What TMS does

TMS (legally Dom Maklerski OANDA TMS Brokers S.A.) is a Warsaw-headquartered, KNF-regulated Polish retail brokerage serving individual Polish investors with a multi-asset trading platform. The product set spans a CFD account (Forex, indices, commodities, stocks, ETFs, cryptocurrencies, and thematic instruments such as SpaceX), a real-share stock account (US, Polish, German, Spanish, French, and other European exchanges), a 350+ ETF catalogue from iShares, Vanguard, SPDR, Amundi, and Xtrackers, and an interest-bearing cash feature paying up to 7% annually on idle balances. Trading is delivered through a proprietary mobile application, the MetaTrader 5 professional platform, and an integrated TradingView experience, with onboarding completable in roughly 8 minutes.

The business is fundamentally a transaction-fee model: spread and commission revenue on CFDs, equities, and ETFs is supplemented by swap/overnight financing on leveraged positions and interest earned on client cash balances. Differentiation is led by aggressive retail pricing — 0 PLN commission on US stocks for PLN/EUR accounts, 10 free ETF transactions per month, no swap points on major US/German index and oil/gas CFDs — combined with Polish-language support, tax documentation (PIT) preparation, negative balance protection, and KDPW-backed Investor Compensation System coverage. Go-to-market is direct-to-consumer and content-driven via the TMS NonStop 24/7 newsroom, webinars, knowledge base, and SEO-oriented market analysis.

The firm operates as the Polish franchise of the OANDA brand, inheriting OANDA's global FX/CFD infrastructure, regulatory scaffolding, and roughly 25 years of market reputation, while retaining local KNF authorization. There is no public ownership, funding, or revenue disclosure; the firm is privately held, employs 51–100 people, and is geographically concentrated in Poland with localized subdomains extending distribution into CEE/CIS markets.

Name

TMS

Legal name

Dom Maklerski OANDA TMS Brokers S.A.

Website

https://tms.pl

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

51–100 employees

Short description

TMS (Dom Maklerski OANDA TMS Brokers S.A.) is a Warsaw-based, KNF-regulated Polish retail broker offering CFDs, real stocks, ETFs, Forex, commodities, and cryptocurrencies through MT5, TradingView, and a proprietary mobile app, targeting individual Polish investors with zero-commission US trading and multi-language CEE distribution.

Ownership category

akta.pro rank

Headquarters

HQ city

Warsaw

HQ country

Poland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. CFD Trading Spreads and Commissions: Revenue generated from spreads on CFD instruments including Forex, indices, commodities, and cryptocurrencies. No commission on major US and German indices and oil/gas CFDs.
2. Stock Trading Commissions: Commission-based revenue from stock trading. 0 PLN commission on US exchanges for PLN/EUR accounts. 0.19% or minimum 5 PLN commission on Warsaw Stock Exchange.
3. ETF Trading: Revenue from ETF transactions. 0 PLN commission for up to 10 ETF transactions monthly.
4. Interest on Client Funds: Interest earned on uninvested client funds, offering up to 7% annual interest.
5. Swap/Overnight Financing: Overnight financing charges on leveraged CFD positions.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

TMS is a Polish retail broker (Dom Maklerski OANDA TMS Brokers) regulated by KNF that provides multi-asset online trading access to CFDs, stocks, and ETFs. Clients can trade through the MetaTrader 5 terminal, TradingView, and a proprietary mobile app, executing orders in a locally regulated brokerage environment under the OANDA brand.

Product overview

TMS (Dom Maklerski OANDA TMS Brokers) is a regulated Polish brokerage firm offering an integrated multi-asset trading platform. The core offering consists of CFD trading accounts (Konto CFD) for leveraged products including Forex, indices, commodities, stocks, ETFs, and cryptocurrencies, alongside traditional stock trading accounts (Konto akcyjne) for real share ownership on global exchanges. The platform is accessible via the MetaTrader 5 (MT5) professional trading platform and integrated TradingView charts. A proprietary mobile application provides access to 4000+ instruments with advanced charting, market news, and investor sentiment tools. The TMS NonStop service delivers 24/7 market analysis and news. Additional offerings include ETF investments with commission-free trading and interest-bearing account features yielding up to 7%.

Differentiator

Problem solved

Functional benefit

Products and services

• CFD Trading Contract for Difference trading on multiple underlying assets (e.g., FX, indices, commodities) offered to Polish retail clients via the broker's platform.
• Stock Trading Direct online trading of equities listed on global and Polish venues, available to retail investors through the TMS brokerage account.
• ETF Trading Online trading of exchange-traded funds (ETFs) through the same broker account, allowing retail clients to build diversified exposures.
• MetaTrader 5 Trading Platform Execution and charting terminal integrated with TMS for placing orders in CFDs, stocks, and ETFs.
• TradingView Integration TradingView-based charting and execution interface provided to TMS clients as an alternative to MT5.
• Mobile Trading Application Proprietary mobile app enabling TMS clients to trade CFDs, stocks, and ETFs on iOS and Android devices.

Quantifiable outcome

• Account opening in 8 minutes
• +3 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Six partnerships are on record, tiered core.

• OANDAcoreOEM/ Whitelabel/ Licensing PartnerOANDA is the parent brand providing the TMS Brokers platform with global forex and CFD trading infrastructure, brand licensing, and regulatory framework. TMS operates as Dom Maklerski OANDA TMS Brokers under the OANDA brand in Poland.
• TradingViewcoreTechnology or IntegrationTradingView integration provides advanced charting tools, market analysis, and premium subscription offers. Clients receive promotional codes for up to 12 months of paid TradingView Essential or Plus plan subscriptions.
• iShares, Vanguard, SPDR, Amundi, Xtrackers (ETF Providers)coreTechnology or IntegrationPartnership with major global ETF issuers offering over 350 ETFs with commission-free trading for up to 10 transactions monthly.
• MetaTrader 5 (MT5)coreTechnology or IntegrationMetaTrader 5 platform offered as one of the primary trading platforms alongside proprietary TMS platform and TradingView integration.
• KNF (Komisja Nadzoru Finansowego)coreOthersRegulatory authority overseeing the brokerage operations. TMS Brokers is regulated by KNF and participates in the Investor Compensation System managed by KDPW.
• KDPW (Krajowy Depozyt Papierów Wartościowych)coreOthersNational Depository Securities managing the Investor Compensation System of which TMS Brokers is a participant, providing investor protection.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• XTB: XTB is Poland's largest publicly-listed retail broker offering multi-asset trading (CFDs, stocks, ETFs) in Polish with very similar pricing model. Most directly comparable peer given same domicile, language, and product mix.
• eToro: eToro is a global multi-asset retail broker offering zero-commission stock and ETF trading alongside CFDs; directly competes with TMS for Polish retail investors seeking low-cost multi-asset platforms.
• Interactive Brokers: Interactive Brokers is a global multi-asset broker serving Polish residents with stocks, ETFs, FX, and CFDs; overlaps with TMS on global market access, professional trading tools, and regulated brokerage positioning.
• Trading 212: Trading 212 is a European multi-asset neobroker offering commission-free stocks/ETFs and CFDs; directly competes on pricing, mobile UX, and self-directed retail investing across the same European footprint.
• DEGIRO: DEGIRO is a low-cost European retail broker offering global stocks and ETFs with a similar commission-free pricing proposition; comparable on self-directed retail investing, pan-European reach, and broker-only (no bank) model.
• Exante: Exante is a European multi-asset broker offering stocks, ETFs, FX, CFDs, and derivatives on a single platform; comparable multi-asset breadth and self-directed retail/professional focus in overlapping European markets.

Broad incumbents

• Saxo Bank: Saxo Bank is a Danish multi-asset broker offering global stocks, ETFs, FX, CFDs, and futures to retail and professional clients across Europe; comparable on broad multi-asset platform but positioned more premium/upmarket than TMS.
• OANDA: OANDA is the global parent/affiliate brand providing TMS with FX/CFD infrastructure and regulatory framework; comparable multi-asset retail offering at a broader geographic scale rather than a direct Poland-only competitor.

Regional players

• mBank Dom Maklerski: mBank's brokerage arm is a Polish retail broker offering stocks, ETFs, and CFDs through bank-distribution; comparable on Polish retail focus and product set but distributed primarily via the bank's deposit franchise.
• BM PKO BP: BM PKO BP is Poland's largest bank-affiliated brokerage, offering stocks and ETFs to Polish retail and institutional clients; comparable on local market presence and Polish-language support but distributed through PKO BP's banking network.

Market position

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/tmsbrokers
• Facebookfacebook.com/tmsbrokers
• LinkedInlinkedin.com/company/dom-maklerski-tms-brokers-s-a-
• Instagraminstagram.com/oanda

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TMS