Educational Benefits

What Educational Benefits does

Educational Benefits, operating under the brand EBI, is a private insurance brokerage founded in 1979 that specializes exclusively in employee benefits administration for public schools and school districts. The company serves more than 200 school systems across six U.S. states, headquartered in Little Rock, Arkansas, with regional offices in Fayetteville and Jonesboro (Arkansas), Lafayette (Louisiana), Louisville (Kentucky), and Oklahoma City (Oklahoma). EBI positions itself as the largest insurance broker for public schools and operates a "created by educators for educators" model, with sales and leadership staffed heavily by former school administrators and superintendents.

EBI's core offering is a platform-plus-services bundle that combines benefit administration, open enrollment, employee education, compliance support, customer service, and access to a curated portfolio of insurance products from multiple carriers (Aflac, Guardian, Lincoln, Metlife, One America, Transamerica, USAble, Trustmark). Service modules include dedicated account management, ACA/FMLA/COBRA/HIPAA compliance, claim forms processing, and a call center for employees and retirees. Adjacent capabilities are delivered through sub-brands within the JTS Company parent group: EBS Retirement Solutions for retirement planning, SimpleWill for online estate planning, and Sola Wind & Hail for property deductible coverage. The company also co-developed the ProtectEd identity theft product in partnership with the Arkansas Association of Educational Administrators (AAEA).

The business runs on an enterprise field-sales motion: Regional Directors of Business Development cultivate district-level relationships, supplemented by conference presence (OSSBA, AAEA), hosted networking events, and inside-sales customer service support. Revenue is generated via carrier commissions on subscription/annual billing, with pricing customized per district. EBI is a subsidiary within A JTS Company, has no disclosed external funding, and operates a remote-first workforce of 51-100 employees reporting 7% annual turnover. No proprietary technology platform, API, or AI/ML capability is disclosed in the available data.

Name

Educational Benefits

Legal name

Educational Benefits

Website

https://ebiteam.com

Company type

Private

Founded year

1979

Operating status

Operating

Headcount range

51–100 employees

Short description

Educational Benefits (EBI) is a private insurance brokerage founded in 1979 that provides employee benefits administration, enrollment, compliance, and customer service to over 200 public school systems across six U.S. states.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Educational Support Services (611710)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Benefits Administration & Enrollment Support (BPAAAIAB)

Keywords

• Employee benefits administration
• Insurance broker services
• School district benefits
• HR administration services
• Educator insurance plans

Headquarters

HQ city

Little Rock

HQ country

United States

HQ region

North America

Offices6 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Services: EBI serves as an insurance broker for public schools, providing benefit administration services including enrollment, compliance, and customer service. Revenue is generated through commissions from insurance carriers.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Educational Benefits (EBI) is an insurance brokerage that specializes exclusively in employee benefits plans for public schools and school districts. The company brokers, administers, and supports benefits programs including health, life, disability, and supplemental insurance from multiple carriers, and provides enrollment, compliance, employee education, and ongoing customer service to school employees and retirees as a single point of contact.

Product overview

Educational Benefits (EBI) is an Arkansas-based insurance broker specializing in employee benefit plans for schools and school districts since 1979. The company operates a platform-plus-services model, offering a comprehensive suite of benefit administration services including Benefit Administration, Enrollment Options, Employee Education, Customer Service, and Compliance support. EBI provides access to Best-in-Class Benefits from multiple insurance carriers and manages claim forms processing. The company also offers supplementary products through sub-brands including EBS Retirement Solutions for retirement planning, SimpleWill for estate planning, and Sola Wind & Hail for insurance deductible protection. EBI serves over 200 school systems across six states with a remote-first workforce model.

Differentiator

Problem solved

Functional benefit

Brands

• EBS Retirement Solutions: Retirement education and services for Arkansas schools and school employees.

Products and services

• Employee Benefits & HR Services Comprehensive employee benefits and HR solutions for schools and school districts, bundling account management, customer service, benefits administration, enrollment, employee education, compliance, and best-in-class insurance products from multiple carriers into a single point-of-contact offering for K-12 public schools.
• EBS Retirement Solutions Retirement education and services offering launched for Arkansas schools and school employees, providing personalized retirement planning solutions as a sister brand under JTS Company.
• SimpleWill Online estate planning platform that makes creating comprehensive wills simple and affordable for educators and their families, offered as an additional service to school employees.
• Sola Wind & Hail Crisis Policy Insurance product from a JTS Company subsidiary that helps offset rising home insurance deductibles by providing a $5,000 payment toward out-of-pocket expenses for wind and hail damage claims.
• ProtectEd Identity theft protection product offered in partnership with the Arkansas Association of Educational Administrators (AAEA), designed to cover pre-existing cases and to enroll without requiring payroll slot deductions.

Quantifiable outcome

• Annual employee turnover of only 7% demonstrating strong company culture
• +1 more outcomes

Named customers6 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• AAEA (Arkansas Association of Educational Administrators)coreStrategic or Co-development PartnerAAEA partnered with EBI to offer a robust identity theft product (ProtectEd) that covers pre-existing cases with a new enrollment system not requiring payroll slot deductions
• Arkansas Public School Resource CenterminorStrategic or Co-development PartnerEBI Regional Director Ken Rich previously served as Director of Finance Services at this organization before joining EBI
• EBS Retirement SolutionscoreOthersEBS was launched to provide retirement education and other services to Arkansas schools and school employees, offering tailored retirement solutions
• SimpleWillminorOthersOnline platform partnership for creating comprehensive estate plans, offered as additional service to school employees
• Sola Wind & HailminorOthersSola's Wind and Hail Crisis Policy helps offset rising insurance deductibles by providing $5,000 towards out-of-pocket expenses for wind and hail damage claims

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• USI Insurance Services: USI is a large mid-market insurance brokerage with a growing K-12 practice, offering benefits consulting, compliance, and proprietary technology platforms that compete directly with EBI in the regional school-district segment.
• Brown & Brown, Inc. Brown & Brown is a large U.S. insurance brokerage that competes in the public-sector and education benefits space, offering scale, diversified carrier relationships, and proprietary technology that regional brokers like EBI must contend with.
• Arthur J. Gallagher & Co. Gallagher is a global insurance brokerage and risk management firm with a dedicated public-sector/K-12 practice, competing against EBI for larger multi-state district RFPs with significantly broader carrier leverage and technology resources.
• Marsh McLennan: Marsh McLennan is the world's largest insurance broker through Marsh and benefits consultant through Mercer, with significant public-sector practice that competes for the largest K-12 district engagements.
• NFP (Aon): NFP is a mid-market-focused insurance broker and benefits consultant (now part of Aon) with a sizable public-sector practice, directly comparable to EBI's brokerage model for school districts.
• Hub International: Hub International is a large North American insurance brokerage that competes in the education and public-sector benefits market, typically against regional specialists like EBI in district-level RFPs.
• Alliant Insurance Services: Alliant is a specialty insurance brokerage with a public-sector and education segment, competing with EBI for mid-sized and large school district benefits engagements.
• Hilb Group: Hilb Group is a mid-sized insurance brokerage that has grown through regional roll-ups and serves public-sector employer benefits clients, mirroring the role EBI plays in its core Arkansas footprint.

Direct peers

• OneDigital: OneDigital is one of the largest employee benefits-only brokerage firms in the U.S., serving mid-market and public-sector employers with benefits consulting, enrollment, and compliance — directly overlapping EBI's service model with greater scale and proprietary technology.
• Horace Mann: Horace Mann is a national insurance and financial services company that specializes exclusively in serving K-12 educators and public schools, making it the closest direct competitor to EBI's educator-focused brokerage model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/ebiteam
• Facebookfacebook.com/EducationalBenefits
• LinkedInlinkedin.com/company/educational-benefits

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Educational Benefits