Broker Consulting

What Broker Consulting does

Broker Consulting, a.s. is a Czech financial advisory and real estate services platform founded in 1998 and headquartered in Plzeň, Czech Republic. The company delivers five integrated service lines — housing and real estate, savings and investments, pension planning, insurance, and comprehensive financial planning — through a network of 2,000+ independent consultants operating across the Czech Republic and Slovakia. Underlying the human advisory layer is a digital platform comprising a secure client portal, the BrokerFriend web application with financial calculators and a terminology dictionary, and internal consultant tools for managing client relationships and financial plans.

Broker Consulting earns revenue primarily through commissions from placing client contracts with a partner ecosystem of 100+ financial institutions (insurance companies, banks, investment funds, pension funds), transaction fees from real estate transactions (68 billion CZK in cumulative property volume facilitated), franchise fees from the Broker Point Premium program, and professional-services fees from the MONECO Family Office premium wealth-structuring tier for high-net-worth families. Distribution combines the independent consultant network, a franchise channel, and digital self-service tools. Group revenue for 2024 was 3.8 billion CZK, with the company having served 790,000+ lifetime clients and closed 1.7 million+ contracts under favorable conditions.

The company's broader group includes subsidiaries such as MONECO Family Office, BC-Real (real estate), Broker Development (franchise development), Procredia, Prodomia, ABC, and the Dobrý skutek social initiative. The business is privately held, founder-controlled (Petr Hrubý serves as Founder and Chair of the Supervisory Board), and compliant with GDPR and the EU Sustainable Finance Disclosure Regulation (SFDR).

Name

Broker Consulting

Legal name

Broker Consulting, a.s.

Website

https://bcas.cz

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Broker Consulting is a Czech financial advisory and real estate platform founded in 1998, serving 790,000+ clients across the Czech Republic and Slovakia through 2,000+ independent consultants, with integrated savings, investment, pension, insurance, and family office services.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Insurance Agencies and Brokerages (52421), Mortgage and Nonmortgage Loan Brokers (522310), Offices of Real Estate Agents and Brokers (53121)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411), Loan Brokers (6163), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Broker-Dealer Affiliated Wealth Advisory (FSAEABAB)

akta.pro secondary industries

Real Estate Advisory & Consulting (Strategy, Portfolio & Location) (FSAEAJAH), Real Estate Strategy & Portfolio Consulting (Corporate/Institutional) (BPAJANAB), Tenant Representation & Corporate Services Brokerage (BPAJABAJ)

Keywords

• Financial advisory services
• Mortgage brokerage
• Insurance advisory
• Investment advisory
• Real estate advisory

Headquarters

HQ city

Plzen

HQ country

Czechia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Advisory Commissions: Broker Consulting earns commissions from financial institutions and insurance companies for placing client contracts. The company works with 100+ financial partners, offering products in savings, investments, insurance, and mortgages.
2. Real Estate Services: Revenue from real estate transaction facilitation, including property sales and rentals, with 68 billion CZK in property volume processed through the network.
3. Franchise Fees (Broker Point Premium): Revenue from franchise partners who pay for the right to operate under the Broker Consulting brand and use their platform, systems, and support. Promotional materials mention 1-year ROI for franchise investments.
4. Family Office Services (MONECO): Premium wealth structuring services for high-net-worth individuals and families with assets in hundreds of millions of CZK. Includes investment structure design, legal structuring, tax optimization, and generational wealth transfer planning.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Broker Consulting is a financial advisory firm that matches individual clients with mortgage, insurance, investment, pension, and real-estate solutions through a nationwide network of independent consultants. It also delivers a premium family-office service (MONECO) for high-net-worth households and operates a franchise concept (Broker Point Premium) for partner offices.

Product overview

Broker Consulting is a Czech financial and real estate advisory company operating as a platform of interconnected services. The core offering consists of five main service areas: Housing and Real Estate, Savings and Investments, Pension Planning, Insurance, and Comprehensive Financial Planning—all designed to work together as an integrated financial solution. The company also offers Moneco Family Office as a premium wealth management tier for high-net-worth clients, while Broker Point Premium provides franchise opportunities. Digital tools including a client portal, financial calculators, and a terminology dictionary complement the advisory services. The company partners with over 100 financial institutions to offer unbiased recommendations tailored to each client's situation.

Differentiator

Problem solved

Functional benefit

Brands

• MONECO Family Office: Family office service for wealthy families and entrepreneurs, providing wealth structuring and intergenerational planning services.
• BC-Real
• Broker Development

Products and services

• Housing and Real Estate Advisory
• Savings and Investments Advisory
• Pension Planning (Renta)
• Insurance Advisory
• Comprehensive Financial Plan
• MONECO Family Office
• Broker Point Premium (Franchise)

Quantifiable outcome

• NPS score of 85+ positioning as #1 in customer satisfaction
• +3 more outcomes

Named customers8 records

Segments6 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• 100+ Financial InstitutionscoreOthersBroker Consulting works with more than 100 financial institutions across the Czech market, enabling consultants to recommend optimal products from multiple providers rather than being tied to a single institution. This network includes insurance companies, investment management companies, banks, and pension fund administrators.
• Moneco (Investment Company)coreStrategic or Co-development PartnerSister company specializing in investment services, part of the broader Broker Consulting group. MONECO Family Office provides premium wealth structuring services for high-net-worth clients with 3.8 billion CZK group revenue in 2024.
• BC-RealminorStrategic or Co-development PartnerReal estate services subsidiary within the Broker Consulting group, handling property transactions and real estate advisory.
• Broker-DevelopmentminorStrategic or Co-development PartnerDevelopment arm of Broker Consulting focused on business growth and franchise development.
• ProcrediaminorChannel Partner/ Reseller/ DistributorFinancial services partner within the ecosystem, offering specialized products or distribution channels.
• ProdomiaminorChannel Partner/ Reseller/ DistributorFinancial services partner within the ecosystem, offering specialized products or distribution channels.
• Ing. Martin Hanzlík, LL.M.coreOthersGuarantor of MONECO Family Office with 28 years of investment banking experience. Co-author of Czech investment fund law and advisor to government and major financial institutions. Represents the expertise pillar of the premium wealth management service.

Scale indicators10 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Fincentrum: Czech financial advisory and brokerage firm offering multi-product advisory across mortgages, insurance, investments, and pensions through a consultant network — the closest direct domestic competitor to Broker Consulting in the CZ mass-affluent segment.
• Partners Financial Services (Czech Republic): Czech financial advisory group using an independent consultant network model similar to Broker Consulting, distributing insurance, investment, and mortgage products from multiple providers. Comparable go-to-market and product mix.

Broad incumbents

• OVB Holding: German-listed pan-European financial advisory group operating a multi-country broker-consultant model across CEE and Western Europe, providing insurance, pensions, and investment products. Larger and geographically broader incumbent with comparable distribution model.
• Swiss Life Select (formerly AWD): European financial advisory network owned by Swiss Life, distributing insurance, investment, and pension products through a large independent advisor base. Closely comparable business model and multi-product advisory approach.
• MLP Group (Germany): German financial services and consulting group serving private and corporate clients with insurance, investment, and wealth advisory products through a national consultant force. Comparable integrated personal-finance advisory business.
• ČSOB (KBC Group): One of the largest Czech banks offering in-house investment, insurance (via ČSOB Pojišťovna), and mortgage products. Represents the captive-bank competitor that Broker Consulting positions against via its 100+ independent partner network.
• Allianz Pojišťovna: Major Czech insurance carrier and one of BC's underlying product providers; relevant as a broad incumbent whose captive distribution and direct sales compete for the same insurance and investment wallet.

Regional players

• J&T Finance Group: Czech-Slovak financial group active in banking, asset management, and wealth advisory for HNW and institutional clients. Comparable regional footprint and offering overlap with MONECO Family Office's premium segment.
• Patria Finance: Czech investment banking and asset management firm offering investment advisory and wealth services across CZ/SK. Overlaps with BC's investment advisory and HNW MONECO offering but focused on securities and capital markets.

Emerging players

• Swiss Life Select Česká republika: Czech arm of the Swiss Life Select advisor network, distributing insurance, investment, and pension products through independent consultants. Directly comparable GTM to BC's 2,000+ consultant network within the same domestic market.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/beokpraha

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Broker Consulting