What DB GROUP INTERNATIONAL does

DB GROUP International is a Belgian-headquartered insurance expertise group founded in 2001, operating across Belgium and Luxembourg with a workforce of 1,001–5,000 employees. The group delivers claims handling, expertise, and legal protection services to insurance companies, public collectivities, and individual clients, organized into three operational subsidiaries under the ADENES Belux platform: ELEX Belux for IARD (property and casualty) claims, THEMIS Belux for legal protection, and VRS XPERTA for industrial claims (rebranded from XPERTA). Recent activity includes the May 2025 acquisition of Linea Expertises and the launch of the "Visio Expertise DB Group" mobile application, which extends claims expertise into a remote/visio delivery channel. The company is privately held and operates from Mechelen/Brussels with formal presence in Luxembourg.

The group's business model is anchored in B2B service contracts with insurance carriers and public-sector clients, complemented by individual-client offerings. Revenue mechanics derive from fees for expert assessments, claims management, and legal protection casework, with the newly launched mobile app representing a digital channel extension rather than a fundamental technology shift. Customer-facing delivery relies on licensed adjusters, legal specialists, and industrial-expertise engineers; the company is registered with the Belgian Data Protection Authority, consistent with the regulated handling of sensitive claims data.

Strategically, DB GROUP International is in a build-out phase: the 2025 restructuring into three branded subsidiaries, the Linea Expertises acquisition, and the digital service launch collectively indicate a move toward a more structured, multi-vertical Benelux platform. The geographic footprint remains Benelux-only, and no AI/ML capabilities, funding events, or leadership transitions are disclosed in the available data.

Name

DB GROUP INTERNATIONAL

Legal name

DB Group International srl

Website

https://dbg.expert

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

DB GROUP International is a Belgian-founded insurance expertise group operating in Belgium and Luxembourg, delivering claims handling, legal protection, and industrial-expertise services through three subsidiaries (ELEX Belux, THEMIS Belux, VRS XPERTA) to insurers, public bodies, and individuals.

Ownership category

akta.pro rank

Product category

Insurance Claims Management Services

NAICS

Claims Adjusting (524291), Agencies, Brokerages, and Other Insurance Related Activities (5242), Legal Services (5411)

SIC

Insurance Agents, Brokers & Service (6411), Services-Legal Services (8111)

akta.pro primary industry

Claims, Disputes & Chargeback Support (BPAAABAH)

Keywords

• Insurance claims expertise
• Claims management services
• Risk management consulting
• Legal protection services
• Industrial claims handling

Headquarters

HQ city

Mechelen

HQ country

Belgium

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Expertise Services: DB GROUP INTERNATIONAL provides expertise services for insurance claims (IARD - Incendie, Accidents et Risques Divers). The company collects personal data from clients and insurance companies for managing claims files and conducting expertise missions, including remote expertise via their mobile application.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

DB GROUP INTERNATIONAL provides insurance claims expertise and management services in Belgium and Luxembourg through three specialized subsidiaries: ELEX Belux (IARD/non-life claims expertise), THEMIS Belux (legal protection file processing and technical advisory to public authorities), and VRS XPERTA (industrial and very high technical complexity claims). Services are delivered directly to insurance companies and public sector clients, with remote expertise supported by the proprietary Visio Expertise DB Group mobile application.

Product overview

DB GROUP INTERNATIONAL operates as a multi-subsidiary insurance expertise group serving the Belgian and Luxembourg markets. The organization functions as a platform-plus-subsidiaries model under the ADENES Belux shared services structure, which provides back-office, IT, training, and operational support. The group's portfolio comprises three complementary subsidiaries: ELEX Belux (specializing in IARD/non-life insurance claims expertise), THEMIS Belux (focused on Legal Protection file processing and public authority advisory services), and VRS XPERTA (handling industrial and high-complexity technical claims). The group also offers a mobile application, Visio Expertise DB Group, for conducting remote expertise assessments.

Differentiator

Problem solved

Functional benefit

Products and services

• ELEX Belux — IARD Claims Expertise Specialized expertise and management services for non-life (IARD — Incendie, Accidents et Risques Divers) insurance claims, combining the capabilities of DB GROUP INTERNATIONAL and Linea Expertises. Intended for insurance company clients in Belgium and Luxembourg.
• THEMIS Belux — Legal Protection and Public Authority Advisory Legal protection (Protection Juridique) file processing and technical advisory services for public collectivities, local authorities, and other clients in Belgium and Luxembourg.
• VRS XPERTA — Industrial and High-Complexity Claims Expertise services for industrial claims and claims of very high technical complexity, formerly operating as XPERTA.
• Visio Expertise DB Group — Remote Expertise Mobile Application Proprietary mobile application that enables remote damage and claims assessments through video consultation and exchange of geolocation and photography data with clients. Supports the group's expertise missions in insurance claims.
• ADENES Belux — Shared Services Structure Internal shared-services structure that federates ELEX Belux, THEMIS Belux, and VRS XPERTA and pools back-office, IT, training, and operational support functions for the group's Belgium and Luxembourg operations.

Named customers2 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Two partnerships are on record, tiered core.

• Linea ExpertisescoreStrategic or Co-development Partner · 1 May 2025Linea Expertises was integrated into DB GROUP INTERNATIONAL in May 2025, leading to organizational restructuring. The integration combined Linea's expertise with DB GROUP INTERNATIONAL's existing capabilities, resulting in the creation of ELEX Belux and strengthening the group's presence in Belgium and Luxembourg.
• ADENES BeluxcoreOthersADENES Belux is the common structure that federates DB GROUP INTERNATIONAL's subsidiaries (ELEX Belux, THEMIS Belux, VRS XPERTA) and mutualizes support functions including back-office, IT, training, and operational support.

Scale indicators1 record

Recent moves8 records

Expansion highlights4 records

Direct peers

• Sedgwick: Global claims management and loss adjusting firm with extensive European presence. Direct competitor to DB GROUP INTERNATIONAL in property & casualty claims expertise, legal protection, and industrial claims, operating at much larger scale across multiple geographies.
• Crawford & Company: One of the world's largest independent claims management companies, providing property/casualty claims adjusting, legal services, and managed repair services. Directly comparable to DB GROUP INTERNATIONAL's ELEX Belux and THEMIS Belux subsidiaries in serving insurance carriers with multi-line claims expertise.
• McLarens: Global loss adjusting and claims management firm specializing in complex, high-value commercial and industrial claims. Comparable to DB GROUP INTERNATIONAL's VRS XPERTA industrial claims subsidiary and broader IARD expertise services.
• Charles Taylor Adjusting: Provider of loss adjusting and claims services to insurers and reinsurers globally, with strong European and high-complexity claims capability. Directly competes with DB GROUP INTERNATIONAL in IARD claims expertise and industrial loss adjusting.
• Davies Group: UK-headquartered claims solutions and insurance services provider offering property, casualty, and specialty claims management. Comparable to DB GROUP INTERNATIONAL's multi-line claims expertise model under ADENES Belux.
• ADENES (parent group): French insurance claims services group that serves as the parent platform for DB GROUP INTERNATIONAL via ADENES Belux. Operates a multi-subsidiary claims expertise model across France and Benelux, directly comparable in service lines and shared-services structure.

Broad incumbents

• BDO Global - Forensic & Claims Services: Global professional services network offering insurance claims expertise and forensic accounting services as part of a broader advisory portfolio. Indirectly comparable to DB GROUP INTERNATIONAL's VRS XPERTA high-complexity claims work and THEMIS Belux advisory services.

Emerging players

• EFX (Europe) Ltd: European claims adjusting and loss management firm with overlapping service lines in IARD claims and expertise. Comparable to DB GROUP INTERNATIONAL's ELEX Belux subsidiary in non-life insurance claims expertise across European markets.
• Eucon Legal: Specialized legal protection and claims management provider in German-speaking markets. Directly comparable to DB GROUP INTERNATIONAL's THEMIS Belux legal protection services for public authorities and private clients.

Regional players

• GR Building Solutions (R&B Group): Continetal European claims and repair management firm. Comparable in property & casualty claims expertise but primarily serves different European geographies than DB GROUP INTERNATIONAL's Belux focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/dbgroupinternational

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DB GROUP INTERNATIONAL