Banco Galicia
- Company typePrivate
- Founded1905
- HeadquartersBuenos Aires, Argentina
- Headcount5,001–10,000
- GTM typeB2C
- OfferingServices
Banco Galicia firmographics
Firmographics- Name
- Banco Galicia
- Website
- https://galicia.ar
- Company type
- Private
- Founded year
- 1905
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Ownership category
- akta.pro rank
Banco Galicia industry classification
Industry- Product category
- Retail Banking
- NAICS
- Commercial Banking (52211), Depository Credit Intermediation (5221)
- SIC
- National Commercial Banks (6021), Commercial Banks, Nec (6029)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industries
- Digital Banking & Neobank Platforms (BPAMAFAD), Customer Experience & Engagement (CRM, Support, Rewards, Loyalty) (FSAGAAAM)
Keywords
Where Banco Galicia is headquartered
LocationHeadquarters
- HQ city
- Buenos Aires
- HQ country
- Argentina
- HQ region
- Latin America
Markets served
Banco Galicia business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | ATM Withdrawal Services |
| Subscription | Monthly | Personal Loans - High-Risk Segment |
| Subscription | Monthly | Fixed-Term Deposits |
Distribution channels3 records
Marketing channels1 record
Banco Galicia product offering
Product offeringCore offering
Banco Galicia is an Argentine retail bank that provides individuals with ATM cash withdrawal services, personal loans, 30-day fixed-term deposits, and a digital "Personas" banking platform accessible via web and mobile. The bank also distributes embedded insurance products through a partnership with Segurarse and participates in industry fraud-prevention and agentic-payments platforms with BioCatch Trust and Mastercard.
Product overview
Banco Galicia is an Argentine financial institution offering a comprehensive retail banking platform (Personas) along with core products including ATM withdrawal services (daily limit $400,000), personal loans (up to $100 million with terms up to 72 months), and fixed-term deposits. The bank integrates with third-party platforms including BioCatch Trust for fraud prevention and Segurarse for embedded insurance services.
Differentiator
Problem solved
Functional benefit
Products and services
- ATM Withdrawal Services
- Personal Loans
- Fixed-Term Deposits
- Banco Galicia Personas Digital Banking Platform
Companies that use Banco Galicia
Customer profileSegments1 record
Ideal customer profiles1 record
Banco Galicia technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
AI capability6 records
Feature2 records
Banco Galicia partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- SegurarsecoreSegurarse, a LATAM insurtech founded in 2011, has partnered with Banco Galicia to provide technological infrastructure for embedded insurance products. The partnership leverages Segurarse's SEGUNext AI platform and SEGUWay API Gateway. Segurarse reports 179,000+ embedded insurance policies issued since 2021 with a 75-79% renewal rate across Argentina, Brazil, and Uruguay.
- MastercardcoreMastercard partnered with multiple financial institutions across Latin America and the Caribbean to execute live, end-to-end agentic payment transactions using Agent Pay infrastructure. Banco Galicia participated in live authorized transactions with debit and credit cards for everyday purchases, demonstrating AI agents initiating and completing payments on behalf of customers with full cardholder consent.
- BioCatch TrustcoreBioCatch Trust launched a scam-prevention platform with real-time, cross-institutional intelligence sharing between member banks. Banco Galicia is a founding member bank in Argentina, alongside Naranja X and Santander. The platform evaluated $320 billion in total payments in its first 10 months and achieved sub-500-millisecond response times for scam detection.
Recent moves4 records
Expansion highlights4 records
Banco Galicia competitors and assessment
Company assessmentDirect peers
- Naranja X: Argentine fintech/bank offering consumer credit, cards, deposits, and digital wallets to retail customers. Co-founding member of BioCatch Trust with Banco Galicia; highly comparable as a digital-first retail financial competitor in Argentina.
- BBVA Argentina: Large private Argentine universal bank serving retail and SME customers with deposits, consumer credit, cards, and digital channels. Directly comparable on retail deposit franchise, consumer lending, and digital banking investment.
- Banco Macro: One of Argentina's largest private national banks with a strong retail deposit base, consumer lending, and branch/ATM network across the country. Comparable on universal retail/commercial banking scale and product breadth.
- Santander Argentina: Major private retail and commercial bank in Argentina offering deposits, personal loans, cards, and digital banking. Co-founding member of BioCatch Trust alongside Banco Galicia, making it the closest direct comparable in product mix and fraud-prevention posture.
- Banco Patagonia: Argentine private universal bank offering personal banking, deposits, loans, and digital channels, with a meaningful national ATM footprint. Directly comparable mid-to-large private retail bank competitor.
- Banco Supervielle: Argentine private retail-focused bank with a strong digital platform (Supervielle Móvil), deposits, consumer credit, and insurance distribution. Directly comparable on retail banking + embedded insurance strategy.
- ICBC Argentina: Argentine subsidiary of Industrial and Commercial Bank of China offering retail deposits, consumer credit, and digital banking. Comparable as a foreign-owned private universal bank competing for retail wallet share.
- HSBC Argentina: Universal private bank in Argentina with retail deposits, personal loans, and digital banking. Comparable as a foreign-bank-owned peer serving retail and corporate clients within the same BCRA-regulated framework.
Emerging players
- Mercado Pago: Argentine fintech arm of Mercado Libre providing digital wallets, consumer credit, and payment services to millions of retail users. Comparable as a digital-first emerging player contesting Banco Galicia's retail deposits, payments, and consumer lending share.
Broad incumbents
- Banco de la Nación Argentina: State-owned Argentine commercial bank, by far the largest depository institution in the country. Comparable as a broad incumbent competing for retail deposits, payroll, and consumer credit across the same BCRA-regulated market.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights5 records
Customer concentration
Banco Galicia social profiles
Digital presenceBanco Galicia financial estimates
Financial estimateRevenue estimate
Valuation estimate
Banco Galicia leadership team
Management profileNumber of profiles
Profiles1 record
Banco Galicia funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Banco Galicia M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Banco Galicia
What does Banco Galicia do?
Banco Galicia is an Argentine retail bank that provides individuals with ATM cash withdrawal services, personal loans, 30-day fixed-term deposits, and a digital "Personas" banking platform accessible via web and mobile. The bank also distributes embedded insurance products through a partnership with Segurarse and participates in industry fraud-prevention and agentic-payments platforms with BioCatch Trust and Mastercard.
Is Banco Galicia a public or private company?
Banco Galicia is a private company. It is classified as unknown and is currently operating.
When was Banco Galicia founded?
Banco Galicia was founded in 1905. It employs 5,001 to 10,000 people.
Where is Banco Galicia based?
Banco Galicia is headquartered in Buenos Aires, Argentina, in the Latin America region.
Who are Banco Galicia's main competitors?
Direct peers on record are Naranja X, BBVA Argentina, Banco Macro, Santander Argentina, Banco Patagonia, Banco Supervielle, ICBC Argentina and HSBC Argentina. Mercado Pago is listed as an emerging player. Banco de la Nación Argentina is listed as a broad incumbent.
Does Banco Galicia have an API?
No public API is recorded for Banco Galicia.
What industry is Banco Galicia in?
Banco Galicia's product category is Retail Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of BPAMAFAD, Digital Banking & Neobank Platforms. Its NAICS code is 52211 and its SIC code is 6021.