IATI Seguros

What IATI Seguros does

IATI Seguros is a Spanish insurance brokerage (correduría de seguros) headquartered in Barcelona, founded in 1885 and operating with a lean team of 1–10 employees. The company specializes in online travel insurance, distributing policies through its own website and mobile application (iOS and Android) on a self-serve, product-led basis, with phone and email inside-sales support and a parallel community-led motion driven by 3,000+ travel content creators. Underwriting and 24/7 assistance are outsourced to long-standing partners ARAG (15+ year relationship) and AXA, allowing IATI to operate as a capital-light broker rather than a risk-bearing carrier.

The product portfolio centers on nine named travel insurance plans — IATI Básico, Estándar, Estrella, Escapadas, Mochilero, Familia, Anual Multiviaje, Grandes Viajeros, and Estudios — differentiated by trip type, coverage limits (€150,000 to unlimited medical), and target segment, with pricing ranging from €0.54 per day to over €1,000 per long-stay trip. The company is extending into adjacent personal lines (IATI Vida, Salud, Hogar, Auto, Moto, Camper) and add-on modules such as IATI Anulación Premium and IATI Air Help. Its mobile app integrates 24/7 medical chat, policy management, and in-app reimbursement processing. Distribution is digital-direct plus a creator-driven affiliate channel, with the company claiming over 3.5 million customers served globally across Europe, the Americas, Africa, the Middle East, Asia, and Oceania, and active international expansion into Italy and Colombia (announced June 2026).

Name

IATI Seguros

Legal name

IATI Seguros

Website

https://iatiseguros.com

Company type

Private

Founded year

1885

Operating status

Operating

Headcount range

1–10 employees

Short description

IATI Seguros is a Barcelona-based online travel insurance broker operating since 1885 with a lean team, distributing nine specialized travel insurance plans and adjacent personal lines via a self-serve website, mobile app, and a 3,000+ content creator network, serving over 3.5 million individual travelers across global markets.

Ownership category

akta.pro rank

Product category

Travel Insurance

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Embedded Travel Insurance Distribution & APIs (THALALAA)

akta.pro secondary industry

Group Travel & Corporate Travel Accident Insurance (FSAJAJAK)

Keywords

• Travel insurance
• Online insurance brokerage
• Trip cancellation coverage
• Medical assistance insurance
• Personal insurance products

Headquarters

HQ city

Barcelona

HQ country

Spain

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Travel Insurance Premiums: IATI generates revenue primarily through the sale of travel insurance policies to individual consumers. Policies are sold on a per-trip, annual multi-trip, or long-stay basis with premiums calculated based on destination, trip duration, traveler age, and selected coverage tier. The company offers multiple plan tiers (IATI Básico, IATI Estándar, IATI Estrella, IATI Mochilero, IATI Familia, IATI Escapadas, IATI Grandes Viajeros, IATI Anual Multiviaje, IATI Anulación Premium) with varying price points from approximately €0.54 per day to over €1,000 for long-stay annual plans.
2. Supplementary Insurance Products: Beyond travel insurance, IATI offers personal insurance products including health (IATI Salud), home (IATI Hogar), auto (IATI Auto), and camper/motorcycle insurance (IATI Camper). These are sold as standalone policies complementing the core travel insurance offering.
3. Add-on Cancellation Coverage: IATI offers a 'Complemento de Anulación' (Cancellation Supplement) that can be added to any travel insurance plan, allowing customers to recover up to €3,500–€6,000 in trip costs if cancellation is warranted for covered reasons.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels6 records

Core offering

IATI Seguros is an online insurance brokerage that sells and distributes travel insurance policies directly to consumers via its website and mobile app, offering nine named plans (IATI Básico, IATI Estándar, IATI Estrella, IATI Escapadas, IATI Mochilero, IATI Familia, IATI Anual Multiviaje, IATI Grandes Viajeros, IATI Estudios) along with cancellation add-ons (IATI Anulación Premium, IATI Air Help) and a complementary suite of personal insurance products (IATI Auto, IATI Moto, IATI Hogar, IATI Salud, IATI Vida, IATI Camper). The company acts as a corredor (broker) with insurance services underwritten by ARAG and AXA.

Product overview

IATI Seguros is a Spain-based travel insurance company operating as a multi-product insurance platform organized around three pillars: (1) a core portfolio of nine named travel insurance plans — IATI Básico, IATI Estándar, IATI Estrella, IATI Escapadas, IATI Mochilero, IATI Familia, IATI Anual Multiviaje, IATI Grandes Viajeros, and IATI Estudios — differentiated by trip type (short break, adventure, family, long-stay, study abroad), coverage limits (from €150,000 to unlimited), and target segments; (2) an add-on cancellation product (IATI Anulación Premium) and a flight cancellation module (IATI Air Help); and (3) an expanding suite of personal non-travel lines including IATI Vida (life), IATI Salud (health), IATI Hogar (home), IATI Auto (car), and IATI Moto (motorcycle), plus a specialized IATI Camper vehicle-plus-travel product. The company also operates a proprietary mobile app (IATI App) that functions as both a policy management portal and a 24/7 medical chat service, and publishes travel research reports under its Informes Turísticos program. The company serves over 3.5 million customers and collaborates with a network of more than 3,000 content creators, with assistance services backed by ARAG and AXA. IATI has expanded into new markets including Colombia and Italy as part of its internationalization strategy.

Differentiator

Problem solved

Functional benefit

Brands

• IATI Vida: Life insurance product with 25% discount offering
• IATI Camper
• IATI Estrella
• IATI Estándar
• IATI Mochilero
• IATI Básico
• IATI Familia
• IATI Escapadas
• IATI Anual Multiviaje
• IATI Grandes Viajeros
• IATI Estudios
• IATI Anulación Premium

Products and services

• IATI Básico Entry-level travel insurance for budget-conscious travelers covering essential medical assistance up to €150,000, 100% repatriation, and accidents up to €6,000; from €1.20 per person per day; recommended for Schengen, Europe, and road trips.
• IATI Estándar Mid-tier travel insurance with medical assistance up to €1,000,000, theft and baggage damage up to €2,000, and emergency fund advances up to €2,000; from €1.40 per person per day; recommended for Latin America and cruise travel.
• IATI Estrella Premium travel insurance offering unlimited medical expenses worldwide and €60,000 civil liability; from €2.31 per person per day; recommended for USA, Canada, Japan, and cruise travel.
• IATI Escapadas Travel insurance for short getaways within Spain and Europe with no age limit, medical assistance up to €100,000 in Europe, cancellation expenses up to €1,000, adventure sports and pet coverage included; from €0.54 per person per day.
• IATI Mochilero Adventure travel insurance for backpackers and long-haul travelers offering medical coverage up to €1,500,000, search and rescue up to €15,000, and coverage for over 60 adventure sports; from €1.94 per person per day; popular for Latin America, Mexico, Dominican Republic, and Paraguay.
• IATI Familia Family travel insurance with medical assistance up to €500,000, 24-hour pediatric care app, and caregiver service so children are never left alone; from €0.87 per person per day; covers children up to 18 years and cruise travel.
• IATI Anual Multiviaje Annual multi-trip insurance covering all trips within one year with trips up to 90 days each; medical coverage up to €300,000, optional adventure sports add-on; from €217.08 per year.
• IATI Grandes Viajeros Long-duration travel insurance for trips of 6 to 12 months with medical coverage up to €300,000 at a single flat-rate price independent of exact trip duration; from €1,139.91; designed for digital nomads, sabbaticals, and volunteers.
• IATI Estudios Study-abroad travel insurance meeting the elevated requirements of universities, especially US universities; includes medical coverage and trip cancellation.
• IATI Anulación Premium Trip cancellation add-on covering over 50 cancellation causes with reimbursement up to €6,000 per trip; can be purchased at any time, not only at booking.
• IATI Air Help Flight cancellation insurance add-on powered by Air Help covering flight disruptions and related compensation claims.
• IATI Camper Specialized insurance for camper vans and motorhomes offering third-party or full-coverage vehicle insurance combined with integrated travel insurance for the owner, plus pet coverage and baggage including sports and tech gear.
• IATI App (Mobile Application) Comprehensive iOS and Android mobile app providing 24/7 medical chat (general medicine, pediatrics, gynecology, veterinary), policy document access, 24/7 emergency assistance contact, and in-app reimbursement management for IATI policyholders.
• IATI Auto Car insurance offering customizable coverage from basic third-party liability to full-risk with deductible; includes 24/7 roadside assistance, personal injury and property damage protection, and legal defense.
• IATI Salud Private health insurance offering primary and specialist medical care without waiting lists; includes hospitalizations, emergencies, diagnostics, and treatments through a broad medical network.
• IATI Hogar Home insurance covering fire, water damage, atmospheric phenomena, theft, vandalism, glass breakage, civil liability, 24/7 home assistance (plumbers, electricians, locksmiths), and legal defense, with no deductible.
• IATI Moto Motorcycle insurance with theft coverage, 24/7 roadside assistance year-round, included legal protection and defense against traffic fines, with no deductible.
• IATI Vida Life insurance product offered under the IATI Vida sub-brand (wholly owned subsidiary), with promotional discounts available.

Quantifiable outcome

• Over 3.5 million customers served globally
• +2 more outcomes

Named customers6 records

Segments7 records

Ideal customer profiles7 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Six partnerships are on record, tiered core and minor.

• ARAGcoreTechnology or IntegrationARAG is IATI's primary assistance and claims handling partner, with a partnership spanning more than 15 years. ARAG provides 24/7 medical assistance, emergency phone lines (+34 934857735), WhatsApp support (+34 673885576), and manages reimbursements for medical expenses and baggage claims ([email protected]). ARAG handles medical emergencies during travel on behalf of IATI policyholders.
• AXAcoreTechnology or IntegrationAXA serves as an additional assistance and claims partner for IATI, providing 24/7 emergency phone support (+34 932142208) and handling reimbursements for medical expenses and baggage ([email protected]), as well as customer complaints ([email protected]).
• La Sociedad Geográfica EspañolaminorStrategic or Co-development PartnerIATI collaborated with La Sociedad Geográfica Española (Spanish Geographical Society) to publish the report '10 Grandes Expedicionarios del siglo XXI' (10 Great Expeditioners of the 21st Century), honoring explorers and scientific expeditions. The report highlights figures such as Mike Horn, Borge Ousland, Bertrand Piccard, and André Borschberg.
• FAADA (Fundación para el Asesoramiento y Acción en Defensa de los Animales)minorStrategic or Co-development PartnerIATI partnered with FAADA to produce the first report in Spain on 'Patrimonio animal y turismo' (Animal Heritage and Tourism), analyzing the impact of animal use in tourism. The report found that 550,000 animals suffer negative consequences from tourism activities globally, and 80% of tourists are unaware of the negative impact of animal attractions.
• Fundación iOminorStrategic or Co-development PartnerIATI collaborated with Fundación iO on a report analyzing '10 enfermedades a tener en cuenta en el turismo pospandemia' (10 diseases to consider in post-pandemic tourism). The report used a global intelligence system tracking over 5,000 sources and found that 73% of post-pandemic diseases are mosquito-borne.
• Universitat Autònoma de Barcelona (UAB)minorStrategic or Co-development PartnerIATI partnered with the Master's in Travel Journalism at the Universitat Autònoma de Barcelona to produce the 'Anuario de viajes: Tendencias del sector turístico' (Travel Yearbook: Tourism Sector Trends). The report covers youth travel behavior, social media influence, and new travel patterns post-pandemic. Key finding: 60% of young travelers choose sustainable destinations.

Scale indicators3 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• World Nomads: Global travel-insurance specialist focused on backpackers, adventure travelers, and long-trip independent travelers — directly comparable to IATI Mochilero and IATI Grandes Viajeros segments.
• SafetyWing: Digital-first travel and nomad health insurance with subscription pricing — directly comparable to IATI Grandes Viajeros and IATI Anual Multiviaje for the digital-nomad and remote-worker segment.
• HeyMondo: Spanish-born online travel-insurance broker with multi-country LatAm and European presence — directly comparable to IATI's Spanish-language, multi-market digital broker model.
• InsureMyTrip: Online travel-insurance comparison marketplace in the US — comparable aggregator/distribution model to IATI's self-serve, online-first broker approach.

Broad incumbents

• Allianz Travel: Travel insurance arm of global insurer Allianz, offering trip, medical, and cancellation coverage worldwide — broad incumbent competing against IATI across all plan tiers.
• MAPFRE Travel: Spanish and LatAm-headquartered multinational insurer with travel, auto, home, health, and life lines — a broad Iberian incumbent and direct competitor in IATI's home market and across its personal-insurance cross-sell.
• AXA Travel Insurance: AXA's travel and assistance business is both an IATI partner (claims handling) and a global competitor offering overlapping travel-medical and cancellation products.
• Generali Travel Insurance: European incumbent insurer with travel and personal-lines products broadly comparable to IATI's portfolio across multiple segments and geographies.

Regional players

• Chapka (April Group): French travel-insurance specialist under April Group — comparable in niche focus on backpackers and adventure travel but operating primarily in France rather than Spain/LatAm.

Emerging players

• AirHelp: Digital flight-rights and disruption claims specialist partnered with IATI via IATI Air Help — adjacent travel-protection offering that overlaps IATI's cancellation add-on segment.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/iatiseguros
• Facebookfacebook.com/iatiseguros

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IATI Seguros