Billingo

What Billingo does

Billingo Technologies Zrt. is a Budapest-headquartered SaaS provider of cloud-based, VAT-compliant e-invoicing software, founded in 2012. Its platform automates invoice creation, multi-currency billing (AED, USD, EUR and 37 other currencies), bulk invoice generation (up to 2,000 per XLSX upload), payment reminders, expense management, and accountant collaboration through a role-based multi-client dashboard. The company claims 300,000+ businesses and 250M+ invoices processed on its platform, with 99.9% uptime, AES-256 at-rest encryption, and TLS 1.2+ in transit.

The product is built as a cloud SaaS on AWS infrastructure hosted in the Asia Pacific (Mumbai) region (ap-south-1), with Stripe embedded for payment processing and a documented REST API (V3 with public-key auth, plus legacy V2) enabling programmatic invoice and partner management. Billingo maintains dual GDPR (Hungary HQ) and UAE PDPL compliance frameworks, and supports Peppol PINT-AE structured e-invoicing in preparation for upcoming UAE mandates. Additional modules include a Quote/Proforma module, multi-company account switching, expense management, and a Mobile App slated for late 2026.

Billingo operates a self-serve, product-led growth model with a freemium tier and two paid UAE tiers (Basic at AED 59/month ≈ $16/month, Pro at AED 89/month ≈ $24/month); all features are currently unlocked for free during a UAE promotional period. Revenue is supplemented by Stripe-linked transaction fees. Customer segments are exclusively SMB-oriented and segmented by use case: service providers, commerce/e-commerce, free-zone startups, and accounting firms. The company is privately held, registered as Billingo Technologies Closed Company Limited by Shares in Hungary, with regional representation in Dubai Internet City (UAE) entered around 2025 to capture the Gulf ahead of mandatory e-invoicing; no venture funding rounds, acquisitions, or institutional investors are disclosed, indicating a bootstrapped or founder-owned operating posture.

Name

Billingo

Legal name

Billingo Technologies Closed Company Limited by Shares (Billingo Technologies Zrt.)

Website

https://billingo.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

11–50 employees

Short description

Billingo is a Budapest-headquartered cloud SaaS provider of VAT-compliant e-invoicing software, serving over 300,000 SMBs and accounting firms globally with multi-currency invoicing, bulk generation, and accountant collaboration. The company is actively expanding into the UAE from its Dubai Internet City regional headquarters ahead of mandatory e-invoicing.

Ownership category

akta.pro rank

Product category

Cloud E-Invoicing Software

NAICS

Software Publishers (513210)

SIC

Services-Prepackaged Software (7372), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)

akta.pro secondary industries

Billing & Revenue Operations (Subscription/Usage Billing, Rating, Order-to-Cash Support) (BPAAAGAD), Recurring Billing & AutoPay Management (FSAMAJAE), Accounts Receivable (Invoicing, Cash Application, Deductions) (BPAAAGAB)

Keywords

• E-invoicing software
• VAT-compliant invoicing
• Cloud invoicing platform
• Multi-currency billing
• API invoicing integration

Headquarters

HQ city

Budapest

HQ country

Hungary

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. SaaS Subscription: Monthly or annual subscription plans (Free, Basic, Pro) providing access to invoicing features at different capability levels. Currently all features are unlocked and free for a limited promotional period.
2. Payment Processing (Stripe Integration): Revenue share or transaction fees from Stripe payment processing when customers use the integrated payment link feature on invoices.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

Billingo is a cloud-based e-invoicing SaaS platform that lets UAE businesses generate VAT-compliant invoices in multiple currencies, automate recurring billing, manage bulk invoice creation (up to 2,000 per batch), and collaborate with accountants through role-based multi-client access. The platform is offered via freemium and tiered subscriptions (Free, Basic AED 59/month, Pro AED 89/month) and exposes a REST API for developers to embed invoicing into their own systems, with built-in Stripe payment processing and preparation for the UAE's upcoming mandatory e-invoicing mandate.

Product overview

Billingo is a cloud-based e-invoicing SaaS platform providing VAT-compliant invoice generation and management for UAE businesses. The core product is the Billingo E-Invoicing Platform, which supports multi-currency invoicing, bulk generation (up to 2,000 invoices per upload), API-based automation, and accountant collaboration. Additional modules include Invoice Generation via API, Accountant Access, Bulk Invoice Generation, Quote/Proforma Invoicing, Expense Management, and a Mobile App (launching late 2026). The platform offers three subscription tiers: Free (basic invoicing essentials), Basic (automation and reporting at AED 59/month), and Pro (full compliance support, integrations, and advanced features at AED 89/month). All features are currently unlocked and free for a limited promotional period.

Differentiator

Problem solved

Functional benefit

Products and services

• Billingo E-Invoicing Platform Cloud-based e-invoicing and VAT-compliant invoice generation SaaS platform designed for UAE businesses, supporting multi-currency billing (AED, USD, EUR, and 37+ currencies), bulk invoice generation (up to 2,000 per XLSX upload), role-based accountant multi-client access, expense management, payment reminders, and a REST API for automation. The platform is offered via Free, Basic (AED 59/month), and Pro (AED 89/month) subscription tiers with Stripe-embedded payment links and dual GDPR/PDPL compliance.

Quantifiable outcome

• Create compliant invoices in seconds with automatic VAT calculations
• +3 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature12 records

Partnerships

Three partnerships are on record, tiered core.

• StripecoreTechnology or IntegrationStripe integration enables seamless payment processing on invoices. Every invoice automatically includes a secure payment link allowing customers to pay instantly via credit/debit cards globally. Stripe processes payment data in compliance with PCI-DSS standards and acts as an independent or joint controller for fraud prevention and financial compliance.
• Amazon Web Services (AWS)coreTechnology or IntegrationAWS EMEA SARL provides cloud infrastructure for Billingo with data storage in Asia Pacific (Mumbai) Region (ap-south-1). All data protected by AES-256 encryption at rest and TLS 1.2+ encryption in transit with Standard Contractual Clauses for international data transfers.
• Amazon Web Services (AWS) IndiacoreTechnology or IntegrationUser data and backups are stored on secure AWS cloud servers located in Mumbai, India (ap-south-1 region) ensuring high availability, low latency, and regional performance for Middle Eastern users.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Zoho Invoice: Zoho's invoicing SaaS offers multi-currency billing, automated recurring invoices, expense tracking, and multi-language support for SMBs globally, with strong existing UAE market presence. Direct competitor in the e-invoicing + VAT compliance space.
• Stripe Invoicing: Stripe's invoicing product integrates payment processing, automated reminders, multi-currency support, and developer-first APIs; competes directly with Billingo's Stripe-integrated, API-first invoicing proposition for SMB and developer segments.
• FreshBooks: SMB-focused cloud accounting/invoicing platform with automated recurring billing, multi-currency support, and accountant collaboration features. Comparable target customer (freelancers and service-based SMBs) and freemium-adjacent pricing model.
• Wave Accounting: Free invoicing and accounting SaaS for SMBs and freelancers with payment processing integration. Highly comparable freemium go-to-market and target customer segment to Billingo's free tier.
• Square Invoices: Block's SMB invoicing product offers free invoice creation, integrated card payments, automated reminders, and multi-currency support. Comparable self-serve PLG motion targeting service-based SMBs.
• Invoice Ninja: Open-source/self-host invoicing platform with API access, multi-currency billing, recurring invoices, and white-label options. Comparable API-first, developer-friendly invoicing offering targeting SMBs.

Broad incumbents

• QuickBooks (Intuit): Dominant SMB accounting suite with invoicing, tax compliance, and reporting — already established in UAE with Arabic/English support and bank integrations. A broader incumbent whose invoicing module competes head-on with Billingo.
• Xero: Global cloud accounting platform with invoicing, multi-currency billing, and an established app marketplace. Broader incumbent offering that overlaps Billingo's invoicing and accountant-collaboration features.
• Sage: Established global SMB accounting and payroll provider with invoicing capabilities and MENA region presence. A broader incumbent whose accounting suite competes against Billingo's invoicing-only focus.

Emerging players

• Refrens: India-based invoicing and business management SaaS targeting freelancers and SMBs with multi-currency, expense tracking, and online payment features. Comparable emerging-market SaaS playbook and SMB focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/BillingoUAE
• YouTubeyoutube.com/@BillingoUAE
• Facebookfacebook.com/hellobillingo
• Instagraminstagram.com/billingouae

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Billingo