Hooray Health

What Hooray Health does

Hooray Health, LLC is a Dallas (Addison), Texas-based third-party administrator founded in 2017 by CEO Shane Foss. The company designs and distributes limited essential accident and sickness benefit plans targeted at hourly, part-time, contingent, and gig-economy workers — a population typically excluded from traditional employer-sponsored group health insurance. Plans are underwritten through carrier partners Zurich American Insurance Company and National Guardian Life Insurance Company, with claims administered by WebTPA.

The core product is a flat-fee benefit plan featuring a $25 per-visit fee at in-network facilities, $0 24/7 telemedicine (via the WellCall360 platform), prescription discounts, and 100% accident coverage, with no annual deductibles. Member access is delivered through a proprietary nationwide network of 4,700+ retail clinics and urgent care centers (grown from 4,500+), searchable through a bilingual (English/Spanish) mobile application that supports provider location, click-to-call telemedicine, and prescription discount search.

Hooray Health generates revenue primarily through recurring insurance premiums and plan administration fees (subscription, billed monthly), plus transaction-based income from prescription and specialty discount programs. Distribution is multi-channel: insurance brokers and agents (primary), direct enterprise sales to employers and staffing agencies, staffing association partnerships (ASA, CSP, ISSA, CSA), HR-tech integrations (PrismHR, GigSmart), and direct-to-consumer via website and mobile app. Named enterprise customers span retail (Lululemon, Elwood, Premium Retail), restaurants (Cava), entertainment (Topgolf, Alamo Drafthouse), and staffing (Front Range Staffing, Penmac, Labor Network).

Name

Hooray Health

Legal name

Hooray Health, LLC

Website

https://hoorayhealth.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

Hooray Health is a Texas-based third-party administrator that designs and distributes low-cost limited benefit health plans for hourly, part-time, and contingent workforces, leveraging a 4,700+ clinic network, $25 flat-visit fees, and $0 telemedicine.

Ownership category

akta.pro rank

Product category

Limited Benefit Health Insurance

NAICS

Health and Welfare Funds (525120)

SIC

Hospital & Medical Service Plans (6324)

akta.pro primary industry

Worksite Hospital Indemnity Insurance (FSAIAMAB)

akta.pro secondary industries

Voluntary/Worksite Critical Illness & Hospital Indemnity (Employee-Paid) (FSAIAKAF), Group/Employer-Sponsored Critical Illness & Hospital Indemnity (FSAIAKAD)

Keywords

• Limited benefit health plans
• Affordable health insurance
• Urgent care network
• Telemedicine services
• Hourly worker benefits

Headquarters

HQ city

Dallas

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Premiums: Hooray Health acts as a third-party administrator providing benefit enrollment, administration, and support services for health insurance plans. They work with insurance carriers including Zurich American Insurance Company and National Guardian Life Insurance Company to facilitate health benefits.
2. Plan Administration Fees: Fees for administering benefit plans for employers, including enrollment, claims processing coordination through third-party administrator WebTPA, and plan management services
3. Discount Programs: Prescription discounts and specialty care discounts provided through the network of in-network facilities

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels7 records

Core offering

Hooray Health provides limited essential accident and sickness benefit plans that give members access to a proprietary nationwide network of 4,500+ to 4,700+ retail clinics and urgent care centers for a flat $25 per visit fee, with $0 telemedicine 24/7, prescription discounts, and 100% accident coverage. The plans are designed for hourly, part-time, contingent, and variable-hour workers who are typically excluded from traditional employer-sponsored group health insurance.

Product overview

Hooray Health provides a portfolio of limited essential accident and sickness benefit plans as a third-party administrator, partnering with insurance carriers (Zurich American Insurance Company and National Guardian Life Insurance Company). The core offering is the Hooray Health Benefit Plans, which integrates a proprietary nationwide network of 4,500+ to 4,700+ retail clinics and urgent care centers with $25 per visit fees, supplemented by $0 telemedicine services (WellCall360), prescription discount programs, and 100% accident coverage. The mobile app serves as the primary member interface for provider location, telemedicine access, and prescription searches. Plans are specifically designed for hourly, part-time, variable-hour, and contingent workforces that are often excluded from traditional group health plans.

Differentiator

Problem solved

Functional benefit

Products and services

• Hooray Health Benefit Plans Limited essential accident and sickness benefit plans providing coverage at in-network retail clinics and urgent care facilities with a $25 per visit fee, $0 telemedicine, and prescription discounts. Designed for hourly, part-time, contingent, and variable-hour workforces typically excluded from traditional employer-sponsored group health insurance. Available as voluntary or employer-paid coverage through brokers, direct employer sales, and direct-to-consumer purchase.
• Telemedicine Services 24/7 virtual consultations accessible at $0 cost to members through the Hooray Health mobile app via click-to-call, providing urgent and primary care consults.
• Hooray Health Mobile App User-friendly mobile application for iOS and Android that lets members locate in-network providers, access click-to-call telemedicine, search prescription discounts by price and location, and manage their benefits. Available in English and Spanish.
• WellCall360 Telemedicine and health services platform offering 24/7 access to healthcare consultations at no cost to members, integrated with the Hooray Health mobile app.
• Prescription Discount Program Prescription discount program providing members with lower-cost medication pricing through the mobile app, searchable by price and location.
• Accident Coverage Inpatient and outpatient accident benefits providing 100% accident coverage for members as part of the Hooray Health plan.

Quantifiable outcome

• $25 per visit fee at in-network facilities with no additional charges after visit
• +2 more outcomes

Named customers10 records

Segments1 record

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature3 records

Partnerships

Ten partnerships are on record, tiered core, strategic and minor.

• Zurich American Insurance CompanycoreStrategic or Co-development PartnerInsurance carrier partner providing insurance coverage for Hooray Health benefit plans. Zurich American Insurance Company is one of the carriers that Hooray Health works with to facilitate health benefits for employers and employees.
• National Guardian Life Insurance CompanycoreStrategic or Co-development PartnerInsurance carrier partner providing insurance coverage for Hooray Health benefit plans alongside Zurich American Insurance Company.
• WebTPAcoreTechnology or IntegrationThird-party administrator for claims processing. WebTPA handles claims administration on behalf of Hooray Health, processing enrollment, determining eligibility, coordinating benefits, and facilitating claims processing.
• GigSmartstrategicStrategic or Co-development PartnerGigSmart partnered with Hooray Health and Zurich North America to provide access to affordable healthcare for gig economy workers.
• PrismHRstrategicTechnology or IntegrationPartnership providing healthcare access to PrismHR service providers and their small business clients through Hooray Health benefit plans.
• American Staffing Association (ASA)minorGTM or Marketing PartnerIndustry association membership providing visibility and credibility within the staffing industry. Hooray Health serves as an Industry Partner.
• Colorado Staffing AssociationminorGTM or Marketing PartnerRegional staffing association partnership with Hooray Health as an Industry Partner for member companies.
• QuickMed Urgent CarestrategicChannel Partner/ Reseller/ DistributorUrgent care provider that joined the Hooray Health network, expanding access for members.
• First Health NetworkstrategicChannel Partner/ Reseller/ DistributorProvider network used by Hooray Health. Note: Members may receive a balance bill when visiting First Health Network Providers.
• Various Urgent Care CenterscoreChannel Partner/ Reseller/ DistributorHooray Health's proprietary network includes 4,700+ retail clinics and urgent care centers including Haven Elite Urgent Care, Tran Urgent Care & Wellness Centers, Main Street Family Care, Kids Street Urgent Care, MedWise Urgent Care, Tejas Urgent Care, Urgent Care of Texas, and many others.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Anthem: Anthem is a major US health insurer offering group, individual, and supplemental benefit products through brokers and direct employer channels. Comparable as a broad incumbent whose voluntary/worksite offerings compete with Hooray Health's positioning.
• AFLAC: AFLAC is the dominant player in voluntary/worksite supplemental insurance, including accident indemnity and hospital indemnity products distributed through employer channels. While broader in scale and product portfolio, AFLAC directly competes with Hooray Health in worksite supplemental benefits for hourly workforces.
• Allstate Benefits: Allstate Benefits offers voluntary supplemental insurance products (accident, critical illness, hospital indemnity) distributed through brokers and employers. Comparable to Hooray Health in the worksite supplemental distribution model, though at much larger scale.
• UnitedHealthcare: UnitedHealthcare is one of the largest US health insurers, offering group, individual, and supplemental benefit products including worksite voluntary benefits. While serving a far broader market, UHC competes for the same employer benefit dollars as Hooray Health.
• Cigna: Cigna offers group health insurance along with voluntary and supplemental benefit products distributed through brokers and employers. Comparable as a broad incumbent offering overlapping worksite/voluntary benefits that compete with Hooray Health's niche.
• Reliance Standard Life Insurance: Reliance Standard offers voluntary/worksite benefits including accident, critical illness, and hospital indemnity products sold through brokers and employers. Comparable to Hooray Health in product structure and distribution, though broader in scale.

Direct peers

• Pivot Health: Pivot Health offers limited benefit medical plans and short-term health insurance targeted at individuals and small businesses not covered by traditional group plans. Closely comparable to Hooray Health's limited benefit positioning for underserved populations.
• ManhattanLife: ManhattanLife offers supplemental health insurance products including accident, hospital indemnity, and limited benefit plans for individuals and groups. Directly comparable to Hooray Health's product set and distribution through brokers/agents.
• Star Casualty Insurance Company: Star Casualty/Star Mutual provides limited benefit medical insurance and supplemental accident products designed for hourly and working-class populations. Directly comparable to Hooray Health in product design and target market.

Emerging players

• Sana Benefits: Sana Benefits provides modern health benefits designed for small businesses and hourly workforces, including plans sold through brokers. Comparable to Hooray Health in targeting underserved small employer segments, though with a tech-forward delivery model.

Market position

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/hooray_health
• Facebookfacebook.com/HoorayHealthcare
• LinkedInLinkedin.com/company/hoorayhealth
• Instagraminstagram.com/hooray.health

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hooray Health