Opstart Fintech Hub
Opstart Fintech Hub is an Italy-domiciled, Consob-authorized crowdfunding marketplace operating eight branded verticals (equity, lending, minibond, real estate, legal, bridge, listing, secondary) that has raised over €116M across 450+ campaigns for 200+ Italian SMEs and startups since 2016.
- Company typePrivate
- Founded2015
- HeadquartersSísion, Greece
- Headcount11–50
- GTM typeB2B and B2C
- OfferingDigital Commerce or Content
What Opstart Fintech Hub does
Opstart Fintech Hub (legal entity: Opstart S.r.l.) is an Italy-domiciled, privately-held crowdfunding marketplace founded in 2015 in Bergamo, operating eight branded investment verticals that together span the full Italian crowdinvesting toolkit: Opstart (equity), Crowdbond (debt/minibond), Crowdlender (lending), Crowdre (real estate), Crowdlegal (legal-action financing), Crowdbridge (proprietary bridge-financing, registered trademark), Crowdlisting (pathway to stock-exchange listing with Euronext/Directa SIM/Montetitoli), and Crowdarena (secondary-market bulletin board). The platform is authorized by Consob (delibera n. 22932 del 12/12/2023) as a European Crowdfunding Service Provider under EU Regulation 2020/1503, supervised jointly with Banca d'Italia, and is the only Italian portal authorized to offer all crowdinvesting instruments in a single integrated ecosystem.
Commercially, Opstart operates a two-sided marketplace that connects Italian retail and professional investors (an installed base of 24,000+) with startups, SMEs, and growth companies (200+ funded to date) seeking capital outside traditional bank channels. Capital raised through the platform has cumulatively exceeded €116 million across 450+ campaigns since 2016, with €23.7 million raised in 2020 (24% Italian market share). The business model is fee-based: the company charges a transaction/success fee to issuers on successfully funded campaigns, plus professional services for campaign structuring, investor relations, and post-investment monitoring (up to three years). Investors are charged no commission; minimum tickets range from €250 for equity rounds to €50,000–€100,000 for institutional-grade minibond offerings, with gross lending yields of 8–13% and bond coupons of 5–6%. Distribution is hybrid: a direct self-serve digital platform (opstart.it) sits alongside the nine-plus-partner Opstart Point channel network (financial advisors, M&A boutiques, sector specialists such as Extrafunding, Ecrowdengineering, Redfish Capital Partners) and infrastructure partners including Banca Valsabbina (settlement banking), Directa SIM, Montetitoli, and Euronext.
In April 2024 Opstart acquired BacktoWork (undisclosed), the company's first disclosed M&A move, extending its offering beyond capital formation. Headcount is 11–50 (seven core team members publicly named, including CEO and co-founder Giovanpaolo Arioldi and Head of Marketing Ilaria Ricotti). AI/ML capabilities in the core platform are minimal to absent — no proprietary models, AI/ML hires, or research artefacts are evidenced; the only AI references concern customer companies' products (e.g., DTech's NuvolAI).
Opstart Fintech Hub firmographics
Firmographics- Name
- Opstart Fintech Hub
- Legal name
- Opstart S.r.l.
- Website
- https://opstart.it
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Opstart Fintech Hub is an Italy-domiciled, Consob-authorized crowdfunding marketplace operating eight branded verticals (equity, lending, minibond, real estate, legal, bridge, listing, secondary) that has raised over €116M across 450+ campaigns for 200+ Italian SMEs and startups since 2016.
- Ownership category
- akta.pro rank
Opstart Fintech Hub industry classification
Industry- Product category
- Crowdfunding Platform
- NAICS
- Portfolio Management and Investment Advice (523940), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
- SIC
- Investment Advice (6282), Security Brokers, Dealers & Flotation Companies (6211)
- akta.pro primary industry
- Execution-Only / Self-Directed Investing Platforms (FSAAAAAI)
- akta.pro secondary industry
- Goal-Based & Micro-Investing Platforms (Round-ups, Fractional) (FSAGAEAG)
Keywords
Where Opstart Fintech Hub is headquartered
LocationHeadquarters
- HQ city
- Sísion
- HQ country
- Greece
- HQ region
- Europe
Offices1 record
Markets served
Opstart Fintech Hub business model
Business model- GTM type
- B2B and B2C
- Offering type
- Digital Commerce or Content
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Transaction fees on successful campaigns: Opstart charges fees on capital successfully raised through its platform. The platform operates as a marketplace connecting investors seeking returns with companies seeking capital.
- Crowdfunding campaign services: Services for companies raising capital including campaign management, documentation preparation, investor relations, and post-investment monitoring for up to three years.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Equity crowdfunding campaigns |
| Transaction based/ take rate | Pay-as-you-go | Bond/Minibond crowdfunding campaigns |
| Transaction based/ take rate | Pay-as-you-go | Lending crowdfunding campaigns |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels6 records
Opstart Fintech Hub product offering
Product offeringCore offering
Opstart Fintech Hub operates a regulated Italian online crowdfunding marketplace connecting startups, SMEs, and innovative companies seeking capital with retail and professional investors. The platform supports equity, lending, debt (minibond), real estate, legal action, bridge financing, listing, and secondary market investments through eight specialized sub-brands (Opstart, Crowdbond, Crowdlender, Crowdre, Crowdlegal, Crowdbridge, Crowdlisting, Crowdarena). Companies can launch campaigns, and investors can browse, conduct due diligence on complete documentation, and invest online, with the platform charging fees on successfully closed campaigns.
Product overview
Opstart Fintech Hub is an Italian crowdfunding platform offering multiple investment products through distinct branded divisions. The core Opstart platform handles equity crowdfunding, while specialized divisions manage different investment types: Crowdbond handles bond and minibond offerings, Crowdlender facilitates lending/peer-to-peer crowdfunding, Crowdre focuses on real estate crowdfunding, Crowdlegal addresses legal action crowdfunding, Crowdbridge provides bridge financing, Crowdlisting supports stock exchange listing pathways, and Crowdarena serves as a bulletin board for secondary market share sales. The platform enables startups, SMEs, and investors to participate in alternative finance through equity participation, debt instruments, or lending arrangements.
Differentiator
Problem solved
Functional benefit
Brands
- Crowdbond: Division specializing in minibond and debt crowdfunding for Italian SMEs.
- Crowdlender
- Crowdre
- Crowdlegal
- Crowdlisting
- Crowdarena
- Crowdbridge
- Opstart Point
- Start Cup Lombardia
Products and services
- Opstart Equity Crowdfunding Core equity crowdfunding platform enabling investors to become shareholders of Italian startups and SMEs by purchasing equity stakes in companies raising capital through regulated campaigns.
- Crowdbond Debt Crowdfunding Debt crowdfunding division offering minibond and bond investments in Italian SMEs with periodic coupon payments and yields typically of 5-6% annually.
- Crowdlender Lending Crowdfunding Lending crowdfunding division allowing investors to lend capital to Italian SMEs and startups in exchange for fixed interest rates, with gross yields of 8-13% annually depending on campaign risk.
- Crowdre Real Estate Crowdfunding Real estate crowdfunding division enabling investments in property projects through equity, lending, or debt instruments, marketed as the only Italian platform offering all three real estate crowdfunding instruments.
- Crowdlegal Legal Action Crowdfunding First Italian portal dedicated to financing legal actions through crowdfunding, enabling investors to fund litigation in exchange for a share of proceeds.
- Crowdbridge Bridge Financing Proprietary bridge financing (registered trademark) solution enabling companies to obtain capital via lending crowdfunding while awaiting a future financial event such as disbursement of approved subsidies or tax credit monetization.
- Crowdlisting Stock Listing Pathway service enabling companies to transition from equity crowdfunding campaigns to stock exchange listing through partnership with Euronext.
- Crowdarena Secondary Market Electronic bulletin board where investors can post sale announcements for shares or equity stakes in companies they have previously invested in through the platform.
Quantifiable outcome
- €116 million+ raised across 450+ campaigns since 2016
- +5 more outcomes
Companies that use Opstart Fintech Hub
Customer profileNamed customers8 records
Segments3 records
Ideal customer profiles3 records
Opstart Fintech Hub technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability2 records
Feature3 records
Opstart Fintech Hub partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered supporting and minor.
- Warrant HubsupportingPartner for evaluation and certification services, likely related to ESG/sustainability assessments for listed companies.
- EuronextsupportingStock exchange partnership for Crowdlisting service enabling companies to progress from crowdfunding to stock market listing.
- DWFsupportingLegal services partner, potentially for minibond and corporate structuring services.
- ExtrafundingminorOpstart Point partner focused on innovative projects in tourism and hospitality sectors. Part of Extrafin S.p.A. group (listed on Vienna Stock Exchange).
- GopmiminorOpstart Point partner connecting investors with Italian startups and SMEs using innovative finance instruments. Interdisciplinary professional team.
- The Best Equity (Gamga S.r.l.)minorOpstart Point partner specialized in crowdfunding for sports companies. Launched first campaign with Pordenone 2020 (€2.28M raised, 274 investors).
- EcrowdengineeringminorOpstart Point partner promoting renewable energy projects through crowdfunding. Focus on sustainable technology investments.
- Studio CentounominorOpstart Point partner offering M&A, project financing, financial consulting, and crowdfunding services for Italian SMEs. Founded 2001.
- Capital Community (Delex Capital Srl)minorOpstart Point partner network of investors, entrepreneurs, and consultants creating high-level business opportunities. Founders with 30 years experience in legal, capital markets, M&A, venture capital, and private equity.
- GruppoTreminorOpstart Point partner - architecture, engineering, and interior design studio acting as bridge between real estate investors and on/off market transactions.
- FundscoveryminorOpstart Point partner - professionals from legal, economic-financial, and technical backgrounds guiding discovery of innovative finance for businesses.
- Redfish Capital PartnersminorOpstart Point partner - major national player in capital markets supporting Italian SMEs. Offers equity and debt investments plus financial advisory. Founders: Paolo Pescetto (Founder & Chairman) and Andrea Rossotti (Founder & CEO).
- InvitaliasupportingGovernment development agency. DTech company won Smart&Start Invitalia subsidy for AI platform development. Opstart's Crowdbridge product designed to bridge financing awaiting Invitalia disbursement.
Scale indicators12 records
Recent moves6 records
Expansion highlights6 records
Opstart Fintech Hub competitors and assessment
Company assessmentDirect peers
- Borsa del Credito: Italian alternative finance platform offering P2P lending and debt instruments to SMEs. Direct competitor to Opstart's Crowdlender and Crowdbond divisions, also operating under EU Regulation 2020/1503.
- Crowdfundme: Italian equity crowdfunding portal listed on Euronext Growth Milan. Directly comparable to Opstart's core equity offering, serving Italian retail investors and SMEs raising capital under the same EU Regulation 2020/1503 framework.
- Starsup: Italian equity crowdfunding portal focused on innovative startups and SMEs. Directly competes with Opstart for equity crowdfunding campaigns in the Italian market.
- Fundera: Italian peer-to-peer lending platform connecting retail investors with SME borrowers. Closely comparable to Opstart's Crowdlender division in terms of customer base (Italian SMEs/retail investors) and loan instruments.
- Walliance (formerly Mamacrowd): Italian equity and real estate crowdfunding portal formed by the merger of Mamacrowd and Walliance. Competes head-to-head with Opstart's equity and Crowdre real estate divisions in the Italian market.
- Concrete Investing (Rendimento Etico): Italian real estate crowdfunding platform. Direct competitor to Opstart's Crowdre division for property-based equity and lending campaigns.
Regional players
- October (formerly Lendix): European P2P lending platform for SMEs operating across France, Spain, Italy, Germany, and Netherlands. Comparable to Opstart's Crowdlender in lending model but with broader geographic diversification.
- Companisto: Leading German equity crowdfunding platform for startups and growth companies. Comparable business model (self-directed retail investors in growth equity) but operates in DACH rather than Italian market.
Broad incumbents
- Republic: US-based multi-product investment platform offering equity crowdfunding, private credit, and crypto deals. Operates in the same regulatory category (analogous to Reg CF/Reg A+) as Opstart but at substantially larger scale and with broader product breadth.
Emerging players
- Seedblink: European equity crowdfunding and venture investing platform expanding across multiple EU markets including Italy. Competes with Opstart for cross-border tech/startup issuers seeking pan-European retail investor reach.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Opstart Fintech Hub social profiles
Digital presenceOpstart Fintech Hub compliance and trust
Trust signalCompliance2 records
Opstart Fintech Hub financial estimates
Financial estimateRevenue estimate
Valuation estimate
Opstart Fintech Hub leadership team
Management profileNumber of profiles
Profiles9 records
Opstart Fintech Hub funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Opstart Fintech Hub M&A and investment
M&A and investmentM&A1 record
Investments4 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Opstart Fintech Hub
What does Opstart Fintech Hub do?
Opstart Fintech Hub operates a regulated Italian online crowdfunding marketplace connecting startups, SMEs, and innovative companies seeking capital with retail and professional investors. The platform supports equity, lending, debt (minibond), real estate, legal action, bridge financing, listing, and secondary market investments through eight specialized sub-brands (Opstart, Crowdbond, Crowdlender, Crowdre, Crowdlegal, Crowdbridge, Crowdlisting, Crowdarena). Companies can launch campaigns, and investors can browse, conduct due diligence on complete documentation, and invest online, with the platform charging fees on successfully closed campaigns.
Is Opstart Fintech Hub a public or private company?
Opstart Fintech Hub is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Opstart Fintech Hub founded?
Opstart Fintech Hub was founded in 2015. It employs 11 to 50 people.
Where is Opstart Fintech Hub based?
Opstart Fintech Hub is headquartered in Sísion, Greece, in the Europe region.
How does Opstart Fintech Hub make money?
Two revenue lines are on record. Transaction fees on successful campaigns are the primary driver. The others are crowdfunding campaign services.
Who are Opstart Fintech Hub's main competitors?
Direct peers on record are Borsa del Credito, Crowdfundme, Starsup, Fundera, Walliance (formerly Mamacrowd) and Concrete Investing (Rendimento Etico). Regional players are October (formerly Lendix) and Companisto. Republic is listed as a broad incumbent. Seedblink is listed as an emerging player.
Does Opstart Fintech Hub have an API?
No public API is recorded for Opstart Fintech Hub.
What industry is Opstart Fintech Hub in?
Opstart Fintech Hub's product category is Crowdfunding Platform. Its primary akta.pro industry code is FSAAAAAI, Execution-Only / Self-Directed Investing Platforms, with a secondary code of FSAGAEAG, Goal-Based & Micro-Investing Platforms (Round-ups, Fractional). Its NAICS code is 523940 and its SIC code is 6282.