Payneteasy
- Company typePrivate
- Founded2006
- HeadquartersGibraltar, Gibraltar
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What Payneteasy does
Payneteasy (legal entity: PaynetEasy Technologies Limited) is a Gibraltar-domiciled payment infrastructure provider founded in 2006 that builds a PCI DSS Level 1 certified white-label payment gateway and orchestration platform for payment service providers, banks, large merchants, fintechs, and digital marketplaces. The platform is built on a proprietary Java/MySQL stack engineered for up to 10 million transactions per day with 99.95% verified uptime over four years, and connects to more than 1,000 integrations spanning cards, alternative payment methods, digital wallets, bank rails, and FX providers. Its product portfolio centers on the White-Label Payment Gateway and the Payment Orchestration Platform, supported by modules for smart routing with ML-based balancing, 150+ configurable real-time fraud filters with score-based decisioning, dispute management integrated with Ethoca and Verifi, a global payout platform covering 122 countries and 100+ currencies, a configurable FX rate engine, and a 3DS adapter for PSD2 compliance.
The company monetizes through a mix of white-label licensing fees, transaction processing fees across acquiring and routing, payout processing fees, FX margin on currency conversion, and professional services for custom implementations. Pricing is quote-based and not publicly disclosed, with multi-year enterprise contracts; distribution is exclusively direct enterprise sales combined with white-label OEM partnerships where PSPs and banks rebrand and resell the gateway under their own identity. Payneteasy holds Mastercard SDP compliance and is listed in the Visa Global Registry, and maintains an active presence at industry events (iGB L!VE London, SBC Summit Lisbon, SiGMA Europe). The company is founder-led under CEO Boaz Gam, privately held with no disclosed external funding, and reports 101–250 employees operating globally.
Payneteasy firmographics
Firmographics- Name
- Payneteasy
- Legal name
- PaynetEasy Technologies Limited
- Website
- https://payneteasy.com
- Company type
- Private
- Founded year
- 2006
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Payneteasy industry classification
Industry- Product category
- Payment Processing Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Software Publishers (5132)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Integrated Systems Design (7373)
- akta.pro primary industry
- Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)
- akta.pro secondary industries
- Smart Routing, Cascading & Payment Optimization (FSAMACAJ), Integrated Payment Processors (PSP/Acquirer) (FSAMABAA), Processor-Agnostic / White-Label Acquiring Platforms (Acquiring-as-a-Service) (FSAMABAI), Recurring Billing & Subscription Payments Enablement (FSAMACAF)
Keywords
Where Payneteasy is headquartered
LocationHeadquarters
- HQ city
- Gibraltar
- HQ country
- Gibraltar
Offices2 records
Markets served
Payneteasy business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- White-Label Gateway Licensing: Payneteasy provides its PCI DSS Level 1 certified payment gateway as a white-label solution that PSPs and banks rebrand and deploy under their own brand. Revenue is generated through licensing fees, setup costs, and ongoing service fees for gateway access and support.
- Transaction Processing Fees: Revenue from processing payment transactions including acquiring, routing, and settlement services across 1000+ payment integrations and multiple currencies.
- Payout Processing: Fees for global payout services including OCT card payouts, bank transfers (SEPA, SWIFT), digital wallet disbursements, and cryptocurrency settlements across 122 countries.
- FX Margin Revenue: FX rate engine generates revenue through configurable percentage-based or absolute margin markups on currency conversion across currency pairs and terminals.
- Professional Services: Tailor-made projects and custom development services for payment and card processing projects of any complexity using Payneteasy's technologies.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Multi-year contract | Enterprise payment infrastructure with white-label gateway and orchestration platform |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels7 records
Payneteasy product offering
Product offeringCore offering
Payneteasy builds and licenses a PCI DSS Level 1 certified white-label payment gateway and a payment orchestration platform that PSPs, banks, payment institutions and large merchants rebrand and operate as their own. The software bundles 1,000+ payment integrations, intelligent routing, real-time fraud filtering, a 3DS adapter, dispute management, an FX rate engine and a global payout platform spanning 122 countries, sold with implementation, integration and tailor-made development services.
Product overview
Payneteasy is a payment orchestration and gateway platform provider offering a white-label PCI DSS Level 1 gateway for PSPs and an advanced orchestration platform for large merchants. The portfolio consists of three core products (White Label Payment Gateway, Payment Orchestration Platform, and Leads Protection System) supported by multiple technology modules including Smart Payment Routing, Real-Time Fraud Protection (150+ filters), Dispute Management, Global Payout Platform (122 countries), FX Rate Engine, and 3DS Adapter. The platform handles up to 10M transactions per day with 99.95% uptime across 1000+ integrations worldwide.
Differentiator
Problem solved
Functional benefit
Products and services
- White Label Payment Gateway
Quantifiable outcome
- Chargeback reduction of 87% through automated dispute resolution with Ethoca and Verifi alerts
- +3 more outcomes
Companies that use Payneteasy
Customer profileNamed customers2 records
Segments5 records
Ideal customer profiles4 records
Payneteasy technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
AI capability8 records
Feature11 records
Payneteasy partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- ChargebackHelp (Ethoca/Verifi)coreIntegration with ChargebackHelp's Ethoca and Visa Verifi alert networks for real-time chargeback prevention. Provides up to 72 hours advance notice of incoming disputes before they are formally registered, enabling automated refund workflows to prevent chargeback escalation.
- Mastercard (OCT)coreOriginal Credit Transaction capability for sending funds directly to Mastercard cards with instant delivery in most markets, supported through the global payout platform.
- Visa (OCT)coreOriginal Credit Transaction capability for Visa card payouts via the global payout platform with region-dependent availability and automatic fallback.
- European Central BankcoreFX rate sourcing from European Central Bank for multi-currency conversion engine, providing benchmark exchange rates updated daily for payout and gateway currency conversion.
- SEPA NetworkcoreSEPA bank transfer support for European payout processing with same-day settlement within Europe through the global payout platform.
- SWIFT NetworkcoreSWIFT international bank transfer support for cross-border payouts through the global payout platform with routing optimized by billing country and payment history.
Scale indicators8 records
Recent moves6 records
Expansion highlights5 records
Payneteasy competitors and assessment
Company assessmentDirect peers
- Gr4vy: Cloud-native payment orchestration provider for enterprises. Competes with Payneteasy's orchestration platform with a more modern, API-first architecture.
- Akua: Payment orchestration and acquiring platform focused on LATAM and emerging markets. Comparable orchestration model with regional depth that intersects with Payneteasy's global payouts.
- Spreedly: Payment orchestration platform providing gateway-agnostic routing and vaulting to merchants. Directly comparable to Payneteasy's orchestration product targeting multi-PSP management.
- IXOPAY: Payment orchestration platform offering white-label gateway, smart routing, and tokenization. Directly competes with Payneteasy's white-label gateway and orchestration positioning.
- Primer: Cloud-native payment orchestration platform with smart routing and unified workflow. Closest like-for-like competitor to Payneteasy's orchestration value proposition for large merchants.
Broad incumbents
- Adyen: Directly comparable unified global payment processor and gateway serving large merchants and platforms. Operates proprietary orchestration infrastructure that competes head-to-head with Payneteasy's routing and cascading capabilities.
- Stripe: Global payments platform with full-stack gateway, processing, and orchestration. Overlaps with Payneteasy's orchestration and gateway but serves a much broader merchant base with massive R&D and capital resources.
- Authorize.Net: Established payment gateway provider (Visa-owned) with broad merchant coverage and PCI DSS compliant infrastructure. Comparable gateway capabilities targeting PSPs and SMB/enterprise merchants.
- Checkout.com: Global end-to-end payments provider offering gateway, acquiring, and orchestration to large merchants and PSPs. Targets the same enterprise segment as Payneteasy's payment orchestration platform.
- Worldpay: Established global acquirer and gateway provider. Comparable to Payneteasy's PSP/bank-facing white-label infrastructure and a likely buyer/competitor for the same set of payment institutions.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Payneteasy social profiles
Digital presencePayneteasy compliance and trust
Trust signalCompliance4 records
Payneteasy financial estimates
Financial estimateRevenue estimate
Valuation estimate
Payneteasy leadership team
Management profileNumber of profiles
Profiles2 records
Payneteasy funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Payneteasy M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Payneteasy
What does Payneteasy do?
Payneteasy builds and licenses a PCI DSS Level 1 certified white-label payment gateway and a payment orchestration platform that PSPs, banks, payment institutions and large merchants rebrand and operate as their own. The software bundles 1,000+ payment integrations, intelligent routing, real-time fraud filtering, a 3DS adapter, dispute management, an FX rate engine and a global payout platform spanning 122 countries, sold with implementation, integration and tailor-made development services.
Is Payneteasy a public or private company?
Payneteasy is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Payneteasy founded?
Payneteasy was founded in 2006. It employs 101 to 250 people.
Where is Payneteasy based?
Payneteasy is headquartered in Gibraltar, Gibraltar.
How does Payneteasy make money?
Five revenue lines are on record. White-Label Gateway Licensing is the primary driver. The others are transaction Processing Fees, payout Processing, FX Margin Revenue and professional Services.
Who are Payneteasy's main competitors?
Direct peers on record are Gr4vy, Akua, Spreedly, IXOPAY and Primer. Broad incumbents are Adyen, Stripe, Authorize.Net, Checkout.com and Worldpay.
Does Payneteasy have an API?
Yes. Payneteasy offers a Processing API with 29 POST endpoints covering sale, payout, refund, recurring, 3-D Secure, and card tokenisation operations, using OpenAPI 3.1 contract. PHP and Java SDKs are available. A Model Context Protocol (MCP) server exposes read-only access to transaction statistics and backoffice data (merchants, projects, endpoints, gates, processors) for AI agents, with scoped tokens that are time-bounded and revocable. Developer documentation is at doc.payneteasy.com.
What industry is Payneteasy in?
Payneteasy's product category is Payment Processing Software. Its primary akta.pro industry code is FSAMACAA, Merchant Payment Gateways (API/Hosted Checkout), with a secondary code of FSAMACAJ, Smart Routing, Cascading & Payment Optimization. Its NAICS code is 522320 and its SIC code is 7370.