Enness Global

What Enness Global does

Enness Global is a privately held, FCA-regulated international finance brokerage founded in 2007 and headquartered in Mayfair, London. The firm operates from six offices — London, Dubai, Jersey, Zurich, Geneva, and Nice — and serves high-net-worth and ultra-high-net-worth individuals, entrepreneurs, and internationally mobile clients requiring complex, bespoke financing. The core technology is not a proprietary platform; the company's primary asset is a curated network of over 500 global lenders (private banks, specialist lenders, family offices, challenger banks) combined with a senior broker team that structures transactions that high-street lenders decline. The firm holds FCA authorization (565120), French ACPR/ORIAS registration, ICO data protection registration, and Equity Release Council membership.

Enness monetizes through a combination of client-paid broker fees and lender commissions on completed transactions, with all fees disclosed in advance per FCA requirements. Pricing varies by deal complexity and geography, with indicative mortgage rates spanning roughly 4.5%–8.5%+ depending on jurisdiction, LTV, and currency. Recent case studies show transaction sizes from £1M to £12.5M+, and the firm has arranged individual mortgages well in excess of £100 million. The product portfolio spans nine categories: Mortgages, Crypto Finance, Bridging Finance, Securities Backed Lending, Business Finance, Commercial & Development Finance, Luxury Asset Finance, Insurance (via Vizion Insurance Brokers), and Private Finance advisory.

Go-to-market is sales-led and relationship-driven, combining direct senior-broker engagement with a Private Client Adviser referral programme targeting wealth managers, private bankers, solicitors, accountants, and IFAs. Marketing is built on thought-leadership content, case studies, finance guides, video, and earned media in the Financial Times, Bloomberg, Tatler, and The Times. The firm has completed mortgages for clients from 78 different nationalities across 20 countries and operates country-specific websites for the UK, Jersey, Switzerland, UAE, and USA. Management is led by Group CEO Islay Robinson and Group Managing Director Toby Johncox, supported by partners and specialist brokers including an international mortgage broker handling cross-border transactions.

Name

Enness Global

Legal name

Enness Limited

Website

https://ennessglobal.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

Enness Global is a privately held, FCA-regulated international finance brokerage serving high-net-worth and ultra-high-net-worth individuals. Founded in 2007 and operating from six offices, it arranges complex bespoke mortgages and lending solutions through a network of 500+ global lenders.

Ownership category

akta.pro rank

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices6 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Broker Fee (Client-paid): Enness is typically remunerated by way of a broker fee paid by the client. The nature and amount of any remuneration is always disclosed to clients in full and in advance, in line with FCA regulatory obligations.
2. Lender Commission: Commission paid by the lender on completion of a transaction, or a combination of both broker fee and lender commission.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels7 records

Core offering

Enness Global is an international mortgage and finance brokerage that arranges high-value lending for HNW and UHNW individuals and business owners. The firm sources deals from a network of 500+ lenders across the UK, UAE, Switzerland, Jersey, France and other jurisdictions, packaging solutions ranging from residential and buy-to-let mortgages to bridging, securities-backed, commercial, development, luxury-asset, business, crypto, and private finance, plus insurance.

Product overview

Enness Global is a high-value international finance brokerage firm offering a comprehensive suite of financial products and services through a network of over 500 lenders. The company operates as a single integrated platform providing specialist mortgage brokerage (Mortgages), cryptocurrency-backed finance (Crypto Finance), short-term bridging loans (Bridging Finance), securities-backed lending (Securities Backed Lending), business funding solutions (Business Finance), commercial and development finance (Commercial & Development Finance), luxury asset financing (Luxury Asset Finance), insurance products (Insurance), and private client advisory services (Private Finance). These offerings are delivered through an FCA-authorized brokerage model with offices in London, Dubai, Jersey, Zurich, Geneva, and Nice, targeting high-net-worth and ultra-high-net-worth individuals, entrepreneurs, and international clients requiring complex, bespoke financing solutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Mortgages Residential, buy-to-let and large-ticket mortgage arrangements for HNW/UHNW individuals sourced through an aggregated network of 500+ lenders across multiple jurisdictions.
• Crypto Finance Lending arrangements for clients whose wealth or income is denominated in or backed by cryptocurrency, arranged through specialist lenders on the Enness panel.
• Bridging Finance Short-term secured finance for property purchases, refinances, chain-break scenarios or time-sensitive acquisitions, arranged via specialist bridging lenders.
• Securities Backed Lending Lending facilities secured against client investment portfolios and securities, providing liquidity without forced sale of assets.
• Business Finance Lending solutions for SMEs, business owners and trading businesses, including acquisition, working capital and refinancing facilities arranged through commercial lenders.
• Commercial and Development Finance Senior and stretch loans for commercial property and property development projects, sourced from specialist commercial and development lenders.
• Luxury Asset Finance Asset-led lending secured against high-value luxury items such as fine art, classic cars, watches, yachts and jewellery, arranged via specialist lenders.
• Insurance Insurance arrangements for HNW/UHNW clients, including high-value home, contents and life cover, offered alongside the firm's finance products.
• Private Finance Bespoke private banking-style finance for HNW/UHNW clients with complex structures, including family trusts, offshore holdings and non-standard income.

Quantifiable outcome

• Enness can arrange straightforward bridging loans within 72 hours
• +3 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Private Finance: Long-established UK mortgage, wealth and insurance broker focused on HNW and UHNW clients, offering bespoke residential, buy-to-let and complex-income lending — the closest like-for-like HNW brokerage model to Enness.
• John Charcol: One of the UK's longest-running specialist mortgage brokers, focused on complex and large-ticket lending for professional and HNW borrowers — directly comparable to Enness's core residential mortgage proposition.
• Henry Dannell: London-based specialist mortgage broker serving HNW clients with complex income, large loans and prime property finance — overlaps directly with Enness's London and complex-mortgage focus.
• SPF Private Clients: UK specialist mortgage broker serving professionals, HNW and international clients, with strong introducer relationships — directly comparable to Enness's complex-income and international mortgage offering.
• Octane Capital: Specialist lender and arranger for complex, HNW and large-ticket property finance including bridging and development — directly comparable to Enness's bridging and commercial/development finance lines.
• Fluent Money: UK specialist in bridging finance for property professionals, developers and HNW clients — directly comparable to Enness's bridging finance product line.
• Strive Mortgages: UK specialist mortgage broker with expertise in complex income, large loans and self-employed borrowers — directly comparable to Enness's specialist and self-employed mortgage offerings.
• Whiteley Finance: UK specialist mortgage and bridging finance broker for HNW and complex cases — directly comparable to Enness's complex mortgage and bridging finance product lines.

Emerging players

• Habito: Digital-first UK mortgage broker combining technology-led advice with specialist desks — represents the emerging tech-enabled model that competes with Enness's traditional relationship-led broker approach.
• Koodoo: Technology-led UK mortgage broker and lender focused on streamlining specialist and complex lending workflows — an emerging digital competitor relevant to Enness's specialist mortgage and bridging propositions.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/EnnessGlobal
• Facebookfacebook.com/EnnessGlobal
• LinkedInlinkedin.com/company/enness

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Enness Global