STICPAY
STICPAY is a multi-currency e-wallet platform serving Forex/CFD traders, iGaming users, and their brokers across 200+ countries with 60+ currencies and 600+ payment methods, operating under dual Labuan and Mauritius regulatory licenses.
- Company typePrivate
- Founded2017
- HeadquartersLondon, United Kingdom
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What STICPAY does
STICPAY is a multi-currency e-wallet platform founded in 2017 and operated through two regulated entities: STIC FINANCIAL LTD (Labuan, Malaysia; LFSA license MB/21/0073) and STIC Ltd (Mauritius; FSC license GB20026026). The platform enables cross-border money deposit, transfer, and withdrawal across 60+ currencies and 200+ countries, with access to 600+ global payment methods including Alipay+, Visa, Mastercard, UPI, Pix, and local bank wires. STICPAY serves a dual market: individual Forex/CFD traders and iGaming users on the consumer side, and Forex/CFD brokers plus iGaming operators on the merchant side. The company does not serve the US or UK markets per its geographic restrictions.
STICPAY firmographics
Firmographics- Name
- STICPAY
- Legal name
- STIC FINANCIAL LTD
- Website
- https://sticpay.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- STICPAY is a multi-currency e-wallet platform serving Forex/CFD traders, iGaming users, and their brokers across 200+ countries with 60+ currencies and 600+ payment methods, operating under dual Labuan and Mauritius regulatory licenses.
- Ownership category
- akta.pro rank
STICPAY industry classification
Industry- Product category
- Digital Payments
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Credit Card Issuing (522210)
- akta.pro primary industry
- International / Multi-Currency Wallets (FSAMAEAL)
- akta.pro secondary industries
- Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK), Cross-Border & FX Payments Platforms (BPAMAFAK), Card Issuing Platforms (Issuer Processing) (FSAGABAD)
Keywords
Where STICPAY is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices2 records
Markets served
STICPAY business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure
Revenue model
- Transaction Fees - Member Transfers: Real-time STICPAY network transfers charged at 1% Sender Fee with no conversion fee for member-to-member transactions
- Transaction Fees - Deposits/Withdrawals: Reduced cost deposit and withdrawal fees ranging from 1% to 5% depending on method (cards, bank wires, local payments)
- Affiliate Commission Revenue: STICPAY earns from merchant transaction fees (Fee Revenue) and pays affiliates 20% of Fee Revenue earned from Tagged Accounts. Commission paid within 15 working days following the 15th of the calendar month
- STIC Cashback Partnership Revenue: Revenue sharing with Forex/CFD brokers through the STIC Cashback program, generating additional income through profit-sharing cashback and commission programs
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard E-Wallet - No monthly fee |
| Freemium | Pay-as-you-go | STIC Cashback - No fee for traders |
| Transaction based/ take rate | Pay-as-you-go | Affiliate Commission - 20% of Fee Revenue |
Go-to-market motion2 records
Distribution channels6 records
Marketing channels5 records
STICPAY product offering
Product offeringCore offering
STICPAY operates a multi-currency electronic wallet platform that enables global money deposits, transfers, and withdrawals across 60+ currencies and 200+ countries. The platform integrates with 50+ Forex/CFD brokers and iGaming operators, offering specialized cashback programs (STIC Cashback, STICPLAY) and API-based merchant payment integration via STIC DIRECT.
Product overview
STICPAY operates as a multi-product financial technology platform centered on its core multi-currency electronic wallet service. The main offering consists of the STICPAY E-Wallet, which provides global payment capabilities across 60+ currencies and 200+ payment methods. Supporting products include STIC CARD (physical/virtual debit card), STIC Cashback for Forex/CFD traders, STICPLAY for iGaming cashback, STIC DIRECT (payment integration API for merchants), the Affiliate Program, and Merchant Account services. The platform primarily serves Forex/CFD traders, iGaming users, and businesses requiring cross-border payment solutions.
Differentiator
Problem solved
Functional benefit
Brands
- STIC Cashback: Forex/CFD cashback program offering rebates based on trading volume.
- STICPLAY
- STIC CARD
- STIC DIRECT
Products and services
- STICPAY Multi-Currency E-Wallet Multi-currency electronic wallet enabling global money deposits, peer-to-peer transfers, and withdrawals across 60+ currencies in 200+ countries. Targeted at individual users needing cross-border payment capabilities, Forex/CFD traders, and online gaming players requiring fast deposits and withdrawals.
- STIC CARD Physical and virtual Mastercard debit card that allows STICPAY wallet holders to spend their balance globally at Mastercard merchants and withdraw cash from ATMs. Targeted at individual users seeking to bridge their digital wallet balance to real-world spending.
- STIC Cashback Forex/CFD rebate program offering cashback rewards to traders based on their trading volume across integrated brokers. Operated at sticcashback.com with tiered levels (basic, silver, gold, platinum, diamond) of increasing rebate rates. Targeted at active retail Forex/CFD traders seeking to recover a portion of their trading costs.
- STICPLAY iGaming cashback and rewards platform that connects STICPAY wallet users with online gaming operators, offering rebates and promotions on gaming activity. Targeted at online casino and gaming players using STICPAY for deposits and withdrawals.
- STIC DIRECT API-based payment integration solution that enables merchants, platforms, Forex brokers, and iGaming operators to embed STICPAY's payment processing infrastructure directly into their own systems for deposits and withdrawals. Targeted at businesses requiring turnkey payment processing integration.
- STICPAY Merchant Account Business account for merchants requiring payment processing services through STICPAY's infrastructure, enabling them to accept payments from STICPAY wallet holders globally. Targeted at online retailers, digital service providers, Forex brokers, and iGaming operators.
- STICPAY Affiliate Program
Quantifiable outcome
- High-frequency traders can save $250 weekly or $1,000 monthly through cashback at $5 per lot
- +1 more outcomes
Companies that use STICPAY
Customer profileNamed customers9 records
Segments4 records
Ideal customer profiles3 records
STICPAY technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
Feature7 records
STICPAY partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core, major and minor.
- AWS (Amazon Web Services)coreSTICPAY uses AWS for cloud hosting and infrastructure services. Data is encrypted at rest and processed through AWS servers with limited personnel access and high security standards.
- Alipay+coreAlipay+ is integrated as an Alternative Payment Method (APM) within STICPAY's payment network, enabling users to make payments via Alipay+ enabled methods.
- VisacoreVisa credit and debit card processing integrated into STICPAY's 600+ global payment methods for card-based transactions.
- MastercardcoreMastercard credit and debit card processing integrated into STICPAY's payment infrastructure for card-based transactions.
- FxPro Global MarketsmajorLeading Forex broker integrated with STICPAY for client deposits and withdrawals. STICPAY serves as preferred payment method for FxPro traders.
- Exness LimitedmajorMajor Forex broker partnered with STICPAY for seamless fund transfers between client accounts and STICPAY e-wallets.
- TITANFXmajorForex broker offering STICPAY as payment option for clients seeking fast, low-cost deposit and withdrawal services.
- Deriv LtdmajorTrading platform partner integrated with STICPAY payment services for client fund management.
- Tickmill LtdmajorRegulated Forex broker using STICPAY for payment processing of client transactions.
- XM Global LimitedmajorCFD and Forex broker partnered with STICPAY for client deposit and withdrawal processing.
- Vantage International Group LimitedmajorGlobal FX broker integrated with STICPAY for payment services and cashback programs.
- Financial Services Compensation SchememinorSTICPAY cooperates with FSCS for fraud protection and credit risk reduction as part of regulatory compliance.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
STICPAY competitors and assessment
Company assessmentDirect peers
- Skrill: Paysafe-owned multi-currency e-wallet widely accepted by online Forex/CFD brokers and iGaming operators for deposits and withdrawals. Closest direct competitor to STICPAY in both target verticals and product model.
- Neteller: Sibling Skrill brand under Paysafe, also serving the Forex/CFD and iGaming ecosystem with a hosted wallet, merchant acquiring and VIP programs. Competes head-to-head for the same broker integrations and trader cashback demand.
- AstroPay: Multi-currency digital wallet and prepaid card focused on emerging markets and online merchants including iGaming and trading platforms. Highly comparable product set, vertical mix and cross-border positioning to STICPAY.
- MuchBetter: Mobile-first e-wallet with prepaid card serving iGaming, Forex and online merchants globally. Targets a similar trader/gamer cohort with cashback and instant payout features.
- ecoPayz: FCA-regulated e-wallet and prepaid card account widely accepted at Forex brokers and online gaming sites. Competes on multi-currency wallet, card and merchant payment services similar to STICPAY's core offering.
- Perfect Money: Multi-currency online payment service popular with Forex traders and digital service merchants for instant transfers and e-voucher issuance. Comparable hosted-wallet, multi-currency model and vertical concentration.
- WebMoney: Long-standing multi-currency online payment system with strong adoption among Russian/CIS Forex traders and digital service merchants. Comparable hosted-wallet product, multi-currency support and niche trader orientation.
Broad incumbents
- Payoneer: Larger cross-border payments platform serving freelancers, marketplaces and B2B commerce with multi-currency receiving accounts. Competes with STICPAY for cross-border wallet use cases but with broader, less FX-trader-specific positioning.
- Wise (TransferWise): Global multi-currency account and money transfer service with a regulated, broadly trusted brand. Competes on multi-currency wallet and low-cost FX, though not specialized in Forex/CFD or iGaming verticals.
- PayPal: Global digital wallet and payment processor. Overlaps with STICPAY on multi-currency e-wallet and merchant acquiring, but generally excluded from high-risk FX/iGaming merchant categories where STICPAY focuses.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
STICPAY social profiles
Digital presenceSTICPAY compliance and trust
Trust signalCompliance4 records
STICPAY financial estimates
Financial estimateRevenue estimate
Valuation estimate
STICPAY leadership team
Management profileNumber of profiles
STICPAY funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
STICPAY M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about STICPAY
What does STICPAY do?
STICPAY operates a multi-currency electronic wallet platform that enables global money deposits, transfers, and withdrawals across 60+ currencies and 200+ countries. The platform integrates with 50+ Forex/CFD brokers and iGaming operators, offering specialized cashback programs (STIC Cashback, STICPLAY) and API-based merchant payment integration via STIC DIRECT.
Is STICPAY a public or private company?
STICPAY is a private company. It is classified as unknown and is currently operating.
When was STICPAY founded?
STICPAY was founded in 2017. It employs 1 to 10 people.
Where is STICPAY based?
STICPAY is headquartered in London, United Kingdom, in the Europe region.
How does STICPAY make money?
Four revenue lines are on record. Transaction Fees - Member Transfers are the primary driver. The others are transaction Fees - Deposits/Withdrawals, affiliate Commission Revenue and STIC Cashback Partnership Revenue.
Who are STICPAY's main competitors?
Direct peers on record are Skrill, Neteller, AstroPay, MuchBetter, ecoPayz, Perfect Money and WebMoney. Broad incumbents are Payoneer, Wise (TransferWise) and PayPal.
Does STICPAY have an API?
No public API is recorded for STICPAY.
What industry is STICPAY in?
STICPAY's product category is Digital Payments. Its primary akta.pro industry code is FSAMAEAL, International / Multi-Currency Wallets, with a secondary code of FSAGABAK, Cross-Border FX, Multi-Currency & Treasury for Payments. Its NAICS code is 522320.