HAS Companies
HAS Companies is a privately-held group providing TPA, claims administration, travel assistance, and international health insurance through nine subsidiaries. Based in Sunrise, Florida, it serves insurance carriers, corporations, and individuals via white-label technology, AI-augmented telemedicine, and an 800,000+ provider network.
- Company typePrivate
- Founded2001
- HeadquartersSunrise, United States
- Headcount251–500
- GTM typeB2B
- OfferingServices
What HAS Companies does
HAS Companies is a privately-held group of companies founded in 2001 that delivers integrated global solutions for risk management, third-party administration (TPA), travel assistance, and international health insurance. Headquartered in Sunrise, Florida, the group operates through nine wholly-owned subsidiaries spanning contact center operations (WTA by HAS, WTA Latam, WTA do Brasil, WTA Mexico), claims administration (Interassistance), technology development (ILS Techniks), healthcare provision (WTA IPS by HAS, Elite Global Doctors), and reinsurance/insurance (Koris). It serves insurance carriers, assistance providers, corporations, and individuals across the Americas and beyond, supported by 11 offices, 5 contact centers, and a network of 800,000+ worldwide providers.
The company's core technology stack is proprietary and developed in-house by ILS Techniks, including an Operating System for service process management, a White Label Issuance System, the Telejourney corporate telemedicine platform, AI-powered facial scanning for wellness and pathology detection, the HAS Wellness App, an Automated Refund Platform, and a Smart Dashboard. HAS claims 40+ IT developments in the assistance sector, 1.2+ million services delivered annually, 13+ million communications per year, and 2+ million AI-augmented telemedicine services. The group holds multiple certifications including Lloyd's of London Delegated Claims Authority (DCA), HIPAA, ISO 9001, ISO 27001, and AICPA.
HAS generates revenue through four streams: managed-services fees from TPA and claims administration for insurers, licensing and customization fees for white-label technology platforms, recurring insurance premiums from Koris's international private medical insurance (IPMI) products, and transaction-based fees for general and travel assistance services. Distribution occurs via direct enterprise sales, an agent and agency network (particularly for Koris IPMI), white-label/OEM embedding under client brands, and API-based integrations with client systems. The firm is privately held with no disclosed external funding and has grown organically through subsidiary formation and regional expansion over 25+ years. Leadership consists of founder Jim Hays (President & CEO) and managing partner Alfredo Julian.
HAS Companies firmographics
Firmographics- Name
- HAS Companies
- Legal name
- HAS Companies
- Website
- https://hascompanies.com
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- HAS Companies is a privately-held group providing TPA, claims administration, travel assistance, and international health insurance through nine subsidiaries. Based in Sunrise, Florida, it serves insurance carriers, corporations, and individuals via white-label technology, AI-augmented telemedicine, and an 800,000+ provider network.
- Ownership category
- akta.pro rank
HAS Companies industry classification
Industry- Product category
- Travel Insurance & Assistance Services
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Direct Health and Medical Insurance Carriers (524114), Professional, Scientific, and Technical Services (54)
- SIC
- Insurance Agents, Brokers & Service (6411), Services-Health Services (8000)
- akta.pro primary industry
- Provider Network, Credentialing & Contracting Support (BPAAAFAI)
Keywords
Where HAS Companies is headquartered
LocationHeadquarters
- HQ city
- Sunrise
- HQ country
- United States
- HQ region
- North America
Offices6 records
Markets served
HAS Companies business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- TPA and Claims Administration Services: HAS acts as Third Party Administrator (TPA) for insurance companies and assistance providers, managing claims processing, cost containment, and provider negotiations on behalf of clients. Revenue generated through service fees based on volume of managed cases.
- White-Label Technology Solutions: Custom development and licensing of branded assistance platforms, issuance systems, and telemedicine solutions for corporate clients. Includes setup fees, licensing, and ongoing maintenance/support.
- International Health Insurance (Koris): IPMI (International Private Medical Insurance) products for individuals, companies, and families providing global health coverage. Revenue from insurance premiums.
- Assistance Services: General and travel assistance services including medical coordination, emergency support, and concierge services managed through global provider networks.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise white-label solutions with customized pricing |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels5 records
HAS Companies product offering
Product offeringCore offering
HAS Companies provides travel insurance, healthcare claims administration (third-party administrator services), and technology-driven assistance services through wholly-owned operating subsidiaries including WTA by HAS (contact center and claims administration), ILS Techniks (technology development), Interassistance (claims management), Koris (international private medical insurance), and Elite Global Doctors (telemedicine). The company also offers white-label technology platforms and digital issuance ecosystems that insurance carriers and assistance providers can rebrand and operate as their own products.
Product overview
HAS Companies operates as a multi-brand holding company providing integrated global solutions for risk management, travel assistance, health insurance, and corporate services. The portfolio includes six specialized subsidiaries: WTA by HAS (contact center/TPA), ILS Techniks (technology development), Interassistance (claims management), Koris (international health insurance/reinsurance), and Elite Global Doctors (health tech/telemedicine). The product ecosystem centers on White Label Development services enabling customizable assistance and insurance products, supported by core technology platforms including an Operating System for operational management, Digital Ecosystem with issuance and wellness apps, and the Telejourney™ corporate telemedicine solution. The company delivers over 1.2 million services annually through a network of 800,000+ worldwide providers, leveraging 40+ technological developments and 2 million AI-augmented telemedicine services per year.
Differentiator
Problem solved
Functional benefit
Products and services
- TPA & Claims Administration Services Third-party administrator (TPA) claims administration and management services delivered for insurance companies and assistance providers through the WTA by HAS and Interassistance subsidiaries.
- White-Label Technology Solutions White-label development, operating system platforms, and digital issuance ecosystems developed by ILS Techniks that insurance carriers and assistance providers can rebrand and operate as their own, including AI-driven features such as facial scanning.
- International Private Medical Insurance (Koris) International health insurance product under the Koris brand for individuals, families, and corporate groups needing cross-border medical coverage, distributed through agents and brokers.
- Telemedicine Services (Elite Global Doctors) Virtual medical consultations and remote care services delivered to insurance policyholders, assistance clients, and direct users across multiple geographies via the Elite Global Doctors subsidiary, with a wellness application also offered to users.
- 24/7 Contact Center Services (WTA by HAS) Multilingual contact center and customer service operations delivered for insurance carriers, assistance companies, and corporate benefit programs through WTA by HAS and its regional operations (WTA Latam, WTA do Brasil, WTA Mexico).
Quantifiable outcome
- 800,000+ worldwide providers in network
- +4 more outcomes
Companies that use HAS Companies
Customer profileNamed customers2 records
Segments5 records
Ideal customer profiles3 records
HAS Companies technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability11 records
Feature7 records
HAS Companies partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Lloyd's of LondoncoreWTA by HAS certified as Delegated Claims Authority (DCA) by Lloyd's, enabling authorized claims management on behalf of Lloyd's syndicates. Represents the company's most prestigious regulatory certification and strategic partnership in the insurance industry.
Scale indicators9 records
Recent moves6 records
Expansion highlights6 records
HAS Companies competitors and assessment
Company assessmentOthers
Direct peers
- Generali Global Assistance (now part of Europ Assistance): Travel insurance and assistance provider offering white-label products, claims administration, and assistance services. Comparable to HAS's white-label development, TPA, and travel assistance product lines.
- GeoBlue (a CBC company): International travel health insurance and assistance provider focused on globally mobile populations, including expats, students, and business travelers. Closely matches Koris IPMI product profile and HAS's travel medical assistance services.
- International SOS: World's largest medical and travel assistance services company. Directly comparable to HAS as it provides travel assistance, medical coordination, TPA-like claims handling, telemedicine, and global provider networks to insurance carriers, corporates, and governments at far greater scale.
- April International (April Group): International health, travel, and assistance insurance provider with strong presence across Europe, Asia, and Latin America. Directly comparable to Koris IPMI and to HAS's assistance/TPA services for expatriates and globally mobile customers.
Broad incumbents
- Europ Assistance (Generali Group): Global travel assistance, motor, and health assistance provider within Generali. Overlaps with HAS on travel assistance, corporate assistance programs, and claims management, though operating at much greater global scale.
- Bupa Global: International health insurance arm of Bupa Group offering IPMI to individuals and corporates. Comparable to Koris IPMI and to HAS's broader international health and wellness offering under Elite Global Doctors.
- Allianz Partners (formerly AXA Assistance): Global travel insurance and assistance business within Allianz Group. Overlaps with HAS on travel assistance, international health insurance, claims administration, and corporate solutions, but operates as part of a much larger financial services portfolio.
- Cigna Global Health (Cigna Group): Major direct health and medical insurance carrier providing IPMI to individuals and corporates globally. Directly comparable to HAS's Koris IPMI business and to its white-label assistance platform play for multinational employers.
Emerging players
- MEDEX Global Solutions: Specialist travel medical assistance and risk management provider. Niche overlap with HAS on travel medical assistance, security services, and corporate client support, though with a smaller geographic footprint.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat7 records
Key risks6 records
Key highlights7 records
Customer concentration
HAS Companies compliance and trust
Trust signalCompliance5 records
HAS Companies financial estimates
Financial estimateRevenue estimate
Valuation estimate
HAS Companies leadership team
Management profileNumber of profiles
Profiles2 records
HAS Companies subsidiaries and ownership
Company hierarchySubsidiaries9 records
HAS Companies funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
HAS Companies M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about HAS Companies
What does HAS Companies do?
HAS Companies provides travel insurance, healthcare claims administration (third-party administrator services), and technology-driven assistance services through wholly-owned operating subsidiaries including WTA by HAS (contact center and claims administration), ILS Techniks (technology development), Interassistance (claims management), Koris (international private medical insurance), and Elite Global Doctors (telemedicine). The company also offers white-label technology platforms and digital issuance ecosystems that insurance carriers and assistance providers can rebrand and operate as their own products.
Is HAS Companies a public or private company?
HAS Companies is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was HAS Companies founded?
HAS Companies was founded in 2001. It employs 251 to 500 people.
Where is HAS Companies based?
HAS Companies is headquartered in Sunrise, United States, in the North America region.
How does HAS Companies make money?
Four revenue lines are on record. TPA and Claims Administration Services are the primary driver. The others are white-Label Technology Solutions, international Health Insurance (Koris) and assistance Services.
Who are HAS Companies's main competitors?
Now Health International is listed as an others. Direct peers are Generali Global Assistance (now part of Europ Assistance), GeoBlue (a CBC company), International SOS and April International (April Group). Broad incumbents are Europ Assistance (Generali Group), Bupa Global, Allianz Partners (formerly AXA Assistance) and Cigna Global Health (Cigna Group). MEDEX Global Solutions is listed as an emerging player.
Does HAS Companies have an API?
Yes. HAS Companies connects services with client systems through APIs and web services, integrating with apps, websites, and sales platforms. Their integrations support both REST and SOAP architectures. The white label development solution mentions 'Easy integration with client systems, embeddable quote tool, and API connections for reporting or issuance.' No public API documentation or developer portal is specified.
What industry is HAS Companies in?
HAS Companies's product category is Travel Insurance & Assistance Services. Its primary akta.pro industry code is BPAAAFAI, Provider Network, Credentialing & Contracting Support. Its NAICS code is 5242 and its SIC code is 6411.