Tarlan Payments

What Tarlan Payments does

Tarlan Payments LLP is a Kazakhstan-based payment processing and aggregation service provider founded in 2018 and headquartered in Almaty. The company enables merchants to accept online payments through a unified platform that connects to multiple acquiring banks, mobile wallets, and card networks. It serves four primary verticals: e-commerce, services aggregation and marketplaces, microfinance organizations, and food service businesses. The company reports 3 million+ successful transactions per month, 11–50 employees, and PCI DSS certification displayed on its public website.

The platform's core technology stack includes Multibank connectivity (transaction routing across multiple banks with automatic fallback), Tokenization (cross-bank card credential vault), Payment Automation (recurring billing), Smart Pay (Apple Pay, Google Pay, and mobile wallet integration), a Test Environment sandbox, and an iframe-based website integration. Security features include a real-time Antifraud System for transaction analysis and a User Verification service using biometrics and government database validation. The company does not expose a public API; integration is handled through iframes and a formalized three-step B2B onboarding process (request, agreement, integration).

Tarlan Payments generates revenue through transaction-based fees on processed payment volume. Pricing is not publicly disclosed and is custom-quoted based on transaction type, volume, and merchant vertical. The go-to-market is direct enterprise B2B sales targeting mid-market and enterprise merchants in Kazakhstan, with dedicated technical support. The company operates exclusively within Kazakhstan, has no disclosed institutional funding, no M&A activity, no public API, no management team disclosures, and no partnership announcements in the provided source material.

Name

Tarlan Payments

Legal name

Tarlan Payments LLP

Website

https://tarlanpayments.kz

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

Tarlan Payments is a Kazakhstan-based payment processing and aggregation platform founded in 2018, serving e-commerce, marketplace, microfinance, and food service merchants with multibank card acceptance, tokenization, mobile wallet, and antifraud capabilities.

Ownership category

akta.pro rank

Product category

Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)

akta.pro secondary industries

Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management) (FSAMABAF), Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)

Keywords

• Online payment processing
• Payment gateway services
• Multibank payment aggregation
• E-commerce payment solutions
• PCI DSS payment platform

Headquarters

HQ city

Almaty

HQ country

Kazakhstan

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales, Others

Revenue model

1. Payment Processing Services: Transaction-based payment processing fees for e-commerce, service aggregation, microfinance, and food solutions verticals

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Tarlan Payments operates a payment processing and aggregation platform that enables online businesses to accept card and mobile payments through multiple banks simultaneously. The platform provides multibank connectivity with tokenization, mobile wallet acceptance (Apple Pay, Google Pay), recurring payment automation, and an integrated antifraud and identity verification layer. It serves e-commerce, marketplace, microfinance, and food service merchants with iframe-based website integration.

Product overview

Tarlan Payments is a payment processing and acceptance platform offering a suite of integrated payment solutions. The core offering includes Multibank connectivity (accepting payments via multiple banking partners for redundancy), Tokenization (card vaulting across banks), Payment Automation (recurring/subscription payments), and Website Integration via iframe. The platform supports mobile payments through Smart Pay (Apple Pay, Google Pay), and includes security features for fraud prevention and user verification. Target sectors include E-Commerce, Services aggregation/Marketplaces, Microfinance organizations, and Food Solutions. The company claims 6 years of expertise, 3 million+ monthly transactions, and PCI DSS certification.

Differentiator

Problem solved

Functional benefit

Products and services

• Multibank Payment Acceptance Core payment gateway product that lets merchants accept card payments through multiple banks simultaneously, providing redundancy so that if one bank fails or refuses a transaction, processing continues through alternative bank connections.
• Payment Automation (Recurring Payments) Product that enables merchants to set up scheduled recurring payment collection, providing automated billing for subscriptions, installment plans, and other stable recurring income streams.
• Smart Pay (Mobile Wallet Acceptance) Standalone mobile payment acceptance product enabling customers to pay via Apple Pay, Google Pay, and other mobile digital wallets with a single integration, supporting quick checkout flows.
• Antifraud System Real-time transaction monitoring product that analyzes each payment and automatically blocks transactions identified as fraudulent, protecting merchants and end customers from chargeback and financial loss.
• User Verification Identity verification product that authenticates end users through biometric checks and cross-references against government databases, supporting fast onboarding and KYC processes for merchants.

Quantifiable outcome

• 3 million+ successful transactions per month

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Stripe: Stripe is a global payment processor offering merchant gateway, tokenization, and developer-first APIs. It competes for the same e-commerce and SaaS merchants that Tarlan targets, but with API-native integration versus Tarlan's iframe-based model.
• Adyen: Adyen is a global payment platform providing unified online, mobile, and point-of-sale processing for enterprise merchants. It competes for the same enterprise and marketplace segment as Tarlan, with comparable tokenization and multibank routing features globally.
• Halyk Bank: Halyk Bank is one of Kazakhstan's largest banks, offering merchant acquiring and payment services as part of a broad banking suite. It overlaps with Tarlan's acquiring/processing role but also sits upstream as a potential bank partner for Tarlan's multibank routing.
• Jusan Bank: Jusan Bank is a Kazakhstan universal bank with merchant acquiring and digital payment offerings for SMBs and online businesses. Comparable to Tarlan on payment acceptance but as part of a broader banking and consumer finance franchise.
• ForteBank: ForteBank is a Kazakhstan universal bank with merchant acquiring, digital wallets, and online payment solutions. Comparable to Tarlan on payment acceptance for Kazakh merchants but embedded within a larger retail/corporate banking franchise.

Direct peers

• CloudPayments: CloudPayments is a Russian/CIS payment gateway providing tokenization, recurring payments, and iframe integration to online merchants. Closely comparable to Tarlan on product set and target merchant profile, with similar iframe-style integration model.
• Kaspi.kz: Kaspi.kz is Kazakhstan's dominant super-app combining payments, marketplace, and fintech. It directly competes with Tarlan in merchant payment acceptance and PayFac services, but at massively greater scale and consumer reach.
• Assist: Assist is a Kazakhstan/CIS payment gateway offering online card acceptance, tokenization, and mobile payment support to merchants. Directly competes with Tarlan in the Kazakh e-commerce acquiring segment with a similar product surface.

Regional players

• YooMoney (formerly Yandex.Kassa): YooMoney is a leading Russian online payment service provider offering gateway, tokenization, and mobile wallet solutions. It is comparable to Tarlan on payment acceptance and merchant services for e-commerce, but serves a different primary geography.
• Freedom Holding / Freedom Finance: Freedom Holding operates a regional financial services and brokerage platform across Kazakhstan and CIS markets. It is comparable as a regional fintech ecosystem player with payment-adjacent services, though its core is brokerage rather than payment processing.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/tarlanpayments.kz
• LinkedInlinkedin.com/company/tarlan-payments

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tarlan Payments