mortgage lenders. The company serves the Canadian lending industry through two primary technology stacks: LMS360, an integrated loan management system for residential lending covering the full lending lifecycle from underwriting through servicing and securitization; and the Orbit platform, comprising Orbit Genesis (loan origination) and Orbit Vantage (loan asset management) for commercial mortgages, with Atlas as an additional commercial underwriting product. The company has processed over $100 billion in commercial mortgages on its Orbit platform and administers $14 billion in assets, serving 30+ lender clients including 3 of 5 Big Canadian banks (National Bank, Scotiabank, CWB) and major institutions such as CMLS Financial, Bridgewater Bank, Alterna Savings, and DUCA.

Intellifi operates a hybrid software-plus-services business model. Recurring software licensing revenue comes from LMS360, Orbit Genesis, Orbit Vantage, and Atlas, supplemented by market intelligence products including the Commercial Lender Sentiment Survey, Spread Matrix License, and Annual Mortgage Survey (covering $77B in origination). Professional services revenue is generated through outsourced underwriting, servicing, funding, loan administration, customer service, and securitization delivered to BPO clients and lender partners. The company also participates in the Canada Greener Homes Loan program in partnership with CMHC and NRCan, and integrates with Equifax Verification Exchange, Opta Information Intelligence, and the Lendesk/Finmo broker channel.

The company is privately held and headquartered in Vancouver with offices in Calgary and Markham. It has rebranded to Nesto Cloud, with its website redirecting to nestocloud.ca, signaling a platform consolidation strategy. Intellifi holds SOC 2 Type II and CSAE 3416 compliance certifications and serves customers exclusively in Canada through direct enterprise sales and BPO partnership channels.

Name

Intellifi Corporation

Legal name

Intellifi

Website

https://intellifi.ca

Company type

Private

Operating status

Operating

Short description

Intellifi Corporation is a Canadian lending technology company providing cloud-based loan management software (LMS360) and commercial mortgage platforms (Orbit, Atlas), combined with outsourced underwriting and servicing, to 30+ Canadian lender clients including 3 of 5 Big Canadian banks.

Ownership category

akta.pro rank

Product category

Loan Management Software

NAICS

Computer Systems Design and Related Services (54151), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518210), Other Scientific and Technical Consulting Services (54169)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Processing & Data Preparation (7374), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking) (FSAGAHAC)

Keywords

• Loan origination software
• Mortgage servicing platform
• Commercial lending technology
• Loan management systems
• Lending professional services

Headquarters

HQ city

Calgary

HQ country

Canada

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D

Revenue model

1. Software Licensing and Subscriptions: Revenue from licensing LMS360 loan management software and Orbit technology solutions (Orbit Genesis, Orbit Vantage) to lenders. Software is described as the most robust in the Canadian lending industry with $100B+ of commercial mortgages processed on the platform.
2. Professional Services: Services revenue from mortgage professionals providing outsourced underwriting, servicing, funding, loan administration, customer service, and securitization services. Team of mortgage professionals trained to deliver high service levels to brokers, members, and customers.
3. Market Intelligence & Research: Commercial Lender Sentiment Survey, Spread Matrix License, and Annual Mortgage Survey products. The 13th Annual Commercial Mortgage Survey tracked $77B in origination.

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

Intellifi Corporation provides cloud-based lending technology platforms and professional services to the Canadian lending industry. Its core offerings include the LMS360 loan management system for residential lending and the Orbit Genesis and Orbit Vantage platforms for commercial mortgage origination and asset management. The company complements its software with outsourced mortgage services such as underwriting, servicing, funding, loan administration, and securitization, serving established and emerging Canadian lenders.

Product overview

Intellifi provides a platform-plus-modules architecture serving the Canadian lending industry with both residential and commercial lending solutions. The core residential offering centers on LMS360, an integrated loan management software that drives performance across the residential lending lifecycle. For commercial lending, Intellifi offers the Orbit Technology Solutions platform comprising Orbit Genesis (end-to-end loan origination) and Orbit Vantage (loan asset management). Both residential and commercial solutions can be enhanced with professional services including outsourced underwriting, servicing, funding, loan administration, customer service, and securitization. Additional modules include market intelligence products (Commercial Lender Sentiment Survey, Spread Matrix License, Annual Mortgage Survey) and analytical reports.

Differentiator

Problem solved

Functional benefit

Brands

• LMS360: Integrated loan management software for residential lending
• Orbit Genesis
• Orbit Vantage
• Atlas

Products and services

• LMS360 Loan Management Software Integrated loan management software for residential lenders that drives performance across the lending lifecycle, managing risk, efficiency, accuracy, and customer experiences for Canadian lenders.
• Orbit Genesis Loan Origination Platform End-to-end loan origination platform for the Canadian commercial mortgage industry, processing over $100 billion in commercial mortgages.
• Orbit Vantage Loan Asset Management System Loan asset management system tailor-made for commercial mortgages, enabling lenders to manage and monitor commercial mortgage portfolios.
• Atlas Commercial Underwriting Software Commercial underwriting software platform enabling faster investment and lending decisions for commercial real estate operations.
• Residential Lending Services Outsourced residential mortgage services including underwriting, servicing, funding, loan administration, customer service, and securitization, seamlessly integrated into lender businesses for BPO customers.
• Intelligent Lending Operations (Commercial Services) Professional services optimizing commercial lending operations including origination advisory, underwriting, special loans, and servicing capacities for commercial lenders and BPO partners.
• Commercial Lender Sentiment Survey Quarterly publication tracking lenders' views on a wide range of commercial mortgage related items, covering approximately 90% of the Canadian commercial mortgage market.
• Spread Matrix License Delivers market spreads for commercial mortgages encompassing a wide range of risks and term structures, licensed to lenders and market participants.
• Annual Mortgage Survey Annual commercial mortgage survey providing measurement and breakdown of Canadian commercial mortgage origination and outstanding balances; the 13th edition tracked $77B in origination.
• Commercial Mortgage Reports Quarterly market reports providing in-depth analysis of Canadian commercial mortgage market trends and conditions for lenders and market participants.

Quantifiable outcome

• 3 of 5 Big Canadian banks have adopted Intellifi's services
• +4 more outcomes

Named customers7 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature5 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Opta Information IntelligencecoreTechnology or IntegrationLMS360 and Opta Information Intelligence connecting to drive efficiency and accuracy in the lending industry through system integration.
• EquifaxcoreTechnology or IntegrationIntegration between Intellifi's LMS360 and Verification Exchange™ from Equifax providing enhanced efficiency and convenience in the mortgage process.
• iA Global Asset Management (iAGAM)coreTechnology or IntegrationiA Global Asset Management adopted Atlas, Intellifi's Commercial Underwriting Software, to make faster decisions and continue providing innovative investment solutions.
• StriveminorChannel Partner/ Reseller/ DistributorStrive was the first lender to adopt the automated document submission technology developed through the Lendesk partnership.
• CMHC (Canada Mortgage and Housing Corporation)coreStrategic or Co-development PartnerPartnership with CMHC and NRCan (Natural Resources Canada) to deliver the Canada Greener Homes Loan, supporting Canadians in making homes more energy-efficient.
• FractionminorGTM or Marketing PartnerPartnership with Fraction to empower homeowners achieve their financial goals through socially conscious financial solutions.
• nesto groupcoreGTM or Marketing PartnerIntellifi powers nesto group's digital end-to-end experience with full capacity to support mortgages for Alterna's members and people seeking mortgage renewal. Note: Intellifi is transitioning to Nesto Cloud brand.

Scale indicators9 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Temenos: Global banking software provider with lending and origination modules used by retail and commercial banks; comparable to Intellifi at the enterprise lending platform layer, though typically sold as part of broader core banking deals.
• Blend: US-based digital lending platform serving banks and mortgage lenders with consumer-facing origination and POS software; comparable as a multi-product cloud lending platform competing for similar enterprise lender accounts globally.
• ICE Mortgage Technology (formerly Black Knight / Ellie Mae): Dominant incumbent mortgage technology provider in North America offering loan origination, servicing, and secondary market solutions; comparable to Intellifi as a broad enterprise lender technology platform with much larger scale.
• Mortgage Cadence (Accenture): Enterprise mortgage origination and servicing platform owned by Accenture; comparable as a broad incumbent digital lending platform serving banks and credit unions across North America.
• Finastra: Global financial software provider offering core banking, lending, and mortgage technology to banks including Canadian institutions; comparable as a broader lending and banking platform competitor with established bank relationships.

Direct peers

• nesto: Canadian digital mortgage lender and cloud platform; Intellifi's strategic partner powering nesto group's end-to-end mortgage experience, operating in the same Canadian mortgage origination and servicing market.
• Finmo: Canadian mortgage fintech focused on broker-lender connectivity and origination workflows; Intellifi already integrates with Finmo via Lendesk, serving the same Canadian lender and broker ecosystem with overlapping digital mortgage capabilities.
• Lendesk: Canadian mortgage technology platform for brokers and lenders, focused on POS, document collection, and lender connectivity; directly comparable as a Canadian lending SaaS peer and a partner of Intellifi.

Emerging players

• Thought Machine: Cloud-native core banking technology provider with lending capabilities; comparable as a modern, cloud-first bank technology platform targeting large financial institutions with similar architecture and integration approach to Intellifi.
• QuestSoft (now part of Dark Matter Technologies): Mortgage compliance, QC, and origination data technology provider; comparable as a mortgage-specific SaaS player addressing lender back-office workflows that overlap with Intellifi's market intelligence and asset management capabilities.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/intellifi
• LinkedInlinkedin.com/company/intellifi

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Intellifi Corporation