Blue Sage Solutions
- Company typePrivate
- Founded2011
- HeadquartersEnglewood Cliffs, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Blue Sage Solutions firmographics
Firmographics- Name
- Blue Sage Solutions
- Legal name
- Blue Sage Solutions, LLC
- Website
- https://bluesageusa.com
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Blue Sage Solutions industry classification
Industry- Product category
- Mortgage Lending Software
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Loan Origination Systems (LOS) (FSALALAA)
Keywords
Where Blue Sage Solutions is headquartered
LocationHeadquarters
- HQ city
- Englewood Cliffs
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Blue Sage Solutions business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- SaaS Subscription Platform: Blue Sage Solutions generates revenue through a SaaS subscription model for its cloud-based digital lending platform. The platform is offered as a subscription-based service where pricing varies based on features required, channels, applications, scope of usage, and specific functionalities needed. Implementation packages are also available with different plans depending on customer requirements.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | Custom enterprise pricing based on specific requirements |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels9 records
Blue Sage Solutions product offering
Product offeringCore offering
Blue Sage Solutions provides a cloud-native, API-first digital lending platform for the mortgage industry spanning from origination to interim servicing. Its core offering is a multi-channel Loan Origination System (LOS) augmented by consumer point-of-sale (LION Consumer POS), broker, correspondent, TPO, closing agent and loan officer portals, a digital servicing platform, and a document management system. The platform embeds AI capabilities including SageVision for document analysis, AI Studio for underwriting, Voice AI, AI Sales Agent, Income Analyzer, and predictive analytics to automate loan workflows.
Product overview
Blue Sage Solutions offers a cloud-native, multi-channel digital lending platform for the mortgage industry spanning from origination to interim servicing. The core offering consists of the Loan Origination System (LOS) as the central hub, supplemented by consumer-facing products (LION Consumer POS, Loan Officer Portal), channel-specific portals (Broker Portal, Correspondent Portal, TPO Portal, Closing Agent Portal), and document management (Blue Sage Docs). The platform is unified through an API-first architecture and enhanced by the Blue Sage AI ecosystem comprising SageVision for document analysis, AI Studio for underwriting automation, Voice AI for servicing interactions, AI Sales Agent for loan officer assistance, and Income Analyzer for automated income verification. The Digital Servicing Platform extends the offering to interim servicing operations.
Differentiator
Problem solved
Functional benefit
Products and services
- Loan Origination System (LOS) Multi-channel mortgage loan origination system that automates the origination process and unifies operational functions across retail, wholesale, and correspondent channels. Built for banks, credit unions, independent mortgage banks, and specialty finance lenders.
- Broker Portal Self-service portal for third-party originators and mortgage brokers enabling loan submission, pipeline management, automated underwriting, application entry, NMLS verification, and product/rate/fee scenario tools. Targets wholesale lender clients and their broker networks.
- LION Consumer POS
Quantifiable outcome
- 85% boost in overall loan productivity
- +8 more outcomes
Companies that use Blue Sage Solutions
Customer profileNamed customers11 records
Segments6 records
Ideal customer profiles6 records
Blue Sage Solutions technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration18 records
AI capability10 records
Feature8 records
Blue Sage Solutions partnerships and signals
Strategic signalPartnerships
21 partnerships are on record, tiered flagship, core, long-standing and supporting.
- Movement MortgageflagshipMovement Mortgage integrated AI-assisted underwriting technology into its MORE LOS platform, powered by Blue Sage. The platform currently processes 18-20% of loans to initial decisions without human intervention. Movement Mortgage completed a three-year overhaul of its technology systems and launched a new loan origination system centered on Blue Sage technology, strengthening its technical foundation and improving system integration.
- CoveredcoreCovered, a digital insurance agency serving mortgage institutions, announced expanded integrations with Blue Sage Solutions for its embedded insurance platform. The platform connects mortgage institutions with over 65 national and regional insurance carriers, enabling borrowers to save an average of $1,240 annually on insurance premiums. The integration enables lenders to incorporate insurance workflows into existing Blue Sage systems to reduce processing delays and loan fallout.
- Royal Credit UnioncoreRoyal Credit Union in Minnesota and Wisconsin implemented Blue Sage Solutions' Digital Lending Platform to enhance mortgage processing and member experience. The platform's automation and integration capabilities are expected to improve operational efficiency and support future innovation for the credit union's 300,000+ members.
- Service Credit UnioncoreService Credit Union expanded its use of the Blue Sage Digital Lending Platform by adopting the Closing Agent Portal to enhance collaboration with settlement partners and streamline the mortgage closing process. The Portal enables real-time fee collaboration, secure communication, and centralized document management.
- First Community MortgagecoreFirst Community Mortgage (FCM), a wholly owned subsidiary of First Community Bank of Tennessee, is continuing to advance its digital wholesale transformation through the updated Blue Sage TPO Portal, enhancing broker channel capabilities.
- Merchants Bank of IndianacoreMerchants Bank is using Blue Sage's Digital Lending Platform to power its newly launched Jumbo Correspondent Lending program, enabling the bank to offer jumbo mortgage products through the correspondent channel.
- Planet Home Lendinglong-standingPlanet Home Lending has been partnering with Blue Sage since 2015. The combination of process updates and new technologies increased productivity as correspondent volume rose, supporting outstanding seller experience, turn times, and pricing.
- PrimeLendingflagshipPrimeLending completed a six-year digital transformation with the Blue Sage platform, modernizing every stage of the lending experience and creating a unified, scalable system that enhances transparency and customer engagement.
- Chevron Federal Credit UnioncoreChevron Federal Credit Union selected Blue Sage Digital Lending Platform to enhance the member experience. After extensive research, it was clear that Blue Sage's innovative, cloud-based digital technology was the superior choice for the credit union's mortgage lending needs.
- DCU (Digital Federal Credit Union)coreDCU implemented Blue Sage platform which became a crucial point of differentiation, delivering superior experience and setting the credit union apart in the market. Loan officers appreciate the intuitive interface, and members enjoy the smooth process.
- MeridianLink MarketplacecoreBlue Sage has partnered with MeridianLink Marketplace to expand the list of third-party service providers available to customers, providing access to over 65,000 providers.
- RealEC ExchangecoreBlue Sage has partnered with RealEC Exchange to expand the list of third-party service providers available to customers, providing access to over 65,000 providers.
- ComplianceEasecoreIntegration with ComplianceEase by SitusAMC provides automated compliance checking across over 100 state, federal, and agency regulations. ComplianceEase updates its product monthly to incorporate upcoming regulatory changes.
- DocutechcoreDocutech (First American Company) integration supports e-signatures and e-closings through the Blue Sage platform, enabling digital document generation and signing capabilities.
- Optimal BluecoreOptimal Blue integration enables custom, manually priced products as well as portfolio products via integration with Optimal Blue's product and pricing engine capabilities.
- AccountCheksupportingAccountChek by Informative Research provides asset verification services integrated into the Blue Sage platform for income and asset analysis.
- Arch Mortgage InsurancesupportingArch Mortgage Insurance integration provides automated MI decisioning and interfaces within the Blue Sage loan origination workflow.
- EnactsupportingEnact (formerly Radian) provides mortgage insurance integration for automated MI services within the Blue Sage platform.
- EquifaxcoreEquifax credit bureau integration provides automated credit reporting and credit score retrieval within the Blue Sage loan origination system.
- DataVerifysupportingDataVerify integration provides fraud detection and prevention services through the Blue Sage platform's verification services.
- ClarifiisupportingClarifii provides verification services integration including VOA, VOE, VOI, and SSN verification within the Blue Sage platform.
Scale indicators12 records
Recent moves7 records
Expansion highlights6 records
Blue Sage Solutions competitors and assessment
Company assessmentBroad incumbents
- ICE Mortgage Technology (Encompass): Provider of the Encompass LOS, the dominant loan origination system in the US mortgage industry, serving the majority of large lenders. Directly comparable to Blue Sage as the primary competitor for new LOS procurement, but with vastly larger scale, broader product portfolio, and entrenched customer base across retail, wholesale, and correspondent channels.
- Finastra: Large financial technology vendor providing mortgage, retail, and corporate banking solutions including the Mortgage Loan Director (MLD) origination platform. Comparable to Blue Sage as a mortgage LOS provider, though Finastra serves a much broader financial services portfolio and competes primarily in larger bank and credit union accounts.
- Black Knight (now part of ICE): Major provider of mortgage technology, servicing, and data/analytics solutions serving the majority of US mortgage lenders with the Empower LOS. Comparable to Blue Sage as a mortgage technology incumbent with broad LOS, servicing, and analytics capabilities, now operating under ICE Mortgage Technology.
Direct peers
- Mortgage Cadence (Accenture): Enterprise LOS provider owned by Accenture, serving retail, wholesale, and correspondent lenders with an end-to-end digital lending platform. Directly comparable to Blue Sage in targeting banks and independent mortgage banks for full-stack origination technology, though typically deployed at larger enterprise accounts.
- Blend: Cloud-based digital lending platform serving banks, credit unions, and mortgage lenders with consumer POS, LOS, and verification tools. Directly comparable to Blue Sage as a modern, cloud-native alternative to legacy LOS providers serving similar bank and credit union customers with consumer-facing mortgage technology.
- Roostify: Digital lending platform offering POS, LOS, and verification services for mortgage lenders and financial institutions. Directly comparable to Blue Sage in providing modern, API-based mortgage origination technology to mid-market and enterprise lenders seeking alternatives to legacy LOS.
- nCino: Cloud-based bank operating platform serving credit unions and banks with consumer lending, mortgage, and account opening workflows. Directly comparable to Blue Sage in providing modern digital lending infrastructure to credit unions and community banks, often as an alternative to legacy core-integrated LOS offerings.
- Mortgage Builder: Provider of mortgage loan origination and servicing software serving banks, credit unions, and mortgage bankers. Directly comparable to Blue Sage in offering end-to-end mortgage technology with LOS and servicing capabilities, though typically deployed in mid-market lender accounts rather than the largest enterprises.
- LendingPad: Cloud-based mortgage LOS focused on mortgage brokers, community banks, and credit unions with end-to-end origination workflows. Directly comparable to Blue Sage in providing cloud-native LOS for smaller and mid-sized lenders, with similar broker portal and POS capabilities.
- Calyx Software: Provider of mortgage loan origination software (LoanSphere and Point) used by banks, credit unions, and mortgage companies. Comparable to Blue Sage as an established LOS provider with multi-channel origination capabilities, though typically deployed in smaller lender and broker accounts.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
Blue Sage Solutions social profiles
Digital presenceBlue Sage Solutions compliance and trust
Trust signalCompliance3 records
Blue Sage Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Blue Sage Solutions leadership team
Management profileNumber of profiles
Profiles8 records
Blue Sage Solutions funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Blue Sage Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Blue Sage Solutions
What does Blue Sage Solutions do?
Blue Sage Solutions provides a cloud-native, API-first digital lending platform for the mortgage industry spanning from origination to interim servicing. Its core offering is a multi-channel Loan Origination System (LOS) augmented by consumer point-of-sale (LION Consumer POS), broker, correspondent, TPO, closing agent and loan officer portals, a digital servicing platform, and a document management system. The platform embeds AI capabilities including SageVision for document analysis, AI Studio for underwriting, Voice AI, AI Sales Agent, Income Analyzer, and predictive analytics to automate loan workflows.
Is Blue Sage Solutions a public or private company?
Blue Sage Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Blue Sage Solutions founded?
Blue Sage Solutions was founded in 2011. It employs 11 to 50 people.
Where is Blue Sage Solutions based?
Blue Sage Solutions is headquartered in Englewood Cliffs, United States, in the North America region.
How does Blue Sage Solutions make money?
One revenue line is on record: saaS Subscription Platform.
Who are Blue Sage Solutions's main competitors?
Broad incumbents on record are ICE Mortgage Technology (Encompass), Finastra and Black Knight (now part of ICE). Direct peers are Mortgage Cadence (Accenture), Blend, Roostify, nCino, Mortgage Builder, LendingPad and Calyx Software.
Does Blue Sage Solutions have an API?
Yes. Blue Sage offers a flexible, open API library for integrations and uses an API-centric model. The platform supports real-time, API-driven connectivity with over 85 hand-built integrations and connects to over 65,000 providers through MeridianLink Marketplace and RealEC Exchange. The platform is designed to integrate with a wide range of third-party service providers, enabling automation of many processes without requiring users to leave the Blue Sage system.
What industry is Blue Sage Solutions in?
Blue Sage Solutions's product category is Mortgage Lending Software. Its primary akta.pro industry code is FSALALAA, Loan Origination Systems (LOS). Its NAICS code is 51821 and its SIC code is 7372.