LodeStar Software Solutions
LodeStar Software Solutions is a privately held U.S. software company that provides web-based mortgage closing-cost calculation and fee-management tools for mortgage lenders and title companies, covering all 50 states and D.C. for TRID-compliant disclosure.
- Company typePrivate
- Founded2013
- HeadquartersHoboken, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What LodeStar Software Solutions does
LodeStar Software Solutions, Inc. is a privately held U.S. software company, founded in 2013 by Jim Paolino (CEO) and David Spektor (CTO) and headquartered in Conshohocken, Pennsylvania, that builds web-based compliance and fee-management tools for the mortgage and title insurance industries. Its flagship product is the LodeStar Closing Cost Calculator, a nationwide database and calculation engine that delivers accurate fee data across all 50 states and the District of Columbia, spanning statewide transfer taxes down to granular township-level fees, designed to support TRID-compliant loan estimates and closing disclosures. Supporting products include Closing Clarity (a document-reading/payee-assignment tool co-developed with SettleWise) and an annual franchise of purchase and refinance closing cost data reports, and the company maintains thought-leadership content including the Full Disclosure podcast, the Deeper Thoughts blog, and the A Tale of Two Mortgages webcomic.
The company monetizes through subscription-based fee management services with quote-based, annual billing cadence, and reaches customers via a sales-led motion anchored by demo requests, supplemented by embedded distribution through integration partnerships with LOS providers (Encompass/ICE Mortgage Technology, Lending Pad, SettleWise, paymints.io) and event presence at MBA Annual, ICE Experience, and HousingWire Annual. Its primary customer segments are mortgage lenders (banks, credit unions, independent lenders) and title companies, with documented enterprise customers including TruStone Financial Credit Union, TowneBank Mortgage, NOVA Home Loans, Nova Financial & Investment Corp., Family First Funding, and Taylor Morrison Home Funding, and the company has earned three Inc. 5000 listings (2022, 2023, 2025) plus a Philadelphia100 Hall of Fame induction.
LodeStar Software Solutions firmographics
Firmographics- Name
- LodeStar Software Solutions
- Legal name
- LodeStar Software Solutions, Inc.
- Website
- https://lodestarss.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- LodeStar Software Solutions is a privately held U.S. software company that provides web-based mortgage closing-cost calculation and fee-management tools for mortgage lenders and title companies, covering all 50 states and D.C. for TRID-compliant disclosure.
- Ownership category
- akta.pro rank
LodeStar Software Solutions industry classification
Industry- Product category
- Mortgage Compliance Software
- NAICS
- Software Publishers (513210)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Title, Settlement & Closing Services Technology (FSALALAK)
- akta.pro secondary industries
- Document Collection, eClose & eSignature (Mortgage Closing Tech) (FSALALAE), Product, Pricing & Eligibility (PPE) / Rate Lock & Pricing Engines (FSALALAC)
Keywords
Where LodeStar Software Solutions is headquartered
LocationHeadquarters
- HQ city
- Hoboken
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
LodeStar Software Solutions business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Subscription/Fee Management Services: LodeStar provides closing cost calculation services to third-party businesses and entities (customers) through subscription-based access to its fee management platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Quote-based pricing for fee management services |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels7 records
LodeStar Software Solutions product offering
Product offeringCore offering
LodeStar Software Solutions provides a web-based closing cost calculation and fee management platform for the mortgage and title insurance industries. Its flagship Closing Cost Calculator pulls from an independent nationwide database of service provider and government fees to generate accurate loan estimate and closing disclosure data for compliance with TRID requirements across all 50 states and D.C. The platform helps lenders and title companies avoid tolerance cure payments, LO errors, and disclosure penalties through automation and accuracy guarantees.
Product overview
LodeStar Software Solutions is a mortgage closing cost data and fee management platform providing compliance-driven products for the mortgage and title industries. The core offering is the LodeStar Closing Cost Calculator, which provides accurate closing cost calculations from statewide transfer taxes to township-level fees. Supporting products include the Closing Clarity document reading feature, annual data reports (Purchase and Refinance Mortgage Closing Cost Data Reports), and community content including the 'A Tale of Two Mortgages' webcomic, 'Full Disclosure' podcast, and 'Deeper Thoughts' blog. Additional resources include the 'Loan Estimate Challenges' state-by-state series and 'The Cost to Cure' pricing tool.
Differentiator
Problem solved
Functional benefit
Products and services
- LodeStar Closing Cost Calculator Flagship compliance-driven closing cost calculation tool that provides accurate fee data for mortgage disclosures, covering statewide transfer taxes to granular township-level fees for mortgage lenders, title companies, and loan officers.
- Closing Clarity Document reading tool developed with SettleWise that automatically assigns closing documents to the correct payee, with LodeStar guaranteeing accuracy for lender disclosures.
Quantifiable outcome
- Analysis of 620,000+ purchase quotes for annual closing cost reports
- +5 more outcomes
Companies that use LodeStar Software Solutions
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles3 records
LodeStar Software Solutions technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
LodeStar Software Solutions partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Lending PadcoreLending Pad is listed as one of LodeStar's partners, with Dan Smith, VP of Sales, appearing on the Full Disclosure podcast to discuss the partnership and integration between the two companies for mortgage lending workflow connectivity.
- SettleWisecoreLodeStar partnered with SettleWise to develop Closing Clarity, a tool that reads documents and assigns them to the correct payee. LodeStar guarantees this tool for accuracy, allowing lenders to disclose with confidence.
- Encompass (ICE Mortgage Technology)coreIntegration partnership for the Encompass loan origination system, allowing LodeStar's closing cost calculator to work within the Encompass platform used by mortgage lenders.
Scale indicators7 records
Recent moves4 records
Expansion highlights5 records
LodeStar Software Solutions competitors and assessment
Company assessmentBroad incumbents
- Wolters Kluwer Lien Solutions: Wolters Kluwer Lien Solutions provides UCC, tax lien, and due-diligence data used across mortgage and title workflows; an adjacent incumbent serving overlapping lender/title customers.
- ICE Mortgage Technology (Encompass): ICE Mortgage Technology operates the dominant Encompass loan origination system and adjacent product/pricing engines used by mortgage lenders, overlapping with LodeStar's pricing/closing cost functionality across a much broader platform.
- DataVerify (now part of First American): DataVerify/First American provides mortgage fraud, collateral, and verification data, plus title and closing services — adjacent to LodeStar's compliance/disclosure value proposition.
- Mortgage Cadence (Accenture): Mortgage Cadence provides an enterprise loan origination platform with closing and disclosure modules serving large U.S. lenders, overlapping with LodeStar in the mortgage closing/disclosure workflow niche.
- Sagent: Sagent powers mortgage servicing and origination technology, with PPE and closing-side tools relevant to large lender workflows comparable to LodeStar's target buyer profile.
Emerging players
- Blue Sage Technologies: Blue Sage offers a cloud-based mortgage point-of-sale and borrower experience platform, competing for similar mid-to-large lender technology budgets.
- BeSmartee: BeSmartee provides a digital mortgage POS and APIs that increasingly touch closing cost calculations and disclosures, competing in the same lender workflow integration tier.
- SimpleNexus: SimpleNexus (now ICE-owned) provides a mortgage point-of-sale platform with integrations into lender LOS workflows, partially overlapping LodeStar's distribution surface.
- Maxwell: Maxwell is a mortgage POS and business management platform for lenders, with features that overlap the front-end of closing-cost disclosure workflows LodeStar serves.
Direct peers
- ClosingCorp: ClosingCorp provides closing cost data, fee estimates, and tax/JVM data for mortgage lenders and title agents — the closest direct competitor to LodeStar's closing cost and fee management core product.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
LodeStar Software Solutions social profiles
Digital presenceLodeStar Software Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
LodeStar Software Solutions leadership team
Management profileNumber of profiles
Profiles4 records
LodeStar Software Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LodeStar Software Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LodeStar Software Solutions
What does LodeStar Software Solutions do?
LodeStar Software Solutions provides a web-based closing cost calculation and fee management platform for the mortgage and title insurance industries. Its flagship Closing Cost Calculator pulls from an independent nationwide database of service provider and government fees to generate accurate loan estimate and closing disclosure data for compliance with TRID requirements across all 50 states and D.C. The platform helps lenders and title companies avoid tolerance cure payments, LO errors, and disclosure penalties through automation and accuracy guarantees.
Is LodeStar Software Solutions a public or private company?
LodeStar Software Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was LodeStar Software Solutions founded?
LodeStar Software Solutions was founded in 2013. It employs 11 to 50 people.
Where is LodeStar Software Solutions based?
LodeStar Software Solutions is headquartered in Hoboken, United States, in the North America region.
How does LodeStar Software Solutions make money?
One revenue line is on record: subscription/Fee Management Services.
Who are LodeStar Software Solutions's main competitors?
Broad incumbents on record are Wolters Kluwer Lien Solutions, ICE Mortgage Technology (Encompass), DataVerify (now part of First American), Mortgage Cadence (Accenture) and Sagent. Emerging players are Blue Sage Technologies, BeSmartee, SimpleNexus and Maxwell. ClosingCorp is listed as a direct peer.
Does LodeStar Software Solutions have an API?
No public API is recorded for LodeStar Software Solutions.
What industry is LodeStar Software Solutions in?
LodeStar Software Solutions's product category is Mortgage Compliance Software. Its primary akta.pro industry code is FSALALAK, Title, Settlement & Closing Services Technology, with a secondary code of FSALALAE, Document Collection, eClose & eSignature (Mortgage Closing Tech). Its NAICS code is 513210 and its SIC code is 7372.