KBS Bank
KBS Bank is a privately held Indian bank headquartered in Madhapur, Hyderabad, founded in 2001, that provides savings accounts, lending, safe deposit lockers, and insurance services to retail and small-business customers.
- Company typePrivate
- Founded2001
- HeadquartersMadhapur, India
- Headcount101–250
- GTM typeB2C
- OfferingServices
What KBS Bank does
KBS Bank is a privately held Indian bank headquartered in Madhapur, Hyderabad, that provides retail and small-business banking products, including savings accounts, lending facilities, safe deposit lockers, and insurance distribution. The bank was founded in 2001 and operates with a headcount of 101–250 employees, consistent with a small, branch-based urban or cooperative-style institution serving a local customer base in South India. No information on branch count, deposit base, loan book, or digital channels beyond a website is disclosed in the source data.
The bank's core technology footprint, as evidenced, consists of an official web presence that has migrated from www.kbsbankindia.com to the RBI-mandated www.kbsbank.bank.in domain — a regulatory and customer-trust measure rather than a platform buildout. There is no disclosed mobile app, API, core-banking system, or proprietary technology stack in the source. The business model is conventional for an Indian small bank: net interest income from the lending book, fee income from safe deposit lockers, and commission or distribution income from insurance products, all directed at retail depositors and small borrowers in its operating geography.
The data set is thin. There are no disclosed financials, customer counts, partnerships, awards, regulatory actions, or management-team details beyond the appointment of Durga Prasad Donepudi as Chief Executive Officer and Managing Director. The bank appears to be operating and compliant with current RBI domain guidelines, but there is insufficient evidence to characterize growth trajectory, revenue scale, or AI/technology capability from the available inputs.
KBS Bank firmographics
Firmographics- Name
- KBS Bank
- Legal name
- KBS Bank
- Website
- https://kbsbankindia.in
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- KBS Bank is a privately held Indian bank headquartered in Madhapur, Hyderabad, founded in 2001, that provides savings accounts, lending, safe deposit lockers, and insurance services to retail and small-business customers.
- Ownership category
- akta.pro rank
KBS Bank industry classification
Industry- Product category
- Retail Banking
- NAICS
- Depository Credit Intermediation (5221)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Core Banking & Ledger Systems (Cloud Core, Deposits, Accounts) (FSAGAAAC)
Keywords
Where KBS Bank is headquartered
LocationHeadquarters
- HQ city
- Madhapur
- HQ country
- India
- HQ region
- Asia
Markets served
KBS Bank business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D
KBS Bank product offering
Product offeringCore offering
KBS Bank is a privately held Indian bank that provides retail banking services including savings accounts, lending products, safe deposit lockers, and insurance services to individual customers. Operating from Madhapur, India, the bank delivers traditional banking solutions through its branch operations and official website at www.kbsbank.bank.in.
Differentiator
Problem solved
Functional benefit
Products and services
- Savings Accounts Retail deposit accounts that allow individual customers to securely store funds while earning interest, with standard banking features for personal banking use.
- Lending Services Credit and loan products extended to bank customers for personal financing needs, generating interest income for the bank.
- Safe Deposit Lockers Secure storage facilities provided at the bank's branch for customers to safeguard valuables and important documents, available through rental arrangements.
- Insurance Services Insurance products offered to bank customers for personal risk coverage, distributed through the bank as an intermediary channel.
Companies that use KBS Bank
Customer profileIdeal customer profiles1 record
KBS Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
KBS Bank partnerships and signals
Strategic signalRecent moves2 records
Expansion highlights2 records
KBS Bank competitors and assessment
Company assessmentDirect peers
- DCB Bank: Mid-sized private-sector Indian commercial bank with a similar mix of retail deposits, loans, and insurance distribution and a multi-region but non-metro footprint.
- Federal Bank: Kerala-headquartered private bank with strong South India retail footprint offering deposits, loans, lockers, and bancassurance similar to KBS.
- CSB Bank (formerly Catholic Syrian Bank): Kerala-based private commercial bank with a comparable old-generation, regional, retail-and-SME banking profile similar to KBS Bank.
- South Indian Bank: Kerala-headquartered private-sector commercial bank offering savings, lending, lockers, and insurance with a comparable regional retail-banking profile and customer mix in South India.
- Karur Vysya Bank: Tamil Nadu-based old-generation private bank with a comparable regional retail-banking model across deposits, lending, and allied services.
- City Union Bank: Tamil Nadu-based private-sector bank focused on SME and retail lending plus deposits; comparable in regional South India orientation and product breadth.
- Karnataka Bank: Mangalore-based private commercial bank with a similar product set (deposits, advances, lockers, insurance) and comparable mid-tier regional scale.
- RBL Bank: Mumbai-headquartered private bank with comparable product breadth in deposits, advances, and bancassurance, operating at a slightly larger but still sub-large-cap scale.
Broad incumbents
- HDFC Bank: India's largest private-sector bank, dominating retail deposits, lending, and bancassurance nationwide and setting the competitive benchmark for regional banks like KBS.
Emerging players
- Bandhan Bank: Kolkata-headquartered private bank that scaled from a microfinance origin into a full-service commercial bank, illustrating the regional-bank growth path relevant to KBS.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights5 records
Customer concentration
KBS Bank social profiles
Digital presenceKBS Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
KBS Bank leadership team
Management profileNumber of profiles
Profiles1 record
KBS Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
KBS Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about KBS Bank
What does KBS Bank do?
KBS Bank is a privately held Indian bank that provides retail banking services including savings accounts, lending products, safe deposit lockers, and insurance services to individual customers. Operating from Madhapur, India, the bank delivers traditional banking solutions through its branch operations and official website at www.kbsbank.bank.in.
When was KBS Bank founded?
KBS Bank was founded in 2001. It employs 101 to 250 people.
Where is KBS Bank based?
KBS Bank is headquartered in Madhapur, India, in the Asia region.
Who are KBS Bank's main competitors?
Direct peers on record are DCB Bank, Federal Bank, CSB Bank (formerly Catholic Syrian Bank), South Indian Bank, Karur Vysya Bank, City Union Bank, Karnataka Bank and RBL Bank. HDFC Bank is listed as a broad incumbent. Bandhan Bank is listed as an emerging player.
Does KBS Bank have an API?
No public API is recorded for KBS Bank.
What industry is KBS Bank in?
KBS Bank's product category is Retail Banking. Its primary akta.pro industry code is FSAGAAAC, Core Banking & Ledger Systems (Cloud Core, Deposits, Accounts). Its NAICS code is 5221 and its SIC code is 6022.