Starbridge Benefits Solutions
Starbridge Benefits Solutions is a Lakeland, Florida-based professional services firm that provides third-party administration and consulting for ERISA-qualified retirement plans, including 401(k), SEP, SIMPLE IRA, profit sharing, and cash balance plans, primarily for small and mid-sized businesses in the Southeast US.
- Company typePrivate
- Founded-
- HeadquartersLakeland, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Starbridge Benefits Solutions does
Starbridge Benefits Solutions is a privately held, Lakeland, Florida-based professional services firm that delivers third-party administration and consulting for ERISA-qualified retirement plans. Its core offering consolidates plan review and design, IRS-approved plan document preparation, annual reporting (including electronic filing of Form 5500 and 1099R), contribution allocations, and required compliance testing (IRS discrimination, top-heavy, and new comparability cross-testing) into a single engagement. The firm supports a horizontal set of plan types—401(k), SEP, SIMPLE IRA, profit sharing, and cash balance defined benefit plans—serving primarily small and mid-sized businesses seeking to outsource plan administration burden.
The business is built on individualized professional service delivery rather than proprietary software; technology is limited to industry-standard recordkeeping practices plus registered third-party administrator relationships with five national custodial/recordkeeping platforms (Empower, Voya, John Hancock, Alerus Retirement Solutions, and American Funds). Revenue is generated entirely through professional service fees for plan administration and consulting, with pricing described as competitive but not publicly disclosed. The firm is led by Managing Member Michael J. Gardyasz, CPA, alongside Member Katie E. Pennethy, QKA, and markets primarily through a content-driven website (erisapilot.com) and referrals from financial advisors and tax accountants across Florida and the broader Southeast US.
Starbridge Benefits Solutions firmographics
Firmographics- Name
- Starbridge Benefits Solutions
- Legal name
- Starbridge Benefits Solutions
- Website
- https://erisapilot.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Starbridge Benefits Solutions is a Lakeland, Florida-based professional services firm that provides third-party administration and consulting for ERISA-qualified retirement plans, including 401(k), SEP, SIMPLE IRA, profit sharing, and cash balance plans, primarily for small and mid-sized businesses in the Southeast US.
- Ownership category
- akta.pro rank
Starbridge Benefits Solutions industry classification
Industry- Product category
- Retirement Plan Administration Services
- NAICS
- Insurance and Employee Benefit Funds (5251), Accounting, Tax Preparation, Bookkeeping, and Payroll Services (5412)
- SIC
- Services-Engineering, Accounting, Research, Management (8700)
- akta.pro primary industry
- Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)
- akta.pro secondary industries
- Employee Benefit & Retirement Plan Trust Services (FSAAANAC), Benefits Administration & Enrollment Support (BPAAAIAB)
Keywords
Where Starbridge Benefits Solutions is headquartered
LocationHeadquarters
- HQ city
- Lakeland
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Starbridge Benefits Solutions business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Plan Administration and Consulting Services: Starbridge Benefits Solutions generates revenue through professional service fees for ERISA retirement plan administration, consulting, plan document services, reporting, and compliance testing. Services are offered on a highly individualized basis, providing only the services each client wants, with fees described as competitive with other plan service providers.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels2 records
Starbridge Benefits Solutions product offering
Product offeringCore offering
Starbridge Benefits Solutions provides personalized, full-service administration and consulting for ERISA-qualified retirement plans offered by employers. The firm delivers plan review and design, IRS-approved plan document drafting and amendments, customizable plan reporting with electronic filing of annual information returns (Form 5500, 1099R), and annual census gathering, contribution allocations, and compliance testing including IRS discrimination, top-heavy, and new comparability (cross-tested) plan testing. It supports 401(k), SIMPLE IRA, SEP, profit sharing, and cash balance defined benefit plans for small and mid-sized businesses, operating as a registered third-party administrator with major national recordkeeping custodians.
Product overview
Starbridge Benefits Solutions offers a unified Plan Administration and Consulting Service for ERISA-qualified retirement plans. The core offering consists of integrated service modules including Plan Review and Design, Plan Document Services, Plan Reporting, and Plan Allocations and Testing. These services support multiple retirement plan types: 401(k) plans, SEP plans, SIMPLE IRA plans, profit sharing plans, and cash balance defined benefit plans. The company operates as a third-party administrator, leveraging affiliations with national recordkeeping custodial firms (Empower, Voya, John Hancock, Alerus Retirement Solutions, and American Funds) to provide comprehensive plan administration. Downloadable compliance resources including plan checklists and IRS publications are also provided to support plan sponsors.
Differentiator
Problem solved
Functional benefit
Products and services
- Plan Administration and Consulting Service Full-service ERISA-qualified retirement plan administration and consulting for plan sponsors, including plan review and design, IRS-approved plan documents, annual reporting with electronic filing (Form 5500, 1099R), contribution allocations, and compliance testing for plans of various types and sizes.
- 401(k) Plans Administration Administration services for 401(k) qualified retirement plans, including annual recordkeeping, compliance testing, and governmental filings, targeted at small and mid-sized business plan sponsors.
- SEP Plans Administration Administration services for Simplified Employee Pension (SEP) retirement plans designed for small businesses and their employees.
- SIMPLE IRA Plans Administration Administration services for SIMPLE IRA retirement plans targeted at small businesses, with associated compliance checklists and small-business guides.
- Profit Sharing Plans Administration Administration services for profit sharing retirement plans, including plan design, compliance testing, and annual reporting for plan sponsors.
- Cash Balance Defined Benefit Plans Administration Design and implementation of cash balance defined benefit plans, a type of hybrid pension plan, with associated administration, documentation, and compliance services.
Companies that use Starbridge Benefits Solutions
Customer profileSegments1 record
Ideal customer profiles1 record
Starbridge Benefits Solutions technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Starbridge Benefits Solutions partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core.
- EmpowercoreStarbridge Benefits Solutions is registered with Empower as a third-party administrator for retirement plan recordkeeping and custodial services.
- VoyacoreStarbridge Benefits Solutions is registered with Voya as a third-party administrator for retirement plan recordkeeping and custodial services.
- John HancockcoreStarbridge Benefits Solutions is registered with John Hancock as a third-party administrator for retirement plan recordkeeping and custodial services.
- Alerus Retirement SolutionscoreStarbridge Benefits Solutions is registered with Alerus Retirement Solutions as a third-party administrator for retirement plan recordkeeping and custodial services.
- American FundscoreStarbridge Benefits Solutions is registered with American Funds as a third-party administrator for retirement plan recordkeeping and custodial services.
Scale indicators2 records
Recent moves4 records
Expansion highlights4 records
Starbridge Benefits Solutions competitors and assessment
Company assessmentBroad incumbents
- Principal Financial Group: Large retirement plan provider with dedicated small-business retirement offerings (SEP, SIMPLE, 401(k)) and bundled administration. Competes with Starbridge for the same small-employer plan-sponsor segment and bundles similar services at scale.
- ADP Retirement Services: Retirement arm of ADP providing 401(k) administration, often bundled with payroll for SMB employers. Directly comparable in serving small employers with retirement plan administration, but with technology scale and payroll cross-sell advantages.
- Fidelity Investments (Workplace Investing): National recordkeeper and plan administrator offering 401(k) and other qualified plans to employers of all sizes. Comparable as a full-service retirement plan administrator and a competitor for plan-sponsor mandates Starbridge targets.
- Voya Financial: Major retirement plan provider offering recordkeeping, administration, and investment products to corporate plan sponsors. Registered-TPA relationship with Starbridge parallels the Empower dynamic; Voya also competes directly for plan-administration mandates.
- Ascensus: Largest independent retirement TPA in the U.S., administering 401(k), SEP, SIMPLE, and defined benefit plans for employers of all sizes. Directly comparable as a TPA serving SMB plan sponsors, but at vastly greater scale and with proprietary technology.
- John Hancock Retirement Plan Services: National retirement recordkeeper with a TPA channel serving small and mid-sized plan sponsors. Comparable because Starbridge is registered as a TPA with John Hancock and because John Hancock competes for the same SMB plan-administration work.
- Empower Retirement: National retirement recordkeeper and TPA serving millions of participants across 401(k), 403(b), and defined benefit plans. Starbridge is registered as a TPA with Empower, making Empower both an upstream recordkeeper partner and a scaled competitor for plan sponsors.
Direct peers
- SageView Advisory Group: Mid-market retirement plan advisory and TPA practice providing consulting, plan design, and administration to corporate sponsors. Highly comparable in business model — credentialed, service-led ERISA administration — though at a larger scale.
- Sentinel Benefits & Financial Group: Independent retirement plan administration and consulting firm serving small and mid-sized plan sponsors with 401(k), 403(b), and defined benefit plans. Closest size and model comparable to Starbridge as a credentialed, boutique TPA.
Emerging players
- Ubiquity Retirement + Savings: Tech-enabled 401(k) recordkeeper and TPA serving small businesses with a streamlined digital platform and bundled compliance. Represents the technology-enabled competitive threat that could compress pricing on the SMB plan-administration segment Starbridge serves.
Market position
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Starbridge Benefits Solutions social profiles
Digital presenceStarbridge Benefits Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Starbridge Benefits Solutions leadership team
Management profileNumber of profiles
Profiles2 records
Starbridge Benefits Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Starbridge Benefits Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Starbridge Benefits Solutions
What does Starbridge Benefits Solutions do?
Starbridge Benefits Solutions provides personalized, full-service administration and consulting for ERISA-qualified retirement plans offered by employers. The firm delivers plan review and design, IRS-approved plan document drafting and amendments, customizable plan reporting with electronic filing of annual information returns (Form 5500, 1099R), and annual census gathering, contribution allocations, and compliance testing including IRS discrimination, top-heavy, and new comparability (cross-tested) plan testing. It supports 401(k), SIMPLE IRA, SEP, profit sharing, and cash balance defined benefit plans for small and mid-sized businesses, operating as a registered third-party administrator with major national recordkeeping custodians.
Is Starbridge Benefits Solutions a public or private company?
Starbridge Benefits Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Starbridge Benefits Solutions founded?
Starbridge Benefits Solutions was founded in -1. It employs 11 to 50 people.
Where is Starbridge Benefits Solutions based?
Starbridge Benefits Solutions is headquartered in Lakeland, United States, in the North America region.
How does Starbridge Benefits Solutions make money?
One revenue line is on record: plan Administration and Consulting Services.
Who are Starbridge Benefits Solutions's main competitors?
Broad incumbents on record are Principal Financial Group, ADP Retirement Services, Fidelity Investments (Workplace Investing), Voya Financial, Ascensus, John Hancock Retirement Plan Services and Empower Retirement. Direct peers are SageView Advisory Group and Sentinel Benefits & Financial Group. Ubiquity Retirement + Savings is listed as an emerging player.
Does Starbridge Benefits Solutions have an API?
No public API is recorded for Starbridge Benefits Solutions.
What industry is Starbridge Benefits Solutions in?
Starbridge Benefits Solutions's product category is Retirement Plan Administration Services. Its primary akta.pro industry code is FSAEABAE, Employer Retirement Plan Advisory (401(k)/Pension), with a secondary code of FSAAANAC, Employee Benefit & Retirement Plan Trust Services. Its NAICS code is 5251 and its SIC code is 8700.