Brotherhood Mutual Insurance Company
Brotherhood Mutual Insurance Company underwrites commercial property, liability, auto, workers' compensation, mission, and accident insurance—and provides payroll, HR, and employee benefits—to Christian churches, schools, colleges, camps, and mission organizations across the United States.
- Company typePrivate
- Founded1901
- HeadquartersFort Wayne, United States
- Headcount501–1,000
- GTM typeB2B
- OfferingServices
What Brotherhood Mutual Insurance Company does
Brotherhood Mutual Insurance Company is a privately held Indiana stock insurance carrier that exclusively underwrites coverage and delivers HR-adjacent services to Christian ministries across the United States. Founded in 1901 and headquartered at 6400 Brotherhood Way, Fort Wayne, Indiana, the company is indirectly wholly owned by Brotherhood Mutual Holding Company and has served churches, K-12 schools, colleges, camps, and mission organizations for over a century. The core insurance portfolio comprises five lines—Property & Liability, Auto, Workers' Compensation, Mission Protection, and Accident—distributed through independent sales agents, a direct website quote channel, and the Brotherhood Works Insurance Services agency, which holds licensing in all 50 U.S. states. The company reports 67,000+ ministry customers and a workforce of 501-1,000 employees, and operates with a customer base that receives continuous service via a "My Account" self-service portal, multi-channel claims intake (portal, phone, after-hours), and a digital Safety Library containing more than 400 risk-management articles.
The company's service architecture is a branded two-segment platform. Under the Brotherhood Mutual insurance brand sit the five core insurance products. Adjacent to the carrier, a wholly-owned sub-brand ecosystem—Brotherhood Works, LLC (payroll and HR administration) and Brotherhood Works Insurance Services, LLC (employee benefits, including health, dental, vision, life, and a Mental Fitness program)—extends the relationship from risk transfer into people operations, supported by Background Screening, Missions Care and Faith Ventures travel claims, a Trusted Providers directory, Online Training, Weather Alerts, and a free Legal Assist service for bylaw and handbook reviews. The technology stack is conventional rather than proprietary: a website, customer portal, and claims system built around standard insurance workflows, with chatbot and session-replay tools layered onto the website for customer engagement and UX analytics; no public or partner-facing API, SDK, or AI/ML capability is documented. The company holds BBB Accredited Business status and aligns its digital content with WCAG 2.1 Level AA.
Brotherhood Mutual generates revenue primarily through recurring insurance premiums across its five lines and through subscription-like, fee-based revenue from payroll/HR administration and employee benefits services sold via Brotherhood Works. Pricing is quote-based and not publicly disclosed, varying by ministry type, size, coverage needs, location, and risk profile. Go-to-market combines independent insurance agents (selling across all 50 states via Brotherhood Works Insurance Services) with direct website lead capture ("Request a Quote") and a My Account customer portal for policyholders. Customer-facing sales, claims handling, and the content marketing engine (Safety Library, monthly newsletter, social presence on Facebook/Instagram/YouTube/LinkedIn, Online Training, and the Resilient Ministry risk-management publication) are coordinated from Fort Wayne.
Brotherhood Mutual Insurance Company firmographics
Firmographics- Name
- Brotherhood Mutual Insurance Company
- Legal name
- Brotherhood Mutual Insurance Company
- Website
- https://brotherhoodmutual.com
- Company type
- Private
- Founded year
- 1901
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Brotherhood Mutual Insurance Company underwrites commercial property, liability, auto, workers' compensation, mission, and accident insurance—and provides payroll, HR, and employee benefits—to Christian churches, schools, colleges, camps, and mission organizations across the United States.
- Ownership category
- akta.pro rank
Brotherhood Mutual Insurance Company industry classification
Industry- Product category
- Commercial Insurance for Ministries
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321)
- akta.pro primary industry
- Nonprofit / Social Services BOP (FSAJAFAM)
- akta.pro secondary industries
- Ancillary Employer Benefits (Life/Disability/Accident/Critical Illness) (HLAEAAAK), Self-Insured Workers’ Compensation Programs (FSAJAEAD)
Keywords
Where Brotherhood Mutual Insurance Company is headquartered
LocationHeadquarters
- HQ city
- Fort Wayne
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Brotherhood Mutual Insurance Company business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Insurance Premiums: Property & Liability Insurance, Auto Insurance, Workers' Compensation, Mission Protection, and Accident Insurance products generate premium revenue from policyholders.
- Payroll & HR Services: Brotherhood Works provides payroll processing and HR solutions as fee-based services to ministry clients.
- Employee Benefits Administration: Health, dental, vision, life insurance, and mental fitness programs offered through Brotherhood Works Insurance Services with administrative fees.
- Background Screening Services: Background check and screening services provided through Brotherhood Works.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels7 records
Brotherhood Mutual Insurance Company product offering
Product offeringCore offering
Brotherhood Mutual Insurance Company provides commercial property and liability insurance, auto insurance, workers' compensation, accident insurance, mission protection coverage, and employee benefits to Christian ministries including churches, schools, colleges, camps, and mission organizations. The company also offers payroll, HR, and background screening services for ministry employers through its My Admin product suite.
Product overview
Brotherhood Mutual Insurance Company operates as a multi-product insurance and services company serving Christian ministries. The portfolio consists of two main segments: (1) Insurance products under the Brotherhood Mutual brand including Property & Liability Insurance, Auto Insurance, Workers' Compensation, Mission Protection, and Accident Insurance; and (2) Brotherhood Works, a sub-brand offering Payroll & HR Solutions, Employee Benefits (including Health, Life, Dental, Vision, and Mental Fitness), Background Screening, and Missions Care. Supporting these core offerings are resource services including a Safety Library with 400+ risk management articles, Online Training, Weather Alerts, Trusted Providers directory, and Legal Assist (free bylaw and handbook reviews for policyholders). The company also provides a My Account self-service portal for policyholders. The overall offering is a platform of interconnected insurance coverage and HR/people services designed specifically for churches, schools, colleges, camps, and mission organizations.
Differentiator
Problem solved
Functional benefit
Brands
- Brotherhood Works: Payroll & HR solutions and employee benefits services for Christian ministries
- Legal Assist
- MinistryFirst
Products and services
- Property & Liability Insurance
Quantifiable outcome
- 67,000+ ministry customers served
Companies that use Brotherhood Mutual Insurance Company
Customer profileNamed customers3 records
Segments5 records
Ideal customer profiles2 records
Brotherhood Mutual Insurance Company technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Brotherhood Mutual Insurance Company partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered supporting and core.
- ServiceMaster RestoresupportingEmergency flood, fire, and smoke recovery service partnership. ServiceMaster Restore provides rapid response and skilled professionals for water damage claims, available 24/7/365 through the ServiceMaster Central Hub.
- SafelitesupportingAuto glass damage and service provider for auto insurance claims. Customers can contact Safelite directly at 800-382-2926 for auto glass claims service.
- Faith VenturescoreMission travel team partner for filing travel insurance claims for medical or trip incidents related to mission work. Contact at 888-674-4074.
Scale indicators3 records
Recent moves5 records
Expansion highlights5 records
Brotherhood Mutual Insurance Company competitors and assessment
Company assessmentDirect peers
- Church Mutual Insurance Company: Largest direct competitor specializing in property and liability insurance for religious organizations, camps, schools, and senior living facilities. Highly comparable given overlapping ministry focus and product breadth.
- GuideOne Insurance: Specialty mutual insurer focused on churches, schools, and nonprofit organizations, offering property, liability, and workers' compensation products. Closely aligned specialty niche and customer base.
Emerging players
- Philadelphia Insurance Companies: Specialty commercial insurer serving nonprofit, religious, and human-services organizations with property and liability coverage. Relevant given shared specialty nonprofit vertical, though broader customer mix.
- Glatfelter Insurance Group: Program manager and specialty insurer serving nonprofits, religious institutions, and camps with tailored coverage. Comparable in specialty niche focus and program-administration model.
Broad incumbents
- Liberty Mutual Insurance: Major broad-line P&C carrier with a dedicated nonprofit and religious organization practice. Comparable product lines (commercial P&C, workers' comp, auto) though much broader portfolio.
- Nationwide Mutual Insurance Company: Large mutual insurer offering commercial and specialty coverage to nonprofits and religious organizations. Competes in adjacent lines but lacks Brotherhood Mutual's exclusive ministry focus.
Others
- Arthur J. Gallagher & Co. Insurance brokerage and risk management firm arranging coverage for religious and nonprofit clients. Comparable distribution and advisory layer, though operates as intermediary rather than carrier.
- Lockton Companies: Large insurance brokerage placing coverage for religious institutions, schools, and nonprofits. Comparable customer base and risk advisory orientation, though not a direct insurance underwriter.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Brotherhood Mutual Insurance Company social profiles
Digital presenceBrotherhood Mutual Insurance Company compliance and trust
Trust signalCompliance2 records
Brotherhood Mutual Insurance Company financial estimates
Financial estimateRevenue estimate
Valuation estimate
Brotherhood Mutual Insurance Company leadership team
Management profileNumber of profiles
Profiles2 records
Brotherhood Mutual Insurance Company subsidiaries and ownership
Company hierarchySubsidiaries2 records
Brotherhood Mutual Insurance Company funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Brotherhood Mutual Insurance Company M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Brotherhood Mutual Insurance Company
What does Brotherhood Mutual Insurance Company do?
Brotherhood Mutual Insurance Company provides commercial property and liability insurance, auto insurance, workers' compensation, accident insurance, mission protection coverage, and employee benefits to Christian ministries including churches, schools, colleges, camps, and mission organizations. The company also offers payroll, HR, and background screening services for ministry employers through its My Admin product suite.
Is Brotherhood Mutual Insurance Company a public or private company?
Brotherhood Mutual Insurance Company is a private company. It is classified as corporate owned and is currently operating.
When was Brotherhood Mutual Insurance Company founded?
Brotherhood Mutual Insurance Company was founded in 1901. It employs 501 to 1,000 people.
Where is Brotherhood Mutual Insurance Company based?
Brotherhood Mutual Insurance Company is headquartered in Fort Wayne, United States, in the North America region.
How does Brotherhood Mutual Insurance Company make money?
Four revenue lines are on record. Insurance Premiums are the primary driver. The others are payroll & HR Services, employee Benefits Administration and background Screening Services.
Who are Brotherhood Mutual Insurance Company's main competitors?
Direct peers on record are Church Mutual Insurance Company and GuideOne Insurance. Emerging players are Philadelphia Insurance Companies and Glatfelter Insurance Group. Broad incumbents are Liberty Mutual Insurance and Nationwide Mutual Insurance Company. Others are Arthur J. Gallagher & Co. and Lockton Companies.
Does Brotherhood Mutual Insurance Company have an API?
No public API is recorded for Brotherhood Mutual Insurance Company.
What industry is Brotherhood Mutual Insurance Company in?
Brotherhood Mutual Insurance Company's product category is Commercial Insurance for Ministries. Its primary akta.pro industry code is FSAJAFAM, Nonprofit / Social Services BOP, with a secondary code of HLAEAAAK, Ancillary Employer Benefits (Life/Disability/Accident/Critical Illness). Its NAICS code is 5242 and its SIC code is 6331.