Bringin
Bringin is a Lithuania-based fintech offering European individuals and businesses a self-custodial Bitcoin Lightning wallet, regulated virtual IBAN, Visa debit card, and instant BTC-to-Euro conversion via SEPA, available across 29 EEA countries plus Switzerland.
- Company typePrivate
- Founded2022
- HeadquartersVilnius, Lithuania
- Headcount1–10
- GTM typeB2C
- OfferingSoftware
What Bringin does
Bringin is a Lithuania-incorporated fintech (UAB Bringin, Vilnius) that operates a unified Bitcoin financial platform for individual and business customers across 29 European countries plus Switzerland. The company offers a self-custodial Lightning wallet built on the Spark protocol with Boltz submarine swaps and Breez SDK integration, a regulated virtual IBAN (vIBAN) in the user's own name for Euro banking, a Visa debit card (physical and virtual) accepted at 140+ million merchants, and a Bringin Connect bridge that enables instant BTC-to-Euro and Euro-to-BTC conversion via SEPA without using a centralized exchange.
The company monetizes through a flat 1% fee plus up to a 0.5% spread on Bitcoin-to-Euro conversions, a €2.50 flat fee per ATM withdrawal, and a Bringin Pro subscription at €3.49/month (or €37.90 annually) that unlocks zero-FX card payments and partner discounts. A high-touch Bringin Private OTC tier serves trades typically exceeding €50,000 per transaction. MiCA compliance is delivered through a core partnership with Lightspark Europe (formerly Striga), which received its MiCA license in June 2026 and handles KYC/AML, DAC8 reporting and VASP obligations. Distribution is mobile-first (iOS via TestFlight, Android via Google Play and Zapstore, plus web apps), community-led through the European Bitcoin Lightning ecosystem, and supplemented by a dedicated sales motion for the Private tier.
Go-to-market is primarily product-led growth with self-serve onboarding and a freemium wallet tier that requires no KYC; the Bringin Private tier adds a sales-led motion targeting HNW individuals and OTC traders. Customer segments span European retail Bitcoiners seeking everyday spending, high-net-worth Bitcoiners executing large conversions, and European businesses using Bitcoin for payroll, treasury and supplier payments. Bringin positions itself against traditional exchanges by combining self-custody, instant SEPA settlement, and a regulated banking footprint that avoids the bank-blocking friction commonly experienced by European Bitcoin users.
Bringin firmographics
Firmographics- Name
- Bringin
- Legal name
- UAB Bringin
- Website
- https://bringin.xyz
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Bringin is a Lithuania-based fintech offering European individuals and businesses a self-custodial Bitcoin Lightning wallet, regulated virtual IBAN, Visa debit card, and instant BTC-to-Euro conversion via SEPA, available across 29 EEA countries plus Switzerland.
- Ownership category
- akta.pro rank
Bringin industry classification
Industry- Product category
- Bitcoin Payment Services
- NAICS
- Securities and Commodity Exchanges (52321)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
- akta.pro secondary industries
- On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury) (FSAGAMAD), Crypto-Enabled Cross-Border Transfers & On/Off-Ramps (FSAGAKAO), Alternative Payments & Digital Wallet Acceptance (A2A, RTP, wallets) (THALAHAH)
Keywords
Where Bringin is headquartered
LocationHeadquarters
- HQ city
- Vilnius
- HQ country
- Lithuania
- HQ region
- Europe
Offices1 record
Markets served
Bringin business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Others
Revenue model
- Bitcoin to Euro Conversion Fees: Bringin charges a flat 1% fee per transaction (buy or sell) plus a minimal spread on the Euro price of Bitcoin (updated every ten seconds) up to 0.5%. Revenue generated from the spread between market price and execution price.
- Bringin Pro Subscription: Premium subscription at €3.49/month (€37.9 annual) providing physical and virtual Visa debit card, partner discounts (Alby Hub, Koinly), zero FX fees, and priority support. Revenue from recurring subscription fees.
- Debit Card ATM Withdrawals: Flat €2.50 fee per ATM cash withdrawal worldwide using the Bringin debit card.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free tier - Self-custody Lightning Wallet |
| Transaction based/ take rate | Pay-as-you-go | Standard Tier with vIBAN and SEPA |
| Subscription | Annual | Bringin Pro - Premium debit card subscription |
| Other | Multi-year contract | Bringin Private - OTC tier for large transactions |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels10 records
Bringin product offering
Product offeringCore offering
Bringin is a mobile and web application that enables European users to buy, sell, spend, and manage Bitcoin via Lightning and on-chain payments, with integrated Euro banking through a regulated virtual IBAN (vIBAN) and a Visa debit card. It combines a self-custodial Lightning wallet with fiat on/off-ramps via SEPA instant, OTC services for high-volume traders, and dedicated tooling for businesses handling Bitcoin payroll and treasury.
Product overview
Bringin is a unified Bitcoin financial platform offering individuals and businesses in Europe the ability to buy, sell, spend, and manage Bitcoin through integrated Lightning and on-chain payments alongside Euro banking. The core offering comprises the Bringin App as the primary interface, the Bringin Spark Wallet for self-custodial Bitcoin storage via the Spark protocol, Bringin Connect for seamless bank-to-wallet bridging, the Bringin Visa Debit Card for spending Bitcoin globally, the Bringin vIBAN for regulated Euro accounts, and dedicated Bringin Business accounts for merchant services. Premium tiers include Bringin Pro (a €3.49/month subscription unlocking Visa debit cards with zero forex fees and partner discounts) and Bringin Private (an OTC service for high-volume traders exceeding €50,000 per transaction with dedicated support).
Differentiator
Problem solved
Functional benefit
Brands
- Bringin Spark Wallet: Self-custodial Lightning wallet using Spark protocol for Bitcoin storage and transactions.
- Bringin Connect
- Bringin Private
- Bringin Pro
Products and services
- Bringin App The primary mobile and web application enabling European users to buy, sell, spend, and manage Bitcoin via Lightning and on-chain transactions with integrated Euro banking through a vIBAN and Visa debit card.
- Bringin Spark Wallet A self-custodial Lightning wallet built on the Spark protocol, allowing users to store, send, receive, and spend Bitcoin via on-chain and Lightning payments with keys stored securely on-device and no access by Bringin.
- Bringin Connect A specialized tool that links a user's traditional bank account directly to their self-custodial wallet, enabling instant Bitcoin-to-Euro and Euro-to-Bitcoin conversions via SEPA without using an exchange.
- Bringin Visa Debit Card International virtual and physical Visa debit cards allowing users to spend Bitcoin at over 150 million merchants worldwide. Cards hold Euros and can be funded via SEPA, on-chain Bitcoin, and Lightning payments with zero forex fees.
- Bringin vIBAN A fully regulated European virtual IBAN account in the user's own name, enabling secure Euro transactions, SEPA transfers, and connection to the Bringin debit card without incurring bank blocks or flags.
- Bringin Private A premier OTC service tier for high-volume Bitcoin traders typically exceeding €50,000 per transaction, offering deep liquidity without price slippage, dedicated account manager support, custom EUR/BTC settlement options, and detailed transaction reports for banking compliance.
- Bringin Business Bitcoin payment services for businesses allowing purchase, acceptance, and payment in Bitcoin with Lightning-enabled seamless global payments, Bitcoin payroll, and treasury management without bank account restrictions.
Quantifiable outcome
- SEPA instant transfers settle in under a minute
- +3 more outcomes
Companies that use Bringin
Customer profileNamed customers6 records
Segments3 records
Ideal customer profiles3 records
Bringin technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature6 records
Bringin partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- Lightspark EuropecoreLightspark Europe (formerly Striga) provides Bringin's MiCA license and VASP infrastructure. Lightspark received MiCA license in June 2026 ensuring Bringin's services are compliant with EU regulations. Handles KYC/AML compliance, DAC8 reporting, and regulatory obligations.
- Boltz ExchangecoreBoltz provides submarine swap functionality enabling trust-minimized atomic swaps between Lightning Network BTC and Spark protocol Layer 2 BTC. Service is instant, account-free, and non-custodial.
- Breez SDKcoreBreez SDK provides Lightning Network functionality using nodeless Spark implementation for self-custodial Lightning experience on mobile devices without managing channel infrastructure.
- CurveminorCurve app enables Apple Pay integration for Bringin debit cards. Users link Bringin card to Curve, then add to Apple Wallet for tap-to-pay functionality.
- VisacoreVisa provides the payment network for Bringin's physical and virtual debit cards, enabling acceptance at 140+ million merchants globally with zero FX fees.
- Alby HubminorAlby Hub integration provides partner discounts for Bringin Pro subscribers. Alby is a Lightning Network node management interface.
- KoinlyminorKoinly provides tax calculation tools with partner discounts for Bringin Pro subscribers to track Bitcoin transactions and generate tax reports.
- Estonian VASP License HolderscoreBringin operates in cooperation with established Estonian Virtual Asset Service Provider (VASP) license holders to ensure complete regulatory compliance. Every transaction flows through regulated financial partners.
Scale indicators3 records
Recent moves6 records
Expansion highlights6 records
Bringin competitors and assessment
Company assessmentDirect peers
- Pocket Bitcoin: European Bitcoin self-custody app offering buy/sell and spending features; competes with Bringin for the same European retail Bitcoiner segment with similar fiat-rail friction.
- Wirex: Crypto-linked debit card and multi-currency wallet with strong European presence and Visa card program; closest scaled competitor combining crypto card, IBAN-like account, and spending.
- Relai: Swiss-based Bitcoin-only mobile app with on/off-ramp and self-custody features targeting European retail users, the most directly comparable European Bitcoin consumer app to Bringin.
Emerging players
- Nunchuk: Multi-platform self-custodial Bitcoin wallet focused on collaborative custody and Lightning; comparable to Bringin's self-custody angle but with less fiat-rail focus.
- Strike (formerly Zap): Bitcoin Lightning-native payments app with consumer and merchant rails; overlaps with Bringin on Lightning-based Bitcoin spending, although Strike is primarily US-focused.
- Breez Technology: Company behind the Breez SDK that Bringin integrates for its nodeless Lightning wallet; provides a Lightning-native wallet that overlaps with Bringin's self-custody positioning.
Broad incumbents
- Bitstamp: European-licensed crypto exchange with long-standing EUR/BTC pairs; relevant for Bringin's Bringin Private OTC tier competing for European large-ticket conversions.
- Coinbase: Largest US-regulated crypto exchange and wallet operator, now expanding European regulated services under MiCA; the dominant scale competitor in any European fiat-to-Bitcoin corridor.
- Kraken: Global crypto exchange with established European operations and staking/bitcoin products; competes for European OTC and retail Bitcoin flow.
- Cash App (Block): Mass-market consumer fintech with integrated Bitcoin buy/sell and Lightning rails; serves as a broader-incumbent benchmark for retail Bitcoin flows in the US.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Bringin social profiles
Digital presenceBringin compliance and trust
Trust signalCompliance3 records
Bringin financial estimates
Financial estimateRevenue estimate
Valuation estimate
Bringin leadership team
Management profileNumber of profiles
Profiles4 records
Bringin funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Bringin M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Bringin
What does Bringin do?
Bringin is a mobile and web application that enables European users to buy, sell, spend, and manage Bitcoin via Lightning and on-chain payments, with integrated Euro banking through a regulated virtual IBAN (vIBAN) and a Visa debit card. It combines a self-custodial Lightning wallet with fiat on/off-ramps via SEPA instant, OTC services for high-volume traders, and dedicated tooling for businesses handling Bitcoin payroll and treasury.
Is Bringin a public or private company?
Bringin is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Bringin founded?
Bringin was founded in 2022. It employs 1 to 10 people.
Where is Bringin based?
Bringin is headquartered in Vilnius, Lithuania, in the Europe region.
How does Bringin make money?
Three revenue lines are on record. Bitcoin to Euro Conversion Fees are the primary driver. The others are bringin Pro Subscription and debit Card ATM Withdrawals.
Who are Bringin's main competitors?
Direct peers on record are Pocket Bitcoin, Wirex and Relai. Emerging players are Nunchuk, Strike (formerly Zap) and Breez Technology. Broad incumbents are Bitstamp, Coinbase, Kraken and Cash App (Block).
Does Bringin have an API?
No public API is recorded for Bringin.
What industry is Bringin in?
Bringin's product category is Bitcoin Payment Services. Its primary akta.pro industry code is BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms, with a secondary code of FSAGAMAD, On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury). Its NAICS code is 52321 and its SIC code is 6200.