EFG Bank
EFG Bank European Financial Group SA is a FINMA-supervised Swiss private bank and investment holding company headquartered in Geneva, offering classical private banking — deposits, secured lending, securities brokerage, advisory, discretionary management, and securities lending — to HNW individuals, institutional clients, and Independent Asset Managers.
- Company typePrivate
- Founded1995
- HeadquartersGeneva, Switzerland
- Headcount1,001–5,000
- GTM typeB2C
- OfferingServices
What EFG Bank does
EFG Bank European Financial Group SA is a Swiss-registered holding bank headquartered in Geneva that operates simultaneously as a fully licensed private bank and as an investment holding entity. As a bank, it provides classical private banking services spanning deposit accounts, secured Lombard-type and mortgage loans, fiduciary placements, treasury transactions, foreign exchange, securities brokerage (equities, bonds, investment funds), investment advisory, discretionary management, and securities lending. As an investment holding entity, it performs administrative and oversight duties over its 46% direct shareholding in EFG International AG, a Zurich-headquartered, SIX Swiss Exchange-listed private banking and asset management group. The bank is fully licensed and authorized under Swiss banking and securities dealer supervision by FINMA and operates under the Swiss Financial Services Act (FinSA), with full FinSA requirements in force since 1 January 2022.
The bank's service offering is delivered through two primary channels. Direct coverage is provided by Client Relationship Officers (CROs) who serve as the principal client interface for high-net-worth individuals and institutional clients across advisory, discretionary, lending, and execution mandates. A parallel Independent Asset Manager (IAM) channel routes third-party-managed client portfolios onto EFG's banking infrastructure, with IAMs retaining client classification responsibility under FinSA while EFG supplies custody, execution, and banking services. Customer segments are organized horizontally across HNW individuals (primary), professional and institutional clients (financial intermediaries, pension schemes, insurance companies, public entities, large corporates), and IAMs. Core operating subsidiaries include EFG Bank AG and EFG Asset Management (Switzerland) SA, with EFG Bank AG Central Operations based in Geneva.
Revenue is generated across multiple streams: advisory and discretionary management fees, brokerage commissions on securities transactions, interest income from secured Lombard and mortgage lending, fiduciary placement fees, treasury and FX transaction fees, and securities lending income. Pricing is not publicly disclosed and is communicated through Client Relationship Officers and a 'Standard commissions and charges' brochure. The bank participated in the Swiss Banking Ombudsman scheme for dispute resolution. In December 2025, the Hong Kong Securities and Futures Commission reprimanded and fined subsidiary EFG Bank AG $10.85 million for regulatory breaches spanning 2015–2020 related to product due diligence, record-keeping, and late reporting, an enforcement signal that bears watching for cross-border compliance posture.
EFG Bank firmographics
Firmographics- Name
- EFG Bank
- Legal name
- EFG Bank European Financial Group SA
- Website
- https://efggroup.com
- Company type
- Private
- Founded year
- 1995
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- EFG Bank European Financial Group SA is a FINMA-supervised Swiss private bank and investment holding company headquartered in Geneva, offering classical private banking — deposits, secured lending, securities brokerage, advisory, discretionary management, and securities lending — to HNW individuals, institutional clients, and Independent Asset Managers.
- Ownership category
- akta.pro rank
EFG Bank industry classification
Industry- Product category
- Private Banking
- NAICS
- Commercial Banking (522110), Depository Credit Intermediation (5221), Portfolio Management and Investment Advice (523940)
- SIC
- State Commercial Banks (6022), Investment Advice (6282)
- akta.pro primary industry
- Insurance General Accounts (Institutional Asset Owners) (FSAAAGAG)
- akta.pro secondary industries
- Stock Borrow/Loan (Equities Securities Lending) (FSACAFAD), Direct Lending — Asset-Based Lending (ABL) (FSAHAJAE)
Keywords
Where EFG Bank is headquartered
LocationHeadquarters
- HQ city
- Geneva
- HQ country
- Switzerland
- HQ region
- Europe
Offices1 record
Markets served
EFG Bank business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Compliance, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Private Banking Services Fees: EFG Bank generates revenue through classical private banking services including advisory fees, discretionary management fees, securities brokerage commissions, and transaction-based fees on securities (equities, bonds, and investment funds).
- Lombard and Mortgage Lending: The bank earns interest income from secured Lombard-type loans and mortgage loans provided to clients.
- Fiduciary Placements and Treasury: Revenue from fiduciary placements and treasury transactions including foreign exchange services.
- Securities Lending: Income generated from securities lending activities as documented in FinSA disclosures.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels1 record
EFG Bank product offering
Product offeringCore offering
EFG Bank European Financial Group SA is a Swiss-registered holding bank in Geneva that provides classical private banking services including deposit accounts, secured Lombard-type and mortgage loans, fiduciary placements, treasury transactions, foreign exchange, securities brokerage (equities, bonds, investment funds), investment advisory services, and discretionary portfolio management mandates. As a FINMA-supervised Swiss bank and securities dealer, it also acts as an investment holding company with a 46% shareholding in EFG International AG, a Zurich-listed international private banking and asset management group.
Product overview
EFG Bank European Financial Group SA is a fully licensed Swiss private bank offering a comprehensive suite of private banking and asset management services. The bank operates as both a private banking institution providing classical banking services (deposit accounts, secured loans including Lombard-type and mortgage loans, fiduciary placements, treasury transactions, foreign exchange, securities brokerage, advisory services, and discretionary management) and as an investment holding company with a 46% shareholding in EFG International AG, an international private banking and asset management group listed on SIX Swiss Exchange. The bank's core offerings are complemented by securities lending services and investment execution services, all regulated by FINMA under Swiss banking standards including FinSA requirements.
Differentiator
Problem solved
Functional benefit
Products and services
- Deposit Accounts Classical private banking deposit account services for private banking clients of EFG Bank.
- Lombard-type Loans Secured Lombard-type loans provided to private banking clients as part of the bank's lending services.
- Mortgage Loans Secured mortgage lending products for private banking clients.
Companies that use EFG Bank
Customer profileSegments3 records
Ideal customer profiles3 records
EFG Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
EFG Bank partnerships and signals
Strategic signalScale indicators2 records
Recent moves3 records
Expansion highlights3 records
EFG Bank competitors and assessment
Company assessmentDirect peers
- Lombard Odier: Swiss private bank headquartered in Geneva providing wealth management, investment advisory, and lending services to private and institutional clients — directly comparable in geography and offering mix.
- Pictet Group: Geneva-based private bank and asset manager offering wealth management, asset management, and related services to HNW and institutional clients; closest Swiss geographic and product peer.
- Julius Baer Group: Swiss-headquartered pure-play wealth manager offering private banking, lending, advisory and discretionary management to HNW clients globally; competes head-to-head with EFG in the international HNW segment.
- EFG International AG: The Zurich-listed international private banking and asset management group in which EFG Bank holds a 46% stake; operates the same core private banking, lending, and asset management services globally and is the most directly comparable entity in the group structure.
- Union Bancaire Privée (UBP): Geneva-based private bank offering wealth management, asset management, and securities services to HNW and institutional clients; operates in the same Swiss HNW market as EFG.
- Mirabaud: Geneva-based private bank providing wealth management, asset management, and securities services to private and institutional clients; similar size band and Swiss HNW focus.
- J. Safra Sarasin: Basel-headquartered Swiss private bank offering wealth management, investment advisory, and lending to HNW clients globally; comparable Swiss private banking franchise.
- Vontobel: Zurich-headquartered Swiss bank offering private banking, investment advisory, and asset management services to HNW and institutional clients; overlaps directly with EFG's product suite.
Broad incumbents
- HSBC Private Banking: Global private bank offering wealth management, advisory, lending, and FX services to HNW and UHNW clients worldwide; overlaps with EFG's offering but with a much broader international footprint.
- UBS Group: Global Swiss-headquartered banking group with a dominant global wealth management franchise (including Credit Suisse integration); competes broadly with EFG across HNW and UHNW segments but at vastly greater scale.
Market position
Strengths5 records
Weaknesses2 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
EFG Bank compliance and trust
Trust signalCompliance2 records
EFG Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
EFG Bank leadership team
Management profileNumber of profiles
Profiles7 records
EFG Bank subsidiaries and ownership
Company hierarchySubsidiaries3 records
EFG Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
EFG Bank M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about EFG Bank
What does EFG Bank do?
EFG Bank European Financial Group SA is a Swiss-registered holding bank in Geneva that provides classical private banking services including deposit accounts, secured Lombard-type and mortgage loans, fiduciary placements, treasury transactions, foreign exchange, securities brokerage (equities, bonds, investment funds), investment advisory services, and discretionary portfolio management mandates. As a FINMA-supervised Swiss bank and securities dealer, it also acts as an investment holding company with a 46% shareholding in EFG International AG, a Zurich-listed international private banking and asset management group.
Is EFG Bank a public or private company?
EFG Bank is a private company. It is classified as unknown and is currently operating.
When was EFG Bank founded?
EFG Bank was founded in 1995. It employs 1,001 to 5,000 people.
Where is EFG Bank based?
EFG Bank is headquartered in Geneva, Switzerland, in the Europe region.
How does EFG Bank make money?
Four revenue lines are on record. Private Banking Services Fees are the primary driver. The others are lombard and Mortgage Lending, fiduciary Placements and Treasury and securities Lending.
Who are EFG Bank's main competitors?
Direct peers on record are Lombard Odier, Pictet Group, Julius Baer Group, EFG International AG, Union Bancaire Privée (UBP), Mirabaud, J. Safra Sarasin and Vontobel. Broad incumbents are HSBC Private Banking and UBS Group.
Does EFG Bank have an API?
No public API is recorded for EFG Bank.
What industry is EFG Bank in?
EFG Bank's product category is Private Banking. Its primary akta.pro industry code is FSAAAGAG, Insurance General Accounts (Institutional Asset Owners), with a secondary code of FSACAFAD, Stock Borrow/Loan (Equities Securities Lending). Its NAICS code is 522110 and its SIC code is 6022.