IATI Seguros
IATI Seguros is a Barcelona-based online travel insurance broker operating since 1885 with a lean team, distributing nine specialized travel insurance plans and adjacent personal lines via a self-serve website, mobile app, and a 3,000+ content creator network, serving over 3.5 million individual travelers across global markets.
- Company typePrivate
- Founded1885
- HeadquartersBarcelona, Spain
- Headcount1–10
- GTM typeB2C
- OfferingServices
What IATI Seguros does
IATI Seguros is a Spanish insurance brokerage (correduría de seguros) headquartered in Barcelona, founded in 1885 and operating with a lean team of 1–10 employees. The company specializes in online travel insurance, distributing policies through its own website and mobile application (iOS and Android) on a self-serve, product-led basis, with phone and email inside-sales support and a parallel community-led motion driven by 3,000+ travel content creators. Underwriting and 24/7 assistance are outsourced to long-standing partners ARAG (15+ year relationship) and AXA, allowing IATI to operate as a capital-light broker rather than a risk-bearing carrier.
The product portfolio centers on nine named travel insurance plans — IATI Básico, Estándar, Estrella, Escapadas, Mochilero, Familia, Anual Multiviaje, Grandes Viajeros, and Estudios — differentiated by trip type, coverage limits (€150,000 to unlimited medical), and target segment, with pricing ranging from €0.54 per day to over €1,000 per long-stay trip. The company is extending into adjacent personal lines (IATI Vida, Salud, Hogar, Auto, Moto, Camper) and add-on modules such as IATI Anulación Premium and IATI Air Help. Its mobile app integrates 24/7 medical chat, policy management, and in-app reimbursement processing. Distribution is digital-direct plus a creator-driven affiliate channel, with the company claiming over 3.5 million customers served globally across Europe, the Americas, Africa, the Middle East, Asia, and Oceania, and active international expansion into Italy and Colombia (announced June 2026).
IATI Seguros firmographics
Firmographics- Name
- IATI Seguros
- Legal name
- IATI Seguros
- Website
- https://iatiseguros.com
- Company type
- Private
- Founded year
- 1885
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- IATI Seguros is a Barcelona-based online travel insurance broker operating since 1885 with a lean team, distributing nine specialized travel insurance plans and adjacent personal lines via a self-serve website, mobile app, and a 3,000+ content creator network, serving over 3.5 million individual travelers across global markets.
- Ownership category
- akta.pro rank
IATI Seguros industry classification
Industry- Product category
- Travel Insurance
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Embedded Travel Insurance Distribution & APIs (THALALAA)
- akta.pro secondary industry
- Group Travel & Corporate Travel Accident Insurance (FSAJAJAK)
Keywords
Where IATI Seguros is headquartered
LocationHeadquarters
- HQ city
- Barcelona
- HQ country
- Spain
- HQ region
- Europe
Offices2 records
Markets served
IATI Seguros business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Travel Insurance Premiums: IATI generates revenue primarily through the sale of travel insurance policies to individual consumers. Policies are sold on a per-trip, annual multi-trip, or long-stay basis with premiums calculated based on destination, trip duration, traveler age, and selected coverage tier. The company offers multiple plan tiers (IATI Básico, IATI Estándar, IATI Estrella, IATI Mochilero, IATI Familia, IATI Escapadas, IATI Grandes Viajeros, IATI Anual Multiviaje, IATI Anulación Premium) with varying price points from approximately €0.54 per day to over €1,000 for long-stay annual plans.
- Supplementary Insurance Products: Beyond travel insurance, IATI offers personal insurance products including health (IATI Salud), home (IATI Hogar), auto (IATI Auto), and camper/motorcycle insurance (IATI Camper). These are sold as standalone policies complementing the core travel insurance offering.
- Add-on Cancellation Coverage: IATI offers a 'Complemento de Anulación' (Cancellation Supplement) that can be added to any travel insurance plan, allowing customers to recover up to €3,500–€6,000 in trip costs if cancellation is warranted for covered reasons.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Pay-as-you-go | Entry-level plan covering essential medical expenses for travelers to Schengen zone, Europe, and worldwide destinations |
| Subscription | Pay-as-you-go | Mid-tier plan with enhanced coverage including baggage and emergency fund advances for Latin America and cruise travel |
| Subscription | Pay-as-you-go | Premium plan with unlimited medical coverage and maximum coverage for US, Canada, Japan, and worldwide travel |
| Subscription | Pay-as-you-go | Budget plan for short getaways within Spain and Europe, covering cyclists, campervans, and pets with no age limit |
| Subscription | Pay-as-you-go | Adventure travel plan covering 60+ adventure sports, search and rescue, and long-duration trips up to 1,500,000 medical coverage |
| Subscription | Pay-as-you-go | Family-focused plan with pediatric care, 24h pediatric app, and caregiver services for children up to 18 years |
| Subscription | Annual | Annual multi-trip plan covering unlimited trips up to 90 days each within one year for frequent travelers |
| Subscription | Multi-year contract | Long-stay plan for 6–12 month trips designed for digital nomads, sabbatical travelers, and volunteers |
| Subscription | Pay-as-you-go | Premium trip cancellation plan covering 50+ cancellation causes, payable at any time, up to €6,000 per trip |
| Unit Pricing | Pay-as-you-go | IATI Mochilero pricing for Dominican Republic destinations |
| Unit Pricing | Pay-as-you-go | IATI Mochilero pricing for Paraguay destinations |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels6 records
IATI Seguros product offering
Product offeringCore offering
IATI Seguros is an online insurance brokerage that sells and distributes travel insurance policies directly to consumers via its website and mobile app, offering nine named plans (IATI Básico, IATI Estándar, IATI Estrella, IATI Escapadas, IATI Mochilero, IATI Familia, IATI Anual Multiviaje, IATI Grandes Viajeros, IATI Estudios) along with cancellation add-ons (IATI Anulación Premium, IATI Air Help) and a complementary suite of personal insurance products (IATI Auto, IATI Moto, IATI Hogar, IATI Salud, IATI Vida, IATI Camper). The company acts as a corredor (broker) with insurance services underwritten by ARAG and AXA.
Product overview
IATI Seguros is a Spain-based travel insurance company operating as a multi-product insurance platform organized around three pillars: (1) a core portfolio of nine named travel insurance plans — IATI Básico, IATI Estándar, IATI Estrella, IATI Escapadas, IATI Mochilero, IATI Familia, IATI Anual Multiviaje, IATI Grandes Viajeros, and IATI Estudios — differentiated by trip type (short break, adventure, family, long-stay, study abroad), coverage limits (from €150,000 to unlimited), and target segments; (2) an add-on cancellation product (IATI Anulación Premium) and a flight cancellation module (IATI Air Help); and (3) an expanding suite of personal non-travel lines including IATI Vida (life), IATI Salud (health), IATI Hogar (home), IATI Auto (car), and IATI Moto (motorcycle), plus a specialized IATI Camper vehicle-plus-travel product. The company also operates a proprietary mobile app (IATI App) that functions as both a policy management portal and a 24/7 medical chat service, and publishes travel research reports under its Informes Turísticos program. The company serves over 3.5 million customers and collaborates with a network of more than 3,000 content creators, with assistance services backed by ARAG and AXA. IATI has expanded into new markets including Colombia and Italy as part of its internationalization strategy.
Differentiator
Problem solved
Functional benefit
Brands
- IATI Vida: Life insurance product with 25% discount offering
- IATI Camper
- IATI Estrella
- IATI Estándar
- IATI Mochilero
- IATI Básico
- IATI Familia
- IATI Escapadas
- IATI Anual Multiviaje
- IATI Grandes Viajeros
- IATI Estudios
- IATI Anulación Premium
Products and services
- IATI Básico Entry-level travel insurance for budget-conscious travelers covering essential medical assistance up to €150,000, 100% repatriation, and accidents up to €6,000; from €1.20 per person per day; recommended for Schengen, Europe, and road trips.
- IATI Estándar Mid-tier travel insurance with medical assistance up to €1,000,000, theft and baggage damage up to €2,000, and emergency fund advances up to €2,000; from €1.40 per person per day; recommended for Latin America and cruise travel.
- IATI Estrella Premium travel insurance offering unlimited medical expenses worldwide and €60,000 civil liability; from €2.31 per person per day; recommended for USA, Canada, Japan, and cruise travel.
- IATI Escapadas Travel insurance for short getaways within Spain and Europe with no age limit, medical assistance up to €100,000 in Europe, cancellation expenses up to €1,000, adventure sports and pet coverage included; from €0.54 per person per day.
- IATI Mochilero Adventure travel insurance for backpackers and long-haul travelers offering medical coverage up to €1,500,000, search and rescue up to €15,000, and coverage for over 60 adventure sports; from €1.94 per person per day; popular for Latin America, Mexico, Dominican Republic, and Paraguay.
- IATI Familia Family travel insurance with medical assistance up to €500,000, 24-hour pediatric care app, and caregiver service so children are never left alone; from €0.87 per person per day; covers children up to 18 years and cruise travel.
- IATI Anual Multiviaje Annual multi-trip insurance covering all trips within one year with trips up to 90 days each; medical coverage up to €300,000, optional adventure sports add-on; from €217.08 per year.
- IATI Grandes Viajeros Long-duration travel insurance for trips of 6 to 12 months with medical coverage up to €300,000 at a single flat-rate price independent of exact trip duration; from €1,139.91; designed for digital nomads, sabbaticals, and volunteers.
- IATI Estudios Study-abroad travel insurance meeting the elevated requirements of universities, especially US universities; includes medical coverage and trip cancellation.
- IATI Anulación Premium Trip cancellation add-on covering over 50 cancellation causes with reimbursement up to €6,000 per trip; can be purchased at any time, not only at booking.
- IATI Air Help Flight cancellation insurance add-on powered by Air Help covering flight disruptions and related compensation claims.
- IATI Camper Specialized insurance for camper vans and motorhomes offering third-party or full-coverage vehicle insurance combined with integrated travel insurance for the owner, plus pet coverage and baggage including sports and tech gear.
- IATI App (Mobile Application) Comprehensive iOS and Android mobile app providing 24/7 medical chat (general medicine, pediatrics, gynecology, veterinary), policy document access, 24/7 emergency assistance contact, and in-app reimbursement management for IATI policyholders.
- IATI Auto Car insurance offering customizable coverage from basic third-party liability to full-risk with deductible; includes 24/7 roadside assistance, personal injury and property damage protection, and legal defense.
- IATI Salud Private health insurance offering primary and specialist medical care without waiting lists; includes hospitalizations, emergencies, diagnostics, and treatments through a broad medical network.
- IATI Hogar Home insurance covering fire, water damage, atmospheric phenomena, theft, vandalism, glass breakage, civil liability, 24/7 home assistance (plumbers, electricians, locksmiths), and legal defense, with no deductible.
- IATI Moto Motorcycle insurance with theft coverage, 24/7 roadside assistance year-round, included legal protection and defense against traffic fines, with no deductible.
- IATI Vida Life insurance product offered under the IATI Vida sub-brand (wholly owned subsidiary), with promotional discounts available.
Quantifiable outcome
- Over 3.5 million customers served globally
- +2 more outcomes
Companies that use IATI Seguros
Customer profileNamed customers6 records
Segments7 records
Ideal customer profiles7 records
IATI Seguros technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
IATI Seguros partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- ARAGcoreARAG is IATI's primary assistance and claims handling partner, with a partnership spanning more than 15 years. ARAG provides 24/7 medical assistance, emergency phone lines (+34 934857735), WhatsApp support (+34 673885576), and manages reimbursements for medical expenses and baggage claims ([email protected]). ARAG handles medical emergencies during travel on behalf of IATI policyholders.
- AXAcoreAXA serves as an additional assistance and claims partner for IATI, providing 24/7 emergency phone support (+34 932142208) and handling reimbursements for medical expenses and baggage ([email protected]), as well as customer complaints ([email protected]).
- La Sociedad Geográfica EspañolaminorIATI collaborated with La Sociedad Geográfica Española (Spanish Geographical Society) to publish the report '10 Grandes Expedicionarios del siglo XXI' (10 Great Expeditioners of the 21st Century), honoring explorers and scientific expeditions. The report highlights figures such as Mike Horn, Borge Ousland, Bertrand Piccard, and André Borschberg.
- FAADA (Fundación para el Asesoramiento y Acción en Defensa de los Animales)minorIATI partnered with FAADA to produce the first report in Spain on 'Patrimonio animal y turismo' (Animal Heritage and Tourism), analyzing the impact of animal use in tourism. The report found that 550,000 animals suffer negative consequences from tourism activities globally, and 80% of tourists are unaware of the negative impact of animal attractions.
- Fundación iOminorIATI collaborated with Fundación iO on a report analyzing '10 enfermedades a tener en cuenta en el turismo pospandemia' (10 diseases to consider in post-pandemic tourism). The report used a global intelligence system tracking over 5,000 sources and found that 73% of post-pandemic diseases are mosquito-borne.
- Universitat Autònoma de Barcelona (UAB)minorIATI partnered with the Master's in Travel Journalism at the Universitat Autònoma de Barcelona to produce the 'Anuario de viajes: Tendencias del sector turístico' (Travel Yearbook: Tourism Sector Trends). The report covers youth travel behavior, social media influence, and new travel patterns post-pandemic. Key finding: 60% of young travelers choose sustainable destinations.
Scale indicators3 records
Recent moves7 records
Expansion highlights6 records
IATI Seguros competitors and assessment
Company assessmentDirect peers
- World Nomads: Global travel-insurance specialist focused on backpackers, adventure travelers, and long-trip independent travelers — directly comparable to IATI Mochilero and IATI Grandes Viajeros segments.
- SafetyWing: Digital-first travel and nomad health insurance with subscription pricing — directly comparable to IATI Grandes Viajeros and IATI Anual Multiviaje for the digital-nomad and remote-worker segment.
- HeyMondo: Spanish-born online travel-insurance broker with multi-country LatAm and European presence — directly comparable to IATI's Spanish-language, multi-market digital broker model.
- InsureMyTrip: Online travel-insurance comparison marketplace in the US — comparable aggregator/distribution model to IATI's self-serve, online-first broker approach.
Broad incumbents
- Allianz Travel: Travel insurance arm of global insurer Allianz, offering trip, medical, and cancellation coverage worldwide — broad incumbent competing against IATI across all plan tiers.
- MAPFRE Travel: Spanish and LatAm-headquartered multinational insurer with travel, auto, home, health, and life lines — a broad Iberian incumbent and direct competitor in IATI's home market and across its personal-insurance cross-sell.
- AXA Travel Insurance: AXA's travel and assistance business is both an IATI partner (claims handling) and a global competitor offering overlapping travel-medical and cancellation products.
- Generali Travel Insurance: European incumbent insurer with travel and personal-lines products broadly comparable to IATI's portfolio across multiple segments and geographies.
Regional players
- Chapka (April Group): French travel-insurance specialist under April Group — comparable in niche focus on backpackers and adventure travel but operating primarily in France rather than Spain/LatAm.
Emerging players
- AirHelp: Digital flight-rights and disruption claims specialist partnered with IATI via IATI Air Help — adjacent travel-protection offering that overlaps IATI's cancellation add-on segment.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
IATI Seguros social profiles
Digital presenceIATI Seguros financial estimates
Financial estimateRevenue estimate
Valuation estimate
IATI Seguros leadership team
Management profileNumber of profiles
IATI Seguros subsidiaries and ownership
Company hierarchySubsidiaries1 record
IATI Seguros funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
IATI Seguros M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about IATI Seguros
What does IATI Seguros do?
IATI Seguros is an online insurance brokerage that sells and distributes travel insurance policies directly to consumers via its website and mobile app, offering nine named plans (IATI Básico, IATI Estándar, IATI Estrella, IATI Escapadas, IATI Mochilero, IATI Familia, IATI Anual Multiviaje, IATI Grandes Viajeros, IATI Estudios) along with cancellation add-ons (IATI Anulación Premium, IATI Air Help) and a complementary suite of personal insurance products (IATI Auto, IATI Moto, IATI Hogar, IATI Salud, IATI Vida, IATI Camper). The company acts as a corredor (broker) with insurance services underwritten by ARAG and AXA.
Is IATI Seguros a public or private company?
IATI Seguros is a private company. It is classified as family owned and is currently operating.
When was IATI Seguros founded?
IATI Seguros was founded in 1885. It employs 1 to 10 people.
Where is IATI Seguros based?
IATI Seguros is headquartered in Barcelona, Spain, in the Europe region.
How does IATI Seguros make money?
Three revenue lines are on record. Travel Insurance Premiums are the primary driver. The others are supplementary Insurance Products and add-on Cancellation Coverage.
Who are IATI Seguros's main competitors?
Direct peers on record are World Nomads, SafetyWing, HeyMondo and InsureMyTrip. Broad incumbents are Allianz Travel, MAPFRE Travel, AXA Travel Insurance and Generali Travel Insurance. Chapka (April Group) is listed as a regional player. AirHelp is listed as an emerging player.
Does IATI Seguros have an API?
No public API is recorded for IATI Seguros.
What industry is IATI Seguros in?
IATI Seguros's product category is Travel Insurance. Its primary akta.pro industry code is THALALAA, Embedded Travel Insurance Distribution & APIs, with a secondary code of FSAJAJAK, Group Travel & Corporate Travel Accident Insurance. Its NAICS code is 524210 and its SIC code is 6411.