Aktiv Assekuranz Makler

What Aktiv Assekuranz Makler does

Aktiv Assekuranz Makler GmbH is a privately held German insurance broker founded in 1980 in Munich, regulated under §34d GewO (registration D-TBFU-I3Y6S-85) and operating five staffed regional offices across Germany (Munich headquarters, Erfurt, Düsseldorf, Hamburg, Saarbrücken). The firm is a wholly-owned subsidiary of GGW Group and an affiliated member of the LEADING BROKERS UNITED broker alliance since 2023. Its service portfolio centers on transport and logistics insurance across five specialty lines: Verkehrshaftung (forwarder's liability), Warentransport (cargo), Kfz-Flotten (motor fleet), Sach- und Haftpflicht (property and liability), and Fruchtversicherung (fruit insurance).

The company distributes insurance through a direct, consultative sales model delivered by named regional managers (Nord/Ost, Süd, West/Mitte) and product division heads. Products are customized through individual risk analysis and structured as framework policies with end-of-year turnover settlement, supplemented by all-risk marine cargo coverage that includes war, strike, confiscation, improper loading, and inadequate packaging protection. Cross-border placement is enabled by the UnisonSteadfast global broker network (1,000+ partners in 140+ countries) and bilateral partnerships with brokers in Argentina, Portugal, Spain, Malaysia, and the Netherlands.

Revenue is generated via commission (courtage) paid by the insurance carrier and bundled into the premium, with separate fee agreements for "net products" where the brokerage commission is not embedded. The company serves freight forwarders, transport operators, logistics companies, industrial/commercial clients (demolition, construction, recycling — added via the 2024 HCA acquisition), and freelancers. Wholly-owned subsidiaries include AMSCHLER Versicherungsmakler GmbH, HCA GmbH (acquired June 2024), Aktiv Unity Versicherungsmakler GmbH, AKTIV RISK CONSULT GMBH, and the merged-in SA\VE Versicherungsmakler GmbH (August 2025).

Name

Aktiv Assekuranz Makler

Legal name

Aktiv Assekuranz Makler GmbH

Website

https://aktiv-assekuranz.de

Company type

Private

Founded year

1980

Operating status

Operating

Headcount range

11–50 employees

Short description

Aktiv Assekuranz Makler GmbH is a Munich-based German insurance broker (founded 1980, GGW Group subsidiary) that designs and distributes specialty insurance for transport, logistics, industrial, and commercial clients across five German offices.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage (Transport & Logistics)

NAICS

Support Activities for Transportation (488)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)

akta.pro secondary industries

Claims Management & Cargo Insurance Administration (TLAIANAK), Motor Truck Cargo & Inland Marine (Goods-in-Transit) (TLABANAD), Cargo Claims Management & Loss Prevention (Survey, Recovery, Subrogation Support) (TLACAHAH), Umbrella & Excess Liability (Fleet/Transportation) (TLABANAG)

Keywords

• Transport insurance brokerage
• Marine cargo insurance
• Freight forwarder liability
• Commercial fleet insurance
• Logistics risk coverage

Headquarters

HQ city

Munich

HQ country

Germany

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Others, Technology or R&D

Revenue model

1. Commission (Courtage): As insurance brokers, the company offers advisory and brokerage services. The customary remuneration — known as commission (courtage) — for advisory, brokerage, and support activities is paid by the insurance company and is included in the insurance premium. For net products (where the brokerage commission is not included in the premium), a separate fee agreement is made directly with the client.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Aktiv Assekuranz is a specialist insurance broker (Versicherungsmakler) for the transport and logistics sector, brokering tailored policies to freight forwarders, carriers and industrial clients. The offering centers on five Schwerpunkte — Verkehrshaftung, Warentransport, Sach- und Haftpflicht, Kfz-Flotten and Fruchtversicherung — delivered through named products such as the Aktiv-Cargo-Plus-Policy, Logistic-Operators-Liability-Policy, Truck & Trailer Insurance, and combined property & liability covers. Customised policy construction, all-risk marine cargo (including war, strike and confiscation) and global placement via the UnisonSteadfast network distinguish the broker from generalist competitors.

Product overview

Aktiv Assekuranz Makler is a specialist insurance broker for transport and logistics, offering a portfolio of insurance products centered on three core offerings: Truck & Trailer Insurance (covering commercial vehicles over 3.5 tons and trailers across Europe), Logistic-Operators-Liability-Policy (comprehensive liability coverage for logistics operators), and Aktiv-Cargo-Plus-Policy (marine cargo insurance with worldwide coverage). The product portfolio also includes specialized lines such as Forwarder's Liability Insurance (Verkehrshaftungsversicherung), Cargo Insurance (Warentransportversicherung), Motor Fleet Insurance (Kfz-Versicherung), Property and Liability Insurance (Sach- und Haftpflichtversicherung), and Fruit Insurance (Fruchtversicherung). The company operates as a bundled product platform where individual policies can be tailored to specific customer needs through comprehensive risk analysis.

Differentiator

Problem solved

Functional benefit

Products and services

• Truck & Trailer Insurance Hull insurance covering all trucks over 3.5 tons and trailers of all kinds within Europe, providing comprehensive all-risks cover adapted to individual fleet needs of commercial transport operators.
• Logistic-Operators-Liability-Policy Comprehensive liability insurance for logistic operators and freight forwarders covering all logistic activities worldwide, all modes of transport, customs liability, third party liability, and warehousing activities.
• Aktiv-Cargo-Plus-Policy Marine cargo insurance providing door-to-door coverage worldwide for goods of all kinds, including all-risk coverage with war, strike and confiscation risk protection.
• Verkehrshaftungsversicherung (Forwarder's Liability Insurance) Insurance covering the liability of freight forwarders for goods in their care, addressing the gap between ADSp legal limits and full goods value.
• Warentransportversicherung (Cargo Insurance) Insurance protecting against loss and/or damage to goods during transport by road, sea, air or during temporary storage.
• Kfz-Versicherung (Motor Fleet Insurance) Vehicle fleet insurance for commercial motor vehicles, supporting fleet operators with tailored fleet risk coverage.
• Sach- und Haftpflichtversicherung (Property and Liability Insurance) Combined property and liability insurance coverage for businesses, particularly industrial and commercial clients in demolition, construction and recycling.
• Fruchtversicherung (Fruit Insurance) Specialized insurance coverage for fruit growers and fruit-related businesses, offered as a niche Schwerpunkt.

Quantifiable outcome

• All-risk coverage including war, strike, confiscation risk, improper loading, and inadequate packaging — covering goods loss/damage and financial losses during road, sea, air transport and temporary storage.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered minor and core.

• NEXTdriver (Delft, Netherlands)minorStrategic or Co-development Partner · 1 January 2025Since 2025, NEXTdriver has been a partner for professional driving style coaching for transport companies. The service offers systematic support for drivers with the aim of reducing transport costs, complementing Aktiv Assekuranz's fleet risk management offerings.
• Assekuransa Insurance Company SA (Buenos Aires, Argentina)minorStrategic or Co-development PartnerSince 1990, Assekuransa has offered freight forwarders and carriers customized insurance solutions for goods transport and multimodal transport. Customs brokers can also insure their liability through this partner in Buenos Aires. Partnership supports Aktiv Assekuranz's international coverage capabilities in South America.
• F. Rego - Corretores de Seguros SA (Porto, Portugal)minorStrategic or Co-development PartnerF. Rego, an insurance broker founded in 1979, is one of the largest insurance brokers in Portugal. Since 2006, F. Rego has been the exclusive partner for liability and transport insurance in the Portuguese and Spanish markets.
• Gesa Mediacion Corredura de Seguros Y Reaseguros SL (Murcia, Spain)minorStrategic or Co-development PartnerGesa Mediacion has been a partner as an insurance broker for motor liability and transport insurance in the Spanish market since 2017.
• UnisonSteadfast AG (Hamburg, Germany)coreStrategic or Co-development PartnerTo support clients worldwide, Aktiv Assekuranz collaborates with Unison Steadfast, one of the largest independent broker networks. Founded in Hamburg in 2005, the company currently has a network of over 1,000 partners in 140 countries, enabling Aktiv to place insurance risks globally.
• TGC Asia Sdn. Bhd (Malaysia)minorStrategic or Co-development PartnerPartnership with TGC Asia has been in place since 2005. The shared goal is to create a geographic hub for the placement of insurance risks and risk management in the Asia-Pacific region.
• LEADING BROKERS UNITED GmbHcoreStrategic or Co-development PartnerIn 2023, Aktiv Assekuranz became part of LEADING BROKERS UNITED GmbH under the umbrella of the GGW Group. LEADING BROKERS UNITED unites all insurance brokers of the GGW Group, providing a strong network of brokers and shared expertise.
• GGW GroupcoreStrategic or Co-development PartnerGGW Group is the parent organization of Aktiv Assekuranz Makler GmbH, providing an umbrella under which LEADING BROKERS UNITED operates. Aktiv Assekuranz contributes experience and expertise to this growing group.

Scale indicators3 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Funk Gruppe: Hamburg-headquartered German insurance broker and risk consultant with similar mid-market positioning and multi-branch national footprint. Funk Gruppe's specialty lines in transport, logistics, and industrial risks make it a directly comparable German specialty broker.
• MRH Trowe: Frankfurt-based German insurance broker operating across specialty commercial lines including transport, fleet, and liability. Comparable scale, multi-office German footprint, and similar consultative advisory model targeting mid-market enterprise clients.
• Ecclesia Group: Detmold-based German insurance broker group with a specialty focus on transport, logistics, healthcare, and institutional clients. Strong overlap with Aktiv Assekuranz's niche transport and forwarder's liability positioning.
• ROLAND Rechtsschutz: Cologne-based German insurance group with a dedicated broker and legal-protection franchise serving SMEs. Comparable German specialty broker DNA with multi-office presence and consultative advisory approach.
• JDC Group: German insurance broker and financial services platform that combines traditional brokerage with proprietary technology (Jung, DMS & Cie). A relevant comparable as it shows the technology-enabled direction German brokers are taking relative to Aktiv Assekuranz's traditional model.

Broad incumbents

• Marsh (Germany): Global insurance broker's German operations, offering commercial risk, cargo, fleet, and liability solutions at scale. Represents the global incumbent benchmark against which Aktiv Assekuranz competes for larger German enterprise logistics accounts.
• Aon (Germany): Global insurance broker with substantial German presence serving multinational logistics and industrial clients. Comparable product overlap in cargo, transport liability, and fleet, but at much broader scale.
• Willis Towers Watson (Germany): Global advisory and broker with German operations serving large transport, logistics, and industrial accounts. Overlaps with Aktiv Assekuranz in transport liability and cargo but competes primarily at the upper end of the German market.

Others

• LEADING BROKERS UNITED: The German broker network under GGW Group that Aktiv Assekuranz joined in 2023. Conceptually adjacent as a network/affiliation model that may attract competing German specialty brokers evaluating affiliation alternatives.
• UnisonSteadfast: Hamburg-based global broker network (1,000+ partners across 140+ countries) of which Aktiv Assekuranz is a member. Functions as enabling infrastructure rather than a competitor, but represents the type of network other German specialty brokers can join to compete internationally.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/droege-holding-gmbh

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Aktiv Assekuranz Makler