Matrix Mortgage Global

Name

Matrix Mortgage Global

Legal name

Matrix Mortgage Global

Website

https://matrixmortgageglobal.ca

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

51–100 employees

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Real Estate Credit (522292), Credit Intermediation and Related Activities (522)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Mortgage Comparison, Marketplace & Rate-Shopping Platforms (FSALABAJ)

Keywords

• Mortgage brokerage services
• Alternative lending solutions
• Home equity financing
• Residential mortgage lending
• Debt consolidation mortgages

Headquarters

HQ city

Toronto

HQ country

Canada

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Mortgage Origination and Brokerage Fees: Matrix Mortgage Global operates as a mortgage brokerage earning commissions from lenders for placing mortgages. They offer various mortgage products including first mortgages, second mortgages, home equity loans, and refinancing solutions. Revenue is generated through transaction-based origination fees and ongoing renewals.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Matrix Mortgage Global is a Canadian mortgage brokerage that connects borrowers with over 50 lenders, including major banks, B-lenders, and private lenders. It provides solution-based lending products such as first mortgages, second mortgages, home equity loans, refinance mortgages, debt consolidation, and specialized programs for self-employed borrowers, newcomers to Canada, and credit-challenged clients. The firm operates across Ontario, Alberta, British Columbia, and Nova Scotia, offering AI-assisted application processing with stated 10-minute approvals.

Product overview

Matrix Mortgage Global operates as a solution-based lending brokerage platform offering a comprehensive portfolio of mortgage and lending products. The core platform centers on alternative and conventional mortgage solutions for Canadian homeowners across Ontario, Alberta, British Columbia, and Nova Scotia. The product portfolio includes first mortgages (as low as 2.50%), second mortgages (starting at 6.99%), and specialized products for credit-challenged borrowers, self-employed individuals, newcomers, and those in consumer proposals. Supporting modules include an Education Centre with mortgage resources and a Mortgage Calculator tool. The company positions itself as an 'AI Ready' broker with 'Instant Approvals' processed in 10 minutes, accessing over 50 lenders including major banks, B-lenders, and private lenders to match borrowers with appropriate financing solutions.

Differentiator

Problem solved

Functional benefit

Brands

• Matrix Money: Financial resource and mortgage-related services platform

Products and services

• Second Mortgages A secondary mortgage product that sits behind the first mortgage, allowing homeowners to access additional equity without replacing their original loan. Rates start as low as 6.99%.
• Home Equity Loans Secured loan products that allow homeowners to borrow against the equity built in their property, typically offering lower interest rates than unsecured credit options. Access up to 75% of home equity.
• Refinance Mortgages Mortgage refinancing solutions that replace existing mortgages with new terms, potentially accessing equity or securing better interest rates. First mortgage rates as low as 2.50%.
• Debt Consolidation Mortgages Solutions that consolidate multiple high-interest debts (credit cards, loans) into a single mortgage payment, often at lower combined interest rates.
• Bad Credit Mortgages Alternative lending solutions for borrowers with credit challenges, accessing B-lender and private mortgage products when traditional banks decline applications.
• Self-Employed Mortgages Mortgage products designed for self-employed individuals with non-traditional income documentation, offering solutions through alternative lenders who accept bank statements and business financials.
• First-Time Home Buyer Mortgages Specialized mortgage programs helping first-time buyers enter the housing market with tailored approval criteria and product options.
• New To Canada Mortgages Mortgage solutions for newcomers to Canada who may lack Canadian credit history, accepting alternative income documentation and international credentials.
• Spousal Buyout Mortgages Financing solutions for separating couples to buy out a spouse's share of jointly-owned property.
• Bridge Loans Short-term financing solutions to bridge gaps between buying a new property and selling an existing one, typically with higher interest rates for interim periods.
• Mortgage Renewals Services helping homeowners renew their mortgages at term end, with access to over 50 lenders to find better rates and terms than automatic renewals.
• Consumer Proposal Payout Specialized solutions for borrowers who have completed or are in consumer proposals, helping them access mortgage financing despite prior credit stress.
• Stop Power Of Sale Emergency mortgage solutions designed to help homeowners avoid power of sale proceedings through refinancing and alternative lending options.
• Commercial Mortgages Mortgage products for commercial properties including offices, retail, warehouses, and multi-unit residential investments.
• Personal Loans Unsecured personal lending solutions for various financial needs, offered as part of the company's solution-based lending approach.
• Business Loans Commercial lending solutions for business needs including working capital, equipment financing, and business expansion.
• Home Improvement Mortgages Financing solutions specifically designed to fund home renovation and improvement projects, often using the property as collateral.

Quantifiable outcome

• Mortgage approved in 10 minutes
• +3 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature2 records

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• TMG The Mortgage Group: Canadian mortgage broker network serving independent agents nationwide. Competes with Matrix Mortgage Global for the same broker-agent and borrower pool.
• Mortgage Architects: Canadian mortgage broker network with national reach, aggregating lender panels to serve prime and alternative borrowers. Directly comparable to Matrix Mortgage Global in business model and target customer.
• Verico: Canadian mortgage broker network with independently owned member brokers across multiple provinces. Operates on a similar multi-lender brokerage model with comparable product breadth.
• Pineapple Mortgage: Canadian digital-first mortgage brokerage emphasizing speed and tech-enabled processing. Directly comparable on the technology-led brokerage thesis (similar to Matrix's "AI Ready" positioning).
• Dominion Lending Centres: Canada's largest mortgage brokerage network with thousands of brokers across the country. Operates the same multi-lender, commission-based intermediary model targeting Canadian homebuyers and refinancers.
• CanWise Financial: Canadian mortgage brokerage operating with a multi-lender panel across provinces. Closely mirrors Matrix's alternative and prime lending focus on residential mortgages.
• Butler Mortgage: Toronto-based Canadian mortgage brokerage with multi-lender access and a comparable product range including alternative lending for credit-challenged borrowers.
• XMC Mortgage Corporation: Canadian mortgage brokerage operating across provinces with a multi-lender panel and similar product portfolio including second mortgages and equity lending.

Emerging players

• Borrowell: Canadian credit and lending fintech with mortgage offerings and adjacent consumer credit products. Overlaps with Matrix on serving credit-underserved Canadians, including newcomers and thin-file borrowers.
• Mogo Mortgage: Canadian fintech offering digital mortgage and lending products, including alternative-credit solutions. Comparable to Matrix on the alternative-lending + tech-enabled brokerage dimension, though with a digital-first (rather than agent-led) model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/matrixmortgage
• YouTubeyoutube.com/channel/UC2o51oRR1gwmZvMIXnTdH8g
• Facebookfacebook.com/matrixmortgageglobal
• Instagraminstagram.com/matrix.tv/?hl=en

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Matrix Mortgage Global