Lewis and Clark

What Lewis and Clark does

Lewis and Clark Bank is a state-chartered community bank headquartered in Oregon City, Oregon, founded in 2006. The bank operates under the Maps Credit Union umbrella, which provides regulatory and operational infrastructure while maintaining its community-focused identity. It serves retail customers in the Oregon market with personal banking services, emphasizing a localized, relationship-based approach to banking.

The bank offers standard personal banking products including deposit accounts, loans, and related financial services. Its business model is based on net interest income from lending activities and fee income from banking services, supported by a small workforce of 11-50 employees. The institution targets individual consumers and households in its local market rather than commercial or enterprise clients.

Lewis and Clark Bank's competitive position is anchored in its community presence and state charter rather than scale or technology differentiation. The Maps Credit Union partnership enables the bank to offer services with shared infrastructure while maintaining a local brand. The bank does not appear to pursue aggressive growth or product innovation, positioning it as a stable, community-oriented institution rather than a market disruptor.

Name

Lewis and Clark

Legal name

Lewis and Clark Bank

Website

https://lewisandclarkbank.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

11–50 employees

Short description

Lewis and Clark Bank is a state-chartered community bank in Oregon City, Oregon, operating under Maps Credit Union, offering personal banking services to retail customers in the local Oregon market. Founded in 2006.

Ownership category

akta.pro rank

Product category

Community Banking

NAICS

Commercial Banking (52211), Depository Credit Intermediation (5221)

SIC

State Commercial Banks (6022)

akta.pro primary industry

Cooperative Banks (Member-Owned Commercial/Retail) (FSABAEAF)

Keywords

• Community banking
• Personal banking services
• Business banking
• Deposit accounts
• Consumer lending

Headquarters

HQ city

Oregon City

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Core offering

Lewis & Clark Bank is a state-chartered bank offering personalized, community-focused financial services to individuals and small businesses in the Oregon City area. Customers access checking, savings, money market, certificates, IRAs, credit cards, mortgages, and consumer and business loans, with banking operations now delivered through Maps Credit Union.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Checking Accounts
• Personal Savings Accounts
• Money Market Accounts
• Certificates of Deposit
• Individual Retirement Accounts (IRAs)
• Auto Loans
• Recreational Loans
• Personal Loans
• Home Equity Loans
• Credit Cards
• Mortgages
• Business Checking Accounts
• Business Savings Accounts
• Business Money Market Accounts
• Business Certificates
• Business Loans
• Investment Services

Quantifiable outcome

• Phase 3 completion in 2027 will enable all 20 member communities to access full reserved water supply

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered minor and core.

• PrimeTechminorStrategic or Co-development PartnerPrimeTech partnered with Lewis and Clark Industrial (LCI) to operate the first two automated fabrication centers. PrimeTech is launching to scale AI-driven wall framing technology (PrimeWall/Prime24+ system) for residential construction, targeting the construction industry's labor shortages and cycle time challenges.
• Member Communities (20 communities across three states)coreOthersLewis & Clark Regional Water System serves 20 member communities across southeast South Dakota, northwest Iowa, and southwest Minnesota. Early estimates indicate member communities may require nearly 95 million additional gallons per day between 2030 and 2070, demonstrating long-term demand commitment from member communities.

Scale indicators5 records

Recent moves2 records

Expansion highlights2 records

Direct peers

• Tri Counties Bank: Northern California community bank owned by TriCo Bancshares with a branch-and-deposit focus similar to LCB's. Comparable as a mid-sized community-bank franchise in a similar West Coast regional market.
• Summit Bank: Small Oregon community bank focused on personalized business and personal banking. Closely comparable in scale, charter type, and community-banking value proposition to Lewis & Clark Bank.
• Willamette Valley Bank: Oregon-based community bank serving Mid-Willamette Valley—a geography that overlaps directly with Maps Credit Union's footprint. Comparable in mission (localized relationship banking) and customer profile.
• Albina Community Bank: Portland, Oregon community bank with a mission-driven focus on serving underbanked local businesses and residents. Comparable as a small Oregon community bank pursuing niche, relationship-driven banking.
• Columbia State Bank: Washington- and Oregon-focused community bank now part of the Umpqua/Columbia combined franchise. Comparable in community-banking focus within the Pacific Northwest, though larger in scale.
• Bank of the Pacific: Pacific Northwest community bank serving small-business and retail customers in Oregon and Washington. Comparable as a regional community-banking platform with a similar deposit-gathering profile.
• Heritage Bank of Commerce: Bay Area community bank focused on small-to-mid-market businesses. Comparable scale, charter type, and relationship-banking go-to-market — useful proxy for sizing Oregon community-bank economics.

Broad incumbents

• Umpqua Bank: Largest Oregon-headquartered community bank with a statewide branch network and full commercial/retail product set. Comparable as the dominant community-banking franchise in the same geography LCB serves, though substantially larger and broader in scope.
• Pacific Premier Bank: Large Pacific West community-banking franchise with aggressive M&A roll-up strategy. Comparable as an acquirer profile for community-bank consolidation that LCB could either compete with or be acquired by.

Others

• Maps Credit Union: Lewis & Clark Bank's parent organization — a Salem, Oregon credit union serving schools, healthcare, and employer groups across the Mid-Willamette Valley. Included as the directly controlling entity whose product strategy and member ecosystem define LCB's market.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights4 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lewis and Clark