Sparkasse Vorpommern
Sparkasse Vorpommern is a regional German public-law savings bank headquartered in Greifswald, serving approximately 420,000 retail and SME customers across the Vorpommern region via 38 branches and shared Sparkassen-Finanzgruppe digital banking infrastructure.
- Company typePrivate
- Founded1828
- HeadquartersGreifswald, Germany
- Headcount501–1,000
- GTM typeB2B and B2C
- OfferingServices
What Sparkasse Vorpommern does
Sparkasse Vorpommern is a German savings bank (Sparkasse) organized as a public-law institution (Anstalt Öffentlichen Rechts), headquartered in Greifswald in the state of Mecklenburg-Vorpommern, founded in 1828. It operates a hybrid distribution model with 38 physical branches across the Vorpommern region complemented by online banking, the Sparkassen-App mobile application, video consultation, telephone banking, and chatbot Linda. It is a member institution of the Sparkassen-Finanzgruppe, Germany's largest financial services network, sharing technology, brand, and infrastructure with hundreds of other savings banks.
The bank offers a full retail and SME banking product set, including current accounts (Girokonto variants for students, youth, apprentices), credit cards, lending (dispositionskredit overdraft, personal loans, mortgages, auto loans, KfW subsidized loans, modernization and energy loans, forward loans), savings and securities (Tagesgeld, PS-Lotterie-Sparen, Wertpapier-Depot with Deka funds), insurance (via S-Versicherungsmanager digital platform and partner Provincial), retirement planning, Bausparen through LBS, Private Banking for HNW clients, and real estate services (brokerage, valuation via S-ImmoPreisfinder, financing). The underlying technology stack is largely group-shared: TÜV-certified online banking, S-pushTAN-App authentication with multilingual support, Multibanking aggregation, Wero instant payments, Geräteerkennung device recognition, and chatbot Linda powered by Google NLP. Revenue is generated through transaction and account fees, net interest income from lending, commissions on Deka investment and insurance products, Bausparen fees, and real estate brokerage commissions.
The institution is supervised by the European Central Bank and BaFin, with insurance mediation registered under Section 34d GewO. Governance is led by Chairman Ulrich Wolff, Deputy Chairmen Thomas Metzke and Reimo Nickel, and Supervisory Board Chairman Dr. Stefan Kerth, alongside a broader administrative board reflecting regional stakeholder representation. The bank is not listed and cannot raise external capital, operating within a regulated, non-profit-aligned public-mandate framework.
Sparkasse Vorpommern firmographics
Firmographics- Name
- Sparkasse Vorpommern
- Legal name
- Sparkasse Vorpommern Anstalt Öffentlichen Rechts
- Website
- https://spk-vorpommern.de
- Company type
- Private
- Founded year
- 1828
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Sparkasse Vorpommern is a regional German public-law savings bank headquartered in Greifswald, serving approximately 420,000 retail and SME customers across the Vorpommern region via 38 branches and shared Sparkassen-Finanzgruppe digital banking infrastructure.
- Ownership category
- akta.pro rank
Sparkasse Vorpommern industry classification
Industry- Product category
- Retail Banking
- NAICS
- Depository Credit Intermediation (5221), Commercial Banking (522110), Savings Institutions and Other Depository Credit Intermediation (522180)
- SIC
- National Commercial Banks (6021), Savings Institutions, Not Federally Chartered (6036)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industry
- Wealth Lending & Credit Solutions (Lombard/Margin, Mortgages, Structured Credit) (FSAAABAG)
Keywords
Where Sparkasse Vorpommern is headquartered
LocationHeadquarters
- HQ city
- Greifswald
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
Sparkasse Vorpommern business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Revenue model
- Lending Interest Income: Interest income from mortgage loans (Baufinanzierung), personal loans (Privatkredit), auto loans (Autokredit), and business financing.
- Account and Transaction Fees: Monthly account fees, transaction charges, and overdraft interest (Dispositionskredit).
- Investment and Insurance Products: Commissions from Deka Investments funds, insurance products (S-Versicherungsmanager), and securities brokerage (Wertpapier-Depot).
- Real Estate Services: Revenue from real estate brokerage services including property valuation (S-ImmoPreisfinder), marketing, and sales facilitation.
- Bausparen Products: LBS building savings products and related services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Pay-as-you-go | Foreign Travel Health Insurance - Starting at 11.50 EUR |
Go-to-market motion1 record
Distribution channels6 records
Marketing channels7 records
Sparkasse Vorpommern product offering
Product offeringCore offering
Sparkasse Vorpommern is a regional German savings bank that provides comprehensive retail and corporate banking services to individuals and businesses in the Vorpommern region. Its core offerings include current accounts (Girokonto), consumer and mortgage loans, savings and investment products, insurance brokerage, retirement planning, private banking, and real estate brokerage and financing.
Product overview
Sparkasse Vorpommern is a regional German savings bank (Sparkasse) offering a comprehensive banking and financial services portfolio. The offering is structured as a unified banking platform with multiple product categories: core account services (Girokonto variants for different life stages), lending products (consumer loans, mortgages, auto loans, KfW subsidized loans), savings and investment products (daily savings, securities, lottery-linked savings), insurance management (via S-Versicherungsmanager), retirement planning, and real estate services (via Germany's largest residential broker network). Digital banking services include Online-Banking, Sparkassen-App, and Multibanking. Key digital features include S-pushTAN authentication, Wero instant payments, Geräteerkennung device security, Finanzplaner budgeting tool, and Kontowecker monitoring alerts. The bank also offers Private Banking for wealth management clients.
Differentiator
Problem solved
Functional benefit
Brands
- S-Versicherungsmanager: Digital insurance management platform that helps customers organize their insurance policies, compare tariffs, and find optimal coverage.
- S-ImmoPreisfinder
- Sparkassen-Maklerservice
Products and services
- Girokonto (Current Account)
Companies that use Sparkasse Vorpommern
Customer profileSegments2 records
Ideal customer profiles3 records
Sparkasse Vorpommern technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration10 records
AI capability2 records
Feature7 records
Sparkasse Vorpommern partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- Sparkassen-FinanzgruppecoreParent organization and largest financial services network in Germany. Sparkasse Vorpommern is a member institution sharing the Sparkasse brand, technology platform, digital banking services, and marketing resources. Provides access to shared services including S-pushTAN, Sparkassen-App, online banking infrastructure, and Deka investment products.
- Deka InvestmentscorePartnership for investment and fund products including Deka-FondsSparplan. Deka is the capital markets company of the German Savings Banks Finance Group.
- Sparkassen-Finanzportal GmbHcoreOperates chatbot Linda and provides digital banking infrastructure services for the Sparkassen-Finanzgruppe. Located at Friedrichstraße 50, 10117 Berlin.
- PAYBACKminorLoyalty program partnership integrated with S-Vorteilswelt, allowing customers to earn and redeem points on linked accounts.
- LBS (Landesbausparkasse)coreBuilding savings (Bausparen) products offered through LBS partnership for home savings and construction financing.
- Immobilienverwaltung LivenominorProperty management subsidiary for real estate administration services, mentioned under 'Gutes aus Vorpommern' initiative.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Sparkasse Vorpommern competitors and assessment
Company assessmentMarket position
Strengths7 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Sparkasse Vorpommern social profiles
Digital presenceSparkasse Vorpommern compliance and trust
Trust signalCompliance3 records
Sparkasse Vorpommern financial estimates
Financial estimateRevenue estimate
Valuation estimate
Sparkasse Vorpommern leadership team
Management profileNumber of profiles
Profiles18 records
Sparkasse Vorpommern subsidiaries and ownership
Company hierarchySubsidiaries1 record
Sparkasse Vorpommern funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Sparkasse Vorpommern M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Sparkasse Vorpommern
What does Sparkasse Vorpommern do?
Sparkasse Vorpommern is a regional German savings bank that provides comprehensive retail and corporate banking services to individuals and businesses in the Vorpommern region. Its core offerings include current accounts (Girokonto), consumer and mortgage loans, savings and investment products, insurance brokerage, retirement planning, private banking, and real estate brokerage and financing.
Is Sparkasse Vorpommern a public or private company?
Sparkasse Vorpommern is a private company. It is classified as state government owned and is currently operating.
When was Sparkasse Vorpommern founded?
Sparkasse Vorpommern was founded in 1828. It employs 501 to 1,000 people.
Where is Sparkasse Vorpommern based?
Sparkasse Vorpommern is headquartered in Greifswald, Germany, in the Europe region.
How does Sparkasse Vorpommern make money?
Five revenue lines are on record. Lending Interest Income is the primary driver. The others are account and Transaction Fees, investment and Insurance Products, real Estate Services and bausparen Products.
Does Sparkasse Vorpommern have an API?
No public API is recorded for Sparkasse Vorpommern.
What industry is Sparkasse Vorpommern in?
Sparkasse Vorpommern's product category is Retail Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSAAABAG, Wealth Lending & Credit Solutions (Lombard/Margin, Mortgages, Structured Credit). Its NAICS code is 5221 and its SIC code is 6021.