Internationales Bankhaus Bodensee AG

What Internationales Bankhaus Bodensee AG does

Internationales Bankhaus Bodensee AG (IBB) is a privately held German niche private bank headquartered in Friedrichshafen, Baden-Württemberg, operating since 1996 as part of the Würth Group financial services portfolio. The bank is majority-owned by Würth Finanz-Beteiligungs-GmbH (94.42%) with a minority stake held by Hypo Vorarlberg Bank AG (5.58%), and serves medium-sized German companies (Mittelstand), commercial real estate developers, affluent private clients, and international football clubs across four business divisions: Corporate Clients (acquisition financing, project financing, international trade finance), Commercial Real Estate, Private Banking (strategy-oriented asset management, investment advisory, digital wealth management via IBB jiminy, online brokerage), and Sports Finance (financing of transfer, sponsorship, and media rights receivables). IBB maintains four German branches (Friedrichshafen headquarters, Konstanz, Munich, Künzelsau) and a self-serve digital stack consisting of online banking, IBB jiminy app, an IBB Vermögensverwaltung client portal, and a PSD2-compliant XS2A interface provided by Atruvia AG.

Name

Internationales Bankhaus Bodensee AG

Legal name

Internationales Bankhaus Bodensee AG

Website

https://ibb-ag.com

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

51–100 employees

Short description

Internationales Bankhaus Bodensee AG is a German niche private bank founded in 1996, majority-owned by the Würth Group, providing corporate, commercial real estate, private banking, and sports finance services to medium-sized companies and affluent clients across four German branches.

Ownership category

akta.pro rank

Product category

Specialized Private Banking

NAICS

Commercial Banking (522110), Depository Credit Intermediation (5221), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)

SIC

National Commercial Banks (6021), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Direct Lending — Asset-Based Lending (ABL) (FSAHAJAE)

akta.pro secondary industries

Asset-Based Lending (ABL) (FSANADAD), Export Credit Agencies (ECAs) & Trade Finance Institutions (BPADACAF)

Keywords

• Private banking services
• Corporate banking
• Commercial real estate financing
• Wealth management
• Sports financing

Headquarters

HQ city

Friedrichshafen

HQ country

Germany

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Corporate Banking Services: Financial services for medium-sized companies including acquisition financing, project financing, and international trade finance. Revenue generated through interest income, loan origination fees, and credit facilities.
2. Commercial Real Estate Financing: Specialized financing solutions for commercial real estate projects across Germany. Revenue from interest spreads on commercial property loans and project financing fees.
3. Private Banking and Wealth Management: Comprehensive wealth management services including strategy-oriented asset management, investment advice, and financial portfolio management. Revenue through management fees and transaction commissions.
4. Sports Financing: Financing of receivables from transfers, sponsorship, and media marketing in international football. Specialized niche providing financing to top European football clubs.
5. Securities Services: Brokerage services, securities custody (Depotgeschäft), and securities advisory. Revenue from commissions on securities transactions and custody fees.
6. Deposit Products: Term deposits (Festgeld), notice deposits (Kündigungsgeld), and call deposits (Tagesgeld). Revenue generated through interest rate spreads between lending and deposit rates.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Internationales Bankhaus Bodensee AG (IBB) is a specialized private bank serving medium-sized German companies and affluent private clients. It operates four divisions: Corporate Clients (acquisition, project, and international trade finance), Commercial Real Estate Clients (property financing across Germany), Private Banking (strategy-oriented asset management, investment advice, brokerage, and digital wealth management via IBB jiminy), and Sports Finance (receivables financing for international football clubs). It also offers term, notice, and call deposit products and operates regulated digital banking platforms.

Product overview

Internationales Bankhaus Bodensee AG (IBB) is a specialized private bank offering a unified banking platform with multiple integrated products and services. The core offerings include digital platforms (IBB Online Brokerage, IBB jiminy digital asset management, Online Banking, IBB MarktNavigator), various deposit products (Festgeld/Tagesgeld/Kündigungsgeld), and specialized lending services (corporate banking, commercial real estate financing, sports finance, acquisition financing). Private banking services include strategy-oriented asset management and investment advisory. IBB positions itself as a niche bank for medium-sized companies and entrepreneurial private clients, combining personal advisory with digital services.

Differentiator

Problem solved

Functional benefit

Brands

• IBB jiminy: Digital asset management service combining modern technology with decades of investment experience from IBB experts, built on investify technology platform.
• IBB Online Brokerage
• IBB MarktNavigator

Products and services

• IBB Online Brokerage

Quantifiable outcome

• Operating result before taxes EUR 18.0 million maintained in 2022 despite difficult economic environment
• +2 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• investifycoreTechnology or IntegrationLuxembourg-German technology and regulatory provider that partnered with IBB to build IBB jiminy, a state-of-the-art asset management service for private banking. The partnership combines investify's technology platform with IBB's financial expertise, featuring hybrid process design for customer orientation.
• Bundesverband Öffentlicher Banken Deutschlands (VÖB)coreOthersIBB is a member of the Federal Association of German Public Banks. Through this membership, IBB participates in voluntary deposit protection (Einlagensicherungsfonds) and the VÖB's ombudsman dispute resolution procedure. The association also provides regulatory advocacy and industry standards coordination.
• Entschädigungseinrichtung deutscher Banken GmbH (EdB)coreOthersStatutory deposit protection scheme providing legally guaranteed deposit insurance up to EUR 100,000. IBB is a member, ensuring customer deposits are protected under German law.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• B. Metzler seel. Sohn & Co. (Metzler): Long-established German private bank offering private banking, asset management, and capital markets services to similar affluent and institutional clients. Comparable family/institutionally-owned structure and German mid-market focus.
• Berenberg: One of Germany's largest privately owned banks, providing wealth and asset management, investment banking, and corporate banking. Comparable focus on Mittelstand and entrepreneurial families with a German operating base.
• Bankhaus Neelmeyer: Privately held Bremen-based private bank serving Mittelstand corporate clients and high-net-worth individuals. Directly comparable profile; IBB Supervisory Board Chairman Christoph Raithelhuber was formerly Spokesman of Bankhaus Neelmeyer's Executive Board.
• Donner & Reuschel: Hamburg-based German private bank within the SIGNAL IDUNA Group, focused on private banking, asset management, and corporate banking for Mittelstand clients. Comparable scale and private-bank positioning.
• Merck Finck Privatbankiers: German private bank (part of Oddo BHF group) offering private banking, wealth management, and corporate banking for medium-sized enterprises. Directly comparable scope across IBB's three non-sports pillars.
• Bankhaus von der Heydt: Privately held Munich-based private bank serving wealthy private clients, family offices, and institutional investors. Directly comparable niche private-banking model; notably, IBB Supervisory Board member Dr. Frank Schlaberg was formerly Co-CEO here.
• Hauck & Aufhäuser Privatbankiers: German private bank with comparable four-pillar structure across private banking, asset management, corporate banking, and real estate financing. Operates in similar mid-sized Mittelstand and HNW client segment with strong regional concentration in Germany.

Broad incumbents

• Bethmann Bank (ABN AMRO): German private bank within ABN AMRO focused on private banking and wealth management for affluent and high-net-worth individuals. Comparable client base but supported by a much larger international parent, serving as a benchmark for IBB's scale-up trajectory.

Emerging players

• Oakwell Sports Finance: Independent advisory firm specializing in football receivables financing, transfer financing, and player loan transactions across European football. Closest non-bank competitor to IBB's regulated-bank sports financing niche.

Regional players

• Hypo Vorarlberg Bank AG: Austrian regional bank holding 5.58% of IBB and represented on its Supervisory Board (Vice Chairman Michel Haller). Operates in adjacent Alpine/Lake Constance region with comparable Mittelstand and private banking focus, providing geographic and shareholder linkage.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/linkedin

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Internationales Bankhaus Bodensee AG