Stout Capital Management
Stout Capital Management is an independent, fee-only Registered Investment Advisor in Encinitas, California, providing wealth management, financial planning, and qualified retirement plan services to individuals, families, and business owners in the San Diego Coastal area.
- Company typePrivate
- Founded2008
- HeadquartersEncinitas, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Stout Capital Management does
Stout Capital Management (SCM) is an independent, fee-only Registered Investment Advisor founded in 2008 by Gary Stout and headquartered at 721 N Vulcan Avenue in Encinitas, California. The firm delivers comprehensive wealth management services to individuals, families, and business owners across the San Diego Coastal region, operating under a fiduciary oath with no commissions, sales charges, or broker-dealer affiliations. Investment portfolios are built on Modern Portfolio Theory and a diversified, academic-research-based strategy implemented primarily through low-cost institutional mutual funds from Dimensional Fund Advisors (DFA) and Vanguard.
SCM offers three integrated service lines: Wealth Management (an ongoing, "personal CFO" relationship covering financial planning, investment management, retirement planning, and estate planning), Financial Planning (custom financial roadmaps available as one-time engagements or bundled with wealth management), and Qualified Retirement Plans (401(k) design and implementation, profit sharing, Cash Balance, Safe Harbor, and 3(38) fiduciary services for businesses). Client acquisition is consultative, following a Discovery Meeting → Plan Development → Review Meeting → Implement/Monitor/Maintain process, with revenue derived from recurring advisory fees on multi-year contracts. Client-facing infrastructure includes a BlueLeaf-branded portal.
The firm is founder-led by Gary Stout (CEO/Founder; USC DBA, 40+ years spanning academia and a CPA practice dating to 1974) and Tom Stout (President; joined 2012 with 25+ years in corporate treasury and finance, CFP). SCM maintains active affiliations with the National Association of Personal Financial Advisors (NAPFA), the CFP Board, and the Fee Only Network. There are no disclosed metrics on AUM, revenue, client count, or headcount growth, and no external capital, parent company, or M&A activity is indicated.
Stout Capital Management firmographics
Firmographics- Name
- Stout Capital Management
- Legal name
- Stout Capital Management
- Website
- https://stoutcapital.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Stout Capital Management is an independent, fee-only Registered Investment Advisor in Encinitas, California, providing wealth management, financial planning, and qualified retirement plan services to individuals, families, and business owners in the San Diego Coastal area.
- Ownership category
- akta.pro rank
Stout Capital Management industry classification
Industry- Product category
- Wealth Management Services
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)
Keywords
Where Stout Capital Management is headquartered
LocationHeadquarters
- HQ city
- Encinitas
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Stout Capital Management business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Wealth Management Fees: Fee-only advisory services where the firm takes a fiduciary oath to act in clients' best interest. No commissions or sales charges. Revenue derived from advisory fees for comprehensive wealth management services including financial planning, investment management, retirement planning, and estate planning.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Fee-only advisory services with transparent pricing |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels3 records
Stout Capital Management product offering
Product offeringCore offering
Stout Capital Management is an independent, fee-only Registered Investment Advisor that delivers comprehensive wealth management, financial planning, and qualified retirement plan services. The firm provides personal CFO-level advisory services grounded in Modern Portfolio Theory, utilizing low-cost institutional mutual funds from Dimensional Fund Advisors (DFA) and Vanguard. Services are offered to individuals and families as well as to business owners seeking 401(k) and other qualified retirement plan design and management.
Product overview
Stout Capital Management offers a unified wealth management platform with three integrated service lines: Wealth Management (core advisory service providing comprehensive financial guidance as a personal CFO), Financial Planning (custom financial roadmaps available as standalone or bundled with wealth management), and Qualified Retirement Plans (business-focused 401(k) and pension plan design and management). All services utilize a fee-only fiduciary approach with low-cost institutional mutual funds from Dimensional Fund Advisors (DFA) and Vanguard.
Differentiator
Problem solved
Functional benefit
Products and services
- Wealth Management Comprehensive investment advisory service that incorporates financial planning, investment management, and all facets of a client's financial life. Serves as a personal CFO providing guidance on investment management, retirement planning, estate planning, and financial coaching for individuals, families, and multi-generational households.
- Financial Planning Custom-tailored financial planning service that helps clients define life goals and translate them into a financial strategy. Covers investment planning, tax planning, retirement planning, estate planning, cash flow planning, insurance planning, and employee benefits planning. Available as a one-time engagement or bundled with ongoing wealth management.
- Qualified Retirement Plans Custom-designed qualified retirement plan services for businesses, including 401(k), profit sharing, cash balance, Safe Harbor 401(k), and pension plans. Provides plan design, implementation, and management with 3(38) fiduciary services, transparent fee structure, and low-cost institutional investment options.
Companies that use Stout Capital Management
Customer profileSegments3 records
Ideal customer profiles2 records
Stout Capital Management technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature2 records
Stout Capital Management partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- Dimensional Fund Advisors (DFA)coreSCM is approved to offer DFA mutual funds to clients. DFA was started from academic research by Nobel Laureates to provide institutional investors a practical way to take advantage of their multi-factor approach to investing.
- VanguardcoreUses low-cost Vanguard mutual funds alongside DFA funds. Vanguard is a leading provider of no-load, institutional-quality mutual funds used in client portfolios.
- NAPFA (National Association of Personal Financial Advisors)coreActive member and supporter of NAPFA, a professional association of fee-only financial advisors. The firm is a NAPFA-Registered Financial Advisor.
- CFP BoardcoreActive supporter of the CFP Board, which certifies CERTIFIED FINANCIAL PLANNER professionals. Tom Stout is a CFP professional.
- Fee Only NetworkminorMember of the Fee Only Network, a resource for finding fee-only financial advisors.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Stout Capital Management competitors and assessment
Company assessmentDirect peers
- Carson Group: Fast-growing fee-only RIA platform supporting independent advisors with wealth management and retirement plan services. Comparable fee-only philosophy and DFA/Vanguard-style product usage, though at meaningfully larger scale.
- Foster Group: Fee-only RIA providing financial planning and investment management to individuals and businesses, including retirement plan services. Closely matches SCM's structure, service mix, and use of institutional mutual funds.
- Truepoint Capital: Independent fee-only wealth management firm serving individuals, families, and business owners. Comparable comprehensive planning approach and fiduciary-only model to SCM.
- Plante Moran Financial Advisors: Fee-only RIA arm of Plante Moran offering wealth management, financial planning, and qualified retirement plan services to individuals and business owners. Closely aligned with SCM's fee-only fiduciary positioning and service mix.
- Buckingham Strategic Wealth: St. Louis-based fee-only RIA providing wealth management, financial planning, and retirement plan services. Highly comparable business model to SCM, including DFA fund usage, fiduciary-only structure, and similar service lines.
- Coldstream Capital: Independent, fee-only RIA offering wealth management, financial planning, and retirement plan services. Similar size band and client profile to SCM with comparable fee-only fiduciary positioning.
- Creative Financial Group: Fee-only financial planning and wealth management firm serving individuals and business owners with retirement plan design. Operates with a similar comprehensive CFO-style service model to SCM.
Emerging players
- Schwab Intelligent Portfolios: Robo-advisor platform offering automated, low-cost portfolio management using diversified ETF strategies. Emerges as a partial competitor to SCM in the evidence-based, low-cost wealth management space, particularly for smaller accounts and younger clients.
- Betterment: Leading robo-advisor providing low-cost automated investment management with goal-based planning tools. Competes for the same fee-conscious, long-term passive investor segment that SCM serves, and an emerging threat to fee-only RIAs at the entry tier.
Broad incumbents
- Mariner Wealth Advisors: Large-scale national fee-only RIA offering wealth advisory, financial planning, retirement plan, and tax services across multiple U.S. offices. Operates in the same fee-only fiduciary category as SCM but at significantly larger scale and with broader geographic reach.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Stout Capital Management social profiles
Digital presenceStout Capital Management financial estimates
Financial estimateRevenue estimate
Valuation estimate
Stout Capital Management leadership team
Management profileNumber of profiles
Profiles2 records
Stout Capital Management funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Stout Capital Management M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Stout Capital Management
What does Stout Capital Management do?
Stout Capital Management is an independent, fee-only Registered Investment Advisor that delivers comprehensive wealth management, financial planning, and qualified retirement plan services. The firm provides personal CFO-level advisory services grounded in Modern Portfolio Theory, utilizing low-cost institutional mutual funds from Dimensional Fund Advisors (DFA) and Vanguard. Services are offered to individuals and families as well as to business owners seeking 401(k) and other qualified retirement plan design and management.
Is Stout Capital Management a public or private company?
Stout Capital Management is a private company. It is classified as family owned and is currently operating.
When was Stout Capital Management founded?
Stout Capital Management was founded in 2008. It employs 1 to 10 people.
Where is Stout Capital Management based?
Stout Capital Management is headquartered in Encinitas, United States, in the North America region.
How does Stout Capital Management make money?
One revenue line is on record: wealth Management Fees.
Who are Stout Capital Management's main competitors?
Direct peers on record are Carson Group, Foster Group, Truepoint Capital, Plante Moran Financial Advisors, Buckingham Strategic Wealth, Coldstream Capital and Creative Financial Group. Emerging players are Schwab Intelligent Portfolios and Betterment. Mariner Wealth Advisors is listed as a broad incumbent.
Does Stout Capital Management have an API?
No public API is recorded for Stout Capital Management.
What industry is Stout Capital Management in?
Stout Capital Management's product category is Wealth Management Services. Its primary akta.pro industry code is FSAAABAD, Advisory Portfolio Management (Non-Discretionary). Its NAICS code is 523940 and its SIC code is 6282.