PBK Bank
PBK Bank is a small FDIC-insured community bank in Stanford, US, founded in 1906, offering loans, deposits, and money transfer services. With 11-50 employees, it serves local retail and small business customers under a traditional community banking model.
- Company typePrivate
- Founded1906
- HeadquartersStanford, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What PBK Bank does
PBK Bank is a small, FDIC-insured community bank headquartered in Stanford, United States. Founded in 1906, the bank has operated in its local market for over a century, providing traditional banking services including loans, deposits, and money transfers. The institution is structured as a private, for-profit financial services firm with a workforce of 11-50 employees, consistent with a single-market community bank rather than a regional or national player.
The bank operates under U.S. federal banking regulation as an FDIC-insured depository institution, enabling it to offer insured deposit products alongside consumer and commercial lending. Its service model appears oriented toward retail and small business customers in the Stanford, Kentucky catchment area, consistent with the operational scale of a community bank. No detailed product portfolio, pricing schedule, technology stack, or digital platform is disclosed in the available data, and the corporate website rendered only a verification page during data collection, indicating a likely branch-driven, low-digital distribution model. No mobile app, social media presence, or partnership network is recorded.
Leadership is a three-person C-suite: Eric Ralston serves as CEO and Chief Lending Officer, Linda Shelley as Chief Operating Officer, and Joye Hunt as Chief Financial Officer. The combination of a lending-focused CEO with dedicated CFO and COO functions points to a conventional community bank operating model rather than a digitally native, specialty, or growth-stage lender. There is no record of recent funding, acquisitions, product launches, regulatory actions, or expansion activity in the available data.
PBK Bank firmographics
Firmographics- Name
- PBK Bank
- Website
- https://pbkbank.com
- Company type
- Private
- Founded year
- 1906
- Headcount range
- 11–50 employees
- Short description
- PBK Bank is a small FDIC-insured community bank in Stanford, US, founded in 1906, offering loans, deposits, and money transfer services. With 11-50 employees, it serves local retail and small business customers under a traditional community banking model.
- Ownership category
- akta.pro rank
PBK Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211)
- SIC
- National Commercial Banks (6021)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
Keywords
Where PBK Bank is headquartered
LocationHeadquarters
- HQ city
- Stanford
- HQ country
- United States
- HQ region
- North America
Markets served
PBK Bank business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D
PBK Bank product offering
Product offeringCore offering
PBK Bank is a community bank founded in 1906 that is insured by the FDIC and provides traditional banking and financial services, including loans, deposits, and money transfers. It operates as a small, locally focused institution headquartered in Stanford, United States, serving retail and small-business customers with conventional deposit and credit products.
Differentiator
Problem solved
Functional benefit
Products and services
- Deposit Accounts
Companies that use PBK Bank
Customer profileIdeal customer profiles1 record
PBK Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
PBK Bank partnerships and signals
Strategic signalRecent moves2 records
PBK Bank competitors and assessment
Company assessmentDirect peers
- Stock Yards Bancorp: A publicly traded community bank operating in the Midwest with a comparable full-service retail and commercial banking model. Highly relevant as a similarly scaled community banking peer offering deposits, loans, and treasury services to local customers.
- S&T Bancorp: A community-focused bank holding company serving Pennsylvania with traditional deposit and lending products. Closely comparable in scale, geography-based concentration, and product mix to PBK Bank's community banking model.
- Tompkins Financial: A community-oriented financial services holding company with similar size, geography-defined footprint, and full-service retail and commercial banking offering to PBK Bank.
- Community Bank System: A mid-sized community bank holding company operating branches across several states with traditional deposit, loan, and treasury services. Provides a relevant scaled-up comparable for PBK Bank's business model.
- Lakeland Financial: A community bank focused on relationship banking, commercial lending, and treasury management in the Midwest. Comparable in offering traditional deposit and loan products to small and mid-sized commercial clients like PBK Bank does.
- Glacier Bancorp: A community banking holding company operating across several Western states with a traditional deposit and loan product set. Similar in franchise profile, geographic clustering, and operating model to PBK Bank.
- Heartland Financial USA: A community-focused bank holding company operating multiple community bank charters across the Midwest and West. Comparable operating model, multi-charter structure, and product suite to PBK Bank.
- First Financial Bancorp: A regional bank serving Ohio, Indiana, and Kentucky with traditional retail and commercial banking products. Comparable deposit and lending focus to PBK Bank's community banking model.
Broad incumbents
- JPMorgan Chase: The largest US bank with full retail, commercial, and digital banking capabilities. Relevant as a broad incumbent that competes for the same deposit and small business customers PBK Bank serves, particularly via Chase's national digital channel presence.
- Bank of America: A major US retail and commercial bank with national deposit-taking and lending capabilities. Provides competitive context for PBK Bank's deposit, loan, and money transfer products across overlapping customer segments.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks4 records
Key highlights4 records
Customer concentration
PBK Bank social profiles
Digital presencePBK Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
PBK Bank leadership team
Management profileNumber of profiles
Profiles3 records
PBK Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PBK Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PBK Bank
What does PBK Bank do?
PBK Bank is a community bank founded in 1906 that is insured by the FDIC and provides traditional banking and financial services, including loans, deposits, and money transfers. It operates as a small, locally focused institution headquartered in Stanford, United States, serving retail and small-business customers with conventional deposit and credit products.
When was PBK Bank founded?
PBK Bank was founded in 1906. It employs 11 to 50 people.
Where is PBK Bank based?
PBK Bank is headquartered in Stanford, United States, in the North America region.
Who are PBK Bank's main competitors?
Direct peers on record are Stock Yards Bancorp, S&T Bancorp, Tompkins Financial, Community Bank System, Lakeland Financial, Glacier Bancorp, Heartland Financial USA and First Financial Bancorp. Broad incumbents are JPMorgan Chase and Bank of America.
Does PBK Bank have an API?
No public API is recorded for PBK Bank.
What industry is PBK Bank in?
PBK Bank's product category is Community Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings). Its NAICS code is 52211 and its SIC code is 6021.