What I.D. Inspiring Development does

I.D. Inspiring Development GmbH is a Frankfurt-based management consulting firm founded in 2014 that specializes in banks and microfinance institutions operating in emerging markets across Eastern Europe, the Caucasus, Central Asia, the Middle East, Africa, and Latin America. The firm is owned by five Managing Partners — Stephan Boven, Michael Kowalski, Dr. Philipp Pott, Asmus Rotne, and Ardian Salihu — who are former senior executives of the European Bank for Reconstruction and Development and ProCredit Holding, supported by a bench of roughly 46 permanent consultants, most of whom are long-tenured MSME bankers.

The company delivers five product lines: (1) Advisory Services — strategy, operations, digital-transformation, and ESG/ESMS consulting for emerging-market banks and MFIs; (2) Investor Solutions — pre-investment due diligence, independent business reviews, equity valuations, and restructuring support for development finance institutions such as EBRD and Symbiotics; (3) Management Services — long-term executive secondment in which ID consultants serve as Deputy CEO or equivalent at client institutions to lead turnarounds; (4) CRO Circle — a 9-month, EUR 12,000-per-participant blended training program for Chief Risk Officers delivered in English, French, Spanish, and Russian; and (5) delphee — an IFRS 9 compliant Expected Credit Loss (ECL) calculation software that integrates via API to core banking systems.

Revenue is generated through project-based professional services fees, recurring SaaS subscriptions for delphee, multi-year managed-services secondment contracts, and per-participant tuition for CRO Circle. Go-to-market is direct, senior-led enterprise selling into financial institution management, supplemented by thought-leadership content (white papers, webinars) and referrals from development-finance investors. Pricing on consulting and delphee is quote-based and not publicly disclosed, while CRO Circle has a stated EUR 12,000 fee. The firm has no external institutional funding, no subsidiaries, and no disclosed partnerships; it operates a single headquarters in Frankfurt am Main.

Name

I.D. Inspiring Development

Legal name

I.D. Inspiring Development GmbH

Website

https://inspiring-development.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

51–100 employees

Short description

I.D. Inspiring Development is a Frankfurt-based management consulting firm founded in 2014 that provides advisory, investor due-diligence, executive secondment, CRO training, and IFRS 9 ECL software (delphee) to banks and microfinance institutions across emerging markets.

Ownership category

akta.pro rank

Product category

Financial Consulting Services

NAICS

Professional and Management Development Training (611430), Custom Computer Programming Services (541511)

SIC

Services-Management Consulting Services (8742), Services-Prepackaged Software (7372)

akta.pro primary industry

Executive Leadership & C-Suite Development (EDABAAAA)

akta.pro secondary industry

Leadership Assessment, 360 Feedback & Development Planning (EDABAAAK)

Keywords

• Management consulting
• Microfinance advisory
• IFRS 9 software
• ECL calculations
• Emerging market banking

Headquarters

HQ city

Frankfurt

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Advisory Services: Consulting engagements helping managers of financial institutions develop systems, people, and business. Project-based professional services.
2. Investor Solutions: Analysis and support for new investments and financial restructurings including due diligence, independent business reviews, and equity valuation.
3. Management Services: Secondment of management teams to turn around underperforming financial institutions. Ongoing management engagement.
4. delphee Software: IFRS 9 compliant ECL calculation software. Subscription or usage-based model for banks and MFIs.
5. CRO Circle Training: 9-month transformational training program for CROs. EUR 12,000 tuition fee per participant.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

I.D. Inspiring Development is a management consulting firm that advises banks and microfinance institutions in emerging markets. It delivers three core service lines — Advisory Services, Investor Solutions, and Management Services (executive secondment) — plus the CRO Circle training program for Chief Risk Officers and delphee, a proprietary IFRS 9 compliant Expected Credit Loss (ECL) calculation software that integrates with core banking systems via API.

Product overview

I.D. Inspiring Development is a management consulting firm specializing in banks and microfinance institutions in emerging markets. The company's portfolio consists of advisory services (strategy, business development, systems), investor solutions (due diligence, restructuring), management services (executive secondment, turnaround management), and a training program (CRO Circle). The primary software product is delphee, an IFRS 9 compliant ECL calculation tool that integrates with core banking systems via API to automate expected credit loss calculations.

Differentiator

Problem solved

Functional benefit

Brands

• delphee: IFRS 9 compliant Expected Credit Losses (ECL) calculations software solution that integrates with core banking systems.
• CRO Circle

Products and services

• Advisory Services Management consulting services helping banks and microfinance institutions develop systems, people, and business through strategy development, training, and technical solutions including ESG and IFRS compliance.
• Investor Solutions Investment analysis and support services including due diligence, financial restructurings, and portfolio analysis for investors in emerging market financial institutions.
• Management Services Secondment of executive management teams to turn around underperforming financial institutions, including turnaround management, performance enhancement, and business transformation services.
• CRO Circle A 9-month transformational training program for Chief Risk Officers of banks and microfinance institutions, covering technical risk skills, leadership, and individual mentoring.
• delphee IFRS 9 compliant Expected Credit Loss (ECL) calculation software that automates and simplifies credit loss calculations for banks and microfinance institutions, replacing manual processes with a scalable solution that integrates with core banking systems via API.

Quantifiable outcome

• Helped Microinvest become leading microfinance institution and TOP 5 lender in Moldova
• +2 more outcomes

Named customers18 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Bain & Company: Global management consultancy with a Financial Services practice covering banking strategy, risk, and digital transformation. Competes with ID for bank advisory mandates in growth and turnaround situations, with deeper bench and global reach.
• Moody's Analytics: Provider of IFRS 9 ECL calculation, credit risk, and regulatory reporting software to global banks. Direct competitor to delphee in the IFRS 9 software market, though positioned at materially larger enterprise scale and broader regulatory coverage.
• The Boston Consulting Group: Global management consulting firm with Financial Institutions and Global Advantage practices covering emerging-market banking transformation. Competes for the same institutional mandates ID pursues, with substantially larger teams and proprietary benchmarking assets.
• McKinsey & Company: Global management consulting firm with a dedicated Banking & Securities and Risk & Resilience practices serving emerging-market banks. Competes for the same C-suite transformation mandates as ID, though at vastly greater scale and pricing power.
• Roland Berger: European-headquartered global management consultancy with a strong Financial Services practice and Frankfurt presence. Competes with ID on European bank transformation mandates but at much larger scale and across broader industries.
• Deloitte (Financial Services Consulting): Big Four professional services firm with a global Financial Services practice covering risk, regulatory compliance (IFRS 9), and digital transformation. Competes with ID on bank risk and compliance mandates and would be an obvious acquirer or strategic partner for an exit scenario.

Direct peers

• Oliver Wyman: Global management consultancy with a deep Financial Services practice covering risk, compliance, and banking transformation. Closest tier-1 peer to ID's advisory and IFRS 9 risk advisory offerings, though at materially larger scale and broader geographic scope.
• Microfinanza Rating: Specialised advisory and rating agency focused on microfinance institutions and financial inclusion across emerging markets. Highly comparable to ID's MFI-focused advisory practice and overlapping client base in Africa, Latin America, and Eastern Europe.
• Symbiotics: Impact investment platform providing advisory, research, and capacity-building services to financial institutions in emerging markets. Overlaps directly with ID's Investor Solutions and CRO Circle training, and is itself a current ID client.

Emerging players

• M-CRIL (Micro-Credit Ratings International): Specialised microfinance rating and advisory firm serving MFIs and investors in emerging markets. Comparable to ID's MFI advisory work but narrower in scope (rating-focused) and smaller in scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/i.d.-inspiring-development-gmbh

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about I.D. Inspiring Development