LINECO
LINECO (Line Construction Benefit Fund) is a Taft-Hartley multiemployer, self-funded health and welfare benefit fund that provides medical, dental, vision, prescription, behavioral health, disability, life, HRA, and hearing benefits to IBEW and NECA members in the U.S. outside electrical construction industry and their dependents. Founded 1963; headquartered in Lombard, Illinois.
- Company typePrivate
- Founded1963
- HeadquartersLombard, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What LINECO does
LINECO (legal name: Line Construction Benefit Fund) is a Taft-Hartley multiemployer health and welfare benefit fund jointly sponsored by the International Brotherhood of Electrical Workers (IBEW) and the National Electrical Contractors Association (NECA). Founded in 1963 and headquartered at 821 Parkview Boulevard, Lombard, Illinois, LINECO is a self-funded, self-administered plan providing a comprehensive suite of medical, dental, vision, prescription drug, behavioral health, short-term disability, life insurance, HRA, and hearing benefits to IBEW and NECA members working in the outside electrical construction industry, along with their eligible dependents. The fund is privately structured, not publicly traded, and is governed jointly by labor and management trustees; it has no parent company and operates with a small administrative staff of 1-10 employees.
The core platform is a self-administered benefits infrastructure: a secure member portal supports online enrollment, eligibility verification, claims search, and benefits management; a separate provider portal serves healthcare providers. LINECO does not build clinical or insurance capabilities in-house but instead orchestrates a network of best-in-class strategic partners: Blue Cross Blue Shield for medical network access, Teladoc for 24/7/365 telemedicine, Express-Scripts for pharmacy benefits (mail order and retail), Dental Network of America for dental, Vision Service Plan for vision, Carelon Behavioral Health for behavioral health and the Member Assistance Program, TruHearing for hearing aids, and Carrot for fertility and family-building services. Add-on services include free expert medical opinions and a personal health nurse for members with chronic conditions. The technology stack is operationally focused on plan administration rather than proprietary AI or product platforms, and the fund's differentiation rests on 60+ years of domain specialization in the outside electrical construction vertical.
Commercially, LINECO operates a subscription/recurring contribution model: employer and employee contributions flow into the fund per collective bargaining agreements, and benefits follow members nationwide to accommodate the mobile work patterns of outside linemen, including storm duty and disaster relief deployments. Member acquisition is structurally tied to IBEW and NECA channels rather than traditional sales and marketing, with the website (lineco.org), email newsletters (LINE Connection), and the member portal serving as the primary distribution and engagement channels. The fund sells no products to outside buyers and has no disclosed pricing transparency beyond COBRA and Retiree Self-Pay rates published to members.
LINECO firmographics
Firmographics- Name
- LINECO
- Legal name
- Line Construction Benefit Fund
- Website
- https://lineco.org
- Company type
- Private
- Founded year
- 1963
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- LINECO (Line Construction Benefit Fund) is a Taft-Hartley multiemployer, self-funded health and welfare benefit fund that provides medical, dental, vision, prescription, behavioral health, disability, life, HRA, and hearing benefits to IBEW and NECA members in the U.S. outside electrical construction industry and their dependents. Founded 1963; headquartered in Lombard, Illinois.
- Ownership category
- akta.pro rank
LINECO industry classification
Industry- Product category
- Health & Welfare Benefits Administration
- NAICS
- Health and Welfare Funds (525120), Direct Life, Health, and Medical Insurance Carriers (52411)
- SIC
- Life Insurance (6311), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Disability & Leave Administration (STD/LTD/FMLA/Paid Leave) (HLAEALAM)
- akta.pro secondary industry
- Dental Benefit Administration (DBA) & ASO/TPA for Dental (HLAEAIAJ)
Keywords
Where LINECO is headquartered
LocationHeadquarters
- HQ city
- Lombard
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
LINECO business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Technology or R&D, Marketing or Sales, Others
Revenue model
- Health and Welfare Benefit Contributions: Self-funded plan providing comprehensive health and welfare benefits to IBEW and NECA members in the outside electrical construction industry. Revenue is generated through employer/employee contributions to the plan.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
LINECO product offering
Product offeringCore offering
LINECO is a self-funded, self-administered health and welfare benefit plan that provides a comprehensive suite of medical, dental, vision, prescription, behavioral health, short-term disability, life insurance, hearing, HRA, and telemedicine benefits to IBEW and NECA members working in the outside electrical construction industry and their eligible dependents. Benefits are funded by employer and employee contributions and are delivered nationwide through strategic partnerships with Blue Cross Blue Shield, Teladoc, Express-Scripts, Vision Service Plan, Dental Network of America, Carelon Behavioral Health, TruHearing, and Carrot.
Product overview
LINECO (Line Construction Benefit Fund) is a self-funded, self-administered health and welfare benefit plan providing a unified platform of health insurance and wellness products to IBEW and NECA members in the outside electrical construction industry since 1963. The core platform encompasses medical, dental, vision, behavioral health, prescription, disability, life insurance, hearing, and HRA benefits. Key product integrations include Teladoc for telemedicine, Express-Scripts for pharmacy, Blue Cross Blue Shield for medical networks, Vision Service Plan for vision, Dental Network of America for dental, Carelon Behavioral Health for mental health services, TruHearing for hearing aids, and Carrot for fertility support. Benefits are delivered nationwide through strategic partnerships and include add-on services such as expert medical opinions and personal health nurses for members with chronic conditions.
Differentiator
Problem solved
Functional benefit
Products and services
- Medical Benefits Comprehensive medical coverage including preventative and wellness exams, with nationwide access through the Blue Cross Blue Shield provider network. Designed for IBEW and NECA outside electrical construction workers and their dependents, with portability across states for vacation or storm duty/disaster relief travel.
- Dental Benefits
Companies that use LINECO
Customer profileNamed customers2 records
Segments1 record
Ideal customer profiles1 record
LINECO technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
LINECO partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and supporting.
- Blue Cross Blue ShieldcoreBlue Cross Blue Shield is LINECO's primary medical benefits provider, offering nationwide network access for members' medical care needs.
- TeladoccoreTeladoc provides 24/7/365 telemedicine consultations for common medical ailments free of charge for LINECO members. Behavioral health and substance use disorder counseling also available.
- Dental Network of AmericacoreDental Network of America provides the dental benefits network for LINECO members, offering access to in-network dentists nationwide.
- Express-Scripts (ESI)coreExpress-Scripts provides prescription drug benefits including both mail order and retail pharmacy options for LINECO members.
- Vision Service Plan (VSP)coreVision Service Plan provides vision benefits and access to in-network eye care providers for LINECO members.
- TruHearingsupportingTruHearing provides hearing benefits and hearing aid coverage for LINECO members through their network of hearing providers.
- Carelon Behavioral HealthcoreCarelon Behavioral Health provides behavioral health services and the Member Assistance Program (MAP) offering free confidential counseling visits.
- CarrotsupportingCarrot provides additional wellness and health support services for LINECO members as part of the comprehensive benefits package.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
LINECO competitors and assessment
Company assessmentDirect peers
- National Electrical Benefit Fund (NEBF): Taft-Hartley pension and welfare benefit fund jointly sponsored by IBEW and NECA for outside electrical construction workers — same dual-union sponsorship structure as LINECO and the most direct comparable peer in scope and constituency.
- Building Service 32BJ Health Fund: Large Taft-Hartley multiemployer health and welfare benefit fund serving Building Service 32BJ union members — operates the same self-administered welfare-fund model as LINECO for a different trade union.
- IBEW Local Union Welfare Funds: Numerous IBEW local union welfare benefit funds administer health and welfare benefits to inside and outside electrical workers — closest peer category to LINECO, though typically smaller and locally scoped rather than nationally consolidated.
- Western Conference of Teamsters Pension Trust: Multiemployer Taft-Hartley trust providing health and welfare (and pension) benefits to Teamsters members across the western U.S. — comparable scale, structure, and administration model to LINECO.
- United Food and Commercial Workers (UFCW) Health and Welfare Funds: UFCW-sponsored multiemployer health and welfare benefit funds provide medical, dental, vision, and related benefits to grocery, retail, and food processing union members — same self-funded, jointly-trusteed Taft-Hartley structure as LINECO.
Broad incumbents
- Elevance Health (Anthem / Blue Cross Blue Shield): One of the largest U.S. health insurers and a broader incumbent — LINECO's medical network partner (BCBS) and a competitor for fully insured and level-funded Taft-Hartley alternatives at scale.
- UnitedHealth Group (Optum): Largest U.S. health carrier and benefits administrator — competes for multiemployer, Taft-Hartley, and labor-affiliated plan business across medical, behavioral, and pharmacy benefit management.
- Cigna Group (Evernorth): National health carrier and PBM operator — competes in the same multiemployer and labor-Trust benefits market that LINECO operates in, both as a direct carrier and as an alternative administrator.
- CVS Health (Aetna / Caremark): Vertically integrated health carrier and PBM (Caremark) — broad incumbent offering directly comparable medical + pharmacy + behavioral benefits packages that compete with LINECO's bundled offering to multiemployer plans.
Others
- Mercer (Marsh McLennan): Global benefits consulting and TPA arm serving large multiemployer and corporate health plans — adjacent to LINECO as the consultant/administrator that sponsors may engage to benchmark, replace, or restructure in-house plan operations.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks4 records
Key highlights6 records
Customer concentration
LINECO social profiles
Digital presenceLINECO financial estimates
Financial estimateRevenue estimate
Valuation estimate
LINECO leadership team
Management profileNumber of profiles
LINECO funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LINECO M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LINECO
What does LINECO do?
LINECO is a self-funded, self-administered health and welfare benefit plan that provides a comprehensive suite of medical, dental, vision, prescription, behavioral health, short-term disability, life insurance, hearing, HRA, and telemedicine benefits to IBEW and NECA members working in the outside electrical construction industry and their eligible dependents. Benefits are funded by employer and employee contributions and are delivered nationwide through strategic partnerships with Blue Cross Blue Shield, Teladoc, Express-Scripts, Vision Service Plan, Dental Network of America, Carelon Behavioral Health, TruHearing, and Carrot.
Is LINECO a public or private company?
LINECO is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was LINECO founded?
LINECO was founded in 1963. It employs 1 to 10 people.
Where is LINECO based?
LINECO is headquartered in Lombard, United States, in the North America region.
How does LINECO make money?
One revenue line is on record: health and Welfare Benefit Contributions.
Who are LINECO's main competitors?
Direct peers on record are National Electrical Benefit Fund (NEBF), Building Service 32BJ Health Fund, IBEW Local Union Welfare Funds, Western Conference of Teamsters Pension Trust and United Food and Commercial Workers (UFCW) Health and Welfare Funds. Broad incumbents are Elevance Health (Anthem / Blue Cross Blue Shield), UnitedHealth Group (Optum), Cigna Group (Evernorth) and CVS Health (Aetna / Caremark). Mercer (Marsh McLennan) is listed as an others.
Does LINECO have an API?
No public API is recorded for LINECO.
What industry is LINECO in?
LINECO's product category is Health & Welfare Benefits Administration. Its primary akta.pro industry code is HLAEALAM, Disability & Leave Administration (STD/LTD/FMLA/Paid Leave), with a secondary code of HLAEAIAJ, Dental Benefit Administration (DBA) & ASO/TPA for Dental. Its NAICS code is 525120 and its SIC code is 6311.